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Mortgage Lenders and Brokers in Pelican Bay, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Pelican Bay, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust101 Indian Rocks Rd N, Belleair Bluffs, FL 33770A5.0 ★Texas Ratio: 7.72%, Huntington National BankHuntington National Bank8889 Pelican Bay Blvd, Naples, FL 34108A+5.0 ★Texas Ratio: 3.66%, M&T BankM&T Bank850 Park Shore Drive, Naples, FL 34103A+5.0 ★Texas Ratio: 4.11%, Lake Forest Bank & Trust Company, N.A.Lake Forest Bank & Trust Company, N.A.26851 S Tamiami Trail, Bonita Springs, FL 34134A+5.0 ★Texas Ratio: 2.75%, Citibank, NACitibank, NA18999 Biscayne Blvd, Aventura, FL 33180A+5.0 ★Texas Ratio: 2.82%, and Keybank National AssociationKeybank National Association12830 University Dr, Fort Myers, FL 33907A+5.0 ★Texas Ratio: 4.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Pelican Bay, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pelican Bay are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Pelican Bay, Florida

Market share is the lender's share of all home loans closed in Pelican Bay, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	11	7.9%	100%	$2,330,454	View
Bank of America NA 460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	10 +1 HELOCs	7.2%	100%	$1,159,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo	7	5%	87.5%	$1,210,714	View
Wells Fargo Bank NA 1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	7	5%	88.9%	$1,425,000	View
First Ciitizens Bank and Trust 101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo	4	2.9%	100%	$905,000	View
Huntington National Bank 8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	3	2.2%	100%	$1,131,666	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	3	2.2%	100%	$668,333	View
Lake Forest Bank & Trust Company, N.A. 26851 S Tamiami Trail, Bonita Springs, FL 34134 A+5.0 ★Texas Ratio: 2.75%	Conventional, Jumbo	3	2.2%	100%	$1,588,333	View
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	3	2.2%	100%	$1,391,666	View
Keybank National Association 12830 University Dr, Fort Myers, FL 33907 A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo	2	1.4%	66.7%	$1,235,000	View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	1 +3 HELOCs	0.7%	100%	$275,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +2 HELOCs	0.7%	100%	$645,000	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	1 +2 HELOCs	0.7%	100%	$505,000	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.7%	100%	$845,000	View
BMO Harris Bank NA 5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +1 HELOCs	0.7%	100%	$405,000	View
CIBC Bank USA 340 Royal Palm Way, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	1	0.7%	100%	$855,000	View
Bny Mellon, N.A. 350 E Las Olas Blvd Ste 1400, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	1	0.7%	100%	$1,255,000	View
Commerce Bank 10010 Coconut Rd, Bonita Springs, FL 34135 A+5.0 ★Texas Ratio: 0.89%	Conventional, Jumbo	1	0.7%	100%	$1,575,000	View
American Momentum Bank 1001 S Fort Harrison Ave, Clearwater, FL 33756 A5.0 ★Texas Ratio: 12.55%	Conventional	1	0.7%	100%	$805,000	View
Cogent Bank 1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54%	Conventional	1	0.7%	100%	$365,000	View
The Northern Trust Co 3100 N Military Trl, Boca Raton, FL 33431 A4.7 ★Texas Ratio: 0.83%	Conventional	1	0.7%	100%	$805,000	View
The Central Trust Bank 3701 Tamiami Trl N, Naples, FL 34103 A+5.0 ★Texas Ratio: 3.12%	Conventional, Jumbo	1	0.7%	100%	$1,705,000	View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.7%	100%	$585,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +3 HELOCs	0%	n/a		View
Truist Bank ★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87%	HELOC	0 +3 HELOCs	0%	n/a		View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +2 HELOCs	0%	0%		View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	HELOC	0 +2 HELOCs	0%	0%		View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	HELOC	0 +2 HELOCs	0%	n/a		View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	HELOC	0 +1 HELOCs	0%	50%		View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	HELOC	0 +1 HELOCs	0%	n/a		View
FineMark National Bank & Trust	Conventional	1	0.7%	100%	$605,000
Lake Michigan Credit Union	Conventional, Jumbo, HELOC	6 +2 HELOCs	4.3%	100%	$1,305,000
Rocket Mortgage	Conventional, Jumbo	6	4.3%	63.6%	$593,333
United Wholesale Mortgage	Conventional, Jumbo	5	3.6%	83.3%	$1,227,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	5	3.6%	85.7%	$1,239,000	View
Vista Bank A+5.0 ★Texas Ratio: 4.72%	Conventional, Jumbo	4	2.9%	100%	$720,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	4	2.9%	100%	$2,027,500	View
