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Mortgage Lenders and Brokers in Brandon, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Brandon, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1593 W Brandon Blvd, Brandon, FL 33511A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA204 S Kings Ave, Brandon, FL 33511A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA2105 W Brandon Blvd, Brandon, FL 33511A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank655 W Brandon Blvd, Brandon, FL 33511A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank1014 E Brandon Blvd, Brandon, FL 33511A+5.0 ★Texas Ratio: 4.37%, Southstate Bank, National AssociationSouthstate Bank, National Association802 W Lumsden Rd, Brandon, FL 33511A+5.0 ★Texas Ratio: 2.27%, The Bank of TampaThe Bank of Tampa1217 Oakfield Dr, Brandon, FL 33511A+5.0 ★Texas Ratio: 2.04%, Valley National BankValley National Bank668 Oakfield Dr, Brandon, FL 33511A+5.0 ★Texas Ratio: 5.76%, PNC Bank N.A.PNC Bank N.A.301 W Brandon Blvd, Brandon, FL 33511A+5.0 ★Texas Ratio: 4.24%, and BMO Harris Bank NABMO Harris Bank NA103 W Bloomingdale Ave, Brandon, FL 33511A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Brandon, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Brandon are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Brandon, Florida

Market share is the lender's share of all home loans closed in Brandon, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Brandon 1593 W Brandon Blvd, Brandon, FL 33511 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	13 +3 HELOCs	0.8%	76.5%	$236,538	View
Wells Fargo Bank NA 3 offices in Brandon 204 S Kings Ave, Brandon, FL 33511 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	7	0.4%	63.6%	$267,857	View
Bank of America NA 2 offices in Brandon 2105 W Brandon Blvd, Brandon, FL 33511 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	6 +21 HELOCs	0.4%	100%	$201,666	View
Truist Bank ★ 1 stars, 1 review 2 offices in Brandon 655 W Brandon Blvd, Brandon, FL 33511 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	6 +18 HELOCs	0.4%	100%	$371,666	View
Regions Bank 2 offices in Brandon 1014 E Brandon Blvd, Brandon, FL 33511 A+5.0 ★Texas Ratio: 4.37%	Conventional, VA, HELOC	5 +20 HELOCs	0.3%	31.8%	$243,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Brandon 802 W Lumsden Rd, Brandon, FL 33511 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	5 +2 HELOCs	0.3%	100%	$293,000	View
The Bank of Tampa 1 office in Brandon 1217 Oakfield Dr, Brandon, FL 33511 A+5.0 ★Texas Ratio: 2.04%	Conventional	4	0.2%	80%	$270,000	View
Valley National Bank 1 office in Brandon 668 Oakfield Dr, Brandon, FL 33511 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$145,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Brandon 301 W Brandon Blvd, Brandon, FL 33511 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +12 HELOCs	0%	n/a		View
BMO Harris Bank NA 1 office in Brandon 103 W Bloomingdale Ave, Brandon, FL 33511 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +2 HELOCs	0%	0%		View
TD Bank 1 office in Brandon 1018 W Lumsden Rd, Brandon, FL 33511 A+5.0 ★Texas Ratio: 3.71%	HELOC	0 +2 HELOCs	0%	0%		View
Suncoast Credit Union 1370 Oakfield Dr, Brandon, FL 33511 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	39 +106 HELOCs	2.4%	90.7%	$293,717	View
Gte Federal Credit Union 101 E Bloomingdale Ave, Brandon, FL 33511 A5.0 ★Texas Ratio: 7.65%	Conventional, FHA, HELOC	27 +5 HELOCs	1.7%	80%	$191,296	View
Midflorida Credit Union ★ 1 stars, 1 review 825 W Brandon Blvd, Brandon, FL 33511 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	18 +14 HELOCs	1.1%	48.6%	$158,333	View
Grow Financial Federal Credit Union 1009 Providence Rd, Brandon, FL 33511 A+5.0 ★Texas Ratio: 3.70%	Conventional	11	0.7%	78.6%	$107,727	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	5 +3 HELOCs	0.3%	62.5%	$239,000	View
Republic Bank & Trust 12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91%	Conventional, VA, HELOC	5 +2 HELOCs	0.3%	100%	$225,000	View
