Mortgage Lenders and Brokers in Fleming Island, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fleming Island, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1516 County Road 220, Fleming Island, FL 32003A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.1500 County Road 220, Fleming Island, FL 32003A+5.0 ★Texas Ratio: 4.24%, VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA5000 Us 17 Suite 75, Fleming Island, FL 32003A+5.0 ★Texas Ratio: 4.14%, Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%, First Federal BankFirst Federal Bank300 N Waukesha St, Bonifay, FL 32425A+5.0 ★Texas Ratio: 1.10%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, and US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fleming Island, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fleming Island are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fleming Island, Florida
Market share is the lender's share of all home loans closed in Fleming Island, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Fleming Island 1516 County Road 220, Fleming Island, FL 32003 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 4 | 0.7% | 100% | $405,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Fleming Island 1500 County Road 220, Fleming Island, FL 32003 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional, VA, HELOC | 44 +26 HELOCs |
7.9% | 83.3% | $171,818 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA | 4 | 0.7% | 80% | $282,500 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 3 +8 HELOCs |
0.5% | 100% | $675,000 | View |
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5000 Us 17 Suite 75, Fleming Island, FL 32003 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +7 HELOCs |
0.5% | 100% | $335,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
VA | 3 | 0.5% | 100% | $488,333 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 3 | 0.5% | 100% | $241,666 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 3 | 0.5% | 100% | $371,666 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 50% | $320,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $450,000 | View |
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★ 4 stars, 1 review 1775 Eagle Harbor Pkwy, Fleming Island, FL 32003 A+5.0 ★Texas Ratio: 1.82% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $550,000 | View |
Radifi Federal Credit Union
801 Atlantic Blvd, Atlantic Beach, FL 32233 |
Conventional | 2 | 0.4% | 66.7% | $260,000 | |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 50% | $390,000 | View |
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14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $395,000 | View |
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316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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10010 Coconut Rd, Bonita Springs, FL 34135 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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15000 Nw 140th St, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.41% |
Conventional, Jumbo, HELOC | 19 +6 HELOCs |
3.4% | 86.4% | $210,263 | View |
Freedom Mortgage Corporation
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Conventional, VA | 19 | 3.4% | 91.3% | $435,526 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 5 | 0.9% | 40% | $383,000 | |
Coastline Home Mortgage
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Conventional | 3 | 0.5% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.4% | 100% | $390,000 | View |
Jet HomeLoans, LP
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Conventional | 2 | 0.4% | 100% | $320,000 | |
Acrisure Mortgage, LLC
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VA | 1 | 0.2% | 100% | $305,000 | |
Alkan Mortgage Corporation
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VA | 1 | 0.2% | 100% | $475,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 67 +3 HELOCs |
12% | 93.2% | $458,731 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 65 | 11.6% | 81.9% | $290,384 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 37 +23 HELOCs |
6.6% | 77.1% | $292,297 | |
Guild Mortgage Company
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Conventional, FHA, VA | 17 | 3% | 95% | $314,411 | |
Loanpeople, LLC
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Conventional, FHA, VA, Jumbo | 17 | 3% | 100% | $477,941 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 15 | 2.7% | 83.3% | $357,000 | |
Network Funding, L.P.
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Conventional, VA | 13 | 2.3% | 100% | $313,461 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, VA | 10 | 1.8% | 62.5% | $287,000 | View |
Mortgage Research Center
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Conventional, VA | 10 | 1.8% | 62.5% | $437,000 | |
Zillow Home Loans, LLC
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Conventional, FHA, VA | 9 | 1.6% | 100% | $368,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
1.3% | 100% | $550,714 | |
Movement Mortgage, LLC
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Conventional, VA | 7 | 1.3% | 100% | $402,142 | |
Nationstar Mortgage
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Conventional, VA | 7 | 1.3% | 80% | $226,428 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 7 | 1.3% | 100% | $306,428 | |
Planet Home Lending, LLC
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Conventional, FHA, Jumbo | 6 | 1.1% | 85.7% | $483,333 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 5 +1 HELOCs |
0.9% | 83.3% | $229,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 5 | 0.9% | 100% | $237,000 | View |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 4 +2 HELOCs |
0.7% | 100% | $387,500 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA, HELOC | 4 +2 HELOCs |
0.7% | 100% | $440,000 | View |
EMM Loans LLC
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Conventional, VA | 4 | 0.7% | 100% | $317,500 | |
Cardinal Financial Company, Li
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Conventional, Jumbo | 4 | 0.7% | 100% | $415,000 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 4 | 0.7% | 100% | $417,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
0.5% | 28.6% | $48,333 | |
Union Home Mortgage Corp.
