☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Florida / DeLand

iAdvertiser Disclosure

Mortgage Lenders and Brokers in DeLand, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

DeLand, Florida mortgage lenders include Mainstreet Community Bank of FloridaMainstreet Community Bank of Florida1500 N Spring Garden Ave, Deland, FL 32720A-5.0 ★Texas Ratio: 14.27%, Wells Fargo Bank NAWells Fargo Bank NA131 E New York Ave, Deland, FL 32724A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA230 N Woodland Blvd, Deland, FL 32720A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank351 E New York Ave, Deland, FL 32724A+5.0 ★Texas Ratio: 3.71%, Truist BankTruist Bank2595 S Woodland Blvd, Deland, FL 32720A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.312 N Woodland Blvd, Deland, FL 32720A+5.0 ★Texas Ratio: 4.24%, Launch Credit UnionLaunch Credit Union301 W New York Ave, Deland, FL 32720A5.0 ★Texas Ratio: 7.61%, Space Coast Credit UnionSpace Coast Credit Union1587 S Woodland Blvd, Deland, FL 32720A+5.0 ★Texas Ratio: 5.37%, Fairwinds Credit UnionFairwinds Credit Union302 E New York Ave, Deland, FL 32724A+5.0 ★Texas Ratio: 2.64%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in DeLand, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in DeLand are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in DeLand, Florida

