Mortgage Lenders and Brokers in Miami Shores, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Miami Shores, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9640 Ne 2nd Ave, Miami Shores, FL 33138A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA9499 Ne 2nd Ave, Miami Shores, FL 33138A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA9899 Ne 2nd Ave, Miami Shores, FL 33138A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank9005 Biscayne Blvd, Miami Shores, FL 33138A+5.0 ★Texas Ratio: 3.71%, City National Bank of FloridaCity National Bank of Florida2999 Ne 191st St, Aventura, FL 33180A5.0 ★Texas Ratio: 7.12%, FirstbankFirstbank2990 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.76%, First Horizon BankFirst Horizon Bank520 W Highway 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.76%, Citibank, NACitibank, NA18999 Biscayne Blvd, Aventura, FL 33180A+5.0 ★Texas Ratio: 2.82%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, and Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Miami Shores, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Miami Shores are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Miami Shores, Florida
Market share is the lender's share of all home loans closed in Miami Shores, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Miami Shores 9640 Ne 2nd Ave, Miami Shores, FL 33138 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 17 +2 HELOCs |
7.4% | 85% | $616,764 | View |
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1 office in Miami Shores 9499 Ne 2nd Ave, Miami Shores, FL 33138 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 5 +6 HELOCs |
2.2% | 100% | $999,000 | View |
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1 office in Miami Shores 9899 Ne 2nd Ave, Miami Shores, FL 33138 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 1.3% | 60% | $1,071,666 | View |
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1 office in Miami Shores 9005 Biscayne Blvd, Miami Shores, FL 33138 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +5 HELOCs |
0.9% | 66.7% | $215,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 6 | 2.6% | 85.7% | $1,056,666 | View |
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2990 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 5 | 2.2% | 100% | $331,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 4 +6 HELOCs |
1.7% | 100% | $1,240,000 | View |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.3% | 100% | $918,333 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 2 | 0.9% | 33.3% | $1,005,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo | 2 | 0.9% | 66.7% | $880,000 | View |
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2950 Aventura Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 2 | 0.9% | 100% | $1,445,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 1 +5 HELOCs |
0.4% | 100% | $1,205,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.4% | 100% | $1,505,000 | View |
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8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 33.3% | $495,000 | View |
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19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.4% | 100% | $1,045,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.4% | 100% | $925,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 50% | $405,000 | View |
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2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,655,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,005,000 | View |
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710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.4% | 100% | $775,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 0.4% | 33.3% | $1,185,000 | View |
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801 Brickell Ave, Miami, FL 33131 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,385,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +7 HELOCs |
0% | 75% | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +6 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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20295 S Dixie Hwy, Cutler Bay, FL 33189 1207 A+5.0 ★Texas Ratio: 1.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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634 NE 3rd Ave, Fort Lauderdale, FL 33304 A+5.0 ★Texas Ratio: 3.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14854 S Military Trl, Delray Beach, FL 33484 8153 A-4.9 ★Texas Ratio: 16.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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600 SE 3rd Ave, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 4.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 9 | 3.9% | 75% | $831,666 | View |
DG Pinnacle Funding, LLC
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Conventional, Jumbo | 2 | 0.9% | 100% | $470,000 | |
New Day Financial, LLC.
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VA | 2 | 0.9% | 100% | $625,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.4% | 33.3% | $495,000 | |
First Equity Mortgage Bankers Inc.
