Mortgage Lenders and Brokers in Lutz, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lutz, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3995 Van Dyke Rd, Lutz, FL 33558A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA18975 State Road 54, Lutz, FL 33558A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA17455 N Dale Mabry Hwy, Lutz, FL 33548A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association22850 State Route 54, Lutz, FL 33549A+5.0 ★Texas Ratio: 3.22%, Truist BankTruist Bank21744 State Road 54, Lutz, FL 33549A+5.0 ★Texas Ratio: 2.87%, TD BankTD Bank17751 North Dale Mabry Highway, Lutz, FL 33548A+5.0 ★Texas Ratio: 3.71%, Midflorida Credit UnionMidflorida Credit Union23551 SR 54, Lutz, FL 33559A+5.0 ★Texas Ratio: 3.18%, Suncoast Credit UnionSuncoast Credit Union1837 Collier Pkwy, Lutz, FL 33549A5.0 ★Texas Ratio: 6.26%, Grow Financial Federal Credit UnionGrow Financial Federal Credit Union17679 N Dale Mabry Hwy, Lutz, FL 33548 4535A+5.0 ★Texas Ratio: 3.70%, and The Bank of TampaThe Bank of Tampa10650 Boardwalk Loop, Bradenton, FL 34202A+5.0 ★Texas Ratio: 2.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lutz, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lutz are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lutz, Florida
Market share is the lender's share of all home loans closed in Lutz, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Lutz 3995 Van Dyke Rd, Lutz, FL 33558 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 8 +1 HELOCs |
1.5% | 80% | $676,250 | View |
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1 office in Lutz 18975 State Road 54, Lutz, FL 33558 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.7% | 80% | $347,500 | View |
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1 office in Lutz 17455 N Dale Mabry Hwy, Lutz, FL 33548 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +11 HELOCs |
0.4% | 100% | $730,000 | View |
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2 offices in Lutz 22850 State Route 54, Lutz, FL 33549 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 2 +5 HELOCs |
0.4% | 50% | $480,000 | View |
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★ 1 stars, 1 review 3 offices in Lutz 21744 State Road 54, Lutz, FL 33549 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +11 HELOCs |
0.2% | 100% | $405,000 | View |
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1 office in Lutz 17751 North Dale Mabry Highway, Lutz, FL 33548 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 23551 SR 54, Lutz, FL 33559 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 13 +4 HELOCs |
2.4% | 86.7% | $149,615 | View |
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1837 Collier Pkwy, Lutz, FL 33549 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 11 +34 HELOCs |
2% | 100% | $358,636 | View |
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17679 N Dale Mabry Hwy, Lutz, FL 33548 4535 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 8 | 1.5% | 80% | $193,750 | View |
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10650 Boardwalk Loop, Bradenton, FL 34202 A+5.0 ★Texas Ratio: 2.04% |
Conventional | 7 | 1.3% | 77.8% | $242,142 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 6 +12 HELOCs |
1.1% | 61.5% | $545,000 | View |
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21827 State Road 54, Lutz, FL 33549 A5.0 ★Texas Ratio: 7.65% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
1.1% | 100% | $428,333 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.5% | 100% | $545,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 75% | $45,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $880,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $570,000 | View |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $535,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.4% | 100% | $395,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 2 | 0.4% | 19% | $80,000 | View |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 0.4% | 100% | $750,000 | View |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $125,000 | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional, Jumbo | 1 | 0.2% | 100% | $875,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
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19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | 50% | View | |
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701 9th St W, Bradenton, FL 34205 8656 A+5.0 ★Texas Ratio: 5.46% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lennar Mortgage, LLC
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Conventional, VA | 89 | 16.3% | 92.7% | $561,292 | |
The Mortgage Firm
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Conventional, FHA, VA, Jumbo | 6 | 1.1% | 100% | $548,333 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 0.7% | 57.1% | $457,500 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 4 | 0.7% | 100% | $527,500 | View |
LoanFlight Lending, LLC.
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Conventional | 3 | 0.5% | 100% | $481,666 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 50% | $375,000 | |
Americas Mortgage Professionals, LLC
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VA, Jumbo | 1 | 0.2% | 100% | $1,115,000 | |
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A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 55 +6 HELOCs |
10.1% | 87.3% | $486,818 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 54 | 9.9% | 87.5% | $356,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 30 | 5.5% | 96.8% | $474,333 | |
Click n' Close, Inc.
