Mortgage Lenders and Brokers in Palm River-Clair Mel, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Palm River-Clair Mel, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Hancock Whitney BankHancock Whitney Bank5817 Manatee Ave W, Bradenton, FL 34209A+5.0 ★Texas Ratio: 3.41%, Grow Financial Federal Credit UnionGrow Financial Federal Credit Union11008 Arcade Pl, Bradenton, FL 34211A+5.0 ★Texas Ratio: 3.70%, Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%, Floridacentral Credit UnionFloridacentral Credit Union701 9th St W, Bradenton, FL 34205 8656A+5.0 ★Texas Ratio: 5.46%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Palm River-Clair Mel, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Palm River-Clair Mel are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Palm River-Clair Mel, Florida
Market share is the lender's share of all home loans closed in Palm River-Clair Mel, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 11 | 2.9% | 91.7% | $282,272 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 7 +21 HELOCs |
1.8% | 53.8% | $227,857 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 5 +3 HELOCs |
1.3% | 100% | $263,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 5 +3 HELOCs |
1.3% | 45.5% | $179,000 | View |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA | 3 | 0.8% | 100% | $288,333 | View |
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11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 3 | 0.8% | 75% | $238,333 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional | 3 | 0.8% | 37.5% | $91,666 | View |
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701 9th St W, Bradenton, FL 34205 8656 A+5.0 ★Texas Ratio: 5.46% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $110,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $185,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 40% | $245,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.5% | 100% | $260,000 | View |
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10650 Boardwalk Loop, Bradenton, FL 34202 A+5.0 ★Texas Ratio: 2.04% |
Conventional | 2 | 0.5% | 66.7% | $210,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $35,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 14.3% | $145,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
FHA | 1 | 0.3% | 100% | $275,000 | View |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 9 | 2.4% | 71.4% | $320,555 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 5 | 1.3% | 83.3% | $225,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.8% | 55.6% | $241,666 | |
New Day Financial, LLC.
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VA | 2 | 0.5% | 66.7% | $270,000 | |
Home Access Financial, LLC
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FHA | 2 | 0.5% | 100% | $360,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $645,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 47 | 12.3% | 77.4% | $319,255 | |
Click n' Close, Inc.
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Conventional, FHA | 37 | 9.7% | 97.6% | $222,567 | |
Rocket Mortgage
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Conventional, FHA, VA | 31 | 8.1% | 74.4% | $235,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 9 +7 HELOCs |
2.4% | 81.8% | $231,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
2.4% | 100% | $291,666 | |
New American Funding, LLC.
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Conventional, FHA | 9 | 2.4% | 90% | $356,111 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 2.1% | 75% | $325,000 | |
My Mortgage, Inc
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Conventional, FHA | 8 | 2.1% | 100% | $281,250 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 7 | 1.8% | 100% | $203,571 | View |
Nationstar Mortgage
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Conventional, FHA | 7 | 1.8% | 81.8% | $125,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 7 | 1.8% | 100% | $263,571 | |
Paramount Residential Mortgage
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Conventional, FHA | 7 | 1.8% | 100% | $322,142 | |
Point Mortgage Corp
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Conventional, FHA | 6 | 1.6% | 75% | $211,666 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1.3% | 66.7% | $345,000 | |
Mortgage Research Center
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VA | 5 | 1.3% | 62.5% | $331,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 1% | 71.4% | $270,000 | |
Ameritrust Mortgage Corporation
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Conventional, FHA | 4 | 1% | 100% | $337,500 | |
21St Mortgage
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Conventional | 4 | 1% | 36.4% | $75,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.8% | 100% | $278,333 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 0.8% | 75% | $258,333 | |
Movement Mortgage, LLC
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Conventional, VA | 3 | 0.8% | 100% | $331,666 | |
Guild Mortgage Company
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Conventional | 3 | 0.8% | 100% | $171,666 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.8% | 60% | $225,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA | 3 | 0.8% | 100% | $378,333 | View |
T2 Financial LLC
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Conventional, FHA | 3 | 0.8% | 100% | $261,666 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.5% | 28.6% | $85,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $180,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.5% | 66.7% | $295,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA | 2 | 0.5% | 28.6% | $185,000 | View |
Deephaven Mortgage LLC
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Conventional | 2 | 0.5% | 66.7% | $285,000 | |
Sun West Mortgage Company, Inc
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FHA | 2 | 0.5% | 100% | $245,000 | |
Homeowners Financial Group, LLC
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FHA | 2 | 0.5% | 100% | $280,000 | |
Better Mortgage Corporation
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FHA | 2 | 0.5% | 100% | $280,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.5% | 66.7% | $270,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.5% | 50% | $115,000 | View |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.5% | 33.3% | $105,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 2 | 0.5% | 100% | $265,000 | |
Gershman Investment Corp.
