Mortgage Lenders and Brokers in Ormond-by-the-Sea, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ormond-by-the-Sea, Florida mortgage lenders include Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Addition Financial Credit UnionAddition Financial Credit Union847 S Orange Blossom Trl, Apopka, FL 32703A5.0 ★Texas Ratio: 6.85%, and Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ormond-by-the-Sea, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ormond-by-the-Sea are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ormond-by-the-Sea, Florida
Market share is the lender's share of all home loans closed in Ormond-by-the-Sea, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional, Jumbo | 5 | 2.7% | 83.3% | $419,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 4 +5 HELOCs |
2.1% | 80% | $105,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +5 HELOCs |
2.1% | 100% | $505,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, HELOC | 3 +6 HELOCs |
1.6% | 57.1% | $221,666 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.6% | 75% | $278,333 | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 3 | 1.6% | 75% | $131,666 | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $135,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.1% | 100% | $140,000 | View |
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847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85% |
Conventional | 2 | 1.1% | 100% | $300,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.1% | 100% | $250,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +6 HELOCs |
0.5% | 100% | $255,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $695,000 | View |
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1800 2nd St, Sarasota, FL 34236 A+5.0 ★Texas Ratio: 5.01% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
Conventional | 1 | 0.5% | 50% | $285,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional | 1 | 0.5% | 100% | $725,000 | View |
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14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
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710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.5% | 100% | $345,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Mortgage Firm
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Conventional, VA | 2 | 1.1% | 100% | $250,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Data Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $385,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 33.3% | $335,000 | |
Rocket Mortgage
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Conventional, VA | 23 | 12.2% | 69.7% | $222,391 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 18 +1 HELOCs |
9.6% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, USDA, HELOC | 14 +3 HELOCs |
7.4% | 100% | $279,285 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 2.7% | 100% | $387,000 | |
CrossCountry Mortgage, LLC
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Conventional | 4 | 2.1% | 80% | $262,500 | |
Mortgage Research Center
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Conventional, VA | 4 | 2.1% | 80% | $432,500 | |
Zillow Home Loans, LLC
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Conventional, VA | 4 | 2.1% | 80% | $302,500 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 1.6% | 100% | $181,666 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 1.6% | 100% | $345,000 | |
Primelending
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Conventional, FHA | 2 | 1.1% | 100% | $180,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 2 | 1.1% | 100% | $285,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 2 | 1.1% | 100% | $270,000 | View |
Everett Financial, Inc.
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Conventional | 2 | 1.1% | 100% | $400,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, Jumbo | 2 | 1.1% | 40% | $500,000 | View |
Kind Lending, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $245,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.1% | 100% | $120,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.1% | 28.6% | $240,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 1.1% | 66.7% | $105,000 | |
New American Funding, LLC.
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Conventional | 2 | 1.1% | 100% | $260,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, FHA | 2 | 1.1% | 100% | $320,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.5% | 33.3% | $75,000 | |
Movement Mortgage, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $255,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $525,000 | |
EMM Loans LLC
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VA | 1 | 0.5% | 100% | $365,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.5% | 100% | $605,000 | View |
Affordable Mortgage Advisors
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Contour Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $225,000 | |
MortgageOne, Inc
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Conventional | 1 | 0.5% | 100% | $455,000 | |
Morris Bank
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Resicentral LLC
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.5% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
Valon Mortgage
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FHA | 1 | 0.5% | 50% | $235,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.5% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
Mortgage Masters of Indiana Inc
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $375,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.5% | 100% | $375,000 | |
Weichert Financial Services
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Conventional | 1 | 0.5% | 100% | $425,000 | |
Justice Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $435,000 | |
Nfm, Inc
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.5% | 100% | $595,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 6.11% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $425,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.5% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 50% | $685,000 | |
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A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.5% | 100% | $255,000 | View |
Summit Funding.Inc
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Conventional | 1 | 0.5% | 66.7% | $335,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, Jumbo | 1 | 0.5% | 100% | $925,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.5% | 100% | $2,075,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.5% | 100% | $635,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.5% | 100% | $775,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $755,000 | |
Village Capital & Investment
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VA | 1 | 0.5% | 100% | $285,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ormond-by-the-Sea Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ormond-by-the-Sea, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Ormond-by-the-Sea? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ormond-by-the-Sea in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ormond-by-the-Sea, FL
Use these to narrow the list above. Each category shows how many Ormond-by-the-Sea, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Ormond-by-the-Sea, FL
Independent mortgage companies closed 67 percent of home loans in Ormond-by-the-Sea, Florida in 2025, banks 21.8 percent and credit unions 11.2 percent. The Mortgage Firm was the largest mortgage company, Ameris Bank the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, Space Coast Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ormond-by-the-Sea, FL
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Ormond-by-the-Sea, Florida with 5 loans, about 2.7 percent of the market. The largest lender headquartered in Florida was Space Coast Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Ormond-by-the-Sea, Florida in 2025, led by United Wholesale Mortgage with 3. 12 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 14 credit unions closed home loans in Ormond-by-the-Sea, Florida in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ormond-by-the-Sea, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ormond-by-the-Sea, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ormond-by-the-Sea. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
