☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Florida / Kissimmee

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Kissimmee, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Kissimmee, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3193 S John Young Pkwy, Kissimmee, FL 34746A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA3201 W Vine St, Kissimmee, FL 34741A+5.0 ★Texas Ratio: 5.36%, Southstate Bank, National AssociationSouthstate Bank, National Association2591 Simpson Rd, Kissimmee, FL 34744A+5.0 ★Texas Ratio: 2.27%, Regions BankRegions Bank2000 N John Young Pkwy, Kissimmee, FL 34741A+5.0 ★Texas Ratio: 4.37%, Bank of America NABank of America NA1200 W Osceola Pkwy, Kissimmee, FL 34741A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1401 Simpson Rd, Kissimmee, FL 34744A+5.0 ★Texas Ratio: 3.22%, Trustco BankTrustco Bank3307 S Orange Blossom Trl, Kissimmee, FL 34746A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank1475 E Osceola Pkwy, Kissimmee, FL 34744A+5.0 ★Texas Ratio: 3.71%, Truist BankTruist Bank2941 N Poinciana Blvd, Kissimmee, FL 34746A+5.0 ★Texas Ratio: 2.87%, and PNC Bank N.A.PNC Bank N.A.1818 N John Young Pkwy, Kissimmee, FL 34741A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Kissimmee, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kissimmee are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Kissimmee, Florida

