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Mortgage Lenders and Brokers in Ocala, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Ocala, Florida mortgage lenders include Regions BankRegions Bank612 E Silver Springs Blvd, Ocala, FL 34470A+5.0 ★Texas Ratio: 4.37%, Southstate Bank, National AssociationSouthstate Bank, National Association1632 E Silver Springs Blvd, Ocala, FL 34470A+5.0 ★Texas Ratio: 2.27%, Bank of America NABank of America NA3120 Sw 34th Ave, Ocala, FL 34474A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3045 Se 24th St, Ocala, FL 34471A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank3500 E Silver Springs Blvd, Ocala, FL 34470A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA9488 Sw 80th Ave, Ocala, FL 34481A+5.0 ★Texas Ratio: 5.36%, First Federal BankFirst Federal Bank206 Sw 10th St, Ocala, FL 34471A+5.0 ★Texas Ratio: 1.10%, TD BankTD Bank2437 Se 17th St, Ocala, FL 34471A+5.0 ★Texas Ratio: 3.71%, Mainstreet Community Bank of FloridaMainstreet Community Bank of Florida112 N Magnolia Ave, Ocala, FL 34475A-5.0 ★Texas Ratio: 14.27%, and Ameris BankAmeris Bank2601 Se Maricamp Rd, Ocala, FL 34471A+5.0 ★Texas Ratio: 1.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Ocala, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ocala are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Ocala, Florida

