Mortgage Lenders and Brokers in Indian Harbour Beach, Florida
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Indian Harbour Beach, Florida mortgage lenders include Truist BankTruist Bank314 E Eau Gallie Blvd, Indian Harbour Beach, FL 32937A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA202 E Eau Gallie Blvd, Indian Harbour Beach, FL 32937A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA200 E Eau Gallie Blvd, Indian Harbour Beach, FL 32937A+5.0 ★Texas Ratio: 5.36%, Space Coast Credit UnionSpace Coast Credit Union2100 Highway A1A, Indian Harbour Beach, FL 32937A+5.0 ★Texas Ratio: 5.37%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1922 Highway A1a, Indian Harbour Beach, FL 32937A+5.0 ★Texas Ratio: 3.68%, Community Credit Union of FloridaCommunity Credit Union of Florida293 E Eau Gallie Blvd, Indian Harbour Beach, FL 32937 4800A+5.0 ★Texas Ratio: 1.43%, M&T BankM&T Bank850 Park Shore Drive, Naples, FL 34103A+5.0 ★Texas Ratio: 4.11%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, and Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Indian Harbour Beach, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Indian Harbour Beach are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Indian Harbour Beach, Florida
Market share is the lender's share of all home loans closed in Indian Harbour Beach, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 1 stars, 1 review 1 office in Indian Harbour Beach 314 E Eau Gallie Blvd, Indian Harbour Beach, FL 32937 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $445,000 | View |
|
1 office in Indian Harbour Beach 202 E Eau Gallie Blvd, Indian Harbour Beach, FL 32937 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.6% | 100% | $1,465,000 | View |
|
1 office in Indian Harbour Beach 200 E Eau Gallie Blvd, Indian Harbour Beach, FL 32937 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 50% | $205,000 | View |
|
2100 Highway A1A, Indian Harbour Beach, FL 32937 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 13 +24 HELOCs |
7.6% | 66.7% | $275,000 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +3 HELOCs |
2.9% | 100% | $323,000 | View |
|
1922 Highway A1a, Indian Harbour Beach, FL 32937 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 5 +1 HELOCs |
2.9% | 100% | $239,000 | View |
|
293 E Eau Gallie Blvd, Indian Harbour Beach, FL 32937 4800 A+5.0 ★Texas Ratio: 1.43% |
Conventional, HELOC | 4 +3 HELOCs |
2.4% | 80% | $345,000 | View |
|
850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 1.2% | 100% | $420,000 | View |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $155,000 | View |
|
20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.6% | 100% | $545,000 | View |
|
891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
|
191 E Eau Gallie Blvd, Indian Harbour Beach, FL 32937 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Mortgage Firm
|
Conventional, FHA, VA, Jumbo | 13 | 7.6% | 100% | $520,384 | |
DYBN Financial Corporation dba Morgan Financial
|
Conventional, VA | 5 | 2.9% | 100% | $415,000 | |
Alkan Mortgage Corporation
|
Conventional, VA | 2 | 1.2% | 100% | $520,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $515,000 | View |
Freedom Mortgage Corporation
|
VA | 1 | 0.6% | 100% | $665,000 | |
Acrisure Mortgage, LLC
|
FHA | 1 | 0.6% | 100% | $285,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 16 | 9.4% | 94.1% | $392,500 | |
Rocket Mortgage
|
Conventional, FHA, VA | 13 | 7.6% | 59.1% | $238,846 | |
Pennymac Loan Services LLC
|
Conventional, VA, Jumbo | 11 | 6.5% | 100% | $383,181 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 9 | 5.3% | 100% | $378,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +2 HELOCs |
3.5% | 85.7% | $258,333 | |
Primelending
|
Conventional, FHA | 4 | 2.4% | 100% | $160,000 | |
Mortgage Research Center
|
VA | 4 | 2.4% | 80% | $457,500 | |
Everett Financial, Inc.