Floridacentral Credit Union 334 Oakfield Dr, Brandon, FL 33511 5706 A+5.0 ★Texas Ratio: 5.46%	Conventional	5	0.3%	83.3%	$145,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +12 HELOCs	0.2%	38.5%	$180,000	View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	3 +8 HELOCs	0.2%	42.9%	$191,666	View
Usf Credit Union 16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	3 +2 HELOCs	0.2%	80%	$335,000	View
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	2 +1 HELOCs	0.1%	66.7%	$260,000	View
Popular Bank 2875 Ne 191st St, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.12%	Conventional	2	0.1%	100%	$345,000	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$195,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41%	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$365,000	View
VyStar Credit Union 16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56%	VA, HELOC	1 +1 HELOCs	0.1%	50%	$405,000	View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.1%	50%	$215,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	FHA	1	0.1%	50%	$305,000	View
Climate First Bank 2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15%	Conventional, Jumbo	1	0.1%	100%	$1,505,000	View
Addition Financial Credit Union 847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85%	Conventional	1	0.1%	100%	$165,000	View
Tampa Bay Federal Credit Union 11210 E Martin Luther King Blvd, Seffner, FL 33584 8359	Conventional	1	0.1%	50%	$255,000
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	Conventional	1	0.1%	100%	$285,000	View
Power Financial Credit Union 14854 S Military Trl, Delray Beach, FL 33484 8153 A-4.9 ★Texas Ratio: 16.71%	Conventional	1	0.1%	100%	$485,000	View
Launch Credit Union 14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61%	Conventional	1	0.1%	100%	$125,000	View
Raymond James Bank 710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$385,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +3 HELOCs	0%	0%		View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	HELOC	0 +2 HELOCs	0%	n/a		View
Tampa Postal FCU 959 E Brandon Blvd, Brandon, FL 33511 A+5.0 ★Texas Ratio: 0.65%	HELOC	0 +1 HELOCs	0%	0%		View
Tropical Financial Credit Union 8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93%	HELOC	0 +1 HELOCs	0%	n/a		View
Ithink Financial Credit Union 790 Park of Commerce Blvd, Boca Raton, FL 33487 A+5.0 ★Texas Ratio: 5.06%	HELOC	0 +1 HELOCs	0%	n/a		View
Mattamy Home Funding LLC	Conventional, FHA, VA	61	3.8%	88.4%	$327,459
Freedom Mortgage Corporation	Conventional, FHA, VA	27	1.7%	87.1%	$332,407
New Day Financial, LLC.	VA	8	0.5%	80%	$320,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	7	0.4%	42.9%	$367,857
Reliable Holdings Manager dba Lendz Financial	Conventional	6	0.4%	100%	$155,000
The Mortgage Firm	Conventional, FHA	5	0.3%	87.5%	$169,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	4	0.2%	66.7%	$435,000	View
PHH Mortgage Corporation	Conventional, VA	4	0.2%	100%	$227,500
Acrisure Mortgage, LLC	Conventional, FHA	3	0.2%	100%	$321,666
First Equity Mortgage Bankers Inc.	Conventional	2	0.1%	100%	$370,000
Builders Choice Mortgage LLC	Conventional	2	0.1%	100%	$290,000
Bayfirst Financial A5.0 ★Texas Ratio: 10.20%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$65,000	View
American Bancshares Mortgage, LLC	FHA	1	0.1%	100%	$515,000
Obsidian Financial Services	FHA	1	0.1%	100%	$325,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$355,000
Mortgage Lenders Investment Tr	FHA	1	0.1%	100%	$165,000
Metroplex Mortgage Services	VA	1	0.1%	100%	$445,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	247 +8 HELOCs	15.3%	85.1%	$335,000
Rocket Mortgage	Conventional, FHA, VA	156	9.7%	78.8%	$232,692
Click n' Close, Inc.	Conventional, FHA	92	5.7%	96.9%	$254,565
Pennymac Loan Services LLC	Conventional, FHA, VA	38	2.4%	70.4%	$294,736
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	35 +17 HELOCs	2.2%	81.4%	$293,000
Mortgage Research Center	VA	28	1.7%	69.8%	$367,500
New American Funding, LLC.	Conventional, FHA, VA, HELOC	27 +1 HELOCs	1.7%	87.1%	$289,444
My Mortgage, Inc	Conventional, FHA	26	1.6%	92.9%	$312,692
Fairway Independent Mort Corp	Conventional, FHA, VA	26	1.6%	96.3%	$270,384
CrossCountry Mortgage, LLC	Conventional, FHA, VA	25	1.6%	92.6%	$279,400
