Mortgage Lenders and Brokers in Odessa, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Odessa, Florida mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association13474 Pine Gap Spur, Odessa, FL 33556A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA12225 State Road 54, Odessa, FL 33556A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank16116 State Road 54, Odessa, FL 33556A+5.0 ★Texas Ratio: 2.87%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Grow Financial Federal Credit UnionGrow Financial Federal Credit Union11008 Arcade Pl, Bradenton, FL 34211A+5.0 ★Texas Ratio: 3.70%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, Usf Credit UnionUsf Credit Union16032 Preserve Marketplace Blvd, Odessa, FL 33556A+5.0 ★Texas Ratio: 5.76%, Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%, and Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Odessa, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Odessa are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Odessa, Florida
Market share is the lender's share of all home loans closed in Odessa, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Odessa 13474 Pine Gap Spur, Odessa, FL 33556 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $75,000 | View |
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1 office in Odessa 12225 State Road 54, Odessa, FL 33556 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $575,000 | View |
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★ 1 stars, 1 review 1 office in Odessa 16116 State Road 54, Odessa, FL 33556 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 3 +11 HELOCs |
1.7% | 75% | $558,333 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +2 HELOCs |
1.7% | 60% | $168,333 | View |
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11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 3 | 1.7% | 100% | $168,333 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +2 HELOCs |
1.1% | 66.7% | $205,000 | View |
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16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 1.1% | 100% | $460,000 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional | 2 | 1.1% | 50% | $325,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +12 HELOCs |
0.6% | 100% | $855,000 | View |
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12006 State Road 54, Odessa, FL 33556 3494 A+5.0 ★Texas Ratio: 2.57% |
Conventional, HELOC | 1 +6 HELOCs |
0.6% | 100% | $305,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $685,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 1 | 0.6% | 50% | $1,395,000 | View |
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8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.6% | 100% | $565,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $435,000 | View |
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3930 N Lecanto Hwy, Beverly Hills, FL 34465 D1.6 ★Texas Ratio: 7.63% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
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10650 Boardwalk Loop, Bradenton, FL 34202 A+5.0 ★Texas Ratio: 2.04% |
Conventional, Jumbo | 1 | 0.6% | 100% | $505,000 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 1 | 0.6% | 100% | $455,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.6% | 100% | $685,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,185,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 1.1% | 50% | $220,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.1% | 60% | $370,000 | |
LoanFlight Lending, LLC.
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Conventional | 2 | 1.1% | 100% | $665,000 | |
The Mortgage Firm
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Conventional, VA | 2 | 1.1% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $335,000 | View |
Mortgage Lenders Investment Tr
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FHA | 1 | 0.6% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 23 +1 HELOCs |
12.7% | 92.3% | $486,739 | |
Rocket Mortgage
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Conventional, FHA, VA | 21 | 11.6% | 75% | $328,809 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 8 | 4.4% | 100% | $575,000 | |
Pennymac Loan Services LLC
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Conventional | 7 | 3.9% | 77.8% | $436,428 | |
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A5.0 ★Texas Ratio: 8.10% |
FHA, VA, Jumbo | 5 | 2.8% | 100% | $601,000 | View |
loanDepot.com LLC
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Conventional, VA | 5 | 2.8% | 83.3% | $383,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
1.7% | 75% | $491,666 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
1.7% | 75% | $135,000 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 1.7% | 100% | $325,000 | |
Nationstar Mortgage
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Conventional | 3 | 1.7% | 100% | $65,000 | |
Mortgage Research Center
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VA | 3 | 1.7% | 80% | $425,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.7% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 3 | 1.7% | 100% | $428,333 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 1.1% | 100% | $495,000 | |
Amerisave Mortgage Company
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FHA, VA | 2 | 1.1% | 100% | $405,000 | |
VanDyk Mortgage Corporation
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Conventional, VA | 2 | 1.1% | 100% | $335,000 | |
American Federal Mortgage Corporation
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Conventional | 2 | 1.1% | 100% | $585,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 1.1% | 100% | $370,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.1% | 66.7% | $120,000 | View |
Paramount Residential Mortgage
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Conventional | 2 | 1.1% | 100% | $285,000 | |
Pentagon Federal Credit Union
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FHA, HELOC | 1 +1 HELOCs |
0.6% | 100% | $345,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $765,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $285,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 0.6% | 100% | $345,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.6% | 100% | $505,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.6% | 100% | $225,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.6% | 100% | $355,000 | |
Nbkc Bank
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Conventional | 1 | 0.6% | 100% | $335,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.6% | 100% | $285,000 | |
Filo Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.6% | 100% | $405,000 | View |
Bridgeway Lending Partners, LLC
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Conventional | 1 | 0.6% | 100% | $165,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.6% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 0.6% | 100% | $405,000 | View |
Mortgage Assurance Inc
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FHA | 1 | 0.6% | 100% | $425,000 | |
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A5.0 ★Texas Ratio: 12.06% |
Conventional | 1 | 0.6% | 100% | $325,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.6% | 100% | $395,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.6% | 100% | $235,000 | |
Click n' Close, Inc.
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VA | 1 | 0.6% | 100% | $565,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $675,000 | |
Bay Equity LLC
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.6% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.6% | 100% | $235,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.6% | 100% | $595,000 | |
BoxCar Mortgage, LLC
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VA | 1 | 0.6% | 100% | $435,000 | |
Wolfe Financial Inc
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Conventional | 1 | 0.6% | 100% | $665,000 | |
DFCU Financial
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,505,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.6% | 100% | $435,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $515,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.6% | 100% | $475,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.6% | 100% | $525,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
VA, Jumbo | 1 | 0.6% | 100% | $855,000 | View |
Fairway Independent Mort Corp
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VA | 1 | 0.6% | 50% | $645,000 | |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.6% | 100% | $615,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.6% | 100% | $485,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.6% | 33.3% | $75,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.6% | 100% | $735,000 | |
Gershman Investment Corp.
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Conventional | 1 | 0.6% | 100% | $235,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.6% | 100% | $345,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Odessa Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Odessa, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Odessa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Odessa in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Odessa, FL
Use these to narrow the list above. Each category shows how many Odessa, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Odessa, FL
Independent mortgage companies closed 74.6 percent of home loans in Odessa, Florida in 2025, banks 15.5 percent and credit unions 9.9 percent. Lakeview Loan Servicing, LLC was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Suncoast Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Odessa, FL
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Odessa, Florida with 1 loans, about 0.6 percent of the market. The largest lender headquartered in Florida was Suncoast Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Odessa, Florida in 2025, led by United Wholesale Mortgage with 4. 18 lenders closed VA loans, led by Newrez LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 12 credit unions closed home loans in Odessa, Florida in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Odessa, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Odessa, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Odessa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
