Mortgage Lenders and Brokers in Lake Mary, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Mary, Florida mortgage lenders include Addition Financial Credit UnionAddition Financial Credit Union1000 Primera Blvd, Lake Mary, FL 32746A5.0 ★Texas Ratio: 6.85%, Truist BankTruist Bank1100 Townpark Ave, Lake Mary, FL 32746A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA1530 International Pkwy, Lake Mary, FL 32746A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA4501 W Lake Mary Blvd, Lake Mary, FL 32746A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association766 N Sun Dr Ste 100, Lake Mary, FL 32746A+5.0 ★Texas Ratio: 3.22%, Regions BankRegions Bank4094 W Lake Mary Blvd, Lake Mary, FL 32746A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA837 Village Oak Ln, Lake Mary, FL 32746A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.4309 W Lake Mary Blvd, Lake Mary, FL 32746A+5.0 ★Texas Ratio: 4.24%, First Horizon BankFirst Horizon Bank7090 County Road 46a, Lake Mary, FL 32746A+5.0 ★Texas Ratio: 5.76%, and Southstate Bank, National AssociationSouthstate Bank, National Association1190 Business Center Dr, Lake Mary, FL 32746A+5.0 ★Texas Ratio: 2.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Mary, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Mary are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Mary, Florida
Market share is the lender's share of all home loans closed in Lake Mary, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1000 Primera Blvd, Lake Mary, FL 32746 A5.0 ★Texas Ratio: 6.85% |
Conventional, HELOC | 9 +3 HELOCs |
1.7% | 81.8% | $142,777 | View |
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★ 1 stars, 1 review 2 offices in Lake Mary 1100 Townpark Ave, Lake Mary, FL 32746 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 8 +14 HELOCs |
1.5% | 100% | $415,000 | View |
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2 offices in Lake Mary 1530 International Pkwy, Lake Mary, FL 32746 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA | 8 | 1.5% | 80% | $312,500 | View |
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1 office in Lake Mary 4501 W Lake Mary Blvd, Lake Mary, FL 32746 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +14 HELOCs |
1% | 71.4% | $223,000 | View |
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1 office in Lake Mary 766 N Sun Dr Ste 100, Lake Mary, FL 32746 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 4 +9 HELOCs |
0.8% | 100% | $407,500 | View |
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1 office in Lake Mary 4094 W Lake Mary Blvd, Lake Mary, FL 32746 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +3 HELOCs |
0.6% | 37.5% | $228,333 | View |
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2 offices in Lake Mary 837 Village Oak Ln, Lake Mary, FL 32746 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.6% | 75% | $468,333 | View |
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★ 1.7 stars, 3 reviews 1 office in Lake Mary 4309 W Lake Mary Blvd, Lake Mary, FL 32746 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 50% | $410,000 | View |
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★ 5 stars, 1 review 1 office in Lake Mary 7090 County Road 46a, Lake Mary, FL 32746 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 2 | 0.4% | 100% | $710,000 | View |
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★ 5 stars, 1 review 1 office in Lake Mary 1190 Business Center Dr, Lake Mary, FL 32746 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 33.3% | $585,000 | View |
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1 office in Lake Mary 875 Currency Cir, Lake Mary, FL 32746 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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★ 5 stars, 1 review 1 office in Lake Mary 175 Timacuan Blvd, Lake Mary, FL 32746 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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1 office in Lake Mary 100 Colonial Center Pkwy, Lake Mary, FL 32746 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 4 stars, 1 review 1 office in Lake Mary 3505 W Lake Mary Blvd, Lake Mary, FL 32746 A+5.0 ★Texas Ratio: 1.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Alkan Mortgage Corporation
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FHA, VA | 2 | 0.4% | 100% | $345,000 | |
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2879 W Lake Mary Blvd, Lake Mary, FL 32746 3598 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 23 +13 HELOCs |
4.4% | 72.7% | $165,434 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 4 +3 HELOCs |
0.8% | 100% | $247,500 | View |
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5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $245,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.4% | 100% | $1,755,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 2 | 0.4% | 100% | $480,000 | View |
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4699 W Lake Mary Blvd, Lake Mary, FL 32746 4301 A5.0 ★Texas Ratio: 9.56% |
Conventional | 2 | 0.4% | 100% | $245,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $125,000 | View |
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1662 W Orange Blossom Trl, Apopka, FL 32712 2641 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.2% | 100% | $485,000 | View |
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21 E 3rd St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 1.41% |
Conventional, Jumbo | 1 | 0.2% | 100% | $875,000 | View |
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11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.2% | 100% | $645,000 | View |
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19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 1 | 0.2% | 50% | $405,000 | View |
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542238 Us Highway 1, Callahan, FL 32011 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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211 Havendale Blvd, Auburndale, FL 33823 D2.1 ★Texas Ratio: 5.22% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +7 HELOCs |
0% | 0% | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3701 Tamiami Trl N, Naples, FL 34103 A+5.0 ★Texas Ratio: 3.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 12 | 2.3% | 86.7% | $273,333 | |
The Mortgage Firm
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Conventional, FHA | 11 | 2.1% | 92.9% | $325,909 | |
Acrisure Mortgage, LLC
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Conventional, VA | 9 | 1.7% | 100% | $437,222 | |
Lakeview Loan Servicing, LLC
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FHA | 4 | 0.8% | 66.7% | $355,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Builders Choice Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $355,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 76 +1 HELOCs |
14.7% | 90.5% | $376,973 | |
Rocket Mortgage
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Conventional, FHA, VA | 53 | 10.3% | 82.1% | $259,339 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 22 +3 HELOCs |
4.3% | 91.7% | $363,181 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 16 | 3.1% | 89.5% | $380,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, VA, Jumbo | 10 | 1.9% | 76.9% | $413,000 | View |
Toll Brothers Mortgage Company
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Conventional, VA, Jumbo | 10 | 1.9% | 86.7% | $798,000 | |
Mortgage Equity Partners LLC
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Conventional, FHA, VA | 7 | 1.4% | 87.5% | $260,714 | |
Mortgage Research Center
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VA | 7 | 1.4% | 61.5% | $393,571 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 6 +3 HELOCs |
1.2% | 85.7% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 6 | 1.2% | 100% | $321,666 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 6 | 1.2% | 100% | $305,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 5 +7 HELOCs |
