Mortgage Lenders and Brokers in Ferry Pass, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ferry Pass, Florida mortgage lenders include PenAir Credit UnionPenAir Credit Union1345 Industrial Dr, Crestview, FL 32539 8984A+5.0 ★Texas Ratio: 2.97%, Members First Credit Union of FloridaMembers First Credit Union of Florida5005 Highway 90, Pace, FL 32571A+5.0 ★Texas Ratio: 1.18%, Gulf Winds Credit UnionGulf Winds Credit Union11 Preston Cir, Crawfordville, FL 32327A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Partners Federal Credit UnionPartners Federal Credit Union5555 N Center Drive, Lake Buena Vista, FL 32830A+5.0 ★Texas Ratio: 4.65%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, and Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ferry Pass, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ferry Pass are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ferry Pass, Florida
Market share is the lender's share of all home loans closed in Ferry Pass, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1345 Industrial Dr, Crestview, FL 32539 8984 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 10 +6 HELOCs |
1.8% | 66.7% | $138,000 | View |
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5005 Highway 90, Pace, FL 32571 A+5.0 ★Texas Ratio: 1.18% |
Conventional | 6 | 1.1% | 100% | $116,666 | |
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11 Preston Cir, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +5 HELOCs |
0.7% | 57.1% | $202,500 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 3 +11 HELOCs |
0.5% | 38.5% | $338,333 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA | 3 | 0.5% | 60% | $328,333 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.5% | 100% | $111,666 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +7 HELOCs |
0.4% | 100% | $235,000 | View |
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5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 2 | 0.4% | 100% | $155,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 66.7% | $140,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, Jumbo | 2 | 0.4% | 100% | $735,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 2 | 0.4% | 100% | $180,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 2 | 0.4% | 100% | $245,000 | View |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $595,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $445,000 | View |
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316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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10010 Coconut Rd, Bonita Springs, FL 34135 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.2% | 100% | $245,000 | View |
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34990 Emerald Coast Pkwy, Destin, FL 32541 A+5.0 ★Texas Ratio: 1.74% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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345 E James Lee Blvd, Crestview, FL 32539 A+5.0 ★Texas Ratio: 3.09% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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993 Us Highway 31 South, Defuniak Springs, FL 32435 A+5.0 ★Texas Ratio: 2.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
The Mortgage Firm
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Conventional, FHA | 20 | 3.7% | 100% | $224,500 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 13 | 2.4% | 94.1% | $299,615 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA | 6 | 1.1% | 100% | $268,333 | |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.4% | 53.8% | $230,000 | |
New Day Financial, LLC.
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VA | 2 | 0.4% | 22.2% | $185,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.2% | 100% | $335,000 | |
First Equity Mortgage Bankers Inc.
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Home Office
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Rocket Mortgage
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Conventional, FHA, VA, HELOC | 55 +1 HELOCs |
10.1% | 89.6% | $196,272 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 51 | 9.3% | 74.6% | $219,705 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 48 +18 HELOCs |
8.8% | 82% | $209,791 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 35 | 6.4% | 92.1% | $306,142 | |
Mortgage Research Center
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Conventional, VA | 16 | 2.9% | 89.5% | $325,625 | |
Movement Mortgage, LLC
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Conventional, FHA | 15 | 2.7% | 95% | $191,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 13 | 2.4% | 100% | $271,923 | |
Guild Mortgage Company
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Conventional, FHA, VA | 12 | 2.2% | 92.3% | $231,666 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, USDA | 12 | 2.2% | 92.3% | $313,333 | View |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA, VA | 10 | 1.8% | 100% | $305,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, VA, HELOC | 9 +2 HELOCs |
1.6% | 100% | $158,333 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 9 | 1.6% | 75% | $253,888 | View |
Gardner Financial Services
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Conventional, FHA, VA | 9 | 1.6% | 100% | $268,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 9 | 1.6% | 90% | $269,444 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 1.3% | 77.8% | $235,000 | |
Mortgage Solutions of Colorado
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FHA, VA | 7 | 1.3% | 87.5% | $243,571 | |
Synovus Bank
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Conventional, FHA, HELOC | 6 +4 HELOCs |
1.1% | 75% | $176,666 | |
Nationstar Mortgage
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Conventional, VA | 6 | 1.1% | 88.9% | $196,666 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 5 | 0.9% | 100% | $203,000 | |
Village Capital & Investment
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VA | 5 | 0.9% | 85.7% | $333,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 4 +2 HELOCs |
0.7% | 66.7% | $155,000 | |
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A5.0 ★Texas Ratio: 12.33% |
Conventional, FHA, VA | 4 | 0.7% | 100% | $307,500 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 0.7% | 100% | $255,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 0.7% | 50% | $100,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 4 | 0.7% | 100% | $247,500 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 4 | 0.7% | 80% | $252,500 | |
First Community Mortgage, Inc.
