Pine Hills, Florida mortgage lenders include Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Launch Credit UnionLaunch Credit Union14640 Hanger Rd, Cape Canaveral, FL 32920A5.0 ★Texas Ratio: 7.61%, and Addition Financial Credit UnionAddition Financial Credit Union847 S Orange Blossom Trl, Apopka, FL 32703A5.0 ★Texas Ratio: 6.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pine Hills, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pine Hills are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Pine Hills, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 9 +4 HELOCs |
1.5% | 75% | $219,444 | View |
|
891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 7 +4 HELOCs |
1.2% | 43.8% | $70,714 | View |
|
1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 6 | 1% | 41.9% | $86,666 | View |
|
1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 6 | 1% | 75% | $196,666 | View |
|
★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +9 HELOCs |
0.7% | 80% | $182,500 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +3 HELOCs |
0.5% | 30% | $211,666 | View |
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.5% | 60% | $258,333 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 0.3% | 25% | $325,000 | View |
|
14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61% |
Conventional | 2 | 0.3% | 50% | $70,000 | View |
|
847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 60% | $325,000 | View |
|
254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 50% | $85,000 | View |
|
1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $385,000 | View |
|
514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $35,000 | View |
|
20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 100% | $245,000 | View |
|
★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 25% | $325,000 | View |
|
931 N Park Ave, Apopka, FL 32712 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 1 | 0.2% | 11.1% | $155,000 | View |
|
★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 1 | 0.2% | 12.5% | $25,000 | View |
|
16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0.2% | 33.3% | $55,000 | View |
|
★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
701 9th St W, Bradenton, FL 34205 8656 A+5.0 ★Texas Ratio: 5.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 11 | 1.9% | 61.1% | $222,272 | |
Acrisure Mortgage, LLC
|
Conventional, FHA | 8 | 1.4% | 72.7% | $293,750 | |
New Day Financial, LLC.
|
VA | 4 | 0.7% | 36.4% | $265,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 3 | 0.5% | 19% | $151,666 | |
Alkan Mortgage Corporation
|
FHA | 2 | 0.3% | 100% | $305,000 | |
The Mortgage Firm
|
Conventional, VA | 2 | 0.3% | 66.7% | $320,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 50% | $205,000 | View |
PHH Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $125,000 | |
Reliable Holdings Manager dba Lendz Financial
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 183 +1 HELOCs |
31.2% | 80.9% | $278,934 | |
Rocket Mortgage
|
Conventional, FHA, VA | 60 | 10.2% | 71.3% | $196,666 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 13 | 2.2% | 81.2% | $318,076 | |
Guild Mortgage Company
|
Conventional, FHA | 13 | 2.2% | 100% | $219,615 | |
Paramount Residential Mortgage
|
Conventional, FHA | 13 | 2.2% | 92.9% | $253,461 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 12 | 2% | 50% | $220,000 | |
Kind Lending, LLC
|
Conventional, FHA | 9 | 1.5% | 76.9% | $279,444 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 8 | 1.4% | 88.9% | $221,250 | |
loanDepot.com LLC
|
Conventional, FHA | 8 | 1.4% | 57.1% | $177,500 | |
Nationstar Mortgage
|
Conventional | 8 | 1.4% | 52.9% | $141,250 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA | 7 | 1.2% | 29.2% | $226,428 | View |
Movement Mortgage, LLC
|
Conventional, FHA | 7 | 1.2% | 100% | $182,142 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 7 | 1.2% | 100% | $136,428 | View |
T2 Financial LLC
|
Conventional, FHA | 6 | 1% | 85.7% | $273,333 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 6 | 1% | 38.9% | $213,333 | View |
Amerisave Mortgage Company
|
Conventional, FHA, VA | 5 | 0.9% | 18.5% | $145,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 5 | 0.9% | 100% | $209,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA, VA | 5 | 0.9% | 71.4% | $295,000 | |
New American Funding, LLC.
|
Conventional, FHA | 5 | 0.9% | 55.6% | $215,000 | |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 4 | 0.7% | 50% | $212,500 | View |
Union Home Mortgage Corp.
|
Conventional, FHA | 4 | 0.7% | 100% | $257,500 | |
Planet Home Lending, LLC
|
Conventional, FHA | 4 | 0.7% | 100% | $290,000 | |
Mortgage Equity Partners LLC
|
Conventional, FHA, VA | 4 | 0.7% | 100% | $325,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +6 HELOCs |
0.5% | 21.4% | $85,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 3 | 0.5% | 100% | $325,000 | |
American Financial Network, Inc.
|
Conventional, FHA | 3 | 0.5% | 25% | $318,333 | |
AmWest Funding Corp
|
Conventional, FHA | 3 | 0.5% | 75% | $258,333 | |
Waterstone Mortgage Corporation
|
Conventional, FHA | 3 | 0.5% | 100% | $221,666 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 3 | 0.5% | 75% | $261,666 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.5% | 100% | $311,666 | View |
Meadowbrook Financial Mortgage Bankers Corp.
