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Mortgage Lenders and Brokers in Lake Butler, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Lake Butler, Florida mortgage lenders include Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Climate First BankClimate First Bank2755 E Orange Ave, Eustis, FL 32726A+5.0 ★Texas Ratio: 1.15%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Partners Federal Credit UnionPartners Federal Credit Union5555 N Center Drive, Lake Buena Vista, FL 32830A+5.0 ★Texas Ratio: 4.65%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lake Butler, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Butler are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lake Butler, Florida

Market share is the lender's share of all home loans closed in Lake Butler, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Truist Bank ★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	11 +15 HELOCs	3.6%	100%	$1,364,090	View
JPMorgan Chase Bank, NA 500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	8 +1 HELOCs	2.6%	88.9%	$1,112,500	View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	7 +14 HELOCs	2.3%	70%	$375,000	View
Climate First Bank 2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15%	Conventional, Jumbo	5	1.6%	66.7%	$2,441,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo, HELOC	4 +5 HELOCs	1.3%	100%	$905,000	View
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	Conventional, Jumbo, HELOC	4 +1 HELOCs	1.3%	57.1%	$1,130,000	View
Wells Fargo Bank NA 1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	4	1.3%	100%	$1,175,000	View
Bank of America NA 460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	3 +17 HELOCs	1%	100%	$791,666	View
Partners Federal Credit Union 5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65%	Conventional, Jumbo, HELOC	3 +8 HELOCs	1%	100%	$791,666	View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	3 +8 HELOCs	1%	80%	$1,008,333	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	3 +1 HELOCs	1%	100%	$578,333	View
Helm Bank USA 999 Brickell Ave, Miami, FL 33131 A5.0 ★Texas Ratio: 10.01%	Conventional, Jumbo	3	1%	100%	$1,035,000	View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	Conventional, HELOC	2 +3 HELOCs	0.7%	100%	$735,000	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo	2	0.7%	66.7%	$1,050,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +6 HELOCs	0.3%	100%	$105,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +6 HELOCs	0.3%	100%	$765,000	View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +5 HELOCs	0.3%	100%	$125,000	View
United Community Bank 601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97%	Conventional, Jumbo, HELOC	1 +5 HELOCs	0.3%	100%	$1,905,000	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	1 +3 HELOCs	0.3%	100%	$655,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	1 +2 HELOCs	0.3%	33.3%	$915,000	View
Addition Financial Credit Union 847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85%	Conventional, HELOC	1 +2 HELOCs	0.3%	100%	$635,000	View
Servisfirst Bank 316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.3%	100%	$3,455,000	View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.3%	50%	$995,000	View
CIBC Bank USA 340 Royal Palm Way, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.3%	100%	$805,000	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	Conventional	1	0.3%	100%	$705,000	View
Hsbc Bank USA, NA 2950 Aventura Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.3%	50%	$225,000	View
One Florida Bank 21 E 3rd St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 1.41%	Conventional, Jumbo	1	0.3%	50%	$2,825,000	View
Raymond James Bank 710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	1	0.3%	100%	$1,095,000	View
BMO Harris Bank NA 5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo	1	0.3%	100%	$3,925,000	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	HELOC	0 +6 HELOCs	0%	0%		View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +4 HELOCs	0%	n/a		View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	HELOC	0 +2 HELOCs	0%	0%		View
Hancock Whitney Bank ★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41%	HELOC	0 +1 HELOCs	0%	n/a		View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	HELOC	0 +1 HELOCs	0%	0%		View
Achieva Credit Union 4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57%	HELOC	0 +1 HELOCs	0%	n/a		View