Market share is the lender's share of all home loans closed in DeLand, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Mainstreet Community Bank of Florida 1 office in DeLand 1500 N Spring Garden Ave, Deland, FL 32720 A-5.0 ★Texas Ratio: 14.27%	Conventional	16	1.2%	64%	$256,875	View
Wells Fargo Bank NA 2 offices in DeLand 131 E New York Ave, Deland, FL 32724 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	8	0.6%	100%	$226,250	View
Bank of America NA 1 office in DeLand 230 N Woodland Blvd, Deland, FL 32720 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, Jumbo, HELOC	5 +25 HELOCs	0.4%	85.7%	$311,000	View
TD Bank 1 office in DeLand 351 E New York Ave, Deland, FL 32724 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	5 +8 HELOCs	0.4%	71.4%	$77,000	View
Truist Bank ★ 1 stars, 1 review 2 offices in DeLand 2595 S Woodland Blvd, Deland, FL 32720 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	4 +21 HELOCs	0.3%	80%	$187,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in DeLand 312 N Woodland Blvd, Deland, FL 32720 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, HELOC	3 +19 HELOCs	0.2%	75%	$321,666	View
Launch Credit Union 301 W New York Ave, Deland, FL 32720 A5.0 ★Texas Ratio: 7.61%	Conventional	26	2%	52.7%	$88,846	View
Space Coast Credit Union 1587 S Woodland Blvd, Deland, FL 32720 A+5.0 ★Texas Ratio: 5.37%	Conventional, Jumbo, HELOC	23 +35 HELOCs	1.8%	73%	$147,608	View
Fairwinds Credit Union 302 E New York Ave, Deland, FL 32724 A+5.0 ★Texas Ratio: 2.64%	Conventional, HELOC	17 +8 HELOCs	1.3%	62.1%	$112,647	View
JPMorgan Chase Bank, NA 500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	13 +2 HELOCs	1%	81.2%	$302,692	View
VyStar Credit Union 1517 N Woodland Blvd, Deland, FL 32720 1801 A5.0 ★Texas Ratio: 9.56%	Conventional, FHA, HELOC	11 +1 HELOCs	0.9%	57.9%	$68,636	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional, FHA, VA	11	0.9%	91.7%	$247,727	View
Fifth Third Bank, National Association 900 N Spring Garden Ave, Deland, FL 32720 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, VA, HELOC	10 +5 HELOCs	0.8%	62.5%	$205,000	View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	8 +2 HELOCs	0.6%	88.9%	$238,750	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, VA, HELOC	7 +1 HELOCs	0.5%	87.5%	$205,000	View
Triad Financial Services, Inc. 1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93%	Conventional	6	0.5%	53.6%	$76,666	View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	5 +1 HELOCs	0.4%	66.7%	$123,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo	5	0.4%	55.6%	$447,000	View
Florida Credit Union 1699A N Woodland Blvd, DeLand, FL 32720 1803 A+5.0 ★Texas Ratio: 4.76%	Conventional, HELOC	3 +12 HELOCs	0.2%	33.3%	$165,000	View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	Conventional, HELOC	3 +2 HELOCs	0.2%	100%	$378,333	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional	3	0.2%	50%	$321,666	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional, HELOC	2 +1 HELOCs	0.2%	50%	$270,000	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	Conventional	2	0.2%	66.7%	$425,000	View
Addition Financial Credit Union 847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$115,000	View
Partners Federal Credit Union 5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65%	Conventional	1	0.1%	100%	$395,000	View
United Southern Bank 331 Raintree Dr, Altoona, FL 32702 A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$225,000	View
Climate First Bank 2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15%	Conventional, Jumbo	1	0.1%	100%	$975,000	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	VA	1	0.1%	50%	$395,000	View
Encore Bank 2501 N Rocky Point Dr, Tampa, FL 33607 A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$235,000	View
One Florida Bank 21 E 3rd St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 1.41%	Conventional	1	0.1%	100%	$505,000	View
Florida Capital Bank, N.A 241 Sw 7th Ter, Gainesville, FL 32601	Conventional	1	0.1%	100%	$455,000
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +4 HELOCs	0%	0%		View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +2 HELOCs	0%	n/a		View
Freedom Mortgage Corporation	Conventional, FHA, VA	27	2.1%	85.7%	$307,962
Jet HomeLoans, LP	Conventional, FHA, VA	25	1.9%	100%	$348,600
Alkan Mortgage Corporation	Conventional, FHA, VA	19	1.5%	91.3%	$300,789
Acrisure Mortgage, LLC	Conventional, FHA, VA	17	1.3%	89.5%	$361,470
The Mortgage Firm	Conventional, FHA, VA	13	1%	100%	$271,153
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	6	0.5%	27.6%	$245,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, Jumbo	4	0.3%	80%	$445,000	View
New Day Financial, LLC.	VA	3	0.2%	25%	$445,000
Mortgage Lenders Investment Tr	FHA	3	0.2%	75%	$278,333
Lennar Mortgage, LLC	FHA	2	0.2%	50%	$355,000
Mortgage Financial Group Inc	Conventional, VA	2	0.2%	100%	$305,000
Mattamy Home Funding LLC	Conventional	1	0.1%	100%	$155,000
Data Mortgage, Inc	FHA	1	0.1%	100%	$215,000
American Bancshares Mortgage, LLC	Conventional	1	0.1%	100%	$415,000
Reliable Holdings Manager dba Lendz Financial	Conventional	1	0.1%	100%	$175,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	155 +1 HELOCs	12%	80.5%	$329,064
Rocket Mortgage	Conventional, FHA, VA	113	8.7%	77.2%	$222,964
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	47	3.6%	90.4%	$322,021
Pennymac Loan Services LLC	Conventional, FHA, VA	38	2.9%	85.4%	$248,157
Fairway Independent Mort Corp	Conventional, FHA, VA	36	2.8%	100%	$270,555
Guild Mortgage Company	Conventional, FHA, VA	31	2.4%	87.2%	$246,612
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, Jumbo, HELOC	27 +1 HELOCs	2.1%	93.8%	$310,555	View
Mortgage Research Center	Conventional, VA	27	2.1%	60%	$334,259
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	24 +1 HELOCs	1.9%	88.9%	$305,833
Homeamerican Mortgage Corporation	Conventional, FHA, VA	24	1.9%	92.3%	$390,416
Nextmortgage, LLC	Conventional, FHA, VA, USDA, HELOC	23 +1 HELOCs	1.8%	96%	$242,391
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	22	1.7%	95.7%	$163,181	View
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	20	1.5%	62.5%	$340,000	View
loanDepot.com LLC	Conventional, FHA, VA, HELOC	17 +2 HELOCs	1.3%	78.3%	$185,000
Nfm, Inc	Conventional, FHA, VA	16	1.2%	94.1%	$452,500
Zillow Home Loans, LLC	Conventional, FHA, VA	14	1.1%	87.5%	$327,142
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	13 +5 HELOCs	1%	68.4%	$283,461
New American Funding, LLC.	Conventional, FHA, VA, HELOC	12 +3 HELOCs	0.9%	92.3%	$272,500
RMC Home Mortgage, LLC	Conventional, FHA, VA	12	0.9%	100%	$332,500
Nationstar Mortgage	Conventional, FHA, VA	12	0.9%	85.7%	$165,833
Kind Lending, LLC	Conventional, FHA, VA	9	0.7%	64.3%	$342,777
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA	7	0.5%	100%	$370,714
Amerisave Mortgage Company	Conventional	7	0.5%	28%	$92,142
Waterstone Mortgage Corporation	Conventional, FHA, VA	7	0.5%	87.5%	$203,571
Paramount Residential Mortgage	Conventional, FHA	7	0.5%	100%	$285,000
Village Capital & Investment	FHA, VA	7	0.5%	81.2%	$356,428
Planet Home Lending, LLC	Conventional, FHA, VA	6	0.5%	85.7%	$328,333
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	5 +1 HELOCs	0.4%	100%	$285,000
American Financial Network, Inc.	Conventional, FHA, VA	5	0.4%	83.3%	$277,000