|
Conventional | 3 | 0.5% | 100% | $205,000 | |
Fairway Independent Mort Corp
|
Conventional, VA | 3 | 0.5% | 100% | $165,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA | 3 | 0.5% | 80% | $235,000 | |
JMAC Lending, Inc.
|
Conventional, FHA | 3 | 0.5% | 100% | $285,000 | |
HomeBridge Financial Services, Inc
|
Conventional, FHA, HELOC | 2 +4 HELOCs |
0.3% | 100% | $235,000 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $385,000 | |
American Financial Resources LLC
|
FHA | 2 | 0.3% | 66.7% | $305,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 2 | 0.3% | 100% | $145,000 | |
Everett Financial, Inc.
|
Conventional, FHA | 2 | 0.3% | 50% | $265,000 | |
AdvantageFirst Lending Inc
|
FHA | 2 | 0.3% | 66.7% | $230,000 | |
|
A+5.0 ★Texas Ratio: 1.71% |
FHA | 2 | 0.3% | 100% | $240,000 | View |
JMJ Financial Group Inc.
|
Conventional, FHA | 2 | 0.3% | 100% | $160,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.3% | 100% | $280,000 | View |
Mortgage Research Center
|
VA | 2 | 0.3% | 25% | $320,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 0.3% | 100% | $270,000 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 2 | 0.3% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
FHA, VA | 2 | 0.3% | 66.7% | $235,000 | View |
|
A5.0 ★Texas Ratio: 8.28% |
Conventional, FHA | 2 | 0.3% | 100% | $165,000 | View |
Leaderone Financial Corp.
|
Conventional, FHA | 2 | 0.3% | 66.7% | $245,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 50% | $345,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 28.6% | $95,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $405,000 | View |
EMM Loans LLC
|
FHA | 1 | 0.2% | 100% | $375,000 | |
Panorama Mortgage Group, LLC
|
VA | 1 | 0.2% | 100% | $405,000 | |
Kbhs Home Loans, LLC
|
FHA | 1 | 0.2% | 100% | $415,000 | |
American Portfolio Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $305,000 | |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.2% | 100% | $95,000 | |
|
B+4.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Cliffco, Inc.
|
FHA | 1 | 0.2% | 100% | $255,000 | |
Primary Residential Mortgage, INC.
|
FHA | 1 | 0.2% | 100% | $235,000 | |
Goodleap, LLC
|
FHA | 1 | 0.2% | 40% | $305,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.2% | 50% | $225,000 | |
Allied Mortgage Group, Inc
|
FHA | 1 | 0.2% | 100% | $175,000 | |
Filo Mortgage, LLC
|
VA | 1 | 0.2% | 100% | $405,000 | |
Bridgeway Lending Partners, LLC
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
Acre Mortgage & Financial, Inc.
|
FHA | 1 | 0.2% | 100% | $345,000 | |
Bay-Valley Mortgage Group
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 20% | $125,000 | |
Royal Pacific Funding
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 0.2% | 100% | $295,000 | |
Greenbox Loans
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
My Mortgage, Inc
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
Ameritrust Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $185,000 | |
Nfm, Inc
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
Southeast Mortgage of Georgia, Inc.
|
FHA | 1 | 0.2% | 100% | $355,000 | |
UNMB Home Loans Inc
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Nations Lending Corporation
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
Communityamerica Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $55,000 | |
Interstate Home Loan Center, Inc.
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Nexera Holding LLC
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.2% | 16.7% | $25,000 | |
Texana Bank
|
FHA | 1 | 0.2% | 100% | $205,000 | |
Loan Simple, Inc.
|
FHA | 1 | 0.2% | 100% | $235,000 | |
Geneva Financial LLC
|
FHA | 1 | 0.2% | 100% | $225,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
Salem Five Mortgage Company LLC
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Coastal Community Bank
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Nextmortgage, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Pine Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pine Hills in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Pine Hills, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 87.9 percent of home loans in Pine Hills, Florida in 2025, banks 9 percent and credit unions 3.1 percent. Triad Financial Services, Inc. was the largest mortgage company, Bank of America NA the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, Fairwinds Credit Union led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Pine Hills, Florida with 9 loans, about 1.5 percent of the market. The largest lender headquartered in Florida was Fairwinds Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Pine Hills, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 80.9 percent, against a 64.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
64 lenders closed FHA loans in Pine Hills, Florida in 2025, led by United Wholesale Mortgage with 103. 20 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 12 credit unions closed home loans in Pine Hills, Florida in 2025, alongside 93 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pine Hills, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pine Hills, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pine Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.