Market share is the lender's share of all home loans closed in Kissimmee, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 4 offices in Kissimmee 3193 S John Young Pkwy, Kissimmee, FL 34746 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, HELOC	39 +1 HELOCs	3%	84.8%	$271,410	View
Wells Fargo Bank NA 4 offices in Kissimmee 3201 W Vine St, Kissimmee, FL 34741 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	13	1%	76.5%	$251,153	View
Southstate Bank, National Association ★ 5 stars, 1 review 3 offices in Kissimmee 2591 Simpson Rd, Kissimmee, FL 34744 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, VA, HELOC	12 +8 HELOCs	0.9%	92.3%	$295,833	View
Regions Bank 2 offices in Kissimmee 2000 N John Young Pkwy, Kissimmee, FL 34741 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	8 +8 HELOCs	0.6%	58.8%	$223,750	View
Bank of America NA 5 offices in Kissimmee 1200 W Osceola Pkwy, Kissimmee, FL 34741 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +13 HELOCs	0.4%	83.3%	$239,000	View
Fifth Third Bank, National Association 3 offices in Kissimmee 1401 Simpson Rd, Kissimmee, FL 34744 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	4 +8 HELOCs	0.3%	44.4%	$65,000	View
Trustco Bank ★ 1.8 stars, 5 reviews 2 offices in Kissimmee 3307 S Orange Blossom Trl, Kissimmee, FL 34746 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	4 +7 HELOCs	0.3%	83.3%	$242,500	View
TD Bank 2 offices in Kissimmee 1475 E Osceola Pkwy, Kissimmee, FL 34744 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	3 +5 HELOCs	0.2%	33.3%	$141,666	View
Truist Bank ★ 1 stars, 1 review 4 offices in Kissimmee 2941 N Poinciana Blvd, Kissimmee, FL 34746 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	2 +9 HELOCs	0.2%	66.7%	$510,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Kissimmee 1818 N John Young Pkwy, Kissimmee, FL 34741 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +8 HELOCs	0.2%	100%	$155,000	View
Centennial Bank 1 office in Kissimmee 625 N Central Ave, Kissimmee, FL 34741 A+5.0 ★Texas Ratio: 3.14%	Conventional	1	0.1%	100%	$415,000	View
Fairwinds Credit Union 2975 E Irlo Bronson Memorial Hwy, Kissimmee, FL 34744 A+5.0 ★Texas Ratio: 2.64%	Conventional, HELOC	15 +1 HELOCs	1.2%	72.7%	$82,333	View
Addition Financial Credit Union 708 E Vine St, Kissimmee, FL 34744 A5.0 ★Texas Ratio: 6.85%	Conventional, HELOC	12 +9 HELOCs	0.9%	63.2%	$141,666	View
Partners Federal Credit Union 5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	9 +13 HELOCs	0.7%	56.2%	$167,222	View
Triad Financial Services, Inc. 1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93%	Conventional	7	0.5%	29.1%	$70,714	View
Mccoy Federal Credit Union 2994 Dyer Blvd, Kissimmee, FL 34741 A+5.0 ★Texas Ratio: 3.49%	Conventional	7	0.5%	38.1%	$87,857	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	4 +5 HELOCs	0.3%	71.4%	$130,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA	4	0.3%	33.3%	$315,000	View
Intercredit Bank, N.A. 1430 S Dixie Hwy Ste 104, Coral Gables, FL 33146	Conventional	4	0.3%	100%	$385,000
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +2 HELOCs	0.2%	66.7%	$55,000	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	Conventional	3	0.2%	100%	$375,000	View
Launch Credit Union 14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61%	Conventional	2	0.2%	50%	$115,000	View
Florida Capital Bank, N.A 241 Sw 7th Ter, Gainesville, FL 32601	Conventional	2	0.2%	100%	$230,000
Suncoast Credit Union 1221 W Osceola Pkwy, Kissimmee, FL 34741 7556 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	1 +6 HELOCs	0.1%	20%	$305,000	View
Florida Credit Union 100 Park Place Blvd Ste 101, Kissimmee, FL 34741 A+5.0 ★Texas Ratio: 4.76%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$275,000	View
Usf Credit Union 16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$25,000	View
Desjardins Bank 1070 Gateway Blvd, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 1.22%	Conventional	1	0.1%	100%	$645,000	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$435,000	View
Terrabank N.A. 1533 Sunset Dr, Coral Gables, FL 33143 A+5.0 ★Texas Ratio: 0.83%	Conventional	1	0.1%	100%	$275,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	16.7%	$295,000	View
Helm Bank USA 999 Brickell Ave, Miami, FL 33131 A5.0 ★Texas Ratio: 10.01%	Conventional	1	0.1%	100%	$265,000	View
Capital Bank, N.A. 550 South Andrews Avenue Suite 640, Fort Lauderdale, FL 33301 A-5.0 ★Texas Ratio: 15.49%	VA	1	0.1%	100%	$385,000	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	FHA	1	0.1%	100%	$365,000	View
First Ciitizens Bank and Trust 101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	100%	$325,000	View
Banco do Brasil Americas 17900 Bicayne Boulevard, Aventura, FL 33160 A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0.1%	100%	$335,000	View
Midflorida Credit Union ★ 1 stars, 1 review 1001 Buenaventura Blvd, Kissimmee, FL 34743 A+5.0 ★Texas Ratio: 3.18%	Conventional	1	0.1%	11.1%	$105,000	View