Summit Funding.Inc	Conventional, FHA	5	0.4%	100%	$327,000
Plaza Home Mortgage, Inc	Conventional, FHA	5	0.4%	100%	$159,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA	5	0.4%	100%	$347,000
EMM Loans LLC	Conventional, FHA, VA	4	0.3%	100%	$180,000
American Financial Resources LLC	Conventional, FHA, VA	4	0.3%	100%	$297,500
Guaranteed Rate, Inc.	Conventional, FHA	4	0.3%	100%	$220,000
Everett Financial, Inc.	Conventional	4	0.3%	100%	$257,500
Equity Prime Mortgage LLC	FHA, VA	4	0.3%	100%	$242,500
Discover Bank	Conventional	4	0.3%	25%	$75,000
Bay Equity LLC	Conventional, FHA	4	0.3%	100%	$315,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	4	0.3%	100%	$272,500	View
Mortgage Solutions of Colorado	VA	4	0.3%	100%	$337,500
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	4	0.3%	100%	$255,000	View
Champions Funding, LLC	Conventional	4	0.3%	66.7%	$257,500
HomeBridge Financial Services, Inc	FHA, VA, HELOC	3 +6 HELOCs	0.2%	75%	$435,000
Spring Eq, LLC	Conventional, HELOC	3 +4 HELOCs	0.2%	13%	$135,000
The Loan Store, Inc	Conventional, HELOC	3 +2 HELOCs	0.2%	100%	$318,333
Cornerstone First Mortgage, LLC	Conventional, FHA	3	0.2%	100%	$115,000
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	3	0.2%	100%	$291,666
All Credit Considered Mortgage, Inc.	Conventional	3	0.2%	100%	$278,333
AmeriHome Mortgage Company, LLC	FHA, VA	3	0.2%	100%	$368,333
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	3	0.2%	100%	$191,666	View
Sun West Mortgage Company, Inc	Conventional, FHA	3	0.2%	75%	$148,333
Evergreen Moneysource Mortgage Company	Conventional, VA, Jumbo	3	0.2%	75%	$628,333
Provident Funding Associates	Conventional	3	0.2%	100%	$401,666
Towne Mortgage Company	Conventional, FHA	3	0.2%	100%	$238,333
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional, VA	3	0.2%	100%	$278,333	View
Mutual of Omaha Mortgage	Conventional, VA	3	0.2%	60%	$338,333
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA	3	0.2%	75%	$325,000	View
Meadowbrook Financial Mortgage Bankers Corp.	Conventional, FHA	3	0.2%	100%	$268,333
Leaderone Financial Corp.	Conventional	3	0.2%	100%	$341,666
JMAC Lending, Inc.	Conventional, FHA	3	0.2%	100%	$285,000
Movement Mortgage, LLC	Conventional, VA, HELOC	2 +1 HELOCs	0.2%	100%	$320,000
Arc Home LLC	Conventional	2	0.2%	100%	$185,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.2%	100%	$430,000	View
First Community Mortgage, Inc.	Conventional, VA	2	0.2%	100%	$280,000
Royal United Mortgage LLC	Conventional	2	0.2%	100%	$100,000
Primelending	Conventional	2	0.2%	66.7%	$260,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.2%	100%	$235,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	2	0.2%	100%	$470,000	View
Affordable Mortgage Advisors	Conventional, FHA	2	0.2%	100%	$220,000
Contour Mortgage Corporation	Conventional	2	0.2%	100%	$265,000
Nbkc Bank	Conventional, VA	2	0.2%	100%	$365,000
ALCOVA Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$125,000
Resicentral LLC	Conventional	2	0.2%	100%	$245,000
Advisors Mortgage Group, LLC	Conventional	2	0.2%	100%	$450,000
Cardinal Financial Company, Li	Conventional, FHA	2	0.2%	80%	$250,000
Click n' Close, Inc.	Conventional, FHA	2	0.2%	100%	$160,000
American Financing Corporation	Conventional, FHA	2	0.2%	60%	$245,000
First Colony Mortgage Corporat	Conventional	2	0.2%	100%	$280,000
Stg Mortgage Inc	Conventional, FHA	2	0.2%	100%	$350,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.2%	33.3%	$340,000	View
Atlantic Bay Mortgage Group	Conventional	2	0.2%	100%	$130,000
Encompass Lending Group, L.P.	Conventional, FHA	2	0.2%	100%	$145,000
Embrace Home Loans, Inc.	FHA, VA	2	0.2%	100%	$305,000
Mortgage Equity Partners LLC	Conventional	2	0.2%	100%	$135,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	2	0.2%	66.7%	$290,000
Keystone Funding, Inc	FHA, VA	2	0.2%	100%	$285,000
21St Mortgage	Conventional	2	0.2%	18.2%	$60,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	2	0.2%	75%	$380,000	View
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	FHA	2	0.2%	50%	$335,000	View
Goodleap, LLC	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$265,000
Better Mortgage Corporation	FHA, HELOC	1 +1 HELOCs	0.1%	50%	$385,000
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$215,000
Equity Resources Inc	Conventional	1	0.1%	100%	$285,000
American Portfolio Mortgage Corporation	FHA	1	0.1%	100%	$265,000
Hartford Funding, Ltd.	FHA	1	0.1%	100%	$425,000
HomePromise Corporation	VA	1	0.1%	100%	$385,000
Primary Residential Mortgage, INC.	FHA	1	0.1%	100%	$295,000
RANLife, Inc.	VA	1	0.1%	100%	$655,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$245,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$225,000
United Trust Bank	VA	1	0.1%	100%	$575,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$335,000
AdvantageFirst Lending Inc	FHA	1	0.1%	50%	$265,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	1	0.1%	100%	$545,000	View
Success Mortgage Partners, Inc	FHA	1	0.1%	100%	$325,000
Sfmc, LP	Conventional	1	0.1%	50%	$805,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$165,000
Ross Mortgage Corporation	Conventional	1	0.1%	100%	$595,000
Network Funding, L.P.	Conventional	1	0.1%	100%	$255,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$305,000
Flexpoint, Inc.	Conventional	1	0.1%	100%	$235,000
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$295,000
First World Mortgage Corporaton	Conventional	1	0.1%	100%	$225,000
First Heritage Mortgage, LLC	Conventional	1	0.1%	100%	$215,000
Elements Financial Federal Cre	Conventional	1	0.1%	100%	$145,000
My Mortgage, Inc	Conventional	1	0.1%	100%	$315,000
Beeline Loans, Inc.	Conventional	1	0.1%	100%	$215,000
Intelliloan, Inc.	FHA	1	0.1%	100%	$345,000
Nations Lending Corporation	FHA	1	0.1%	100%	$265,000
T2 Financial LLC	FHA	1	0.1%	100%	$495,000
Castle & Cooke Mortgage, LLC	FHA	1	0.1%	100%	$315,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	50%	$455,000	View
Saygo Home Loans, LLC	VA	1	0.1%	50%	$415,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$135,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$355,000	View
Geo-Corp, Inc.	FHA	1	0.1%	100%	$335,000
Thrivent Federal Credit Union	Conventional	1	0.1%	100%	$305,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$365,000
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$445,000
Local Bank A5.0 ★Texas Ratio: 8.28%	Conventional	1	0.1%	100%	$295,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$325,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$145,000	View
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$345,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA	1	0.1%	100%	$325,000	View
Nexera Holding LLC	Conventional	1	0.1%	100%	$725,000
Reliance First Capital, LLC	Conventional	1	0.1%	100%	$525,000
Texana Bank	Conventional	1	0.1%	100%	$385,000
Loan Simple, Inc.	FHA	1	0.1%	100%	$495,000
Ark-La-Tex Financial Services LLC	FHA	1	0.1%	100%	$175,000
Tammac Holdings Corporation	Conventional	1	0.1%	20%	$125,000
Coastal Community Bank	HELOC	0 +14 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +8 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
TruMark Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	0%
Northwest Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Affinity Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