Market share is the lender's share of all home loans closed in Ocala, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Regions Bank 7 offices in Ocala 612 E Silver Springs Blvd, Ocala, FL 34470 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, VA, HELOC	30 +49 HELOCs	1.4%	68.9%	$123,666	View
Southstate Bank, National Association ★ 5 stars, 1 review 3 offices in Ocala 1632 E Silver Springs Blvd, Ocala, FL 34470 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo, HELOC	23 +19 HELOCs	1.1%	79.3%	$192,826	View
Bank of America NA 3 offices in Ocala 3120 Sw 34th Ave, Ocala, FL 34474 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, Jumbo, HELOC	15 +24 HELOCs	0.7%	88.2%	$287,666	View
JPMorgan Chase Bank, NA 5 offices in Ocala 3045 Se 24th St, Ocala, FL 34471 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	15 +1 HELOCs	0.7%	76.2%	$183,666	View
Truist Bank ★ 1 stars, 1 review 5 offices in Ocala 3500 E Silver Springs Blvd, Ocala, FL 34470 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, VA, Jumbo, HELOC	12 +14 HELOCs	0.6%	80%	$399,166	View
Wells Fargo Bank NA 5 offices in Ocala 9488 Sw 80th Ave, Ocala, FL 34481 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	11	0.5%	64.7%	$214,090	View
First Federal Bank 3 offices in Ocala 206 Sw 10th St, Ocala, FL 34471 A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	9	0.4%	69.2%	$142,777	View
TD Bank 1 office in Ocala 2437 Se 17th St, Ocala, FL 34471 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	8 +12 HELOCs	0.4%	80%	$251,250	View
Mainstreet Community Bank of Florida 1 office in Ocala 112 N Magnolia Ave, Ocala, FL 34475 A-5.0 ★Texas Ratio: 14.27%	Conventional	8	0.4%	88.9%	$280,000	View
Ameris Bank ★ 4 stars, 1 review 2 offices in Ocala 2601 Se Maricamp Rd, Ocala, FL 34471 A+5.0 ★Texas Ratio: 1.82%	Conventional, VA, HELOC	6 +2 HELOCs	0.3%	85.7%	$296,666	View
Cogent Bank 1 office in Ocala 4 Se Broadway Street, Ocala, FL 34471 A+5.0 ★Texas Ratio: 2.54%	Conventional, Jumbo	6	0.3%	100%	$566,666	View
Seacoast National Bank ★ 5 stars, 1 review 3 offices in Ocala 406 E Silver Springs Blvd, Ocala, FL 34470 A+5.0 ★Texas Ratio: 2.72%	Conventional, HELOC	5 +4 HELOCs	0.2%	100%	$383,000	View
Fifth Third Bank, National Association 3 offices in Ocala 2605 Nw 46th Ter, Ocala, FL 34482 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	3 +2 HELOCs	0.1%	60%	$431,666	View
Renasant Bank 2 offices in Ocala 4726 Sw College Rd, Ocala, FL 34474 A+5.0 ★Texas Ratio: 4.72%	Conventional, VA	3	0.1%	100%	$141,666	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 4 offices in Ocala 2620 Sw 19th Avenue Rd, Ocala, FL 34471 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +9 HELOCs	0.1%	50%	$265,000	View
Data Mortgage, Inc	FHA	1	0%	100%	$195,000
Campus USA Credit Union 3097 SW College Rd, Ocala, FL 34474 A+5.0 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	43 +17 HELOCs	2%	79.6%	$181,279	View
Midflorida Credit Union ★ 1 stars, 1 review 1603 SW 19th Ave, Ocala, FL 34471 A+5.0 ★Texas Ratio: 3.18%	Conventional, Jumbo, HELOC	30 +18 HELOCs	1.4%	43.8%	$211,666	View
Florida Credit Union 2424 SW 17th Rd, Ocala, FL 34471 2006 A+5.0 ★Texas Ratio: 4.76%	Conventional, HELOC	13 +52 HELOCs	0.6%	35.4%	$108,846	View
VyStar Credit Union 4602 SW College Rd, Ocala, FL 34474 5720 A5.0 ★Texas Ratio: 9.56%	Conventional, FHA	12	0.6%	75%	$145,000	View
Gte Federal Credit Union 3033 SW College Rd, Ocala, FL 34474 A5.0 ★Texas Ratio: 7.65%	Conventional, HELOC	11 +1 HELOCs	0.5%	64.7%	$177,727	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA	7	0.3%	77.8%	$269,285	View
Triad Financial Services, Inc. 1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93%	Conventional	7	0.3%	46%	$47,857	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	6 +1 HELOCs	0.3%	54.5%	$250,000	View
Brannen Bank 3930 N Lecanto Hwy, Beverly Hills, FL 34465 D1.6 ★Texas Ratio: 7.63%	Conventional	5	0.2%	83.3%	$185,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +5 HELOCs	0.1%	50%	$180,000	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	2 +4 HELOCs	0.1%	66.7%	$170,000	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$260,000	View