VyStar Credit Union 16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56%	Conventional	1	0.1%	33.3%	$145,000	View
Metro City Bank 6202 Commerce Palms Dr, Tampa, FL 33647 A+5.0 ★Texas Ratio: 3.17%	Conventional	1	0.1%	100%	$275,000	View
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$255,000	View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	HELOC	0 +2 HELOCs	0%	n/a		View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +1 HELOCs	0%	0%		View
Lennar Mortgage, LLC	Conventional, FHA, VA	34	2.6%	72.9%	$392,941
Freedom Mortgage Corporation	Conventional, FHA, VA	26	2%	78.9%	$358,076
The Mortgage Firm	Conventional, FHA	12	0.9%	93.3%	$250,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	11	0.9%	78.6%	$259,545	View
Alkan Mortgage Corporation	Conventional, FHA	10	0.8%	83.3%	$275,000
Acrisure Mortgage, LLC	FHA	9	0.7%	64.3%	$317,222
Reliable Holdings Manager dba Lendz Financial	Conventional	7	0.5%	100%	$247,857
Lakeview Loan Servicing, LLC	Conventional, FHA	6	0.5%	25.6%	$236,666
New Day Financial, LLC.	VA	4	0.3%	26.7%	$340,000
PHH Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$270,000
Nqm Funding, LLC	Conventional	2	0.2%	100%	$340,000
LoanFlight Lending, LLC.	VA	2	0.2%	100%	$365,000
American Bancshares Mortgage, LLC	FHA	1	0.1%	100%	$365,000
Mortgage Lenders Investment Tr	Conventional	1	0.1%	100%	$315,000
Home Access Financial, LLC	Conventional	1	0.1%	100%	$165,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	236 +9 HELOCs	18.4%	77.9%	$322,033
Rocket Mortgage	Conventional, FHA, VA, Jumbo	114	8.9%	74.4%	$240,526
DHI Mortgage Company, LTD.	Conventional, FHA	46	3.6%	86.8%	$339,347
New American Funding, LLC.	Conventional, FHA, VA, HELOC	38 +3 HELOCs	3%	86.4%	$300,000
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	36 +4 HELOCs	2.8%	95%	$326,111
Pennymac Loan Services LLC	Conventional, FHA, VA	24	1.9%	48.1%	$250,833
Paramount Residential Mortgage	Conventional, FHA, VA	22	1.7%	95.7%	$305,454
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	17 +7 HELOCs	1.3%	52.6%	$221,470
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	15	1.2%	38.1%	$275,000	View
loanDepot.com LLC	Conventional, FHA, VA, HELOC	13 +2 HELOCs	1%	68.4%	$260,384
Amerisave Mortgage Company	Conventional, FHA, VA, HELOC	13 +1 HELOCs	1%	41.7%	$178,846
Nationstar Mortgage	Conventional	13	1%	68.4%	$96,538
Movement Mortgage, LLC	Conventional, FHA	12	0.9%	100%	$285,000
Waterstone Mortgage Corporation	Conventional, FHA, VA	11	0.9%	100%	$258,636
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	11	0.9%	100%	$225,909	View
Spring Eq, LLC	Conventional, HELOC	10 +5 HELOCs	0.8%	42.4%	$89,000
Kind Lending, LLC	Conventional, FHA, VA	10	0.8%	78.6%	$285,000
Zillow Home Loans, LLC	Conventional, FHA	10	0.8%	90.9%	$398,000
Mortgage Research Center	Conventional, VA	9	0.7%	42.9%	$356,111
Cornerstone First Mortgage, LLC	Conventional, FHA	8	0.6%	88.9%	$323,750
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	8	0.6%	100%	$258,750
Planet Home Lending, LLC	Conventional, FHA, VA	8	0.6%	81.8%	$251,250
The Loan Store, Inc	Conventional, FHA, VA, HELOC	7 +10 HELOCs	0.5%	66.7%	$277,857
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	7 +1 HELOCs	0.5%	87.5%	$332,142
Stg Mortgage Inc	FHA	7	0.5%	88.9%	$377,857
American Financial Resources LLC	Conventional, FHA, VA	6	0.5%	100%	$306,666
Guild Mortgage Company	Conventional, FHA, VA	6	0.5%	100%	$276,666
Discover Bank	Conventional	6	0.5%	20%	$70,000
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	6	0.5%	30%	$315,000	View
Village Capital & Investment	FHA, VA	6	0.5%	85.7%	$408,333
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, HELOC	5 +2 HELOCs	0.4%	100%	$259,000	View
AmWest Funding Corp	Conventional, HELOC	5 +1 HELOCs	0.4%	83.3%	$215,000
Equity Prime Mortgage LLC	FHA, VA	5	0.4%	100%	$327,000
Guidance Residential, LLC	Conventional	5	0.4%	100%	$337,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	5	0.4%	72.7%	$283,000	View
Cardinal Financial Company, Li	Conventional, FHA	5	0.4%	83.3%	$459,000
Mortgage Equity Partners LLC	Conventional	5	0.4%	71.4%	$327,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	5	0.4%	100%	$369,000	View
Pulte Mortgage LLC	Conventional, FHA, VA	5	0.4%	50%	$345,000
JMAC Lending, Inc.	Conventional, FHA, VA	5	0.4%	100%	$295,000
Resicentral LLC	Conventional, FHA	4	0.3%	100%	$280,000
Absolute Home Mortgage	Conventional, FHA	4	0.3%	100%	$267,500
My Mortgage, Inc	Conventional, FHA	4	0.3%	80%	$317,500
Provident Funding Associates	Conventional	4	0.3%	57.1%	$312,500
RBC Bank (Georgia), N.A.	Conventional	4	0.3%	57.1%	$282,500
21St Mortgage	Conventional	4	0.3%	16.7%	$82,500
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA	4	0.3%	100%	$385,000
HomeBridge Financial Services, Inc	Conventional, FHA, HELOC	3 +6 HELOCs	0.2%	100%	$381,666
Goodleap, LLC	Conventional, FHA, HELOC	3 +2 HELOCs	0.2%	75%	$218,333