DeLand Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in DeLand, Florida

Looking for mortgage lenders near me or mortgage brokers near me in DeLand? The list below shows the banks, credit unions and mortgage brokers that closed home loans in DeLand in 2025, with lenders based there listed first.

Types of Mortgage Lenders in DeLand, FL

Use these to narrow the list above. Each category shows how many DeLand, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 134 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 48 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 18 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 87 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 63 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 9 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 32 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in DeLand, FL

Independent mortgage companies closed 78.2 percent of home loans in DeLand, Florida in 2025, banks 13.9 percent and credit unions 7.9 percent. Triad Financial Services, Inc. was the largest mortgage company, Mainstreet Community Bank of Florida the largest bank and Launch Credit Union the largest credit union. Among lenders headquartered in Florida, Mainstreet Community Bank of Florida led with 16 loans.

78.2%

Mortgage companies

13.9%

Banks

7.9%

Credit unions

27%

FHA loans

16%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in DeLand, FL

Who is the largest mortgage lender in DeLand, FL?

By home loans closed in 2025, Mainstreet Community Bank of Florida was the largest mortgage lender in DeLand, Florida with 16 loans, about 1.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in DeLand, FL have the highest approval rates?

Among lenders with meaningful volume in DeLand, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 80.5 percent, against a 76.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which DeLand, FL mortgage lenders offer FHA, VA and USDA loans?

87 lenders closed FHA loans in DeLand, Florida in 2025, led by United Wholesale Mortgage with 60. 63 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this DeLand, FL lender list?

Yes. 48 banks and 18 credit unions closed home loans in DeLand, Florida in 2025, alongside 134 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in DeLand, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in DeLand, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in DeLand, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up DeLand. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.