Mortgage Lenders and Brokers in New Port Richey, Florida
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
New Port Richey, Florida mortgage lenders include Regions BankRegions Bank6335 Us Highway 19, New Port Richey, FL 34652A+5.0 ★Texas Ratio: 4.37%, Bank of America NABank of America NA4526 Us Highway 19, New Port Richey, FL 34652A+5.0 ★Texas Ratio: 4.14%, Republic Bank & TrustRepublic Bank & Trust10577 State Road 54, New Port Richey, FL 34655A+5.0 ★Texas Ratio: 2.91%, TD BankTD Bank8928 Old County Road 54, New Port Richey, FL 34653A+5.0 ★Texas Ratio: 3.71%, Truist BankTruist Bank9048 State Road 54, New Port Richey, FL 34655A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5029 Us Highway 19, New Port Richey, FL 34652A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA6013 State Road 54, New Port Richey, FL 34653A+5.0 ★Texas Ratio: 5.36%, Fifth Third Bank, National AssociationFifth Third Bank, National Association5425 State Route 54, New Port Richey, FL 34652A+5.0 ★Texas Ratio: 3.22%, Suncoast Credit UnionSuncoast Credit Union11370 State Road 54, New Port Richey, FL 34655A5.0 ★Texas Ratio: 6.26%, and Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in New Port Richey, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in New Port Richey are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in New Port Richey, Florida
Market share is the lender's share of all home loans closed in New Port Richey, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in New Port Richey 6335 Us Highway 19, New Port Richey, FL 34652 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 7 +3 HELOCs |
1.7% | 46.7% | $113,571 | View |
|
1 office in New Port Richey 4526 Us Highway 19, New Port Richey, FL 34652 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +7 HELOCs |
1% | 80% | $222,500 | View |
|
1 office in New Port Richey 10577 State Road 54, New Port Richey, FL 34655 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 4 +2 HELOCs |
1% | 100% | $285,000 | View |
|
1 office in New Port Richey 8928 Old County Road 54, New Port Richey, FL 34653 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $98,333 | View |
|
★ 1 stars, 1 review 6 offices in New Port Richey 9048 State Road 54, New Port Richey, FL 34655 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +6 HELOCs |
0.5% | 100% | $125,000 | View |
|
1 office in New Port Richey 5029 Us Highway 19, New Port Richey, FL 34652 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 50% | $105,000 | View |
|
3 offices in New Port Richey 6013 State Road 54, New Port Richey, FL 34653 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 25% | $605,000 | View |
|
1 office in New Port Richey 5425 State Route 54, New Port Richey, FL 34652 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
|
11370 State Road 54, New Port Richey, FL 34655 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 5 +17 HELOCs |
1.2% | 62.5% | $259,000 | View |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 5 +2 HELOCs |
1.2% | 66.7% | $233,000 | View |
|
5920 State Road 54, New Port Richey, FL 34652 A+5.0 ★Texas Ratio: 2.57% |
Conventional, HELOC | 3 +3 HELOCs |
0.7% | 60% | $75,000 | View |
|
★ 1 stars, 1 review 7401 State Road 54, New Port Richey, FL 34653 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 2 +5 HELOCs |
0.5% | 40% | $50,000 | View |
|
10848 State Road 54, New Port Richey, FL 34655 A5.0 ★Texas Ratio: 7.65% |
Conventional, FHA, HELOC | 2 +3 HELOCs |
0.5% | 33.3% | $230,000 | View |
|
★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, VA | 2 | 0.5% | 100% | $250,000 | View |
|
6121 State Road 54, New Port Richey, FL 34653 6004 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 2 | 0.5% | 100% | $220,000 | View |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $105,000 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 1 | 0.2% | 50% | $895,000 | View |
|
20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 50% | $195,000 | View |
|
10175 State Road 54, New Port Richey, FL 34655 1864 A+5.0 ★Texas Ratio: 5.46% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
|
18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,125,000 | View |
|
★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Mortgage Firm
|
Conventional, FHA | 7 | 1.7% | 100% | $380,714 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 5 | 1.2% | 71.4% | $399,000 | |
New Day Financial, LLC.