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Conventional | 2 | 0.5% | 100% | $355,000 | |
Arc Home LLC
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FHA | 1 | 0.3% | 100% | $315,000 | |
EMM Loans LLC
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FHA | 1 | 0.3% | 100% | $225,000 | |
Cliffco, Inc.
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FHA | 1 | 0.3% | 100% | $275,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.3% | 100% | $285,000 | View |
AAA Capital Investment, Inc
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.3% | 100% | $275,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $395,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.3% | 100% | $305,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.3% | 12.5% | $195,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.3% | 100% | $455,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 0.3% | 100% | $365,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Valley West Corporation
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FHA | 1 | 0.3% | 100% | $335,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 33.3% | $395,000 | |
Ahl Funding
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FHA | 1 | 0.3% | 100% | $335,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 16.7% | $65,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 25% | $345,000 | |
ClearPath Lending
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VA | 1 | 0.3% | 100% | $425,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.3% | 50% | $365,000 | |
Bay Equity LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Nfm, Inc
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FHA | 1 | 0.3% | 100% | $375,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 33.3% | $265,000 | View |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 50% | $375,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 50% | $365,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Hometown Equity Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.3% | 100% | $375,000 | View |
Lake Michigan Credit Union
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Tjc Mortgage Inc
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FHA | 1 | 0.3% | 100% | $285,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.3% | 50% | $395,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
Keystone Funding, Inc
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FHA | 1 | 0.3% | 100% | $235,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $515,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 100% | $255,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.3% | 100% | $315,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
FHA | 1 | 0.3% | 100% | $245,000 | View |
Nmsi, Inc.
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Conventional | 1 | 0.3% | 100% | $195,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $375,000 | View |
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A5.0 ★Texas Ratio: 8.28% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
Geneva Financial LLC
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FHA | 1 | 0.3% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.3% | 50% | $135,000 | View |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $265,000 | |
JMAC Lending, Inc.
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VA | 1 | 0.3% | 100% | $385,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Palm River-Clair Mel Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Palm River-Clair Mel, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Palm River-Clair Mel? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Palm River-Clair Mel in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Palm River-Clair Mel, FL
Use these to narrow the list above. Each category shows how many Palm River-Clair Mel, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Palm River-Clair Mel, FL
Independent mortgage companies closed 80.6 percent of home loans in Palm River-Clair Mel, Florida in 2025, banks 11.3 percent and credit unions 8.1 percent. Freedom Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Suncoast Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Palm River-Clair Mel, FL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Palm River-Clair Mel, Florida with 11 loans, about 2.9 percent of the market. The largest lender headquartered in Florida was Suncoast Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
51 lenders closed FHA loans in Palm River-Clair Mel, Florida in 2025, led by Click n' Close, Inc. with 20. 23 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 12 credit unions closed home loans in Palm River-Clair Mel, Florida in 2025, alongside 81 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Palm River-Clair Mel, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Palm River-Clair Mel, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Palm River-Clair Mel. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
