MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
Home / Mortgage Lenders / Florida / Pine Hills
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Pine Hills, Florida

Pine Hills, Florida mortgage lenders include Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Launch Credit UnionLaunch Credit Union14640 Hanger Rd, Cape Canaveral, FL 32920A5.0 ★Texas Ratio: 7.61%, and Addition Financial Credit UnionAddition Financial Credit Union847 S Orange Blossom Trl, Apopka, FL 32703A5.0 ★Texas Ratio: 6.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Pine Hills, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pine Hills are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Pine Hills, Florida

Market share is the lender's share of all home loans closed in Pine Hills, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
460 E Altamonte Dr, Altamonte Springs, FL 32701
A+5.0 ★Texas Ratio: 4.14%
Conventional, FHA, HELOC 9
+4 HELOCs
1.5% 75% $219,444 View
891 E Altamonte Dr, Altamonte Springs, FL 32701
A+5.0 ★Texas Ratio: 2.64%
Conventional, HELOC 7
+4 HELOCs
1.2% 43.8% $70,714 View
1209 Kingsway Rd, Brandon, FL 33510
A+5.0 ★Texas Ratio: 5.93%
Conventional 6 1% 41.9% $86,666 View
1030 Montgomery Rd, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 5.36%
Conventional, FHA 6 1% 75% $196,666 View
★ 1 stars, 1 review
1198 Commerce Park Dr, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 4
+9 HELOCs
0.7% 80% $182,500 View
360 W State Road 436, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 4.37%
Conventional, HELOC 3
+3 HELOCs
0.5% 30% $211,666 View
500 E Altamonte Dr, Altamonte Springs, FL 32701
A+5.0 ★Texas Ratio: 3.68%
Conventional, FHA, HELOC 3
+1 HELOCs
0.5% 60% $258,333 View
9105 Strada Pl, Naples, FL 34108
A+5.0 ★Texas Ratio: 2.85%
Conventional, FHA 2 0.3% 25% $325,000 View
14640 Hanger Rd, Cape Canaveral, FL 32920
A5.0 ★Texas Ratio: 7.61%
Conventional 2 0.3% 50% $70,000 View
847 S Orange Blossom Trl, Apopka, FL 32703
A5.0 ★Texas Ratio: 6.85%
Conventional, HELOC 1
+5 HELOCs
0.2% 60% $325,000 View
254 W State Road 436, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 3.22%
Conventional, HELOC 1
+3 HELOCs
0.2% 50% $85,000 View
1328 E Oak St, Arcadia, FL 34266
A5.0 ★Texas Ratio: 6.26%
Conventional, HELOC 1
+2 HELOCs
0.2% 100% $385,000 View
514 E Altamonte Dr, Altamonte Springs, FL 32701
A+5.0 ★Texas Ratio: 3.71%
Conventional, HELOC 1
+1 HELOCs
0.2% 50% $35,000 View
20423 State Road 7, Boca Raton, FL 33498
D3.3 ★Texas Ratio: 35.11%
FHA 1 0.2% 100% $245,000 View
★ 5 stars, 1 review
400 Us Highway 27 N, Avon Park, FL 33825
A+5.0 ★Texas Ratio: 2.27%
Conventional 1 0.2% 25% $325,000 View
931 N Park Ave, Apopka, FL 32712
A+5.0 ★Texas Ratio: 3.49%
Conventional 1 0.2% 11.1% $155,000 View
★ 1 stars, 1 review
1199 Spring Centre South Blvd, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 3.18%
Conventional 1 0.2% 12.5% $25,000 View
16201 NW US Highway 441, Alachua, FL 32615 6399
A5.0 ★Texas Ratio: 9.56%
Conventional 1 0.2% 33.3% $55,000 View
★ 5 stars, 1 review
345 E Main St, Apopka, FL 32703
A+5.0 ★Texas Ratio: 2.72%
HELOC 0
+4 HELOCs
0% n/a View
2222 Ponce De Leon Blvd, Coral Gables, FL 33134
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+2 HELOCs
0% n/a View
★ 1.8 stars, 5 reviews
909 West State Rd 434, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+1 HELOCs
0% 0% View
850 Park Shore Drive, Naples, FL 34103
A+5.0 ★Texas Ratio: 4.11%
HELOC 0
+1 HELOCs
0% n/a View
10303 SE US Highway 441, Belleview, FL 34420
A+5.0 ★Texas Ratio: 4.76%
HELOC 0
+1 HELOCs