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, HELOC	3 +2 HELOCs	0.2%	100%	$171,666
Union Home Mortgage Corp.	Conventional, HELOC	3 +1 HELOCs	0.2%	60%	$351,666
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, VA	3	0.2%	100%	$355,000	View
American Financial Network, Inc.	FHA, VA	3	0.2%	75%	$338,333
Peoples Mortgage Company	Conventional	3	0.2%	100%	$355,000
American Pacific Mortgage Corporation	Conventional, FHA	3	0.2%	42.9%	$335,000
Geo-Corp, Inc.	FHA	3	0.2%	75%	$438,333
Mutual of Omaha Mortgage	Conventional, FHA, VA	3	0.2%	100%	$325,000
Plaza Home Mortgage, Inc	Conventional	3	0.2%	60%	$228,333
Champions Funding, LLC	Conventional	3	0.2%	75%	$371,666
Better Mortgage Corporation	Conventional, HELOC	2 +3 HELOCs	0.2%	28.6%	$335,000
American Portfolio Mortgage Corporation	Conventional, FHA	2	0.2%	66.7%	$245,000
First Community Mortgage, Inc.	Conventional	2	0.2%	66.7%	$300,000
Guaranteed Rate Affinity, LLC	Conventional	2	0.2%	100%	$265,000
Everett Financial, Inc.	Conventional, FHA	2	0.2%	100%	$310,000
Norwich Commercial Group Inc	Conventional, FHA	2	0.2%	100%	$160,000
Loanunited.Com, LLC	FHA	2	0.2%	66.7%	$355,000
AdvantageFirst Lending Inc	FHA, VA	2	0.2%	33.3%	$235,000
HomeXpress Mortgage Corp.	Conventional	2	0.2%	33.3%	$315,000
Ahl Funding	FHA	2	0.2%	100%	$345,000
Nextmortgage, LLC	Conventional	2	0.2%	100%	$360,000
Click n' Close, Inc.	Conventional, FHA	2	0.2%	100%	$480,000
American Financing Corporation	Conventional	2	0.2%	50%	$130,000
Midwest Mortgage Associates Corp	FHA, VA	2	0.2%	100%	$385,000
Geneva Financial LLC	Conventional, FHA	2	0.2%	40%	$320,000
Ameritrust Mortgage Corporation	Conventional	2	0.2%	100%	$295,000
Evergreen Moneysource Mortgage Company	FHA, VA	2	0.2%	100%	$320,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.2%	100%	$350,000	View
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional, FHA	2	0.2%	100%	$390,000	View
Uif Corporation	Conventional	2	0.2%	100%	$500,000
Nations Direct Mortgage, LLC	Conventional, VA	2	0.2%	100%	$285,000
Fairway Independent Mort Corp	Conventional, VA	2	0.2%	50%	$440,000
Vanderbilt Mortgage and Finance, Inc	Conventional, VA	2	0.2%	11.1%	$270,000
Leaderone Financial Corp.	Conventional, FHA	2	0.2%	100%	$105,000
Cake Mortgage Corp.	Conventional	2	0.2%	100%	$295,000
Pentagon Federal Credit Union	VA, HELOC	1 +3 HELOCs	0.1%	14.3%	$545,000
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$105,000	View
Arc Home LLC	Conventional	1	0.1%	100%	$195,000
Originpoint, LLC	Conventional	1	0.1%	100%	$75,000
Cazle Mortgage, Inc.	VA	1	0.1%	100%	$305,000
Cliffco, Inc.	FHA	1	0.1%	100%	$335,000
Primelending	Conventional	1	0.1%	33.3%	$335,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$375,000
Monson Savings Bank A+5.0 ★Texas Ratio: 1.92%	Conventional	1	0.1%	100%	$475,000	View
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	VA	1	0.1%	100%	$25,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$195,000	View
Contour Mortgage Corporation	Conventional	1	0.1%	100%	$365,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$395,000
Gvc Mortgage, Inc.	Conventional	1	0.1%	100%	$345,000
ALCOVA Mortgage, LLC	Conventional	1	0.1%	100%	$325,000
Loansteady LLC	Conventional	1	0.1%	100%	$365,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	FHA	1	0.1%	100%	$315,000	View
Deephaven Mortgage LLC	Conventional	1	0.1%	50%	$585,000
Capital City Home Loans, LLC A+5.0 ★Texas Ratio: 2.55%	Conventional	1	0.1%	100%	$285,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$125,000
Fidelity Direct Mortgage, LLC	Conventional	1	0.1%	100%	$585,000
Bay-Valley Mortgage Group	FHA	1	0.1%	100%	$175,000
Sfmc, LP	Conventional	1	0.1%	100%	$435,000
Advisors Mortgage Group, LLC	FHA	1	0.1%	100%	$385,000
Police and Fire Federal Credit Union	Conventional	1	0.1%	100%	$55,000
Royal Pacific Funding	FHA	1	0.1%	100%	$295,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0.1%	100%	$525,000	View
Northwest Federal Credit Union	Conventional	1	0.1%	100%	$305,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$275,000
Credit Human Federal Credit Un	Conventional	1	0.1%	25%	$55,000
ClearPath Lending	VA	1	0.1%	100%	$665,000
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$725,000
United Premier Funding LLC	Conventional	1	0.1%	100%	$285,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0.1%	100%	$215,000
Weichert Financial Services	Conventional	1	0.1%	100%	$435,000
Greenbox Loans	Conventional	1	0.1%	100%	$275,000
Nfm, Inc	Conventional	1	0.1%	50%	$405,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0.1%	100%	$275,000	View
Point Mortgage Corp	FHA	1	0.1%	100%	$325,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	66.7%	$475,000	View
Premier Lending Inc.	Conventional	1	0.1%	100%	$335,000
Ony Glo, Inc.	Conventional	1	0.1%	100%	$305,000
Atlantic Bay Mortgage Group	Conventional	1	0.1%	100%	$265,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$245,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$55,000	View