Raymond James Bank 710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19%	Conventional	2	0.1%	100%	$505,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +5 HELOCs	0%	100%	$255,000	View
Radiant Credit Union 3510 NE 14th St, Ocala, FL 34470 4868 A+5.0 ★Texas Ratio: 3.03%	Conventional, HELOC	1 +5 HELOCs	0%	100%	$145,000	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	VA, HELOC	1 +1 HELOCs	0%	100%	$655,000	View
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$475,000	View
Bny Mellon, N.A. 350 E Las Olas Blvd Ste 1400, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 0.37%	Conventional	1	0%	100%	$645,000	View
Huntington National Bank 8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0%	100%	$365,000	View
Keybank National Association 12830 University Dr, Fort Myers, FL 33907 A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0%	100%	$185,000	View
Climate First Bank 2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15%	Conventional	1	0%	50%	$215,000	View
Tropical Financial Credit Union 8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93%	Conventional	1	0%	100%	$25,000	View
Central Bank 2300 N Ponce De Leon Blvd, Saint Augustine, FL 32084 A+5.0 ★Texas Ratio: 3.12%	Conventional, Jumbo	1	0%	100%	$1,055,000	View
Helm Bank USA 999 Brickell Ave, Miami, FL 33131 A5.0 ★Texas Ratio: 10.01%	Conventional	1	0%	100%	$205,000	View
Publix Employees Federal Credit Union 482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701 4604 A+5.0 ★Texas Ratio: 2.50%	Conventional	1	0%	100%	$295,000	View
Everbank N.A. 595 S Federal Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 5.00%	FHA	1	0%	100%	$15,000	View
Educational Federal Credit Union 16460 SW 304th St, Homestead, FL 33033 3260 A+5.0 ★Texas Ratio: 2.35%	Conventional	1	0%	100%	$315,000	View
Grow Financial Federal Credit Union 11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70%	Conventional	1	0%	100%	$735,000	View
Bankplus 4881 Nw 8th Ave, Gainesville, FL 32605 A+5.0 ★Texas Ratio: 4.80%	Conventional	1	0%	100%	$755,000	View
BMO Harris Bank NA 5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0%	100%	$95,000	View
United Community Bank 601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97%	HELOC	0 +2 HELOCs	0%	n/a		View
Tampa Postal FCU 959 E Brandon Blvd, Brandon, FL 33511 A+5.0 ★Texas Ratio: 0.65%	HELOC	0 +1 HELOCs	0%	n/a		View
Hancock Whitney Bank ★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41%	HELOC	0 +1 HELOCs	0%	n/a		View
First American Bank 540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View
Lennar Mortgage, LLC	Conventional, FHA, VA	76	3.6%	57.6%	$229,078
Freedom Mortgage Corporation	Conventional, FHA, VA	32	1.5%	74.5%	$277,812
Mortgage Financial Group Inc	Conventional, FHA, VA, USDA	20	0.9%	87%	$281,000
New Day Financial, LLC.	VA	15	0.7%	81%	$253,000
American Bancshares Mortgage, LLC	Conventional, FHA, USDA	14	0.7%	93.3%	$185,714
Acrisure Mortgage, LLC	Conventional, FHA, VA	12	0.6%	92.9%	$267,500
Lakeview Loan Servicing, LLC	Conventional, FHA	7	0.3%	35.5%	$195,000
The Mortgage Firm	Conventional, FHA	5	0.2%	100%	$191,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, VA	4	0.2%	100%	$242,500	View
PHH Mortgage Corporation	VA	3	0.1%	75%	$338,333
Reliable Holdings Manager dba Lendz Financial	Conventional	3	0.1%	75%	$201,666
Community First Credit Union of FLorida A+5.0 ★Texas Ratio: 3.41%	Conventional	3	0.1%	100%	$305,000	View
Citizens First Bank	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$355,000
Mortgage Lenders Investment Tr	Conventional	2	0.1%	100%	$230,000
FineMark National Bank & Trust	Conventional	2	0.1%	100%	$560,000
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional	1	0%	50%	$275,000
First Equity Mortgage Bankers Inc.	FHA	1	0%	100%	$185,000
DG Pinnacle Funding, LLC	FHA	1	0%	100%	$275,000
Nqm Funding, LLC	Conventional	1	0%	100%	$385,000
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	VA	1	0%	100%	$425,000	View
Metroplex Mortgage Services	FHA	1	0%	100%	$255,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	200 +3 HELOCs	9.5%	84.1%	$294,300
Rocket Mortgage	Conventional, FHA, VA, Jumbo	170	8.1%	77.2%	$208,529
Fairway Independent Mort Corp	Conventional, FHA, VA	123	5.8%	92.5%	$383,292
