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Mortgage Lenders and Brokers in Marco Island, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Marco Island, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA960 N Collier Blvd, Marco Island, FL 34145A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1090 N Collier Blvd, Marco Island, FL 34145A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA614 Bald Eagle Dr, Marco Island, FL 34145A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association650 E Elkcam Cir, Marco Island, FL 34145A+5.0 ★Texas Ratio: 3.22%, First Horizon BankFirst Horizon Bank605 Bald Eagle Dr, Marco Island, FL 34145A+5.0 ★Texas Ratio: 5.76%, Truist BankTruist Bank950 N Collier Blvd, Marco Island, FL 34145A+5.0 ★Texas Ratio: 2.87%, Centennial BankCentennial Bank690 Bald Eagle Dr, Marco Island, FL 34145A+5.0 ★Texas Ratio: 3.14%, BMO Harris Bank NABMO Harris Bank NA800 N Collier Blvd, Marco Island, FL 34145A+5.0 ★Texas Ratio: 3.54%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust1770 San Marco Rd, Marco Island, FL 34145A5.0 ★Texas Ratio: 7.72%, and Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Marco Island, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Marco Island are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Marco Island, Florida

Market share is the lender's share of all home loans closed in Marco Island, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Marco Island 960 N Collier Blvd, Marco Island, FL 34145 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	10 +2 HELOCs	2.6%	62.5%	$1,354,000	View
Wells Fargo Bank NA 1 office in Marco Island 1090 N Collier Blvd, Marco Island, FL 34145 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	9	2.3%	69.2%	$1,145,000	View
Bank of America NA 1 office in Marco Island 614 Bald Eagle Dr, Marco Island, FL 34145 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	5 +6 HELOCs	1.3%	71.4%	$1,515,000	View
Fifth Third Bank, National Association 1 office in Marco Island 650 E Elkcam Cir, Marco Island, FL 34145 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	2 +7 HELOCs	0.5%	50%	$845,000	View
First Horizon Bank ★ 5 stars, 1 review 1 office in Marco Island 605 Bald Eagle Dr, Marco Island, FL 34145 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	2 +3 HELOCs	0.5%	50%	$1,115,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Marco Island 950 N Collier Blvd, Marco Island, FL 34145 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.3%	50%	$845,000	View
Centennial Bank 1 office in Marco Island 690 Bald Eagle Dr, Marco Island, FL 34145 A+5.0 ★Texas Ratio: 3.14%	Conventional, Jumbo	1	0.3%	50%	$5,335,000	View
BMO Harris Bank NA 1 office in Marco Island 800 N Collier Blvd, Marco Island, FL 34145 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +3 HELOCs	0%	n/a		View
First Ciitizens Bank and Trust 1 office in Marco Island 1770 San Marco Rd, Marco Island, FL 34145 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +2 HELOCs	0%	n/a		View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	9 +10 HELOCs	2.3%	75%	$1,206,111	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo	5	1.3%	85.7%	$1,749,000	View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.8%	100%	$2,328,333	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	3	0.8%	100%	$771,666	View
Lake Forest Bank & Trust Company, N.A. 26851 S Tamiami Trail, Bonita Springs, FL 34134 A+5.0 ★Texas Ratio: 2.75%	Conventional, Jumbo	3	0.8%	75%	$981,666	View
Raymond James Bank 710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	3	0.8%	100%	$1,351,666	View
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	3	0.8%	100%	$1,411,666	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +7 HELOCs	0.5%	50%	$475,000	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	2 +6 HELOCs	0.5%	66.7%	$475,000	View
Huntington National Bank 8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	2	0.5%	100%	$1,025,000	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	Conventional, Jumbo	2	0.5%	66.7%	$850,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo	2	0.5%	66.7%	$1,100,000	View
