Mortgage Lenders and Brokers in North Miami Beach, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
North Miami Beach, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1790 Ne Miami Gardens Dr, North Miami Beach, FL 33179A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA800 N Miami Beach Blvd, North Miami Beach, FL 33162A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank514 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.71%, Bank of America NABank of America NA18201 Ne 19th Ave, North Miami Beach, FL 33162A+5.0 ★Texas Ratio: 4.14%, Valley National BankValley National Bank15801 Biscayne Blvd, North Miami Beach, FL 33160A+5.0 ★Texas Ratio: 5.76%, Truist BankTruist Bank1495 Ne 163rd St, North Miami Beach, FL 33162A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank16051 W Dixie Hwy, North Miami Beach, FL 33160A+5.0 ★Texas Ratio: 4.37%, Space Coast Credit UnionSpace Coast Credit Union1672 NE Miami Gardens Dr, North Miami Beach, FL 33179 4900A+5.0 ★Texas Ratio: 5.37%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, and Educational Federal Credit UnionEducational Federal Credit Union16460 SW 304th St, Homestead, FL 33033 3260A+5.0 ★Texas Ratio: 2.35%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Miami Beach, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Miami Beach are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Miami Beach, Florida
Market share is the lender's share of all home loans closed in North Miami Beach, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in North Miami Beach 1790 Ne Miami Gardens Dr, North Miami Beach, FL 33179 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 11 | 3.5% | 75% | $335,000 | View |
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2 offices in North Miami Beach 800 N Miami Beach Blvd, North Miami Beach, FL 33162 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 1% | 50% | $618,333 | View |
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1 office in North Miami Beach 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 2 +6 HELOCs |
0.6% | 66.7% | $770,000 | View |
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1 office in North Miami Beach 18201 Ne 19th Ave, North Miami Beach, FL 33162 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 33.3% | $260,000 | View |
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1 office in North Miami Beach 15801 Biscayne Blvd, North Miami Beach, FL 33160 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $85,000 | View |
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★ 1 stars, 1 review 1 office in North Miami Beach 1495 Ne 163rd St, North Miami Beach, FL 33162 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 50% | $245,000 | View |
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1 office in North Miami Beach 16051 W Dixie Hwy, North Miami Beach, FL 33160 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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1672 NE Miami Gardens Dr, North Miami Beach, FL 33179 4900 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 3 +8 HELOCs |
1% | 45.5% | $75,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.6% | 100% | $110,000 | View |
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16460 SW 304th St, Homestead, FL 33033 3260 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 2 | 0.6% | 40% | $70,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $805,000 | View |
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1070 Gateway Blvd, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 1.22% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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2990 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.3% | 33.3% | $245,000 | View |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 50% | $485,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional, Jumbo | 1 | 0.3% | 100% | $2,805,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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20295 S Dixie Hwy, Cutler Bay, FL 33189 1207 A+5.0 ★Texas Ratio: 1.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 13 | 4.2% | 76.5% | $323,461 | View |
Lakeview Loan Servicing, LLC
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Conventional | 3 | 1% | 45.5% | $201,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 3 | 1% | 100% | $615,000 | |
American Bancshares Mortgage, LLC
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Conventional, FHA | 3 | 1% | 100% | $231,666 | |
Nqm Funding, LLC
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Conventional | 2 | 0.6% | 100% | $485,000 | |
Alkan Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $595,000 | |
DG Pinnacle Funding, LLC
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Mortgage300 Corporation
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.3% | 100% | $115,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 56 +3 HELOCs |
18.1% | 68.7% | $462,321 | |
Rocket Mortgage
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Conventional, FHA, VA | 31 | 10% | 56.4% | $341,774 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA, Jumbo | 8 | 2.6% | 47.4% | $530,000 | View |
Nationstar Mortgage
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Conventional | 7 | 2.3% | 72.7% | $169,285 | |
FM Home Loans LLC
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Conventional, Jumbo | 7 | 2.3% | 100% | $802,142 | |
New American Funding, LLC.
