Oak Hill, Florida mortgage lenders include Launch Credit UnionLaunch Credit Union14640 Hanger Rd, Cape Canaveral, FL 32920A5.0 ★Texas Ratio: 7.61%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Seacoast National BankSeacoast National Bank345 E Main St, Apopka, FL 32703A+5.0 ★Texas Ratio: 2.72%, Partners Federal Credit UnionPartners Federal Credit Union5555 N Center Drive, Lake Buena Vista, FL 32830A+5.0 ★Texas Ratio: 4.65%, and Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oak Hill, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oak Hill are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Oak Hill, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61% |
Conventional | 6 | 2.8% | 58.3% | $61,666 | View |
|
20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 4 +5 HELOCs |
1.9% | 50% | $225,000 | View |
|
★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 4 | 1.9% | 57.1% | $120,000 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 3 +4 HELOCs |
1.4% | 80% | $531,666 | View |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +2 HELOCs |
1.4% | 100% | $471,666 | View |
|
★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.4% | 75% | $1,271,666 | View |
|
1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 3 | 1.4% | 52.4% | $98,333 | View |
|
★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.9% | 100% | $1,290,000 | View |
|
5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 2 | 0.9% | 100% | $370,000 | View |
|
★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, Jumbo | 2 | 0.9% | 100% | $815,000 | View |
|
514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 2 | 0.9% | 100% | $445,000 | View |
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $285,000 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 50% | $175,000 | View |
|
847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
|
1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 50% | $315,000 | View |
|
21 E 3rd St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 0.5% | 100% | $715,000 | View |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
|
16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Taylor Morrison Home Funding, Inc.
|
Conventional, FHA, VA | 40 | 18.7% | 78.4% | $246,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 3 | 1.4% | 60% | $335,000 | |
The Mortgage Firm
|
Conventional, VA | 3 | 1.4% | 100% | $435,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 0.5% | 50% | $205,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA, Jumbo, HELOC | 16 +1 HELOCs |
7.5% | 94.1% | $414,375 | |
Rocket Mortgage
|
Conventional, FHA, VA | 15 | 7% | 68.2% | $167,666 | |
Affordable Mortgage Advisors
|
Conventional | 8 | 3.7% | 100% | $423,750 | |
Pennymac Loan Services LLC
|
Conventional, Jumbo | 6 | 2.8% | 85.7% | $681,666 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 6 | 2.8% | 100% | $463,333 | View |
PFN Lending Group, Inc.
|
Conventional, FHA | 6 | 2.8% | 100% | $223,333 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional | 5 | 2.3% | 100% | $301,000 | View |
CrossCountry Mortgage, LLC
|
Conventional, VA | 4 | 1.9% | 100% | $367,500 | |
loanDepot.com LLC
|
Conventional, FHA | 4 | 1.9% | 80% | $100,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, VA | 3 | 1.4% | 100% | $491,666 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 66.7% | $335,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 50% | $115,000 | |
Primelending
|
Conventional, FHA | 2 | 0.9% | 100% | $180,000 | |
Kind Lending, LLC
|
Conventional | 2 | 0.9% | 66.7% | $305,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 0.9% | 66.7% | $410,000 | |
Nextmortgage, LLC
|
Conventional, FHA | 2 | 0.9% | 100% | $320,000 | |
Mortgage Research Center
|
Conventional, VA | 2 | 0.9% | 50% | $355,000 | |
The Loan Store, Inc
|
Conventional | 2 | 0.9% | 100% | $295,000 | |
HomeBridge Financial Services, Inc
|
VA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $325,000 | |
Arc Home LLC
|
Conventional | 1 | 0.5% | 100% | $325,000 | |
EMM Loans LLC
|
VA | 1 | 0.5% | 100% | $265,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.5% | 100% | $305,000 | |
Contour Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $475,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.5% | 100% | $245,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.5% | 50% | $645,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.5% | 100% | $265,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
Guild Mortgage Company
|
Conventional | 1 | 0.5% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
Discover Bank
|
Conventional | 1 | 0.5% | 25% | $55,000 | |
Click n' Close, Inc.
|
Conventional, Jumbo | 1 | 0.5% | 100% | $1,005,000 | |
American Financing Corporation
|
VA | 1 | 0.5% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 1.90% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
American Federal Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $655,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.5% | 100% | $555,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.5% | 100% | $225,000 | |
Delta Community Credit Union
|
Conventional | 1 | 0.5% | 100% | $495,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
Resource Financial Services, Inc.
|
FHA | 1 | 0.5% | 100% | $385,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 0.5% | 100% | $615,000 | |
Loanpeople, LLC
|
FHA | 1 | 0.5% | 100% | $195,000 | |
Mortgage Equity Partners LLC
|
Conventional | 1 | 0.5% | 100% | $195,000 | |
First Credit Corporation of Ny, Inc.
|
Conventional | 1 | 0.5% | 100% | $145,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $575,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.5% | 100% | $525,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.5% | 100% | $665,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.5% | 100% | $765,000 | |
Nations Direct Mortgage, LLC
|
VA | 1 | 0.5% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
Fairway Independent Mort Corp
|
Conventional, Jumbo | 1 | 0.5% | 100% | $1,125,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.5% | 100% | $555,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 100% | $495,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.5% | 100% | $505,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.5% | 50% | $355,000 | View |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 0.5% | 100% | $115,000 | |
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Oak Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oak Hill in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Oak Hill, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 74.8 percent of home loans in Oak Hill, Florida in 2025, banks 16.4 percent and credit unions 8.9 percent. Triad Financial Services, Inc. was the largest mortgage company, Southstate Bank, National Association the largest bank and Launch Credit Union the largest credit union. Among lenders headquartered in Florida, Launch Credit Union led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, Launch Credit Union was the largest mortgage lender in Oak Hill, Florida with 6 loans, about 2.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Oak Hill, Florida in 2025, led by Taylor Morrison Home Funding, Inc. with 13. 16 lenders closed VA loans, led by Taylor Morrison Home Funding, Inc., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 8 credit unions closed home loans in Oak Hill, Florida in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oak Hill, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oak Hill, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oak Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.