CIBC Bank USA 340 Royal Palm Way, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.3%	100%	$655,000	View
Crews Bank & Trust 400 N Brevard Ave, Arcadia, FL 34266 A+5.0 ★Texas Ratio: 0.31%	Conventional	1	0.3%	100%	$225,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.3%	100%	$275,000	View
Climate First Bank 2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15%	Conventional	1	0.3%	50%	$465,000	View
Pinnacle Bank 130 S Park Ave, Apopka, FL 32703 A+5.0 ★Texas Ratio: 3.04%	Conventional, Jumbo	1	0.3%	100%	$1,445,000	View
United Community Bank 2911 Tamiami Trail N, Naples, FL 34103 A+5.0 ★Texas Ratio: 2.53%	Conventional	1	0.3%	100%	$305,000	View
Busey Bank 2524 Del Prado Blvd S, Cape Coral, FL 33904 A+5.0 ★Texas Ratio: 2.31%	Conventional, Jumbo	1	0.3%	100%	$2,195,000	View
Natbank N.A. 970 N Congress Ave, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 0.01%	Conventional, Jumbo	1	0.3%	100%	$1,355,000	View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	HELOC	0 +2 HELOCs	0%	0%		View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	HELOC	0 +2 HELOCs	0%	n/a		View
Keybank National Association 12830 University Dr, Fort Myers, FL 33907 A+5.0 ★Texas Ratio: 4.81%	HELOC	0 +1 HELOCs	0%	n/a		View
Achieva Credit Union 4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57%	HELOC	0 +1 HELOCs	0%	n/a		View
The Central Trust Bank 3701 Tamiami Trl N, Naples, FL 34103 A+5.0 ★Texas Ratio: 3.12%	HELOC	0 +1 HELOCs	0%	n/a		View
Valley National Bank 19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76%	HELOC	0 +1 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +1 HELOCs	0%	n/a		View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	4	1%	80%	$395,000	View
Reliable Holdings Manager dba Lendz Financial	Conventional, Jumbo	3	0.8%	100%	$671,666
Acrisure Mortgage, LLC	Conventional	2	0.5%	100%	$435,000
First Equity Mortgage Bankers Inc.	Conventional	1	0.3%	100%	$755,000
FineMark National Bank & Trust	Conventional, Jumbo	1	0.3%	100%	$2,105,000
United Wholesale Mortgage	Conventional, VA, Jumbo	33	8.6%	89.2%	$946,818
Rocket Mortgage	Conventional, FHA, Jumbo	28	7.3%	74.4%	$826,785
New American Funding, LLC.	Conventional, Jumbo	14	3.6%	93.3%	$471,428
Lake Michigan Credit Union	Conventional, Jumbo, HELOC	13 +16 HELOCs	3.4%	100%	$1,275,000
The Loan Store, Inc	Conventional, Jumbo, HELOC	12 +1 HELOCs	3.1%	100%	$455,000
CrossCountry Mortgage, LLC	Conventional, Jumbo	12	3.1%	100%	$915,000
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, Jumbo	8	2.1%	72.7%	$1,065,000	View
Pennymac Loan Services LLC	Conventional, Jumbo	8	2.1%	61.5%	$767,500
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	7	1.8%	100%	$2,415,000	View
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, Jumbo	6	1.6%	100%	$715,000	View
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, Jumbo, HELOC	5 +2 HELOCs	1.3%	83.3%	$607,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	5 +1 HELOCs	1.3%	100%	$681,000	View
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	5 +1 HELOCs	1.3%	100%	$469,000
Gold Star Mortgage Financial Group, Corporation	Conventional, Jumbo	5	1.3%	100%	$727,000
Kind Lending, LLC	Conventional, Jumbo	5	1.3%	100%	$583,000
Guaranteed Rate, Inc.	Conventional, Jumbo	4	1%	100%	$1,017,500
loanDepot.com LLC	Conventional	4	1%	100%	$147,500
American Pacific Mortgage Corporation	Conventional, Jumbo	4	1%	80%	$707,500
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	4	1%	100%	$517,500	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	4	1%	100%	$1,312,500	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	4	1%	80%	$240,000	View
DFCU Financial	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.8%	100%	$1,638,333
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	3 +1 HELOCs	0.8%	100%	$838,333
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	3	0.8%	100%	$1,775,000	View
Movement Mortgage, LLC	Conventional, Jumbo	3	0.8%	100%	$1,515,000
Union Home Mortgage Corp.	Conventional	3	0.8%	100%	$451,666