DHI Mortgage Company, LTD.	Conventional, FHA, VA	92	4.4%	80.7%	$281,956
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	71 +1 HELOCs	3.4%	94.7%	$342,887
Union Home Mortgage Corp.	Conventional, FHA, VA, USDA, Jumbo, HELOC	70 +5 HELOCs	3.3%	87.7%	$323,000
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	43	2%	75.4%	$265,465
Primelending	Conventional, FHA, VA	39	1.9%	90.9%	$237,051
American Financial Network, Inc.	Conventional, FHA, VA	37	1.8%	88.4%	$272,567
Success Mortgage Partners, Inc	Conventional, FHA, VA	37	1.8%	94.9%	$282,837
Mortgage Research Center	FHA, VA	30	1.4%	46.9%	$292,333
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, VA, Jumbo	27	1.3%	90%	$263,518	View
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, HELOC	25 +4 HELOCs	1.2%	96.3%	$329,000	View
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	24	1.1%	63.2%	$258,750	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	22 +6 HELOCs	1%	68.8%	$231,363
New American Funding, LLC.	Conventional, FHA, VA, HELOC	21 +1 HELOCs	1%	100%	$197,857
Embrace Home Loans, Inc.	Conventional, FHA, VA	20	0.9%	100%	$289,000
Inspire Home Loans Inc.	Conventional, FHA, VA	19	0.9%	70%	$236,052
Nationstar Mortgage	Conventional	15	0.7%	68.2%	$103,666
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	15	0.7%	65.2%	$159,000	View
loanDepot.com LLC	Conventional, FHA, VA, HELOC	13 +6 HELOCs	0.6%	65%	$177,307
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	12 +2 HELOCs	0.6%	100%	$247,500
Stockton Mortgage Corporation	Conventional, FHA, VA	12	0.6%	100%	$280,833
Amerisave Mortgage Company	Conventional, FHA, HELOC	11 +1 HELOCs	0.5%	25%	$130,454
Guild Mortgage Company	Conventional, FHA, VA	11	0.5%	92.3%	$195,000
Planet Home Lending, LLC	Conventional, FHA, VA	11	0.5%	85.7%	$298,636
Zillow Home Loans, LLC	Conventional, FHA, VA	11	0.5%	91.7%	$307,727
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	11	0.5%	50%	$201,363	View
Top Flite Financial, Inc.	Conventional, FHA, VA	11	0.5%	100%	$133,181
Everett Financial, Inc.	Conventional, FHA, VA, HELOC	10 +1 HELOCs	0.5%	76.9%	$265,000
Equity Prime Mortgage LLC	FHA, VA	10	0.5%	83.3%	$250,000
Paramount Residential Mortgage	Conventional, FHA, VA	9	0.4%	90%	$203,888
Village Capital & Investment	FHA, VA	9	0.4%	57.9%	$335,000
Spring Eq, LLC	Conventional, HELOC	8 +7 HELOCs	0.4%	40%	$72,500
American Financial Resources LLC	Conventional, FHA, VA	8	0.4%	88.9%	$246,250
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	8	0.4%	72.7%	$283,750	View
Kind Lending, LLC	Conventional, FHA, VA, HELOC	7 +1 HELOCs	0.3%	50%	$259,285
Affordable Mortgage Advisors	Conventional, FHA, VA	7	0.3%	100%	$346,428
Shea Mortgage Inc.	Conventional, VA	7	0.3%	100%	$280,714
Wolfe Financial Inc	Conventional, FHA, VA	7	0.3%	87.5%	$309,285
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	7	0.3%	100%	$187,857	View
EMM Loans LLC	Conventional, FHA, USDA	6	0.3%	100%	$251,666
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	6	0.3%	85.7%	$223,333
Loanunited.Com, LLC	FHA, VA	6	0.3%	85.7%	$280,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, Jumbo	6	0.3%	66.7%	$378,333	View
Discover Bank	Conventional	6	0.3%	19.4%	$111,666
The Loan Store, Inc	Conventional, FHA, HELOC	5 +4 HELOCs	0.2%	88.9%	$231,000
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA, HELOC	5 +1 HELOCs	0.2%	100%	$373,000	View
Bayshore Mortgage Funding	Conventional, FHA, VA	5	0.2%	100%	$207,000
Cardinal Financial Company, Li	Conventional, FHA	5	0.2%	75%	$201,000
Nexera Holding LLC	Conventional	5	0.2%	100%	$423,000
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	5	0.2%	19%	$213,000
Plaza Home Mortgage, Inc	Conventional, FHA, VA	5	0.2%	62.5%	$281,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	5	0.2%	100%	$301,000
Goodleap, LLC	FHA, VA, HELOC	4 +3 HELOCs	0.2%	80%	$387,500
Movement Mortgage, LLC	Conventional, VA, HELOC	4 +1 HELOCs	0.2%	100%	$275,000
Pentagon Federal Credit Union	Conventional, VA, HELOC	4 +1 HELOCs	0.2%	80%	$495,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA	4	0.2%	100%	$165,000
Sage Home Loans Corporation	Conventional	4	0.2%	100%	$220,000
Sun West Mortgage Company, Inc	FHA, USDA	4	0.2%	100%	$255,000
American Financing Corporation	Conventional, FHA, VA	4	0.2%	33.3%	$205,000
