Mortgage Lenders and Brokers in Lakeside, Florida
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Lakeside, Florida mortgage lenders include VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, First Federal BankFirst Federal Bank300 N Waukesha St, Bonifay, FL 32425A+5.0 ★Texas Ratio: 1.10%, Radifi Federal Credit UnionRadifi Federal Credit Union801 Atlantic Blvd, Atlantic Beach, FL 32233, Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, and Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lakeside, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lakeside are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lakeside, Florida
Market share is the lender's share of all home loans closed in Lakeside, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional, FHA, HELOC | 51 +19 HELOCs |
8.9% | 67.9% | $113,823 | View |
|
300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA, VA | 10 | 1.7% | 100% | $262,000 | View |
Radifi Federal Credit Union
801 Atlantic Blvd, Atlantic Beach, FL 32233 |
Conventional | 7 | 1.2% | 100% | $112,142 | |
|
20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 5 | 0.9% | 83.3% | $313,000 | View |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, VA, HELOC | 3 +9 HELOCs |
0.5% | 100% | $268,333 | View |
|
★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.5% | 75% | $365,000 | View |
|
1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.5% | 75% | $165,000 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 66.7% | $80,000 | View |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 66.7% | $190,000 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.3% | 100% | $625,000 | View |
|
★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
FHA | 2 | 0.3% | 100% | $340,000 | View |
|
8300 NW 53rd St, Doral, FL 33166 7710 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 2 | 0.3% | 100% | $110,000 | View |
|
254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $105,000 | View |
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $225,000 | View |
|
2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15% |
Conventional, Jumbo | 1 | 0.2% | 100% | $885,000 | View |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
|
14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
|
101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.2% | 100% | $645,000 | View |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
|
★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 3.41% |
Conventional | 21 | 3.6% | 75% | $94,523 | View |
Freedom Mortgage Corporation
|
FHA, VA | 16 | 2.8% | 85% | $299,375 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 5 | 0.9% | 25% | $213,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.3% | 36.4% | $310,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
Coastline Home Mortgage
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
Jet HomeLoans, LP
|
VA | 1 | 0.2% | 100% | $355,000 | |
The Mortgage Firm
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 84 +1 HELOCs |
14.6% | 94.6% | $314,285 | |
Rocket Mortgage
|
Conventional, FHA, VA | 39 | 6.8% | 77.8% | $170,128 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 31 +18 HELOCs |
5.4% | 77.5% | $195,322 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 18 | 3.1% | 86.4% | $204,444 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 16 | 2.8% | 94.4% | $167,500 | |
Mortgage Research Center
|
VA | 16 | 2.8% | 57.1% | $363,750 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
2.3% | 100% | $152,692 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA | 9 | 1.6% | 100% | $228,333 | View |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 8 | 1.4% | 66.7% | $206,250 | View |
Fairway Independent Mort Corp
|
Conventional, FHA | 8 | 1.4% | 72.7% | $145,000 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 7 +2 HELOCs |
1.2% | 77.8% | $260,714 | |
Nationstar Mortgage
|
Conventional, VA | 7 | 1.2% | 72.7% | $170,714 | |
EMM Loans LLC
|
Conventional, FHA, VA | 6 | 1% | 100% | $263,333 | |
SWBC Mortgage Corporation
|
Conventional, FHA | 6 | 1% | 100% | $165,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 6 | 1% | 85.7% | $363,333 | |
Network Funding, L.P.
|
Conventional, FHA, VA | 6 | 1% | 100% | $280,000 | |
Village Capital & Investment
|
VA | 6 | 1% | 90% | $380,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 5 | 0.9% | 100% | $315,000 | |
Kind Lending, LLC
|
Conventional, FHA | 5 | 0.9% | 100% | $187,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 5 | 0.9% | 100% | $137,000 | View |
Amerisave Mortgage Company
|
Conventional, VA | 5 | 0.9% | 35.7% | $245,000 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 5 | 0.9% | 100% | $123,000 | |
Equity Prime Mortgage LLC
|
VA | 4 | 0.7% | 66.7% | $345,000 | |
Cardinal Financial Company, Li
|
Conventional, FHA, VA | 4 | 0.7% | 100% | $452,500 | |
Loanpeople, LLC
|
Conventional, FHA | 4 | 0.7% | 100% | $372,500 | |
The Loan Store, Inc
|
Conventional, FHA | 4 | 0.7% | 80% | $235,000 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA | 4 | 0.7% | 100% | $297,500 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 4 | 0.7% | 100% | $202,500 | View |
Texana Bank
|
Conventional, FHA | 4 | 0.7% | 100% | $205,000 | |
Goodleap, LLC
|
Conventional, VA, HELOC | 3 +1 HELOCs |
0.5% | 100% | $215,000 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.5% | 75% | $235,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA, VA | 3 | 0.5% | 100% | $231,666 | |
AmeriHome Mortgage Company, LLC
|
Conventional, VA | 3 | 0.5% | 100% | $258,333 | |
ClearPath Lending
|
VA | 3 | 0.5% | 100% | $355,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 3 | 0.5% | 100% | $335,000 | |
|
A-4.9 ★Texas Ratio: 16.71% |
Conventional, FHA | 3 | 0.5% | 100% | $175,000 | View |
Plaza Home Mortgage, Inc
|
FHA, VA | 3 | 0.5% | 60% | $311,666 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 3 | 0.5% | 100% | $341,666 | |
JMAC Lending, Inc.