HomeBridge Financial Services, Inc	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.5%	100%	$1,550,000
Guild Mortgage Company	Conventional, VA, Jumbo	2	0.5%	100%	$1,150,000
Bokf NA A+5.0 ★Texas Ratio: 1.05%	Conventional	2	0.5%	100%	$440,000	View
Mortgage Equity Partners LLC	Conventional	2	0.5%	100%	$325,000
Harborone Mortgage, LLC	Conventional, Jumbo	2	0.5%	100%	$1,100,000
Synovus Bank	Conventional, Jumbo	2	0.5%	100%	$930,000
Mortgage Research Center	VA	2	0.5%	100%	$600,000
Better Mortgage Corporation	Conventional, Jumbo	2	0.5%	100%	$605,000
Fairway Independent Mort Corp	Conventional, Jumbo	2	0.5%	100%	$1,425,000
Rockland Trust Bank A+5.0 ★Texas Ratio: 2.64%	Conventional	2	0.5%	100%	$280,000	View
Ark-La-Tex Financial Services LLC	Conventional, Jumbo	2	0.5%	100%	$990,000
American Airlines Federal Cred	Conventional, HELOC	1 +1 HELOCs	0.3%	100%	$635,000
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional, HELOC	1 +1 HELOCs	0.3%	100%	$135,000	View
American Portfolio Mortgage Corporation	Conventional	1	0.3%	50%	$805,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.3%	100%	$565,000	View
The Bank of Missouri A5.0 ★Texas Ratio: 9.58%	Conventional, Jumbo	1	0.3%	100%	$1,705,000	View
Byron Bank A5.0 ★Texas Ratio: 10.13%	Conventional, Jumbo	1	0.3%	100%	$1,225,000	View
First Community Mortgage, Inc.	Conventional	1	0.3%	100%	$355,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.3%	100%	$625,000
Cliffco, Inc.	Conventional, Jumbo	1	0.3%	100%	$2,155,000
Greenstate Credit Union	Conventional	1	0.3%	100%	$805,000
Atlantic Union Bank A+5.0 ★Texas Ratio: 2.51%	Conventional, Jumbo	1	0.3%	100%	$1,205,000	View
Everett Financial, Inc.	Conventional	1	0.3%	100%	$465,000
Loansteady LLC	Conventional	1	0.3%	100%	$305,000
Central Bank A+5.0 ★Texas Ratio: 2.72%	Conventional, Jumbo	1	0.3%	100%	$3,005,000	View
Southern First Bank A+5.0 ★Texas Ratio: 3.08%	Conventional	1	0.3%	100%	$605,000	View
First Trust Bank of Illinois A+5.0 ★Texas Ratio: 2.99%	Conventional	1	0.3%	100%	$525,000	View
Advancial Federal Credit Union	Conventional	1	0.3%	100%	$615,000
BankCherokee A+5.0 ★Texas Ratio: 0.11%	Conventional	1	0.3%	100%	$115,000	View
Resicentral LLC	Conventional	1	0.3%	100%	$375,000
Deephaven Mortgage LLC	Conventional	1	0.3%	100%	$535,000
Amerisave Mortgage Company	Conventional	1	0.3%	33.3%	$205,000
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.3%	100%	$755,000	View
AmWest Funding Corp	Conventional	1	0.3%	100%	$805,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	1	0.3%	100%	$635,000	View
Navigant Credit Union	Conventional, Jumbo	1	0.3%	100%	$1,105,000
HomeXpress Mortgage Corp.	Conventional	1	0.3%	25%	$535,000
Ohio Catholic Federal Credit Union	Conventional	1	0.3%	100%	$445,000
First Alliance Home Mortgage, LLC	Conventional	1	0.3%	100%	$415,000
Sun West Mortgage Company, Inc	VA, Jumbo	1	0.3%	100%	$835,000
First Midwest Bank of Dexter A5.0 ★Texas Ratio: 6.37%	Conventional, Jumbo	1	0.3%	100%	$2,245,000	View
Connexus Credit Union	Conventional	1	0.3%	100%	$385,000
East Coast Capital Corp.	Conventional	1	0.3%	100%	$755,000
William Raveis Mortgage, LLC	Conventional	1	0.3%	100%	$235,000
American Heritage Lending, LLC	Conventional	1	0.3%	100%	$285,000
Bank of Colorado	Conventional, Jumbo	1	0.3%	100%	$3,255,000
Independent Bank A5.0 ★Texas Ratio: 6.46%	Conventional	1	0.3%	100%	$515,000	View
Nfm, Inc	Conventional	1	0.3%	100%	$365,000
Stg Mortgage Inc	Conventional, Jumbo	1	0.3%	100%	$1,445,000
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional	1	0.3%	100%	$315,000	View
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional	1	0.3%	100%	$225,000
First Commonwealth Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.3%	100%	$805,000	View
Hometown Equity Mortgage, LLC	Conventional, Jumbo	1	0.3%	100%	$1,865,000
Lendsure Mortgage Corp.	Conventional, Jumbo	1	0.3%	100%	$975,000
Communityamerica Federal Credit Union	Conventional	1	0.3%	100%	$605,000
Heartland Bank & Trust Company A+5.0 ★Texas Ratio: 0.84%	Conventional	1	0.3%	100%	$505,000	View
Hinsdale Bank & Trust Company, N.A A+5.0 ★Texas Ratio: 1.47%	Conventional, Jumbo	1	0.3%	100%	$2,265,000	View