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Conventional, FHA | 12 | 2.2% | 100% | $224,166 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo, HELOC | 11 +2 HELOCs |
2% | 92.3% | $694,090 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 9 +5 HELOCs |
1.6% | 83.3% | $241,666 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA, Jumbo | 9 | 1.6% | 69.2% | $437,222 | View |
VanDyk Mortgage Corporation
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Conventional, FHA, VA | 7 | 1.3% | 100% | $439,285 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 6 +1 HELOCs |
1.1% | 66.7% | $345,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 6 | 1.1% | 100% | $253,333 | |
loanDepot.com LLC
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Conventional, Jumbo | 6 | 1.1% | 75% | $370,000 | |
My Mortgage, Inc
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Conventional, FHA | 6 | 1.1% | 100% | $521,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 5 +1 HELOCs |
0.9% | 100% | $443,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, HELOC | 5 +1 HELOCs |
0.9% | 83.3% | $379,000 | |
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A+5.0 ★Texas Ratio: 1.71% |
Conventional, FHA | 5 | 0.9% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 0.9% | 100% | $131,000 | View |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 4 +1 HELOCs |
0.7% | 100% | $540,000 | |
Resicentral LLC
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Conventional, FHA | 4 | 0.7% | 100% | $330,000 | |
Nationstar Mortgage
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Conventional | 4 | 0.7% | 100% | $150,000 | |
Lake Michigan Credit Union
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Conventional, FHA, Jumbo | 4 | 0.7% | 100% | $850,000 | |
DFCU Financial
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Conventional, Jumbo, HELOC | 3 +9 HELOCs |
0.5% | 100% | $1,158,333 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.5% | 25% | $155,000 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 0.5% | 75% | $475,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.5% | 37.5% | $181,666 | |
American Financial Network, Inc.
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Conventional, Jumbo | 3 | 0.5% | 100% | $1,105,000 | |
Discover Bank
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Conventional | 3 | 0.5% | 42.9% | $165,000 | |
Provident Funding Associates
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Conventional | 3 | 0.5% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.5% | 100% | $411,666 | View |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional | 3 | 0.5% | 100% | $398,333 | View |
JMAC Lending, Inc.
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Conventional, FHA | 3 | 0.5% | 100% | $401,666 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $445,000 | |
EMM Loans LLC
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Conventional, VA | 2 | 0.4% | 100% | $720,000 | |
American Financial Resources LLC
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Conventional, VA | 2 | 0.4% | 100% | $405,000 | |
Primelending
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Conventional, VA | 2 | 0.4% | 100% | $775,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.4% | 100% | $210,000 | |
Ameritrust Mortgage Corporation
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FHA | 2 | 0.4% | 100% | $480,000 | |
Nfm, Inc
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Conventional | 2 | 0.4% | 100% | $310,000 | |
Point Mortgage Corp
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Conventional, FHA | 2 | 0.4% | 100% | $440,000 | |
Mortgage Research Center
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VA | 2 | 0.4% | 33.3% | $415,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 0.4% | 100% | $540,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, VA | 2 | 0.4% | 100% | $560,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.4% | 100% | $735,000 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.4% | 100% | $545,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +5 HELOCs |
0.2% | 100% | $255,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $325,000 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $615,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $535,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $575,000 | |
MortgageOne, Inc
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $365,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 50% | $525,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
VA | 1 | 0.2% | 100% | $555,000 | View |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
VA | 1 | 0.2% | 100% | $505,000 | View |
Guild Mortgage Company
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Conventional | 1 | 0.2% | 100% | $675,000 | |
AdvantageFirst Lending Inc
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VA, Jumbo | 1 | 0.2% | 100% | $1,085,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.2% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Acre Mortgage & Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $655,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.2% | 100% | $875,000 | |
Mortgage Assurance Inc
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Conventional | 1 | 0.2% | 100% | $425,000 | |
NJ Lenders Corp
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Conventional | 1 | 0.2% | 100% | $545,000 | |
City 1st Mortgage Services, LC
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VA | 1 | 0.2% | 100% | $545,000 | |
Das Acquisition Company, LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,295,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.2% | 100% | $355,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $265,000 | |
American Finance House Lariba
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Ivy Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 50% | $255,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
Towne Mortgage Company
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Conventional | 1 | 0.2% | 100% | $745,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Purdue Federal Cu
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.2% | 100% | $405,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.2% | 100% | $685,000 | View |
Troy Bank and Trust
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,045,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $755,000 | |
Gershman Investment Corp.
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Leaderone Financial Corp.
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VA | 1 | 0.2% | 100% | $615,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 50% | $265,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 66.7% | $425,000 | |
Figure Lending LLC
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HELOC | 0 +8 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.02% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
Total Mortgage Services, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lutz Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lutz, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Lutz? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lutz in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lutz, FL
Use these to narrow the list above. Each category shows how many Lutz, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Lutz, FL
Independent mortgage companies closed 76.6 percent of home loans in Lutz, Florida in 2025, banks 12.8 percent and credit unions 10.6 percent. Triad Financial Services, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Midflorida Credit Union led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lutz, FL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Lutz, Florida with 8 loans, about 1.5 percent of the market. The largest lender headquartered in Florida was Midflorida Credit Union with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lutz, Florida, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 92.7 percent, against a 84 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Lutz, Florida in 2025, led by United Wholesale Mortgage with 11. 24 lenders closed VA loans, led by Lennar Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 17 credit unions closed home loans in Lutz, Florida in 2025, alongside 84 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lutz, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lutz, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lutz. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