Usf Credit Union 16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76%	HELOC	0 +1 HELOCs	0%	n/a		View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	HELOC	0 +1 HELOCs	0%	n/a		View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	4	1.3%	80%	$692,500	View
Alkan Mortgage Corporation	Conventional, Jumbo	4	1.3%	100%	$857,500
Freedom Mortgage Corporation	Conventional, VA, Jumbo	2	0.7%	66.7%	$1,345,000
Acrisure Mortgage, LLC	Conventional	2	0.7%	40%	$730,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	32 +5 HELOCs	10.5%	86.8%	$742,812
Rocket Mortgage	Conventional, VA, Jumbo	29	9.5%	74.4%	$487,413
CrossCountry Mortgage, LLC	Conventional, Jumbo, HELOC	14 +1 HELOCs	4.6%	93.3%	$994,285
Pennymac Loan Services LLC	Conventional, Jumbo	10	3.3%	71.4%	$681,000
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, VA, Jumbo	7	2.3%	77.8%	$816,428	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	5	1.6%	100%	$1,141,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, Jumbo	5	1.6%	100%	$699,000	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	3 +5 HELOCs	1%	50%	$668,333
Guaranteed Rate Affinity, LLC	Conventional, VA, Jumbo, HELOC	3 +1 HELOCs	1%	100%	$975,000
The Loan Store, Inc	Conventional, HELOC	3 +1 HELOCs	1%	75%	$438,333
Guaranteed Rate, Inc.	Conventional, VA, Jumbo	3	1%	75%	$1,538,333
Mortgage Research Center	VA, Jumbo	3	1%	100%	$1,415,000
Fourleaf Federal Credit Union	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.7%	100%	$1,005,000
Wesbanco Bank, Inc. A+5.0 ★Texas Ratio: 3.87%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.7%	100%	$2,185,000	View
Cornerstone First Mortgage, LLC	Conventional, Jumbo	2	0.7%	66.7%	$605,000
Primelending	Conventional, Jumbo	2	0.7%	100%	$1,020,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.7%	100%	$735,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	2	0.7%	100%	$2,925,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	2	0.7%	100%	$390,000
Everett Financial, Inc.	Conventional, Jumbo	2	0.7%	66.7%	$830,000
Sage Home Loans Corporation	Conventional	2	0.7%	100%	$565,000
Kind Lending, LLC	Conventional, VA, Jumbo	2	0.7%	66.7%	$1,010,000
loanDepot.com LLC	Conventional	2	0.7%	66.7%	$95,000
Movement Mortgage, LLC	Conventional, Jumbo	2	0.7%	66.7%	$1,710,000
Amerisave Mortgage Company	Conventional	2	0.7%	40%	$65,000
AmWest Funding Corp	Conventional, Jumbo	2	0.7%	100%	$890,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional	2	0.7%	100%	$575,000	View
Flexpoint, Inc.	Conventional, Jumbo	2	0.7%	100%	$780,000
Union Home Mortgage Corp.	Conventional	2	0.7%	100%	$735,000
Geneva Financial LLC	Conventional, FHA	2	0.7%	100%	$465,000
Lendsure Mortgage Corp.	Conventional, Jumbo	2	0.7%	100%	$1,300,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	2	0.7%	66.7%	$1,655,000	View
Fairway Independent Mort Corp	Conventional, Jumbo	2	0.7%	100%	$995,000
21St Mortgage	Conventional	2	0.7%	50%	$70,000
Paramount Residential Mortgage	Conventional	2	0.7%	100%	$560,000
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo	2	0.7%	100%	$725,000
Plaza Home Mortgage, Inc	Conventional	2	0.7%	66.7%	$490,000
Tomo Mortgage LLC	Conventional	2	0.7%	100%	$610,000
Champions Funding, LLC	Conventional, Jumbo	2	0.7%	66.7%	$845,000
Spring Eq, LLC	Conventional, HELOC	1 +2 HELOCs	0.3%	28.6%	$225,000
Arc Home LLC	Conventional, Jumbo	1	0.3%	50%	$1,125,000
Genisys Credit Union	Conventional, Jumbo	1	0.3%	100%	$1,255,000
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo	1	0.3%	100%	$1,225,000	View
Watermark Capital, Inc.	Conventional	1	0.3%	100%	$205,000
AAA Capital Investment, Inc	Conventional	1	0.3%	100%	$495,000
Nbkc Bank	Conventional	1	0.3%	100%	$805,000
Equity Prime Mortgage LLC	Conventional	1	0.3%	100%	$805,000
C&F Mortgage Corporation A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	1	0.3%	100%	$1,405,000	View
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0.3%	100%	$655,000	View
Resicentral LLC	Conventional	1	0.3%	50%	$245,000
Deephaven Mortgage LLC	Conventional	1	0.3%	100%	$355,000
Guild Mortgage Company	Conventional	1	0.3%	100%	$565,000
American Financial Network, Inc.	Conventional, Jumbo	1	0.3%	100%	$1,125,000
General Mortgage Capital Corporation	Conventional, Jumbo	1	0.3%	100%	$1,105,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.3%	100%	$625,000	View
HomeXpress Mortgage Corp.	Conventional, Jumbo	1	0.3%	50%	$1,025,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.3%	100%	$265,000	View