1% | 71.4% | $99,000 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 5 +4 HELOCs |
1% | 90.9% | $343,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA | 5 | 1% | 100% | $481,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +4 HELOCs |
0.8% | 57.1% | $415,000 | |
Movement Mortgage, LLC
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Conventional, HELOC | 4 +1 HELOCs |
0.8% | 100% | $305,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 4 | 0.8% | 80% | $430,000 | |
Kind Lending, LLC
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Conventional, FHA, VA | 4 | 0.8% | 80% | $437,500 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 4 | 0.8% | 100% | $197,500 | |
Waterstone Mortgage Corporation
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Conventional | 4 | 0.8% | 100% | $242,500 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, Jumbo | 4 | 0.8% | 100% | $527,500 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 0.8% | 100% | $332,500 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 4 | 0.8% | 100% | $310,000 | |
American Financial Resources LLC
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FHA, VA, Jumbo | 3 | 0.6% | 100% | $625,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 0.6% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 3 | 0.6% | 75% | $205,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 0.6% | 100% | $418,333 | |
JMAC Lending, Inc.
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Conventional, FHA | 3 | 0.6% | 100% | $511,666 | |
loanDepot.com LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $250,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $435,000 | |
First Community Mortgage, Inc.
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Conventional, VA | 2 | 0.4% | 100% | $525,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 2 | 0.4% | 100% | $175,000 | |
Everett Financial, Inc.
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FHA, VA | 2 | 0.4% | 100% | $380,000 | |
Resicentral LLC
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Conventional, FHA | 2 | 0.4% | 100% | $390,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 30% | $90,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.4% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 2 | 0.4% | 66.7% | $475,000 | View |
Success Mortgage Partners, Inc
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Conventional | 2 | 0.4% | 100% | $385,000 | |
Cardinal Financial Company, Li
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Conventional, VA | 2 | 0.4% | 100% | $420,000 | |
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B-4.3 ★Texas Ratio: 22.89% |
Conventional | 2 | 0.4% | 100% | $195,000 | View |
Lendsure Mortgage Corp.
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Conventional | 2 | 0.4% | 100% | $415,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.4% | 100% | $120,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.4% | 100% | $360,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $375,000 | |
ClearEdge Lending LLC
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Conventional | 2 | 0.4% | 100% | $380,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, FHA | 2 | 0.4% | 100% | $330,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 0.4% | 100% | $375,000 | View |
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A5.0 ★Texas Ratio: 8.28% |
Conventional, FHA | 2 | 0.4% | 100% | $150,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.4% | 100% | $195,000 | View |
Leaderone Financial Corp.
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Conventional, VA | 2 | 0.4% | 100% | $435,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $445,000 | |
Nextmortgage, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $545,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $385,000 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $495,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.2% | 100% | $445,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $545,000 | |
RMC Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $615,000 | View |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $735,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 50% | $365,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 100% | $245,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $255,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Police and Fire Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $105,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Connexus Credit Union
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Conventional | 1 | 0.2% | 100% | $85,000 | |
American Financing Corporation
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Conventional | 1 | 0.2% | 50% | $275,000 | |
Midwest Mortgage Associates Corp
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Conventional | 1 | 0.2% | 100% | $805,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $745,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $365,000 | |
T2 Financial LLC
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FHA | 1 | 0.2% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 50% | $515,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, Jumbo | 1 | 0.2% | 100% | $885,000 | |
Mid-Island Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Milend, Inc
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Conventional | 1 | 0.2% | 50% | $185,000 | |
Lake Michigan Credit Union
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Conventional | 1 | 0.2% | 100% | $645,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 50% | $405,000 | |
Ardri LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
Radius Financial Group Inc
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Conventional | 1 | 0.2% | 100% | $355,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
TowneBank
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.2% | 100% | $335,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 1 | 0.2% | 100% | $805,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $775,000 | |
Nexera Holding LLC
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FHA | 1 | 0.2% | 100% | $485,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.2% | 100% | $455,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 50% | $155,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $165,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 50% | $755,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a |
Lake Mary Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Mary, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Lake Mary? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Mary in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Mary, FL
Use these to narrow the list above. Each category shows how many Lake Mary, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Mary, FL
Independent mortgage companies closed 74.3 percent of home loans in Lake Mary, Florida in 2025, banks 15.7 percent and credit unions 10.1 percent. Alkan Mortgage Corporation was the largest mortgage company, Truist Bank the largest bank and Addition Financial Credit Union the largest credit union. Among lenders headquartered in Florida, Addition Financial Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Mary, FL
By home loans closed in 2025, Addition Financial Credit Union was the largest mortgage lender in Lake Mary, Florida with 9 loans, about 1.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lake Mary, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 90.5 percent, against a 85.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
44 lenders closed FHA loans in Lake Mary, Florida in 2025, led by United Wholesale Mortgage with 16. 26 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 17 credit unions closed home loans in Lake Mary, Florida in 2025, alongside 93 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Mary, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Mary, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Mary. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