Nfm, Inc	Conventional, FHA	4	0.2%	100%	$267,500
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.2%	100%	$237,500	View
Mutual of Omaha Mortgage	Conventional, FHA	4	0.2%	44.4%	$212,500
21St Mortgage	Conventional	4	0.2%	15.2%	$72,500
HomeBridge Financial Services, Inc	VA, HELOC	3 +8 HELOCs	0.1%	100%	$381,666
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	3	0.1%	100%	$125,000	View
Deephaven Mortgage LLC	Conventional	3	0.1%	100%	$268,333
AdvantageFirst Lending Inc	FHA, VA	3	0.1%	75%	$325,000
Geneva Financial LLC	Conventional, FHA	3	0.1%	100%	$185,000
Provident Funding Associates	Conventional	3	0.1%	75%	$271,666
American Pacific Mortgage Corporation	Conventional, FHA	3	0.1%	75%	$251,666
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	3	0.1%	100%	$218,333	View
Nationwide Mortgage Bankers, Inc.	Conventional	3	0.1%	100%	$208,333
Ark-La-Tex Financial Services LLC	Conventional, FHA	3	0.1%	100%	$235,000
Champions Funding, LLC	Conventional, Jumbo	3	0.1%	75%	$405,000
JMAC Lending, Inc.	Conventional, FHA	3	0.1%	100%	$238,333
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, VA	2	0.1%	100%	$350,000	View
Guaranteed Rate Affinity, LLC	Conventional	2	0.1%	100%	$245,000
NOVA Financial & Investment Corporation	Conventional, FHA	2	0.1%	100%	$170,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	2	0.1%	100%	$315,000	View
AmeriHome Mortgage Company, LLC	FHA	2	0.1%	66.7%	$220,000
Dart Bank	FHA	2	0.1%	100%	$285,000
Resicentral LLC	Conventional, FHA	2	0.1%	100%	$310,000
Capital City Home Loans, LLC A+5.0 ★Texas Ratio: 2.55%	Conventional, FHA	2	0.1%	100%	$270,000	View
Instamortgage, Inc	FHA, VA	2	0.1%	100%	$230,000
HomeXpress Mortgage Corp.	Conventional	2	0.1%	50%	$200,000
Absolute Home Mortgage	FHA	2	0.1%	100%	$245,000
Ross Mortgage Corporation	FHA, VA	2	0.1%	100%	$240,000
Flexpoint, Inc.	Conventional, FHA	2	0.1%	100%	$140,000
Click n' Close, Inc.	Conventional, FHA	2	0.1%	100%	$180,000
First Colony Mortgage Corporat	Conventional, FHA	2	0.1%	100%	$350,000
Calcon Mutual Mortgage LLC	Conventional, FHA	2	0.1%	100%	$515,000
First Option Mortgage, LLC	FHA, USDA	2	0.1%	100%	$325,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	FHA, USDA	2	0.1%	100%	$360,000	View
Intelliloan, Inc.	FHA	2	0.1%	66.7%	$230,000
BoxCar Mortgage, LLC	Conventional	2	0.1%	100%	$285,000
Better Mortgage Corporation	Conventional	2	0.1%	40%	$280,000
Geo-Corp, Inc.	FHA	2	0.1%	100%	$355,000
Veritas Funding, LLC	VA	2	0.1%	100%	$255,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.1%	100%	$160,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, VA	2	0.1%	100%	$300,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	2	0.1%	100%	$945,000	View
Reliance First Capital, LLC	FHA, VA	2	0.1%	100%	$235,000
Texana Bank	Conventional, VA	2	0.1%	100%	$295,000
Gershman Investment Corp.	FHA	2	0.1%	100%	$440,000
Bank Ozk	Conventional, HELOC	1 +2 HELOCs	0%	100%	$285,000
Nextmortgage, LLC	FHA, HELOC	1 +1 HELOCs	0%	100%	$285,000
Cadence Bank	Conventional	1	0%	100%	$655,000
Ruoff Mortgage Company	Conventional	1	0%	100%	$345,000
Msu Federal Credit Union	Conventional	1	0%	100%	$295,000
Royal United Mortgage LLC	Conventional	1	0%	25%	$165,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0%	100%	$255,000	View
Atlantic Union Bank A+5.0 ★Texas Ratio: 2.51%	FHA	1	0%	100%	$225,000	View
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$135,000
Nbkc Bank	Conventional	1	0%	100%	$155,000
Norwich Commercial Group Inc	VA	1	0%	100%	$345,000
Guidance Residential, LLC	Conventional	1	0%	100%	$365,000
Fair Way Lending, LLC	FHA	1	0%	100%	$295,000
Advancial Federal Credit Union	Conventional	1	0%	100%	$395,000
Home Mortgage Alliance Corp (Hmac)	FHA	1	0%	100%	$255,000
Emporium Tpo LLC	Conventional	1	0%	100%	$285,000
Fidelity Direct Mortgage, LLC	FHA	1	0%	100%	$335,000
Homestead Funding Corp.	Conventional	1	0%	100%	$365,000
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$105,000	View
Valley West Corporation	Conventional	1	0%	100%	$175,000
Redwood Residential Acquisition Corporation	Conventional, Jumbo	1	0%	100%	$975,000
First Alliance Home Mortgage, LLC	Conventional	1	0%	50%	$185,000
Commercial Banking Company A+5.0 ★Texas Ratio: 0.32%	Conventional	1	0%	100%	$485,000	View