Telhio Credit Union, Inc.	Conventional	1	0.3%	100%	$755,000
Union Savings Bank	Conventional	1	0.3%	100%	$435,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.3%	100%	$465,000	View
Nationstar Mortgage	Conventional	1	0.3%	33.3%	$305,000
Bangor Savings Bank A+5.0 ★Texas Ratio: 4.53%	Conventional	1	0.3%	100%	$525,000	View
New Fed Mortgage Corp.	Conventional	1	0.3%	100%	$295,000
Pentagon Federal Credit Union	Conventional, Jumbo	1	0.3%	100%	$1,405,000
Genway Home Mortgage, Inc.	Conventional, Jumbo	1	0.3%	100%	$995,000
Citadel Servicing Corporation	Conventional, Jumbo	1	0.3%	100%	$1,245,000
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional, Jumbo	1	0.3%	100%	$1,205,000	View
Zillow Home Loans, LLC	Conventional	1	0.3%	100%	$545,000
Summit Mortgage Corporation	Conventional	1	0.3%	100%	$235,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.3%	100%	$285,000	View
First Merchants Bank A+5.0 ★Texas Ratio: 4.12%	Conventional	1	0.3%	100%	$465,000	View
Consumers Credit Union	Conventional	1	0.3%	100%	$355,000
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.3%	50%	$115,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.3%	100%	$295,000	View
Civista Bank A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.3%	100%	$505,000	View
Plaza Home Mortgage, Inc	Conventional	1	0.3%	100%	$425,000
Luxury Mortgage Corp.	Conventional	1	0.3%	100%	$225,000
Gershman Investment Corp.	Conventional	1	0.3%	100%	$805,000
Tomo Mortgage LLC	Conventional	1	0.3%	50%	$415,000
Champions Funding, LLC	Conventional, Jumbo	1	0.3%	100%	$1,075,000
TruMark Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union A-4.9 ★Texas Ratio: 16.71%	HELOC	0 +1 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +1 HELOCs	0%	n/a
Bell Bank A+5.0 ★Texas Ratio: 3.66%	HELOC	0 +1 HELOCs	0%	n/a		View
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Spring Eq, LLC	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Marco Island Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Marco Island, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Marco Island? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Marco Island in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Marco Island, FL

Use these to narrow the list above. Each category shows how many Marco Island, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 66 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 69 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 18 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 2 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 5 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 69 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 14 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Marco Island, FL

Independent mortgage companies closed 57 percent of home loans in Marco Island, Florida in 2025, banks 34.9 percent and credit unions 8.1 percent. A&D Mortgage LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Raymond James Bank led with 3 loans.

57%

Mortgage companies

34.9%

Banks

8.1%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Marco Island, FL

Who is the largest mortgage lender in Marco Island, FL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Marco Island, Florida with 10 loans, about 2.6 percent of the market. The largest lender headquartered in Florida was Raymond James Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Marco Island, FL mortgage lenders offer FHA, VA and USDA loans?

2 lenders closed FHA loans in Marco Island, Florida in 2025, led by Rocket Mortgage with 1. 5 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Marco Island, FL lender list?

Yes. 69 banks and 18 credit unions closed home loans in Marco Island, Florida in 2025, alongside 66 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Marco Island, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Marco Island, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Marco Island, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Marco Island. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.