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	24	1.5%	100%	$212,916
loanDepot.com LLC	Conventional, FHA, VA, HELOC	23 +3 HELOCs	1.4%	67.6%	$223,260
Nationstar Mortgage	Conventional, FHA, VA	21	1.3%	77.8%	$167,857
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	19	1.2%	50%	$283,947	View
Guild Mortgage Company	Conventional, FHA, VA	18	1.1%	94.7%	$287,777
Paramount Residential Mortgage	Conventional, FHA, VA	17	1.1%	81%	$356,176
Gershman Investment Corp.	Conventional, FHA, VA	15	0.9%	93.8%	$319,666
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA	13	0.8%	100%	$323,461
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	12 +1 HELOCs	0.7%	93.3%	$219,166
Equity Prime Mortgage LLC	Conventional, FHA, VA, Jumbo	12	0.7%	85.7%	$432,500
Point Mortgage Corp	Conventional, FHA	12	0.7%	100%	$285,000
Planet Home Lending, LLC	Conventional, FHA, VA	12	0.7%	86.7%	$271,666
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA	11	0.7%	100%	$313,181	View
Everett Financial, Inc.	Conventional, FHA, VA	10	0.6%	100%	$286,000
Kind Lending, LLC	Conventional, FHA, VA	10	0.6%	55.6%	$317,000
Union Home Mortgage Corp.	Conventional, FHA, VA	10	0.6%	76.9%	$271,000
Nfm, Inc	Conventional, FHA	10	0.6%	100%	$340,000
Spring Eq, LLC	Conventional, HELOC	9 +5 HELOCs	0.6%	33.3%	$79,444
Ameritrust Mortgage Corporation	FHA	9	0.6%	100%	$358,333
JMAC Lending, Inc.	Conventional, FHA	9	0.6%	90%	$327,222
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	8	0.5%	55%	$248,750	View
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, VA, HELOC	7 +2 HELOCs	0.4%	87.5%	$292,142	View
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	7	0.4%	100%	$287,857
Guaranteed Rate, Inc.	Conventional, FHA, VA	7	0.4%	77.8%	$299,285
Amerisave Mortgage Company	Conventional, VA	7	0.4%	29.6%	$136,428
Cardinal Financial Company, Li	Conventional, FHA	7	0.4%	100%	$316,428
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	7	0.4%	100%	$349,285
Loanunited.Com, LLC	Conventional, VA	6	0.4%	100%	$313,333
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA, VA	6	0.4%	85.7%	$246,666	View
Sun West Mortgage Company, Inc	Conventional, FHA	6	0.4%	90%	$291,666
Embrace Home Loans, Inc.	Conventional, FHA, VA	6	0.4%	100%	$418,333
Zillow Home Loans, LLC	Conventional, FHA, VA	6	0.4%	100%	$415,000
American Financial Network, Inc.	Conventional, FHA	5	0.3%	50%	$337,000
Legend Lending Corporation	Conventional, FHA	5	0.3%	100%	$231,000
Village Capital & Investment	FHA, VA	5	0.3%	78.3%	$393,000
Geneva Financial LLC	Conventional, FHA, HELOC	4 +1 HELOCs	0.2%	100%	$332,500
NJ Lenders Corp	Conventional, FHA	4	0.2%	100%	$280,000
Homeowners Financial Group, LLC	Conventional, FHA, VA	4	0.2%	66.7%	$395,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.2%	66.7%	$445,000	View
Provident Funding Associates	Conventional	4	0.2%	83.3%	$367,500
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.2%	80%	$345,000	View
Mutual of Omaha Mortgage	Conventional, FHA, VA	4	0.2%	57.1%	$297,500
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.2%	75%	$120,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	4	0.2%	80%	$190,000	View
Top Flite Financial, Inc.	Conventional, VA	4	0.2%	80%	$392,500
Leaderone Financial Corp.	Conventional, FHA, VA	4	0.2%	100%	$255,000
Champions Funding, LLC	Conventional	4	0.2%	80%	$295,000
Pentagon Federal Credit Union	Conventional, VA, HELOC	3 +6 HELOCs	0.2%	75%	$358,333
AmWest Funding Corp	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$291,666
EMM Loans LLC	Conventional, FHA, VA	3	0.2%	100%	$168,333
American Financial Resources LLC	Conventional	3	0.2%	100%	$315,000
AdvantageFirst Lending Inc	Conventional, VA	3	0.2%	60%	$258,333
Acre Mortgage & Financial, Inc.	Conventional, FHA, VA	3	0.2%	100%	$411,666
HomeXpress Mortgage Corp.	Conventional	3	0.2%	75%	$245,000
American Financing Corporation	Conventional, FHA	3	0.2%	50%	$305,000
T2 Financial LLC	Conventional, FHA	3	0.2%	100%	$338,333
American Pacific Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$228,333
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	3	0.2%	100%	$528,333	View