Advisors Mortgage Group, LLC	Conventional	1	0%	100%	$105,000
ClearPath Lending	VA	1	0%	100%	$225,000
Midwest Mortgage Associates Corp	Conventional	1	0%	50%	$175,000
Mid-Continent Funding, Inc.	VA	1	0%	100%	$345,000
American Heritage Lending, LLC	Conventional	1	0%	100%	$205,000
Homeowners Financial Group, LLC	Conventional	1	0%	100%	$275,000
First World Mortgage Corporaton	FHA	1	0%	100%	$525,000
First Heritage Mortgage, LLC	FHA	1	0%	100%	$265,000
Greenbox Loans	Conventional	1	0%	100%	$215,000
Justice Federal Credit Union	Conventional	1	0%	100%	$305,000
My Mortgage, Inc	FHA	1	0%	100%	$285,000
Ameritrust Mortgage Corporation	FHA	1	0%	100%	$225,000
Point Mortgage Corp	Conventional	1	0%	100%	$225,000
Capital Center LLC	Conventional	1	0%	100%	$195,000
Evergreen Moneysource Mortgage Company	FHA	1	0%	100%	$395,000
The Freedom Bank of Virginia C+4.2 ★Texas Ratio: 24.99%	Conventional	1	0%	100%	$475,000	View
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	FHA	1	0%	100%	$155,000	View
T2 Financial LLC	Conventional	1	0%	100%	$85,000
Mortgage Equity Partners LLC	Conventional	1	0%	100%	$225,000
Waterstone Mortgage Corporation	Conventional	1	0%	100%	$235,000
Nvr Mortgage Finance, Inc.	Conventional	1	0%	50%	$305,000
Hometown Equity Mortgage, LLC	Conventional	1	0%	25%	$155,000
Sierra Pacific Mortgage Co. Inc	VA	1	0%	100%	$365,000
Libertyville Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 3.32%	Conventional, Jumbo	1	0%	100%	$845,000	View
Agfirst Farm Credit Bank	Conventional	1	0%	100%	$655,000
Pinnacle Bank A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0%	50%	$205,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0%	100%	$365,000	View
Dupaco Community Credit Union	Conventional	1	0%	100%	$115,000
Saygo Home Loans, LLC	Conventional	1	0%	100%	$565,000
Towne Mortgage Company	Conventional	1	0%	100%	$455,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0%	66.7%	$375,000	View
Mortgage Solutions of Colorado	VA	1	0%	66.7%	$255,000
Firstbank A5.0 ★Texas Ratio: 7.51%	Conventional	1	0%	100%	$245,000	View
The National Bank of Malvern	Conventional	1	0%	100%	$155,000
Citadel Servicing Corporation	Conventional	1	0%	100%	$775,000
First Reliance Bank A+5.0 ★Texas Ratio: 0.55%	USDA	1	0%	100%	$255,000	View
Nations Direct Mortgage, LLC	VA	1	0%	100%	$305,000
Prosperity Home Mortgage, LLC	VA	1	0%	100%	$385,000
Liberty Home Mortgage Corp	Conventional	1	0%	100%	$125,000
Nmsi, Inc.	Conventional	1	0%	100%	$225,000
Meadowbrook Financial Mortgage Bankers Corp.	VA	1	0%	100%	$255,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0%	33.3%	$215,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0%	100%	$485,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	1	0%	100%	$1,915,000	View
Toyota Financial Savings Bank	Conventional	1	0%	100%	$175,000
Star Financial Bank A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0%	100%	$215,000	View
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	1	0%	50%	$945,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0%	50%	$535,000
Loan Simple, Inc.	FHA	1	0%	100%	$305,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0%	100%	$415,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0%	100%	$255,000	View
Leaderone Financial Corp.	Conventional	1	0%	100%	$185,000
Tomo Mortgage LLC	Conventional	1	0%	100%	$235,000
Coastal Community Bank	HELOC	0 +12 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +11 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Service Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Delta Community Credit Union	HELOC	0 +1 HELOCs	0%	0%
Lafayette Federal Credit Union A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +1 HELOCs	0%	n/a		View
All In Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Atlanta Postal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	HELOC	0 +1 HELOCs	0%	n/a		View
Mission Loans, LLC	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Ocala Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Ocala, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Ocala? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ocala in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Ocala, FL

