Mortgage Lenders and Brokers in Palm Valley, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Palm Valley, Florida mortgage lenders include VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Radifi Federal Credit UnionRadifi Federal Credit Union801 Atlantic Blvd, Atlantic Beach, FL 32233, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, First Horizon BankFirst Horizon Bank520 W Highway 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.76%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Palm Valley, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Palm Valley are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Palm Valley, Florida
Market share is the lender's share of all home loans closed in Palm Valley, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional, Jumbo, HELOC | 25 +11 HELOCs |
8.4% | 83.9% | $497,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 13 +8 HELOCs |
4.4% | 76.5% | $831,923 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional, VA, Jumbo, HELOC | 7 +7 HELOCs |
2.3% | 100% | $889,285 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 7 +4 HELOCs |
2.3% | 77.8% | $587,857 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 6 +9 HELOCs |
2% | 85.7% | $1,265,000 | View |
Radifi Federal Credit Union
801 Atlantic Blvd, Atlantic Beach, FL 32233 |
Conventional, Jumbo | 6 | 2% | 85.7% | $610,000 | |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 6 | 2% | 100% | $996,666 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 6 | 2% | 100% | $470,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
1.7% | 100% | $605,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
1.3% | 83.3% | $730,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 2 +10 HELOCs |
0.7% | 100% | $715,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.7% | 100% | $580,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo | 2 | 0.7% | 66.7% | $850,000 | View |
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710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 2 | 0.7% | 100% | $605,000 | View |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $655,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.3% | 100% | $1,255,000 | View |
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8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.3% | 100% | $965,000 | View |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.3% | 100% | $595,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
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2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15% |
Conventional, Jumbo | 1 | 0.3% | 100% | $2,305,000 | View |
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850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.3% | 100% | $985,000 | View |
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16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,005,000 | View |
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101 South Florida Avenue, Lakeland, FL 33801 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $555,000 | View |
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1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 1 | 0.3% | 100% | $975,000 | View |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.3% | 50% | $1,955,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +6 HELOCs |
0% | 0% | View | |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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A+5.0 ★Texas Ratio: 3.41% |
Conventional, Jumbo, HELOC | 6 +5 HELOCs |
2% | 100% | $506,666 | View |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 0.7% | 50% | $380,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
Coastline Home Mortgage
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,125,000 | |
FineMark National Bank & Trust
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Conventional, Jumbo | 1 | 0.3% | 100% | $2,115,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 33 +3 HELOCs |
11.1% | 85% | $439,545 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 29 | 9.7% | 91.2% | $359,137 | |
Movement Mortgage, LLC
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Conventional, VA, Jumbo, HELOC | 8 +1 HELOCs |
2.7% | 100% | $587,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 7 | 2.3% | 100% | $660,714 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 6 +10 HELOCs |
2% | 87.5% | $261,666 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, VA, Jumbo | 6 | 2% | 66.7% | $456,666 | View |
EMM Loans LLC
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Conventional | 4 | 1.3% | 100% | $297,500 | |
Loanpeople, LLC
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Conventional, FHA | 4 | 1.3% | 100% | $457,500 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 4 | 1.3% | 100% | $745,000 | View |
Guild Mortgage Company
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Conventional | 3 | 1% | 75% | $405,000 | |
New American Funding, LLC.
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Conventional, VA | 3 | 1% | 60% | $421,666 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 3 | 1% | 75% | $1,185,000 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional, Jumbo | 3 | 1% | 100% | $718,333 | |
Better Mortgage Corporation
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Conventional, HELOC | 2 +2 HELOCs |
0.7% | 66.7% | $135,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $135,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 2 | 0.7% | 100% | $880,000 | |
Everett Financial, Inc.
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Conventional | 2 | 0.7% | 100% | $445,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.7% | 66.7% | $420,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.7% | 28.6% | $120,000 | |
Mayo Employees Federal Credit Union
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Conventional, Jumbo | 2 | 0.7% | 100% | $580,000 | |
Planet Home Lending, LLC
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Conventional, Jumbo | 2 | 0.7% | 100% | $835,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.7% | 100% | $215,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.7% | 100% | $340,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $345,000 | |
Texana Bank
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Conventional, FHA | 2 | 0.7% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $355,000 | View |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $415,000 | |
First Community Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,015,000 | |
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A+5.0 ★Texas Ratio: 4.83% |
Conventional, Jumbo | 1 | 0.3% | 100% | $815,000 | View |
Fundloans Capital
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,275,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $755,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.3% | 100% | $875,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $665,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.3% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.3% | 100% | $755,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.3% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
VA | 1 | 0.3% | 100% | $605,000 | View |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $725,000 | |
MortgageCountry
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VA, Jumbo | 1 | 0.3% | 100% | $1,095,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 20% | $155,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $755,000 | |
Chevron Federal Credit Union
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Conventional, Jumbo | 1 | 0.3% | 100% | $865,000 | |
Nfm, Inc
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FHA | 1 | 0.3% | 100% | $495,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $715,000 | |
Capital Center LLC
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Conventional | 1 | 0.3% | 100% | $525,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $215,000 | View |
Resource Financial Services, Inc.
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Conventional | 1 | 0.3% | 100% | $755,000 | |
Premier Lending Inc.
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Conventional | 1 | 0.3% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $755,000 | View |
First International Bank & Trust
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VA, Jumbo | 1 | 0.3% | 100% | $1,935,000 | |
Intelliloan, Inc.
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VA | 1 | 0.3% | 100% | $385,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $605,000 | |
T2 Financial LLC
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Conventional | 1 | 0.3% | 100% | $625,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Mortgage Research Center
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VA | 1 | 0.3% | 25% | $515,000 | |
Megastar Finanacial Corp
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Conventional | 1 | 0.3% | 100% | $555,000 | |
Lake Michigan Credit Union
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Digital Federal Credit Union
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Conventional, Jumbo | 1 | 0.3% | 100% | $905,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $365,000 | |
TowneBank
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Hometown Funding, INC. D/B/A CNB Mortgage Company
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Vista Point Mortgage, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,335,000 | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Palm Valley Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Palm Valley, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Palm Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Palm Valley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Palm Valley, FL
Use these to narrow the list above. Each category shows how many Palm Valley, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Palm Valley, FL
Independent mortgage companies closed 50 percent of home loans in Palm Valley, Florida in 2025, banks 33.6 percent and credit unions 16.4 percent. Freedom Mortgage Corporation was the largest mortgage company, Bank of America NA the largest bank and VyStar Credit Union the largest credit union. Among lenders headquartered in Florida, VyStar Credit Union led with 25 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Palm Valley, FL
By home loans closed in 2025, VyStar Credit Union was the largest mortgage lender in Palm Valley, Florida with 25 loans, about 8.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Palm Valley, Florida in 2025, led by Rocket Mortgage with 5. 13 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 49 banks and 15 credit unions closed home loans in Palm Valley, Florida in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Palm Valley, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Palm Valley, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Palm Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