Summit Mortgage Corporation	Conventional	3	2.2%	100%	$701,666
First Merchants Bank A+5.0 ★Texas Ratio: 4.12%	Conventional, Jumbo, HELOC	2 +2 HELOCs	1.4%	100%	$1,405,000	View
Guaranteed Rate, Inc.	Conventional, Jumbo	2	1.4%	100%	$1,590,000
CrossCountry Mortgage, LLC	Conventional	2	1.4%	100%	$555,000
Pennymac Loan Services LLC	Conventional	2	1.4%	100%	$580,000
loanDepot.com LLC	Conventional, Jumbo	2	1.4%	100%	$1,230,000
Bokf NA A+5.0 ★Texas Ratio: 1.05%	Conventional, Jumbo	2	1.4%	100%	$3,330,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	2	1.4%	100%	$2,300,000	View
Guaranteed Rate Affinity, LLC	Conventional	1	0.7%	100%	$455,000
Liberty Federal Credit Union ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12%	Conventional	1	0.7%	100%	$675,000	View
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0.7%	100%	$5,005,000	View
The Park Bank A+5.0 ★Texas Ratio: 1.98%	Conventional, Jumbo	1	0.7%	100%	$505,000	View
Everett Financial, Inc.	Conventional	1	0.7%	100%	$405,000
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional	1	0.7%	100%	$525,000	View
Nbkc Bank	Conventional	1	0.7%	100%	$805,000
Community Bank A+5.0 ★Texas Ratio: 2.00%	Conventional	1	0.7%	100%	$655,000	View
Movement Mortgage, LLC	Conventional, Jumbo	1	0.7%	100%	$1,605,000
NJ Lenders Corp	Conventional	1	0.7%	100%	$805,000
Select Lending Services, LLC	Conventional, Jumbo	1	0.7%	100%	$2,565,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional, Jumbo	1	0.7%	100%	$925,000	View
American Pacific Mortgage Corporation	Conventional, Jumbo	1	0.7%	100%	$835,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, Jumbo	1	0.7%	100%	$1,705,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	1	0.7%	100%	$1,805,000	View
Wings Financial Credit Union	Conventional, Jumbo	1	0.7%	100%	$1,405,000
Radius Financial Group Inc	Conventional	1	0.7%	100%	$775,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	1	0.7%	100%	$1,425,000	View
New American Funding, LLC.	Conventional	1	0.7%	50%	$755,000
Centier Bank A5.0 ★Texas Ratio: 6.45%	Conventional, Jumbo	1	0.7%	100%	$5,045,000	View
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	1	0.7%	100%	$965,000	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional	1	0.7%	100%	$695,000
Tradition Mortgage, LLC A+5.0 ★Texas Ratio: 2.69%	Conventional, Jumbo	1	0.7%	100%	$925,000	View
Bank of Monticello	Conventional	1	0.7%	100%	$685,000
Spring Eq, LLC	Conventional	1	0.7%	100%	$105,000
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Inova Federal Credit Union A5.0 ★Texas Ratio: 12.73%	HELOC	0 +1 HELOCs	0%	n/a		View
Teachers Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
DFCU Financial	HELOC	0 +1 HELOCs	0%	n/a
RBC Bank (Georgia), N.A.	HELOC	0 +1 HELOCs	0%	n/a
S&T Bank A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Pelican Bay Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Pelican Bay, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Pelican Bay? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pelican Bay in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Pelican Bay, FL

Use these to narrow the list above. Each category shows how many Pelican Bay, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 18 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 47 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 11 lenders. Member owned, often lower fees and flexible underwriting for members Jumbo lenders 39 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 6 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Pelican Bay, FL

Independent mortgage companies closed 23.7 percent of home loans in Pelican Bay, Florida in 2025, banks 69.1 percent and credit unions 7.2 percent. Rocket Mortgage was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Midflorida Credit Union led with 1 loans.

23.7%

Mortgage companies

69.1%

Banks

7.2%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Pelican Bay, FL

Who is the largest mortgage lender in Pelican Bay, FL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Pelican Bay, Florida with 11 loans, about 7.9 percent of the market. The largest lender headquartered in Florida was Midflorida Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Pelican Bay, FL lender list?

Yes. 47 banks and 11 credit unions closed home loans in Pelican Bay, Florida in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Pelican Bay, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Pelican Bay, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pelican Bay, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pelican Bay. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.