Use these to narrow the list above. Each category shows how many Ocala, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 162 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 76 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 28 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 108 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 81 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 8 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 20 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 46 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Ocala, FL

Independent mortgage companies closed 76.9 percent of home loans in Ocala, Florida in 2025, banks 16 percent and credit unions 7.2 percent. Data Mortgage, Inc was the largest mortgage company, Regions Bank the largest bank and Campus USA Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 23 loans.

76.9%

Mortgage companies

16%

Banks

7.2%

Credit unions

28%

FHA loans

16%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Ocala, FL

Who is the largest mortgage lender in Ocala, FL?

By home loans closed in 2025, Regions Bank was the largest mortgage lender in Ocala, Florida with 30 loans, about 1.4 percent of the market. The largest lender headquartered in Florida was Southstate Bank, National Association with 23 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Ocala, FL have the highest approval rates?

Among lenders with meaningful volume in Ocala, Florida, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 94.7 percent, against a 74 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Ocala, FL mortgage lenders offer FHA, VA and USDA loans?

108 lenders closed FHA loans in Ocala, Florida in 2025, led by United Wholesale Mortgage with 70. 81 lenders closed VA loans, led by United Wholesale Mortgage, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Ocala, FL lender list?

Yes. 76 banks and 28 credit unions closed home loans in Ocala, Florida in 2025, alongside 162 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Ocala, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Ocala, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ocala, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ocala. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.