|
VA | 4 | 1% | 66.7% | $490,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 3 | 0.7% | 66.7% | $215,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Acrisure Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $365,000 | |
Alkan Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $365,000 | |
American Bancshares Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Real Genius LLC
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
Mortgage300 Corporation
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
Mortgage Lenders Investment Tr
|
Conventional | 1 | 0.2% | 100% | $155,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 65 +1 HELOCs |
16.1% | 84.4% | $313,307 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 44 | 10.9% | 73.3% | $227,045 | |
Click n' Close, Inc.
|
Conventional, FHA, Jumbo | 16 | 4% | 100% | $196,875 | |
Mortgage Research Center
|
FHA, VA | 12 | 3% | 63.2% | $217,500 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 8 | 2% | 100% | $311,250 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +5 HELOCs |
1.7% | 77.8% | $150,714 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 7 | 1.7% | 77.8% | $235,000 | |
Nfm, Inc
|
Conventional, FHA, VA | 7 | 1.7% | 100% | $347,857 | |
Point Mortgage Corp
|
Conventional, FHA | 7 | 1.7% | 100% | $173,571 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 7 | 1.7% | 87.5% | $182,142 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, HELOC | 6 +1 HELOCs |
1.5% | 100% | $240,000 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 6 +1 HELOCs |
1.5% | 50% | $146,666 | |
My Mortgage, Inc
|
Conventional, FHA | 6 | 1.5% | 100% | $216,666 | |
Nationstar Mortgage
|
Conventional, FHA | 6 | 1.5% | 85.7% | $173,333 | |
JMAC Lending, Inc.
|
Conventional, FHA, VA | 6 | 1.5% | 100% | $235,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 5 +1 HELOCs |
1.2% | 100% | $247,000 | |
Everett Financial, Inc.
|
Conventional, FHA | 4 | 1% | 80% | $182,500 | |
American Financial Network, Inc.
|
Conventional, FHA | 4 | 1% | 100% | $205,000 | |
New American Funding, LLC.
|
Conventional, FHA | 4 | 1% | 80% | $140,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
Conventional, VA, Jumbo | 3 | 0.7% | 100% | $901,666 | View |
Guaranteed Rate, Inc.
|
FHA | 3 | 0.7% | 75% | $278,333 | |
Equity Prime Mortgage LLC
|
FHA, VA | 3 | 0.7% | 75% | $138,333 | |
Kind Lending, LLC
|
Conventional, FHA, VA | 3 | 0.7% | 100% | $268,333 | |
VanDyk Mortgage Corporation
|
Conventional, FHA, VA | 3 | 0.7% | 75% | $201,666 | |
Ameritrust Mortgage Corporation
|
FHA | 3 | 0.7% | 75% | $231,666 | |
Planet Home Lending, LLC
|
Conventional, FHA | 3 | 0.7% | 100% | $258,333 | |
Top Flite Financial, Inc.
|
Conventional, FHA | 3 | 0.7% | 100% | $201,666 | |
Leaderone Financial Corp.
|
Conventional, FHA | 3 | 0.7% | 75% | $168,333 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 25% | $220,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 2 | 0.5% | 100% | $120,000 | |
American Financial Resources LLC
|
Conventional | 2 | 0.5% | 100% | $290,000 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional, VA | 2 | 0.5% | 15.4% | $200,000 | View |
MortgageOne, Inc
|
Conventional, FHA | 2 | 0.5% | 100% | $140,000 | |
Deephaven Mortgage LLC
|
Conventional | 2 | 0.5% | 66.7% | $260,000 | |
Guild Mortgage Company
|
Conventional, FHA | 2 | 0.5% | 100% | $130,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.5% | 100% | $230,000 | View |
Discover Bank
|
Conventional | 2 | 0.5% | 28.6% | $80,000 | |
Synovus Bank
|
Conventional | 2 | 0.5% | 50% | $65,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 2 | 0.5% | 100% | $180,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 0.5% | 66.7% | $345,000 | |
|
A-4.9 ★Texas Ratio: 16.71% |
FHA, VA | 2 | 0.5% | 66.7% | $220,000 | View |
Village Capital & Investment
|
FHA, VA | 2 | 0.5% | 100% | $205,000 | |
Cadence Bank
|
VA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $305,000 | |
Guaranteed Rate Affinity, LLC
|
FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $335,000 | |
HomeBridge Financial Services, Inc
|
FHA, HELOC | 1 +1 HELOCs |
0.2% | 66.7% | $205,000 | |
Union Home Mortgage Corp.