0% n/a View
701 9th St W, Bradenton, FL 34205 8656
A+5.0 ★Texas Ratio: 5.46%
HELOC 0
+1 HELOCs
0% n/a View
7375 University Pkwy, Bradenton, FL 34202 2300
A5.0 ★Texas Ratio: 7.65%
HELOC 0
+1 HELOCs
0% n/a View
★ 1.7 stars, 3 reviews
900 W State Road 436, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+1 HELOCs
0% 0% View
Freedom Mortgage Corporation
Conventional, FHA, VA 11 1.9% 61.1% $222,272
Acrisure Mortgage, LLC
Conventional, FHA 8 1.4% 72.7% $293,750
New Day Financial, LLC.
VA 4 0.7% 36.4% $265,000
Lakeview Loan Servicing, LLC
Conventional, FHA 3 0.5% 19% $151,666
Alkan Mortgage Corporation
FHA 2 0.3% 100% $305,000
The Mortgage Firm
Conventional, VA 2 0.3% 66.7% $320,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.2% 50% $205,000 View
PHH Mortgage Corporation
Conventional 1 0.2% 100% $125,000
Reliable Holdings Manager dba Lendz Financial
Conventional 1 0.2% 100% $215,000
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 183
+1 HELOCs
31.2% 80.9% $278,934
Rocket Mortgage
Conventional, FHA, VA 60 10.2% 71.3% $196,666
CrossCountry Mortgage, LLC
Conventional, FHA, VA 13 2.2% 81.2% $318,076
Guild Mortgage Company
Conventional, FHA 13 2.2% 100% $219,615
Paramount Residential Mortgage
Conventional, FHA 13 2.2% 92.9% $253,461
Pennymac Loan Services LLC
Conventional, FHA, VA 12 2% 50% $220,000
Kind Lending, LLC
Conventional, FHA 9 1.5% 76.9% $279,444
Guaranteed Rate, Inc.
Conventional, FHA 8 1.4% 88.9% $221,250
loanDepot.com LLC
Conventional, FHA 8 1.4% 57.1% $177,500
Nationstar Mortgage
Conventional 8 1.4% 52.9% $141,250
A5.0 ★Texas Ratio: 8.10%
Conventional, FHA 7 1.2% 29.2% $226,428 View
Movement Mortgage, LLC
Conventional, FHA 7 1.2% 100% $182,142
A5.0 ★Texas Ratio: 9.09%
Conventional, FHA 7 1.2% 100% $136,428 View
T2 Financial LLC
Conventional, FHA 6 1% 85.7% $273,333
A+5.0 ★Texas Ratio: 0.00%
Conventional, FHA, VA 6 1% 38.9% $213,333 View
Amerisave Mortgage Company
Conventional, FHA, VA 5 0.9% 18.5% $145,000
Click n' Close, Inc.
Conventional, FHA 5 0.9% 100% $209,000
Zillow Home Loans, LLC
Conventional, FHA, VA 5 0.9% 71.4% $295,000
New American Funding, LLC.
Conventional, FHA 5 0.9% 55.6% $215,000
A5.0 ★Texas Ratio: 6.69%
Conventional, FHA 4 0.7% 50% $212,500 View
Union Home Mortgage Corp.
Conventional, FHA 4 0.7% 100% $257,500
Planet Home Lending, LLC
Conventional, FHA 4 0.7% 100% $290,000
Mortgage Equity Partners LLC
Conventional, FHA, VA 4 0.7% 100% $325,000
A5.0 ★Texas Ratio: 8.14%
Conventional, HELOC 3
+6 HELOCs
0.5% 21.4% $85,000
All Credit Considered Mortgage, Inc.
Conventional 3 0.5% 100% $325,000
American Financial Network, Inc.
Conventional, FHA 3 0.5% 25% $318,333
AmWest Funding Corp
Conventional, FHA 3 0.5% 75% $258,333
Waterstone Mortgage Corporation
Conventional, FHA 3 0.5% 100% $221,666
American Pacific Mortgage Corporation
Conventional, FHA 3 0.5% 75% $261,666
A+5.0 ★Texas Ratio: 3.68%
Conventional 3 0.5% 100% $311,666 View
Meadowbrook Financial Mortgage Bankers Corp.
Conventional 3 0.5% 100% $205,000
Fairway Independent Mort Corp
Conventional, VA 3 0.5% 100% $165,000
Plaza Home Mortgage, Inc
Conventional, FHA, VA 3 0.5% 80% $235,000
JMAC Lending, Inc.
Conventional, FHA 3 0.5% 100% $285,000
HomeBridge Financial Services, Inc
Conventional, FHA, HELOC 2
+4 HELOCs
0.3% 100% $235,000
Cornerstone First Mortgage, LLC
Conventional, FHA 2 0.3% 100% $385,000
American Financial Resources LLC
FHA 2 0.3% 66.7% $305,000
Gold Star Mortgage Financial Group, Corporation
Conventional 2 0.3% 100% $145,000
Everett Financial, Inc.
Conventional, FHA 2 0.3% 50% $265,000