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Nqm Funding, LLC
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Conventional, Jumbo | 1 | 0.4% | 100% | $815,000 | |
Builders Choice Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
United Wholesale Mortgage
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Conventional, FHA, Jumbo, HELOC | 23 +3 HELOCs |
10% | 74.2% | $520,652 | |
Rocket Mortgage
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Conventional, Jumbo | 15 | 6.5% | 60.7% | $569,000 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 10 | 4.3% | 83.3% | $825,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 7 +1 HELOCs |
3% | 100% | $1,190,714 | View |
Cornerstone First Mortgage, LLC
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Conventional, Jumbo | 6 | 2.6% | 100% | $1,128,333 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 5 | 2.2% | 75% | $353,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, Jumbo | 5 | 2.2% | 83.3% | $705,000 | View |
Citadel Servicing Corporation
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Conventional, Jumbo | 5 | 2.2% | 100% | $1,121,000 | |
AmWest Funding Corp
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Conventional, Jumbo, HELOC | 4 +3 HELOCs |
1.7% | 100% | $677,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +2 HELOCs |
1.3% | 100% | $265,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 3 | 1.3% | 75% | $808,333 | |
Deephaven Mortgage LLC
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Conventional | 3 | 1.3% | 60% | $218,333 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, Jumbo | 3 | 1.3% | 100% | $578,333 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 1.3% | 75% | $841,666 | View |
Nexera Holding LLC
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Conventional, Jumbo | 3 | 1.3% | 75% | $1,251,666 | |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.9% | 40% | $870,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.9% | 100% | $250,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $670,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 2 +1 HELOCs |
0.9% | 50% | $510,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 2 | 0.9% | 100% | $1,135,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.9% | 100% | $95,000 | |
Sun West Mortgage Company, Inc
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Conventional | 2 | 0.9% | 100% | $760,000 | |
My Mortgage, Inc
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Conventional, FHA | 2 | 0.9% | 100% | $725,000 | |
Nfm, Inc
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Conventional, Jumbo | 2 | 0.9% | 100% | $1,345,000 | |
Mission Loans, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.9% | 66.7% | $225,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.9% | 50% | $635,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 2 | 0.9% | 100% | $470,000 | View |
Cake Mortgage Corp.
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Conventional, Jumbo | 2 | 0.9% | 100% | $1,715,000 | |
Fundloans Capital
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Conventional | 1 | 0.4% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,735,000 | View |
Norwich Commercial Group Inc
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Conventional | 1 | 0.4% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 1.71% |
Conventional, Jumbo | 1 | 0.4% | 100% | $995,000 | View |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.4% | 100% | $2,805,000 | |
Quorum Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Capital Partners Mortgage Services, LLC
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Conventional | 1 | 0.4% | 100% | $805,000 | |
American Financing Corporation
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FHA | 1 | 0.4% | 50% | $585,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.4% | 100% | $785,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Ameritrust Mortgage Corporation
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,905,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.4% | 100% | $745,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $765,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.4% | 25% | $315,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 33.3% | $245,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.4% | 50% | $125,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.4% | 100% | $665,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,005,000 | View |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,795,000 | View |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional, Jumbo | 1 | 0.4% | 100% | $845,000 | View |
Plaza Home Mortgage, Inc
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Conventional, Jumbo | 1 | 0.4% | 50% | $985,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $765,000 | |
Luxury Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $645,000 | |
Arcstone Financial Inc
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,445,000 | |
Figure Lending LLC
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HELOC | 0 +11 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Citizens & Northern Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Kinecta Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Miami Shores Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Miami Shores, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Miami Shores? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Miami Shores in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Miami Shores, FL
Use these to narrow the list above. Each category shows how many Miami Shores, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Miami Shores, FL
Independent mortgage companies closed 64.9 percent of home loans in Miami Shores, Florida in 2025, banks 32.5 percent and credit unions 2.6 percent. A&D Mortgage LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Tropical Financial Credit Union the largest credit union. Among lenders headquartered in Florida, City National Bank of Florida led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Miami Shores, FL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Miami Shores, Florida with 17 loans, about 7.4 percent of the market. The largest lender headquartered in Florida was City National Bank of Florida with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Miami Shores, Florida in 2025, led by United Wholesale Mortgage with 6. 3 lenders closed VA loans, led by New Day Financial, LLC.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 16 credit unions closed home loans in Miami Shores, Florida in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Miami Shores, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Miami Shores, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Miami Shores. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