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.5% | 100% | $305,000 | |
American Financial Resources LLC
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FHA, VA | 3 | 0.5% | 100% | $505,000 | |
Filo Mortgage, LLC
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Conventional, FHA, VA | 3 | 0.5% | 100% | $421,666 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 3 | 0.5% | 100% | $858,333 | View |
VanDyk Mortgage Corporation
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Conventional, FHA | 3 | 0.5% | 100% | $305,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 3 | 0.5% | 75% | $425,000 | |
New American Funding, LLC.
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Conventional | 3 | 0.5% | 100% | $448,333 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 0.5% | 100% | $391,666 | |
JMAC Lending, Inc.
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Conventional, FHA | 3 | 0.5% | 100% | $345,000 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 2 +2 HELOCs |
0.4% | 100% | $330,000 | |
Hartford Funding, Ltd.
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Conventional | 2 | 0.4% | 100% | $365,000 | |
Primelending
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Conventional, VA | 2 | 0.4% | 100% | $325,000 | |
Everett Financial, Inc.
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Conventional, VA | 2 | 0.4% | 100% | $450,000 | |
Go Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $325,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 0.4% | 100% | $400,000 | View |
Resicentral LLC
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Conventional | 2 | 0.4% | 100% | $230,000 | |
Amerisave Mortgage Company
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Conventional, VA | 2 | 0.4% | 30% | $200,000 | |
Nfm, Inc
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Conventional | 2 | 0.4% | 100% | $180,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.4% | 40% | $370,000 | View |
Resource Financial Services, Inc.
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VA | 2 | 0.4% | 100% | $310,000 | |
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A4.7 ★Texas Ratio: 0.83% |
VA | 2 | 0.4% | 100% | $445,000 | View |
First Equity Mortgage Inc
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Conventional | 2 | 0.4% | 100% | $440,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $360,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.4% | 66.7% | $585,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 2 | 0.4% | 28.6% | $380,000 | View |
Plaza Home Mortgage, Inc
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FHA | 2 | 0.4% | 66.7% | $325,000 | |
Ark-La-Tex Financial Services LLC
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VA, Jumbo | 2 | 0.4% | 100% | $780,000 | |
Kind Lending, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $465,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $475,000 | |
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A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 0.2% | 100% | $875,000 | View |
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A5.0 ★Texas Ratio: 13.71% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
American Airlines Federal Cred
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Royal United Mortgage LLC
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VA | 1 | 0.2% | 100% | $225,000 | |
SWBC Mortgage Corporation
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VA | 1 | 0.2% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
VA | 1 | 0.2% | 100% | $435,000 | View |
Usalliance Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Onpath Federal Credit Union
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Conventional, Jumbo | 1 | 0.2% | 100% | $925,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 16.7% | $105,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $395,000 | |
Northwest Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Nextmortgage, LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
American Financing Corporation
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FHA | 1 | 0.2% | 33.3% | $545,000 | |
Associated Mortgage Bankers Inc.
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Credence Funding Corporation
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VA | 1 | 0.2% | 100% | $565,000 | |
Nasa Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $35,000 | |
Milend, Inc
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Saygo Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 5.66% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Keystone Funding, Inc
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VA | 1 | 0.2% | 50% | $435,000 | |
Victory Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 25% | $175,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,435,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $255,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.2% | 100% | $525,000 | |
Coastal Community Bank
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Allegacy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fleming Island Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fleming Island, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Fleming Island? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fleming Island in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fleming Island, FL
Use these to narrow the list above. Each category shows how many Fleming Island, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Fleming Island, FL
Independent mortgage companies closed 69.7 percent of home loans in Fleming Island, Florida in 2025, banks 9.3 percent and credit unions 21 percent. Freedom Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and VyStar Credit Union the largest credit union. Among lenders headquartered in Florida, VyStar Credit Union led with 44 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fleming Island, FL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Fleming Island, Florida with 4 loans, about 0.7 percent of the market. The largest lender headquartered in Florida was VyStar Credit Union with 44 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Fleming Island, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 93.2 percent, against a 82.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Fleming Island, Florida in 2025, led by United Wholesale Mortgage with 10. 45 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 23 credit unions closed home loans in Fleming Island, Florida in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fleming Island, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fleming Island, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fleming Island. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
