Mortgage Lenders and Brokers in Oakland, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oakland, Florida mortgage lenders include PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Partners Federal Credit UnionPartners Federal Credit Union5555 N Center Drive, Lake Buena Vista, FL 32830A+5.0 ★Texas Ratio: 4.65%, Climate First BankClimate First Bank2755 E Orange Ave, Eustis, FL 32726A+5.0 ★Texas Ratio: 1.15%, TD BankTD Bank514 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.71%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, First Horizon BankFirst Horizon Bank520 W Highway 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.76%, and VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oakland, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oakland are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oakland, Florida
Market share is the lender's share of all home loans closed in Oakland, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1.7 stars, 3 reviews 1 office in Oakland 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 9 +2 HELOCs |
6.7% | 76.9% | $969,444 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 4 +4 HELOCs |
3% | 100% | $620,000 | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
3% | 66.7% | $712,500 | View |
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5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 3 +2 HELOCs |
2.2% | 100% | $405,000 | View |
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2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15% |
Conventional, Jumbo | 3 | 2.2% | 80% | $2,411,666 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.5% | 100% | $885,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.5% | 100% | $640,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $805,000 | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 20% | $805,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $505,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 100% | $805,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 50% | $335,000 | View |
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847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
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1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,425,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $805,000 | View |
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14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61% |
Conventional | 1 | 0.7% | 100% | $95,000 | View |
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625 N Flagler Dr, West Palm Beach, FL 33401 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 1 | 0.7% | 100% | $575,000 | View |
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10650 Boardwalk Loop, Bradenton, FL 34202 A+5.0 ★Texas Ratio: 2.04% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,205,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Acrisure Mortgage, LLC
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Conventional | 11 | 8.1% | 100% | $650,454 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 1.5% | 100% | $380,000 | View |
Freedom Mortgage Corporation
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VA | 2 | 1.5% | 100% | $330,000 | |
Alkan Mortgage Corporation
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Conventional | 2 | 1.5% | 100% | $415,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.7% | 50% | $245,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $115,000 | |
The Mortgage Firm
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Conventional | 1 | 0.7% | 100% | $135,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 16 | 11.9% | 84.2% | $448,125 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 12 | 8.9% | 85.7% | $365,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 3 +1 HELOCs |
2.2% | 100% | $291,666 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 3 | 2.2% | 100% | $388,333 | View |
CrossCountry Mortgage, LLC
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.5% | 100% | $1,055,000 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 2 +1 HELOCs |
1.5% | 66.7% | $245,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.5% | 100% | $565,000 | |
Network Capital Funding Corporation
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Conventional | 2 | 1.5% | 100% | $370,000 | |
Mortgage Equity Partners LLC
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Conventional | 2 | 1.5% | 100% | $145,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.5% | 100% | $95,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.7% | 50% | $105,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.7% | 100% | $365,000 | View |
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A5.0 ★Texas Ratio: 13.68% |
Conventional | 1 | 0.7% | 100% | $605,000 | View |
Cornerstone First Mortgage, LLC
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,015,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.7% | 100% | $755,000 | |
Primelending
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VA | 1 | 0.7% | 100% | $535,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.7% | 100% | $335,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.7% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.7% | 100% | $685,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.7% | 100% | $755,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $695,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.7% | 100% | $775,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Preferred Lending Services, LLC
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Conventional | 1 | 0.7% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, Jumbo | 1 | 0.7% | 100% | $405,000 | View |
Click n' Close, Inc.
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Conventional | 1 | 0.7% | 100% | $805,000 | |
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A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0.7% | 100% | $805,000 | View |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $465,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $715,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $675,000 | View |
Mortgage Research Center
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VA | 1 | 0.7% | 100% | $405,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $355,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.7% | 100% | $575,000 | |
New American Funding, LLC.
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FHA | 1 | 0.7% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 8.80% |
Conventional | 1 | 0.7% | 100% | $295,000 | View |
ClearEdge Lending LLC
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Conventional | 1 | 0.7% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.7% | 100% | $565,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.7% | 100% | $795,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.7% | 100% | $785,000 | |
Griffin Funding Inc.
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VA, Jumbo | 1 | 0.7% | 100% | $1,105,000 | |
The Loan Store, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Oakland Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oakland, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Oakland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oakland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oakland, FL
Use these to narrow the list above. Each category shows how many Oakland, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Oakland, FL
Independent mortgage companies closed 62.2 percent of home loans in Oakland, Florida in 2025, banks 28.9 percent and credit unions 8.9 percent. Acrisure Mortgage, LLC was the largest mortgage company, PNC Bank N.A. the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, Fairwinds Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oakland, FL
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Oakland, Florida with 0 loans, about 0 percent of the market. The largest lender headquartered in Florida was Fairwinds Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Oakland, Florida in 2025, led by United Wholesale Mortgage with 2. 8 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 12 credit unions closed home loans in Oakland, Florida in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oakland, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oakland, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oakland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