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Conventional, HELOC | 6 +1 HELOCs |
1.9% | 100% | $591,666 | |
CrossCountry Mortgage, LLC
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Conventional | 6 | 1.9% | 100% | $340,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 6 | 1.9% | 100% | $1,100,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 6 | 1.9% | 75% | $441,666 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 6 | 1.9% | 77.8% | $321,666 | |
The Loan Store, Inc
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Conventional, HELOC | 5 +4 HELOCs |
1.6% | 81.8% | $253,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, USDA, HELOC | 5 +1 HELOCs |
1.6% | 100% | $371,000 | View |
loanDepot.com LLC
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Conventional, FHA | 5 | 1.6% | 55.6% | $133,000 | |
Guaranteed Rate, Inc.
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Conventional | 4 | 1.3% | 80% | $342,500 | |
Kind Lending, LLC
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Conventional, FHA, Jumbo | 4 | 1.3% | 66.7% | $965,000 | |
Pennymac Loan Services LLC
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Conventional | 4 | 1.3% | 50% | $232,500 | |
Mortgage Research Center
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Conventional, VA | 4 | 1.3% | 62.5% | $640,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 3 | 1% | 60% | $281,666 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, FHA | 3 | 1% | 100% | $368,333 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 3 | 1% | 100% | $371,666 | View |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.6% | 100% | $1,845,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 0.6% | 33.3% | $205,000 | |
Emporium Tpo LLC
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Conventional | 2 | 0.6% | 66.7% | $270,000 | |
Skyrock Mortgage
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Conventional | 2 | 0.6% | 100% | $550,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.6% | 100% | $240,000 | |
Discover Bank
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Conventional | 2 | 0.6% | 25% | $50,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.6% | 100% | $365,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 0.6% | 66.7% | $540,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.6% | 85.7% | $240,000 | |
My Mortgage, Inc
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Conventional, FHA | 2 | 0.6% | 100% | $375,000 | |
1st Financial, Inc.
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Conventional | 2 | 0.6% | 100% | $470,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.6% | 100% | $700,000 | View |
Nexera Holding LLC
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Conventional | 2 | 0.6% | 50% | $290,000 | |
Luxury Mortgage Corp.
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Conventional, Jumbo | 2 | 0.6% | 100% | $1,285,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.6% | 66.7% | $365,000 | |
Cake Mortgage Corp.
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Conventional, Jumbo | 2 | 0.6% | 100% | $570,000 | |
American Airlines Federal Cred
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 33.3% | $45,000 | |
Arc Home LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $3,005,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $555,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.3% | 50% | $465,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $615,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $465,000 | |
Dart Bank
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Conventional | 1 | 0.3% | 100% | $755,000 | |
Bond Street Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.3% | 50% | $285,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 11.1% | $85,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $335,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $215,000 | |
ResMac Inc
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,195,000 | |
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A5.0 ★Texas Ratio: 6.69% |
FHA | 1 | 0.3% | 50% | $445,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 50% | $185,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 50% | $245,000 | View |
Sfmc, LP
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Conventional | 1 | 0.3% | 100% | $555,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.3% | 100% | $615,000 | |
Absolute Home Mortgage
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FHA | 1 | 0.3% | 100% | $475,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.3% | 100% | $595,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.3% | 100% | $25,000 | |
Ark Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.3% | 100% | $985,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $265,000 | |
Genway Home Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,135,000 | |
Logan Finance Corporation
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,845,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 75% | $225,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.3% | 100% | $425,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.3% | 100% | $535,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 100% | $755,000 | View |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.3% | 100% | $675,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 50% | $595,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.3% | 50% | $95,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Affinity Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
North Miami Beach Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Miami Beach, Florida
Looking for mortgage lenders near me or mortgage brokers near me in North Miami Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Miami Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Miami Beach, FL
Use these to narrow the list above. Each category shows how many North Miami Beach, FL lenders fit and what that kind of lender is usually best for.
Who Lends in North Miami Beach, FL
Independent mortgage companies closed 84.5 percent of home loans in North Miami Beach, Florida in 2025, banks 13.2 percent and credit unions 2.3 percent. A&D Mortgage LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, Space Coast Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Miami Beach, FL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in North Miami Beach, Florida with 11 loans, about 3.5 percent of the market. The largest lender headquartered in Florida was Space Coast Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in North Miami Beach, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 68.7 percent, against a 67.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in North Miami Beach, Florida in 2025, led by United Wholesale Mortgage with 13. 7 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 12 credit unions closed home loans in North Miami Beach, Florida in 2025, alongside 73 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Miami Beach, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Miami Beach, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Miami Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