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Conventional, VA | 3 | 0.5% | 100% | $218,333 | |
AdvantageFirst Lending Inc
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FHA, VA | 3 | 0.5% | 75% | $238,333 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.5% | 75% | $231,666 | View |
Southeast Mortgage of Georgia, Inc.
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Conventional, FHA | 3 | 0.5% | 100% | $285,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.5% | 75% | $218,333 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 3 | 0.5% | 75% | $215,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 0.5% | 100% | $155,000 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $195,000 | |
SWBC Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $165,000 | |
MortgageOne, Inc
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Conventional, FHA | 2 | 0.4% | 100% | $225,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.4% | 100% | $250,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.4% | 66.7% | $295,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $90,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 2 | 0.4% | 100% | $245,000 | View |
Discover Bank
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Conventional | 2 | 0.4% | 66.7% | $95,000 | |
Union Home Mortgage Corp.
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VA | 2 | 0.4% | 100% | $305,000 | |
Waterstone Mortgage Corporation
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Conventional, VA | 2 | 0.4% | 100% | $265,000 | |
Goodleap, LLC
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VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $245,000 | |
Cadence Bank
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Primelending
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VA | 1 | 0.2% | 100% | $295,000 | |
Msa Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.2% | 100% | $285,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.2% | 100% | $325,000 | |
Go Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $185,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Resicentral LLC
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VA | 1 | 0.2% | 50% | $455,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $225,000 | |
Eustis Mortgage Corp
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Conventional | 1 | 0.2% | 100% | $205,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.2% | 100% | $285,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
VA | 1 | 0.2% | 100% | $295,000 | View |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $515,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.2% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 5.85% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Nfm, Inc
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VA | 1 | 0.2% | 100% | $325,000 | |
Southern Energy Credit Union
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Servis One, Inc
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VA | 1 | 0.2% | 100% | $175,000 | |
Premier Lending Inc.
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VA | 1 | 0.2% | 100% | $205,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.2% | 50% | $235,000 | |
Sierra Pacific Mortgage Co. Inc
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VA | 1 | 0.2% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 1.60% |
Conventional, Jumbo | 1 | 0.2% | 100% | $995,000 | View |
American Pacific Mortgage Corporation
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VA | 1 | 0.2% | 100% | $215,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
Stockton Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Summit Funding.Inc
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VA | 1 | 0.2% | 100% | $775,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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A-4.9 ★Texas Ratio: 16.71% |
VA | 1 | 0.2% | 50% | $375,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $325,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 50% | $265,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Texana Bank
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Operating Engineers Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.2% | 100% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Three Rivers Federal Crediit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ferry Pass Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ferry Pass, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Ferry Pass? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ferry Pass in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ferry Pass, FL
Use these to narrow the list above. Each category shows how many Ferry Pass, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Ferry Pass, FL
Independent mortgage companies closed 73.7 percent of home loans in Ferry Pass, Florida in 2025, banks 13 percent and credit unions 13.3 percent. The Mortgage Firm was the largest mortgage company, Regions Bank the largest bank and PenAir Credit Union the largest credit union. Among lenders headquartered in Florida, PenAir Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ferry Pass, FL
By home loans closed in 2025, PenAir Credit Union was the largest mortgage lender in Ferry Pass, Florida with 10 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Ferry Pass, Florida, Rocket Mortgage approved the highest share of completed applications in 2025 at 89.6 percent, against a 84.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
45 lenders closed FHA loans in Ferry Pass, Florida in 2025, led by DHI Mortgage Company, LTD. with 25. 46 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 10 credit unions closed home loans in Ferry Pass, Florida in 2025, alongside 79 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ferry Pass, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ferry Pass, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ferry Pass. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