|
Conventional, VA | 3 | 0.5% | 100% | $295,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +3 HELOCs |
0.3% | 18.2% | $80,000 | |
Primelending
|
Conventional, FHA | 2 | 0.3% | 75% | $230,000 | |
AdvantageFirst Lending Inc
|
Conventional, VA | 2 | 0.3% | 50% | $340,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.3% | 100% | $130,000 | View |
My Mortgage, Inc
|
Conventional, FHA | 2 | 0.3% | 100% | $150,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.3% | 100% | $480,000 | View |
Gardner Financial Services
|
Conventional, FHA | 2 | 0.3% | 100% | $250,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 66.7% | $60,000 | View |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 2 | 0.3% | 33.3% | $165,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional | 2 | 0.3% | 100% | $180,000 | |
The Mortgage Link, Inc.
|
Conventional | 2 | 0.3% | 100% | $255,000 | |
First Community Mortgage, Inc.
|
FHA | 1 | 0.2% | 100% | $125,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $115,000 | |
HomePromise Corporation
|
VA | 1 | 0.2% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Contour Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
Everett Financial, Inc.
|
VA | 1 | 0.2% | 100% | $375,000 | |
ALCOVA Mortgage, LLC
|
FHA | 1 | 0.2% | 50% | $295,000 | |
United Trust Bank
|
VA | 1 | 0.2% | 100% | $315,000 | |
Resicentral LLC
|
FHA | 1 | 0.2% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
|
A+5.0 ★Texas Ratio: 2.18% |
FHA | 1 | 0.2% | 100% | $315,000 | View |
|
A5.0 ★Texas Ratio: 6.69% |
FHA | 1 | 0.2% | 100% | $175,000 | View |
Discover Bank
|
Conventional | 1 | 0.2% | 16.7% | $45,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.2% | 100% | $315,000 | |
VanDyk Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $115,000 | |
American Financing Corporation
|
Conventional | 1 | 0.2% | 33.3% | $275,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
Nfm, Inc
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
T2 Financial LLC
|
VA | 1 | 0.2% | 100% | $295,000 | |
Mortgage Equity Partners LLC
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
BoxCar Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $125,000 | |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $745,000 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $235,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Mortgage Solutions of Colorado
|
VA | 1 | 0.2% | 100% | $245,000 | |
Keystone Funding, Inc
|
VA | 1 | 0.2% | 100% | $345,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 0.2% | 100% | $295,000 | |
Veritas Funding, LLC
|
FHA | 1 | 0.2% | 100% | $225,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Nmsi, Inc.
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $265,000 | View |
Right Start Mortgage, Inc
|
VA | 1 | 0.2% | 100% | $325,000 | |
21St Mortgage
|
Conventional | 1 | 0.2% | 75% | $95,000 | |
Vanderbilt Mortgage and Finance, Inc
|
FHA | 1 | 0.2% | 50% | $285,000 | |
Leaderone Financial Corp.
|
VA | 1 | 0.2% | 100% | $395,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
Figure Lending LLC
|
HELOC | 0 +8 HELOCs |
0% | n/a | ||
Coastal Community Bank
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | 100% | ||
Union Home Mortgage Corp.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Lakeside Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lakeside, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Lakeside? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lakeside in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lakeside, FL
Use these to narrow the list above. Each category shows how many Lakeside, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Lakeside, FL
Independent mortgage companies closed 68.4 percent of home loans in Lakeside, Florida in 2025, banks 11.6 percent and credit unions 20 percent. Freedom Mortgage Corporation was the largest mortgage company, First Federal Bank the largest bank and VyStar Credit Union the largest credit union. Among lenders headquartered in Florida, VyStar Credit Union led with 51 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lakeside, FL
By home loans closed in 2025, VyStar Credit Union was the largest mortgage lender in Lakeside, Florida with 51 loans, about 8.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lakeside, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 94.6 percent, against a 78.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
46 lenders closed FHA loans in Lakeside, Florida in 2025, led by United Wholesale Mortgage with 27. 45 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 11 credit unions closed home loans in Lakeside, Florida in 2025, alongside 81 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lakeside, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lakeside, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lakeside. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
