Mortgage Lenders and Brokers in Fruitville, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fruitville, Florida mortgage lenders include Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Cogent BankCogent Bank1001 3rd Ave W, Bradenton, FL 34205A+5.0 ★Texas Ratio: 2.54%, Achieva Credit UnionAchieva Credit Union4254 53rd Ave E, Bradenton, FL 34203A+5.0 ★Texas Ratio: 2.57%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Trustco BankTrustco Bank909 West State Rd 434, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.14%, and Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fruitville, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fruitville are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fruitville, Florida
Market share is the lender's share of all home loans closed in Fruitville, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 8 +8 HELOCs |
2.7% | 81.8% | $191,250 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 6 | 2% | 75% | $276,666 | View |
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1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 6 | 2% | 100% | $508,333 | View |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
Conventional, HELOC | 5 +17 HELOCs |
1.7% | 100% | $225,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +11 HELOCs |
1% | 60% | $198,333 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 3 +9 HELOCs |
1% | 75% | $355,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +3 HELOCs |
1% | 66.7% | $151,666 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 3 +1 HELOCs |
1% | 75% | $385,000 | View |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 3 | 1% | 60% | $288,333 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional | 3 | 1% | 100% | $235,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 2 +8 HELOCs |
0.7% | 100% | $575,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.7% | 66.7% | $515,000 | View |
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701 9th St W, Bradenton, FL 34205 8656 A+5.0 ★Texas Ratio: 5.46% |
Conventional | 2 | 0.7% | 100% | $275,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 100% | $230,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 2 | 0.7% | 66.7% | $580,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $235,000 | View |
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400 N Brevard Ave, Arcadia, FL 34266 A+5.0 ★Texas Ratio: 0.31% |
Conventional | 1 | 0.3% | 100% | $675,000 | View |
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331 Raintree Dr, Altoona, FL 32702 A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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12830 University Dr, Fort Myers, FL 33907 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
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2300 N Ponce De Leon Blvd, Saint Augustine, FL 32084 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.3% | 100% | $625,000 | View |
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16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
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11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 1% | 100% | $278,333 | View |
Fairway Funding Group, Inc
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Conventional | 3 | 1% | 100% | $148,333 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 2 | 0.7% | 100% | $400,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 0.7% | 75% | $380,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.7% | 66.7% | $285,000 | |
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A5.0 ★Texas Ratio: 10.20% |
Conventional, HELOC | 1 +11 HELOCs |
0.3% | 50% | $85,000 | View |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $665,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Foundation Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $135,000 | |
The Mortgage Firm
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Conventional | 1 | 0.3% | 100% | $585,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 38 +2 HELOCs |
12.6% | 90.5% | $386,578 | |
Rocket Mortgage
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Conventional, FHA, VA | 35 | 11.6% | 76.6% | $295,571 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 16 | 5.3% | 89.5% | $374,375 | |
JMAC Lending, Inc.
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Conventional, VA | 6 | 2% | 100% | $443,333 | |
Guaranteed Rate Affinity, LLC
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Conventional, HELOC | 5 +1 HELOCs |
1.7% | 83.3% | $361,000 | |
Champions Funding, LLC
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Conventional | 5 | 1.7% | 83.3% | $417,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, HELOC | 4 +2 HELOCs |
1.3% | 100% | $422,500 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.3% | 100% | $422,500 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.3% | 100% | $345,000 | |
Nationstar Mortgage
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Conventional | 4 | 1.3% | 80% | $187,500 | |
Cornerstone First Mortgage, LLC
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FHA | 3 | 1% | 100% | $428,333 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA | 3 | 1% | 75% | $285,000 | View |
loanDepot.com LLC
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Conventional | 3 | 1% | 75% | $275,000 | |
Success Mortgage Partners, Inc
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Conventional | 3 | 1% | 100% | $571,666 | |
VanDyk Mortgage Corporation
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Conventional, FHA | 3 | 1% | 100% | $328,333 | |
First Colony Mortgage Corporat
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Conventional, FHA | 3 | 1% | 80% | $255,000 | |
Nfm, Inc
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Conventional, VA | 3 | 1% | 75% | $381,666 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $575,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 50% | $45,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0.7% | 100% | $510,000 | View |
Everett Financial, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $380,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.7% | 100% | $530,000 | |
Movement Mortgage, LLC
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FHA | 2 | 0.7% | 100% | $435,000 | |
Loanunited.Com, LLC
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FHA | 2 | 0.7% | 66.7% | $360,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 2 | 0.7% | 100% | $470,000 | View |
Discover Bank
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Conventional | 2 | 0.7% | 33.3% | $150,000 | |
T2 Financial LLC
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Conventional | 2 | 0.7% | 100% | $270,000 | |
Mortgage Research Center
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VA | 2 | 0.7% | 50% | $490,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 0.7% | 100% | $440,000 | View |
Tjc Mortgage Inc
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Conventional | 2 | 0.7% | 100% | $280,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.7% | 66.7% | $245,000 | View |
Everence Federal Credit Union
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Conventional, HELOC | 1 +3 HELOCs |
0.3% | 33.3% | $215,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $175,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 40% | $25,000 | |
Panorama Mortgage Group, LLC
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FHA | 1 | 0.3% | 100% | $375,000 | |
Equity Resources Inc
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Goodleap, LLC
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FHA | 1 | 0.3% | 100% | $285,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 50% | $255,000 | |
Nbkc Bank
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VA | 1 | 0.3% | 100% | $605,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $585,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.3% | 100% | $445,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.3% | 33.3% | $345,000 | |
Dart Bank
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Conventional | 1 | 0.3% | 100% | $735,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 100% | $375,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 50% | $445,000 | |
Valley West Corporation
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FHA | 1 | 0.3% | 100% | $365,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Glendenning Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Flexpoint, Inc.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,485,000 | |
Select Lending Services, LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
American Heritage Lending, LLC
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Greenbox Loans
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 1.35% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $465,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 50% | $255,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,065,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
Mission Loans, LLC
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VA | 1 | 0.3% | 100% | $395,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.3% | 100% | $485,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.3% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.3% | 100% | $385,000 | View |
Compass Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,175,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $505,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $515,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.3% | 100% | $525,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Delta Community Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fruitville Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fruitville, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Fruitville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fruitville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fruitville, FL
Use these to narrow the list above. Each category shows how many Fruitville, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Fruitville, FL
Independent mortgage companies closed 71.4 percent of home loans in Fruitville, Florida in 2025, banks 21.6 percent and credit unions 7 percent. A&D Mortgage LLC was the largest mortgage company, Third Federal Savings and Loan the largest bank and Achieva Credit Union the largest credit union. Among lenders headquartered in Florida, Cogent Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fruitville, FL
By home loans closed in 2025, Third Federal Savings and Loan was the largest mortgage lender in Fruitville, Florida with 8 loans, about 2.7 percent of the market. The largest lender headquartered in Florida was Cogent Bank with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Fruitville, Florida in 2025, led by United Wholesale Mortgage with 8. 10 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 14 credit unions closed home loans in Fruitville, Florida in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fruitville, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fruitville, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fruitville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