Intelliloan, Inc.	FHA	1	0.1%	100%	$255,000
T2 Financial LLC	Conventional	1	0.1%	100%	$305,000
Harborone Mortgage, LLC	FHA	1	0.1%	100%	$275,000
Greenway Mortgage Funding Corp.	Conventional	1	0.1%	100%	$365,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	25%	$395,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	FHA	1	0.1%	100%	$375,000	View
Synovus Bank	Conventional	1	0.1%	100%	$545,000
Milend, Inc	FHA	1	0.1%	50%	$385,000
Embassy Bank For the Lehigh Valley	Conventional	1	0.1%	100%	$485,000
Saygo Home Loans, LLC	VA	1	0.1%	100%	$525,000
Towne Mortgage Company	Conventional	1	0.1%	100%	$635,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$555,000	View
Radius Financial Group Inc	Conventional	1	0.1%	100%	$285,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
Genway Home Mortgage, Inc.	FHA	1	0.1%	33.3%	$315,000
Keystone Funding, Inc	FHA	1	0.1%	100%	$265,000
Logan Finance Corporation	Conventional	1	0.1%	100%	$205,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$335,000
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	FHA	1	0.1%	100%	$465,000	View
TowneBank	Conventional	1	0.1%	100%	$435,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$245,000	View
Nationwide Mortgage Bankers, Inc.	FHA	1	0.1%	100%	$405,000
FM Home Loans LLC	FHA	1	0.1%	100%	$245,000
Meadowbrook Financial Mortgage Bankers Corp.	Conventional	1	0.1%	100%	$125,000
Heritage Bank NA C-3.6 ★Texas Ratio: 31.27%	Conventional	1	0.1%	100%	$475,000	View
First Central Savings Bank	Conventional, Jumbo	1	0.1%	100%	$965,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	25%	$65,000	View
Reliance First Capital, LLC	FHA	1	0.1%	50%	$225,000
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$125,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$325,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	33.3%	$215,000
Tomo Mortgage LLC	Conventional	1	0.1%	50%	$735,000
Tammac Holdings Corporation	Conventional	1	0.1%	66.7%	$55,000
Coastal Community Bank	HELOC	0 +19 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +11 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +2 HELOCs	0%	0%
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Genisys Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	HELOC	0 +1 HELOCs	0%	0%
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	HELOC	0 +1 HELOCs	0%	n/a		View
Bank Ozk	HELOC	0 +1 HELOCs	0%	n/a
Longbridge Financial, LLC	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	100%
Fidelity Deposit & Discount Bank A+5.0 ★Texas Ratio: 0.53%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Kissimmee Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Kissimmee, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Kissimmee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kissimmee in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Kissimmee, FL

Use these to narrow the list above. Each category shows how many Kissimmee, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 149 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 60 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 24 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 86 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 47 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 3 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 37 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Kissimmee, FL

Independent mortgage companies closed 79.9 percent of home loans in Kissimmee, Florida in 2025, banks 14.2 percent and credit unions 5.9 percent. Triad Financial Services, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 12 loans.

79.9%

Mortgage companies

14.2%

Banks

5.9%

Credit unions

31%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Kissimmee, FL

Who is the largest mortgage lender in Kissimmee, FL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Kissimmee, Florida with 39 loans, about 3 percent of the market. The largest lender headquartered in Florida was Southstate Bank, National Association with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Kissimmee, FL have the highest approval rates?

Among lenders with meaningful volume in Kissimmee, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 77.9 percent, against a 67.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Kissimmee, FL mortgage lenders offer FHA, VA and USDA loans?

86 lenders closed FHA loans in Kissimmee, Florida in 2025, led by United Wholesale Mortgage with 111. 47 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Kissimmee, FL lender list?

Yes. 60 banks and 24 credit unions closed home loans in Kissimmee, Florida in 2025, alongside 149 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Kissimmee, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Kissimmee, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kissimmee, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kissimmee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.