AdvantageFirst Lending Inc
FHA 2 0.3% 66.7% $230,000
A+5.0 ★Texas Ratio: 1.71%
FHA 2 0.3% 100% $240,000 View
JMJ Financial Group Inc.
Conventional, FHA 2 0.3% 100% $160,000
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 2 0.3% 100% $280,000 View
Mortgage Research Center
VA 2 0.3% 25% $320,000
Mortgage Solutions of Colorado
VA 2 0.3% 100% $270,000
Genway Home Mortgage, Inc.
Conventional, FHA 2 0.3% 100% $165,000
A+5.0 ★Texas Ratio: 2.14%
FHA, VA 2 0.3% 66.7% $235,000 View
A5.0 ★Texas Ratio: 8.28%
Conventional, FHA 2 0.3% 100% $165,000 View
Leaderone Financial Corp.
Conventional, FHA 2 0.3% 66.7% $245,000
The Loan Store, Inc
Conventional, HELOC 1
+5 HELOCs
0.2% 50% $345,000
Spring Eq, LLC
Conventional, HELOC 1
+4 HELOCs
0.2% 28.6% $95,000
A+5.0 ★Texas Ratio: 2.02%
FHA, HELOC 1
+1 HELOCs
0.2% 100% $405,000 View
EMM Loans LLC
FHA 1 0.2% 100% $375,000
Panorama Mortgage Group, LLC
VA 1 0.2% 100% $405,000
Kbhs Home Loans, LLC
FHA 1 0.2% 100% $415,000
American Portfolio Mortgage Corporation
FHA 1 0.2% 100% $305,000
First Community Mortgage, Inc.
Conventional 1 0.2% 100% $205,000
Guaranteed Rate Affinity, LLC
Conventional 1 0.2% 100% $95,000
B+4.0 ★Texas Ratio: 2.09%
Conventional 1 0.2% 100% $235,000 View
Cliffco, Inc.
FHA 1 0.2% 100% $255,000
Primary Residential Mortgage, INC.
FHA 1 0.2% 100% $235,000
Goodleap, LLC
FHA 1 0.2% 40% $305,000
Equity Prime Mortgage LLC
FHA 1 0.2% 50% $225,000
Allied Mortgage Group, Inc
FHA 1 0.2% 100% $175,000
Filo Mortgage, LLC
VA 1 0.2% 100% $405,000
Bridgeway Lending Partners, LLC
Conventional 1 0.2% 100% $105,000
Acre Mortgage & Financial, Inc.
FHA 1 0.2% 100% $345,000
Bay-Valley Mortgage Group
Conventional 1 0.2% 100% $165,000
Discover Bank
Conventional 1 0.2% 20% $125,000
Royal Pacific Funding
Conventional 1 0.2% 100% $285,000
Mid-Continent Funding, Inc.
VA 1 0.2% 100% $295,000
Greenbox Loans
Conventional 1 0.2% 100% $215,000
Calcon Mutual Mortgage LLC
Conventional 1 0.2% 100% $435,000
My Mortgage, Inc
Conventional 1 0.2% 100% $365,000
Ameritrust Mortgage Corporation
FHA 1 0.2% 100% $185,000
Nfm, Inc
FHA 1 0.2% 100% $265,000
Cardinal Financial Company, Li
Conventional 1 0.2% 100% $435,000
Southeast Mortgage of Georgia, Inc.
FHA 1 0.2% 100% $355,000
UNMB Home Loans Inc
Conventional 1 0.2% 100% $215,000
Nations Lending Corporation
Conventional 1 0.2% 100% $405,000
Communityamerica Federal Credit Union
Conventional 1 0.2% 100% $345,000
Mission Loans, LLC
Conventional 1 0.2% 100% $55,000
Interstate Home Loan Center, Inc.
Conventional 1 0.2% 100% $215,000
Citadel Servicing Corporation
Conventional 1 0.2% 100% $255,000
Prosperity Home Mortgage, LLC
Conventional 1 0.2% 100% $235,000
B-4.3 ★Texas Ratio: 23.12%
Conventional 1 0.2% 100% $275,000 View
Nexera Holding LLC
Conventional 1 0.2% 100% $265,000
Vanderbilt Mortgage and Finance, Inc
Conventional 1 0.2% 16.7% $25,000
Texana Bank
FHA 1 0.2% 100% $205,000
Loan Simple, Inc.
FHA 1 0.2% 100% $235,000
Geneva Financial LLC
FHA 1 0.2% 100% $225,000
Ark-La-Tex Financial Services LLC
Conventional 1 0.2% 100% $305,000
Salem Five Mortgage Company LLC
Conventional 1 0.2% 100% $275,000
Coastal Community Bank
HELOC 0
+4 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+3 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+3 HELOCs
0% n/a
Nextmortgage, LLC
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Pine Hills, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Pine Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pine Hills in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Pine Hills, FL