|
Conventional, VA | 2 | 1.2% | 100% | $360,000 | |
Kind Lending, LLC
|
VA | 2 | 1.2% | 100% | $445,000 | |
loanDepot.com LLC
|
Conventional | 2 | 1.2% | 66.7% | $325,000 | |
Direct Mortgage Loans, LLC
|
Conventional | 2 | 1.2% | 100% | $320,000 | |
The Loan Store, Inc
|
Conventional | 2 | 1.2% | 100% | $335,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
|
Conventional, VA | 2 | 1.2% | 100% | $380,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 2 | 1.2% | 100% | $520,000 | View |
Tomo Mortgage LLC
|
Conventional | 2 | 1.2% | 100% | $395,000 | |
Movement Mortgage, LLC
|
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $455,000 | |
Pentagon Federal Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 50% | $285,000 | |
New American Funding, LLC.
|
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $465,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $325,000 | |
Guaranteed Rate, Inc.
|
VA | 1 | 0.6% | 100% | $495,000 | |
Neighborhood Loans, Inc
|
Conventional | 1 | 0.6% | 100% | $15,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $335,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 1 | 0.6% | 100% | $225,000 | |
|
A5.0 ★Texas Ratio: 8.10% |
VA | 1 | 0.6% | 100% | $395,000 | View |
Equity Prime Mortgage LLC
|
VA | 1 | 0.6% | 100% | $325,000 | |
Filo Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $515,000 | |
Homestead Funding Corp.
|
Conventional | 1 | 0.6% | 100% | $615,000 | |
ResMac Inc
|
Conventional | 1 | 0.6% | 100% | $345,000 | |
Valon Mortgage
|
Conventional | 1 | 0.6% | 100% | $315,000 | |
NJ Lenders Corp
|
Conventional | 1 | 0.6% | 100% | $505,000 | |
Trustone Financial Credit Union
|
Conventional | 1 | 0.6% | 100% | $475,000 | |
|
A+5.0 ★Texas Ratio: 0.40% |
VA | 1 | 0.6% | 100% | $555,000 | View |
Northwest Federal Credit Union
|
Conventional | 1 | 0.6% | 100% | $245,000 | |
Flexpoint, Inc.
|
Conventional, Jumbo | 1 | 0.6% | 100% | $2,215,000 | |
Strong Home Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $545,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $345,000 | View |
Shoreham Bank
|
Conventional | 1 | 0.6% | 100% | $315,000 | |
Atlantic Bay Mortgage Group
|
Conventional | 1 | 0.6% | 100% | $625,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $105,000 | |
|
A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
American Pacific Mortgage Corporation
|
VA | 1 | 0.6% | 100% | $325,000 | |
Summit Funding.Inc
|
Conventional | 1 | 0.6% | 100% | $75,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.6% | 100% | $245,000 | |
Paramount Residential Mortgage
|
Conventional, Jumbo | 1 | 0.6% | 100% | $935,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.6% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.6% | 100% | $485,000 | View |
Champions Funding, LLC
|
Conventional | 1 | 0.6% | 100% | $175,000 | |
Village Capital & Investment
|
VA | 1 | 0.6% | 100% | $635,000 | |
Northrop Grumman Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Indian Harbour Beach Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Indian Harbour Beach, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Indian Harbour Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Indian Harbour Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Indian Harbour Beach, FL
Use these to narrow the list above. Each category shows how many Indian Harbour Beach, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Indian Harbour Beach, FL
Independent mortgage companies closed 68.2 percent of home loans in Indian Harbour Beach, Florida in 2025, banks 15.3 percent and credit unions 16.5 percent. The Mortgage Firm was the largest mortgage company, Truist Bank the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, Space Coast Credit Union led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Indian Harbour Beach, FL
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Indian Harbour Beach, Florida with 1 loans, about 0.6 percent of the market. The largest lender headquartered in Florida was Space Coast Credit Union with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Indian Harbour Beach, Florida in 2025, led by United Wholesale Mortgage with 3. 22 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 11 credit unions closed home loans in Indian Harbour Beach, Florida in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Indian Harbour Beach, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Indian Harbour Beach, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Indian Harbour Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