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $265,000 | |
EMM Loans LLC
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
Tidewater Mortgage Services, Inc
|
Conventional | 1 | 0.2% | 33.3% | $215,000 | |
Atlantic Coast Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $185,000 | |
Goodleap, LLC
|
VA | 1 | 0.2% | 33.3% | $305,000 | |
Norwich Commercial Group Inc
|
VA | 1 | 0.2% | 100% | $695,000 | |
Loanunited.Com, LLC
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
Filo Mortgage, LLC
|
Conventional | 1 | 0.2% | 50% | $135,000 | |
|
A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
Amerisave Mortgage Company
|
Conventional | 1 | 0.2% | 11.1% | $45,000 | |
Fidelity Direct Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $185,000 | |
Catalyst Mortgage
|
Conventional | 1 | 0.2% | 100% | $385,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
|
A+5.0 ★Texas Ratio: 2.02% |
VA, Jumbo | 1 | 0.2% | 50% | $865,000 | View |
|
A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
|
A5.0 ★Texas Ratio: 12.06% |
Conventional | 1 | 0.2% | 100% | $75,000 | |
Absolute Home Mortgage
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Northwest Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $85,000 | |
Legend Lending Corporation
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 0.2% | 100% | $145,000 | |
Total Mortgage Services, LLC
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.2% | 100% | $345,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $325,000 | View |
Waterstone Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
BoxCar Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $145,000 | |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $705,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
New Fed Mortgage Corp.
|
VA | 1 | 0.2% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 4.66% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
Member First Mortgage, LLC
|
FHA | 1 | 0.2% | 50% | $225,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $675,000 | View |
Paramount Residential Mortgage
|
FHA | 1 | 0.2% | 100% | $255,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
Reliance First Capital, LLC
|
Conventional | 1 | 0.2% | 100% | $155,000 | |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
Polish & Slavic Federal Credit
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Gershman Investment Corp.
|
FHA | 1 | 0.2% | 100% | $295,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Coastal Community Bank
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Aberdeen Proving Ground FCU
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
DFCU Financial
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
New Port Richey Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in New Port Richey, Florida
Looking for mortgage lenders near me or mortgage brokers near me in New Port Richey? The list below shows the banks, credit unions and mortgage brokers that closed home loans in New Port Richey in 2025, with lenders based there listed first.
Types of Mortgage Lenders in New Port Richey, FL
Use these to narrow the list above. Each category shows how many New Port Richey, FL lenders fit and what that kind of lender is usually best for.
Who Lends in New Port Richey, FL
Independent mortgage companies closed 80.9 percent of home loans in New Port Richey, Florida in 2025, banks 12.2 percent and credit unions 6.9 percent. The Mortgage Firm was the largest mortgage company, Regions Bank the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Suncoast Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in New Port Richey, FL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in New Port Richey, Florida with 7 loans, about 1.7 percent of the market. The largest lender headquartered in Florida was Suncoast Credit Union with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in New Port Richey, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 84.4 percent, against a 75.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
49 lenders closed FHA loans in New Port Richey, Florida in 2025, led by United Wholesale Mortgage with 22. 25 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 14 credit unions closed home loans in New Port Richey, Florida in 2025, alongside 84 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in New Port Richey, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in New Port Richey, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up New Port Richey. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