Use these to narrow the list above. Each category shows how many Pine Hills, FL lenders fit and what that kind of lender is usually best for.

Who Lends in Pine Hills, FL

Independent mortgage companies closed 87.9 percent of home loans in Pine Hills, Florida in 2025, banks 9 percent and credit unions 3.1 percent. Triad Financial Services, Inc. was the largest mortgage company, Bank of America NA the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, Fairwinds Credit Union led with 7 loans.

87.9%
Mortgage companies
9%
Banks
3.1%
Credit unions
44%
FHA loans
6%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Pine Hills, FL

Who is the largest mortgage lender in Pine Hills, FL?

By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Pine Hills, Florida with 9 loans, about 1.5 percent of the market. The largest lender headquartered in Florida was Fairwinds Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Pine Hills, FL have the highest approval rates?

Among lenders with meaningful volume in Pine Hills, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 80.9 percent, against a 64.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Pine Hills, FL mortgage lenders offer FHA, VA and USDA loans?

64 lenders closed FHA loans in Pine Hills, Florida in 2025, led by United Wholesale Mortgage with 103. 20 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Pine Hills, FL lender list?

Yes. 27 banks and 12 credit unions closed home loans in Pine Hills, Florida in 2025, alongside 93 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Pine Hills, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Pine Hills, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pine Hills, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pine Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.