Mortgage Lenders and Brokers in Laurel, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Laurel, Florida mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Trustco BankTrustco Bank909 West State Rd 434, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, BMO Harris Bank NABMO Harris Bank NA5461 N Us Highway 41, Apollo Beach, FL 33572A+5.0 ★Texas Ratio: 3.54%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, and Seacoast National BankSeacoast National Bank345 E Main St, Apopka, FL 32703A+5.0 ★Texas Ratio: 2.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Laurel, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Laurel are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Laurel, Florida
Market share is the lender's share of all home loans closed in Laurel, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo | 7 | 3.1% | 100% | $840,714 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 5 | 2.2% | 100% | $985,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 4 +3 HELOCs |
1.8% | 80% | $260,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +6 HELOCs |
0.9% | 100% | $220,000 | View |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +4 HELOCs |
0.9% | 100% | $60,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.9% | 66.7% | $2,015,000 | View |
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5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 2 | 0.9% | 100% | $1,340,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 100% | $665,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 50% | $245,000 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.4% | 50% | $2,125,000 | View |
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1800 2nd St, Sarasota, FL 34236 A+5.0 ★Texas Ratio: 5.01% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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400 N Brevard Ave, Arcadia, FL 34266 A+5.0 ★Texas Ratio: 0.31% |
Conventional | 1 | 0.4% | 100% | $445,000 | View |
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850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
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1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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10650 Boardwalk Loop, Bradenton, FL 34202 A+5.0 ★Texas Ratio: 2.04% |
Conventional, Jumbo | 1 | 0.4% | 50% | $435,000 | View |
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14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Taylor Morrison Home Funding, Inc.
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Conventional, FHA, VA | 57 | 25.2% | 68.7% | $286,403 | |
The Mortgage Firm
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Conventional, VA | 6 | 2.7% | 100% | $323,333 | |
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A5.0 ★Texas Ratio: 10.20% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $125,000 | View |
Neal Communities Funding, LLC
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VA | 1 | 0.4% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $285,000 | |
Americas Mortgage Professionals, LLC
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Lennar Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 50% | $505,000 | |
Rocket Mortgage
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Conventional, VA | 16 | 7.1% | 77.3% | $205,000 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 9 +2 HELOCs |
4% | 75% | $350,555 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 3.1% | 100% | $430,714 | |
Pulte Mortgage LLC
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Conventional | 7 | 3.1% | 100% | $309,285 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, VA, Jumbo | 5 | 2.2% | 83.3% | $551,000 | View |
Pennymac Loan Services LLC
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Conventional, Jumbo | 4 | 1.8% | 80% | $582,500 | |
New American Funding, LLC.
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Conventional | 3 | 1.3% | 100% | $275,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.9% | 66.7% | $275,000 | |
Panorama Mortgage Group, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $170,000 | |
Guild Mortgage Company
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Conventional, FHA, Jumbo | 2 | 0.9% | 100% | $1,650,000 | |
American Financial Network, Inc.
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Conventional | 2 | 0.9% | 100% | $495,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 0.9% | 100% | $480,000 | |
Northwest Federal Credit Union
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Conventional | 2 | 0.9% | 100% | $360,000 | |
VanDyk Mortgage Corporation
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Conventional, VA | 2 | 0.9% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 2 | 0.9% | 100% | $335,000 | View |
JMAC Lending, Inc.
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Conventional | 2 | 0.9% | 100% | $290,000 | |
Synovus Bank
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Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.4% | 100% | $2,995,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $445,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $115,000 | |
Cadence Bank
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FHA | 1 | 0.4% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 13.71% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $375,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.4% | 100% | $485,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Kind Lending, LLC
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Conventional, Jumbo | 1 | 0.4% | 100% | $925,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.4% | 100% | $515,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 33.3% | $85,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.4% | 100% | $475,000 | |
Bridgeway Lending Partners, LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.4% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $535,000 | View |
Network Capital Funding Corporation
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,775,000 | |
Bay Equity LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.4% | 100% | $475,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.4% | 100% | $565,000 | |
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C-3.6 ★Texas Ratio: 31.27% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $795,000 | |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,405,000 | |
American Pacific Mortgage Corporation
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VA, Jumbo | 1 | 0.4% | 100% | $815,000 | |
Mortgage Research Center
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VA | 1 | 0.4% | 50% | $585,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Tjc Mortgage Inc
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FHA | 1 | 0.4% | 100% | $495,000 | |
Abbott Laboratories Employees Credit Union
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Conventional | 1 | 0.4% | 100% | $265,000 | |
DFCU Financial
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Conventional | 1 | 0.4% | 100% | $555,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.4% | 100% | $455,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.4% | 100% | $545,000 | View |
TowneBank
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.4% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 1.99% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,445,000 | View |
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A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.4% | 100% | $2,175,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 0.4% | 50% | $465,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.4% | 100% | $655,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
Goprime Mortgage, Inc.
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VA | 1 | 0.4% | 100% | $745,000 | |
Polish & Slavic Federal Credit
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Gershman Investment Corp.
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Conventional | 1 | 0.4% | 100% | $485,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 50% | $285,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 100% | $355,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Citizens Equity First Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 33.3% |
Laurel Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Laurel, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Laurel? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Laurel in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Laurel, FL
Use these to narrow the list above. Each category shows how many Laurel, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Laurel, FL
Independent mortgage companies closed 74.8 percent of home loans in Laurel, Florida in 2025, banks 19.9 percent and credit unions 5.3 percent. Taylor Morrison Home Funding, Inc. was the largest mortgage company, Southstate Bank, National Association the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Laurel, FL
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Laurel, Florida with 7 loans, about 3.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Laurel, Florida, Taylor Morrison Home Funding, Inc. approved the highest share of completed applications in 2025 at 68.7 percent, against a 81.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Laurel, Florida in 2025, led by Taylor Morrison Home Funding, Inc. with 9. 13 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 13 credit unions closed home loans in Laurel, Florida in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Laurel, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Laurel, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Laurel. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