PFN Lending Group, Inc.	Conventional	1	0.3%	100%	$165,000
Discover Bank	Conventional	1	0.3%	12.5%	$155,000
Northwest Federal Credit Union	Conventional	1	0.3%	100%	$105,000
Nextmortgage, LLC	Conventional	1	0.3%	100%	$575,000
Bay Equity LLC	Conventional	1	0.3%	100%	$715,000
Strong Home Mortgage, LLC	Conventional	1	0.3%	100%	$175,000
First Colony Mortgage Corporat	Conventional, Jumbo	1	0.3%	100%	$1,305,000
American Heritage Lending, LLC	Conventional	1	0.3%	100%	$665,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.3%	100%	$525,000	View
UNMB Home Loans Inc	Conventional	1	0.3%	100%	$415,000
T2 Financial LLC	Conventional	1	0.3%	100%	$255,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.3%	100%	$435,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, Jumbo	1	0.3%	100%	$1,485,000
Synovus Bank	Conventional, Jumbo	1	0.3%	100%	$1,255,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	1	0.3%	100%	$1,335,000	View
Emet Lending Group, Inc.	Conventional	1	0.3%	100%	$175,000
Mission Loans, LLC	Conventional	1	0.3%	100%	$235,000
Logan Finance Corporation	Conventional	1	0.3%	50%	$625,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.3%	50%	$195,000
Citadel Servicing Corporation	Conventional	1	0.3%	60%	$605,000
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	VA, Jumbo	1	0.3%	100%	$1,145,000	View
ClearEdge Lending LLC	Conventional	1	0.3%	100%	$615,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA, Jumbo	1	0.3%	100%	$1,065,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.3%	33.3%	$205,000	View
First Technology Federal Credit Union	Conventional	1	0.3%	100%	$805,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.3%	100%	$555,000
Luxury Mortgage Corp.	Conventional	1	0.3%	100%	$345,000
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +5 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +4 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Originpoint, LLC	HELOC	0 +1 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
TruMark Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Oaktree Funding Corp	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Teachers Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Affinity Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	HELOC	0 +1 HELOCs	0%	50%		View
Consumers Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Lake Butler Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Lake Butler, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Lake Butler? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Butler in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lake Butler, FL

Use these to narrow the list above. Each category shows how many Lake Butler, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 72 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 46 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 3 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 12 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 61 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 20 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Lake Butler, FL

Independent mortgage companies closed 63 percent of home loans in Lake Butler, Florida in 2025, banks 29.8 percent and credit unions 7.2 percent. A&D Mortgage LLC was the largest mortgage company, Truist Bank the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, Climate First Bank led with 5 loans.

63%

Mortgage companies

29.8%

Banks

7.2%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Lake Butler, FL

Who is the largest mortgage lender in Lake Butler, FL?

By home loans closed in 2025, Truist Bank was the largest mortgage lender in Lake Butler, Florida with 11 loans, about 3.6 percent of the market. The largest lender headquartered in Florida was Climate First Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lake Butler, FL mortgage lenders offer FHA, VA and USDA loans?

3 lenders closed FHA loans in Lake Butler, Florida in 2025, led by United Wholesale Mortgage with 1. 12 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lake Butler, FL lender list?

Yes. 46 banks and 23 credit unions closed home loans in Lake Butler, Florida in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lake Butler, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lake Butler, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Butler, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Butler. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.