Towne Mortgage Company	Conventional, FHA	3	0.2%	100%	$195,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	3	0.2%	100%	$275,000	View
Mortgage Solutions of Colorado	FHA, VA	3	0.2%	100%	$305,000
Nexera Holding LLC	Conventional	3	0.2%	100%	$448,333
Plaza Home Mortgage, Inc	Conventional, FHA, VA	3	0.2%	23.1%	$228,333
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	3	0.2%	100%	$241,666
The Loan Store, Inc	Conventional, HELOC	2 +8 HELOCs	0.1%	100%	$265,000
Goodleap, LLC	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$200,000
Equity Resources Inc	Conventional	2	0.1%	100%	$285,000
Primary Residential Mortgage, INC.	VA	2	0.1%	100%	$350,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	VA	2	0.1%	100%	$450,000	View
Nbkc Bank	Conventional	2	0.1%	100%	$320,000
AmeriHome Mortgage Company, LLC	FHA	2	0.1%	100%	$390,000
Resicentral LLC	Conventional, VA	2	0.1%	100%	$540,000
Deephaven Mortgage LLC	Conventional	2	0.1%	66.7%	$340,000
City Lending Inc. A+5.0 ★Texas Ratio: 1.71%	FHA	2	0.1%	100%	$350,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	FHA	2	0.1%	100%	$270,000	View
Mortgage 1 Incorporated	Conventional	2	0.1%	100%	$200,000
City 1st Mortgage Services, LC	Conventional, FHA	2	0.1%	100%	$300,000
Discover Bank	Conventional	2	0.1%	8%	$50,000
VanDyk Mortgage Corporation	Conventional	2	0.1%	100%	$285,000
American Federal Mortgage Corporation	Conventional	2	0.1%	100%	$320,000
First Colony Mortgage Corporat	Conventional	2	0.1%	75%	$325,000
Waterstone Mortgage Corporation	Conventional	2	0.1%	100%	$355,000
BoxCar Mortgage, LLC	Conventional, VA	2	0.1%	100%	$320,000
Hometown Equity Mortgage, LLC	Conventional, VA	2	0.1%	28.6%	$360,000
Saygo Home Loans, LLC	FHA, VA	2	0.1%	100%	$500,000
Member First Mortgage, LLC	FHA	2	0.1%	66.7%	$225,000
Better Mortgage Corporation	Conventional, FHA	2	0.1%	66.7%	$310,000
V.I.P. Mortgage, Inc.	VA	2	0.1%	100%	$485,000
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.1%	66.7%	$155,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA, VA	2	0.1%	100%	$340,000	View
HomeBridge Financial Services, Inc	FHA, HELOC	1 +11 HELOCs	0.1%	100%	$365,000
Lake Michigan Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$425,000
Cadence Bank	Conventional	1	0.1%	100%	$225,000
Originpoint, LLC	Conventional	1	0.1%	100%	$385,000
First Community Mortgage, Inc.	FHA	1	0.1%	100%	$315,000
Primelending	Conventional	1	0.1%	50%	$105,000
RMC Home Mortgage, LLC	FHA	1	0.1%	100%	$365,000
Neighborhood Loans, Inc	Conventional	1	0.1%	100%	$15,000
Contour Mortgage Corporation	Conventional	1	0.1%	100%	$115,000
Countryplace Mortgage, Ltd.	FHA	1	0.1%	100%	$285,000
Canopy Mortgage, LLC	VA	1	0.1%	100%	$455,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$235,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$735,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$315,000
United Trust Bank	VA	1	0.1%	100%	$335,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$375,000	View
Fidelity Direct Mortgage, LLC	Conventional	1	0.1%	100%	$235,000
Plus Relocation Mortgage, LLC	Conventional	1	0.1%	100%	$265,000
Valley West Corporation	Conventional	1	0.1%	100%	$215,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	VA	1	0.1%	100%	$275,000	View
PFN Lending Group, Inc.	Conventional	1	0.1%	100%	$455,000
Mortgage Assurance Inc	FHA	1	0.1%	100%	$255,000
Scott Credit Union	Conventional	1	0.1%	100%	$305,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$505,000
Advisors Mortgage Group, LLC	FHA	1	0.1%	100%	$425,000
Absolute Home Mortgage	VA	1	0.1%	100%	$375,000
JMJ Financial Group Inc.	Conventional	1	0.1%	100%	$485,000
Capital Partners Mortgage Services, LLC	FHA	1	0.1%	100%	$295,000
Flexpoint, Inc.	Conventional	1	0.1%	50%	$155,000
East Coast Capital Corp.	FHA	1	0.1%	100%	$335,000
Network Capital Funding Corporation	FHA	1	0.1%	100%	$275,000
ClearPath Lending	VA	1	0.1%	100%	$195,000
Securitynational Mortgage Company	FHA	1	0.1%	50%	$185,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$125,000
Total Mortgage Services, LLC	FHA	1	0.1%	100%	$385,000
American Finance House Lariba	Conventional	1	0.1%	100%	$175,000
Stg Mortgage Inc	FHA	1	0.1%	100%	$235,000
Capital Center LLC	Conventional	1	0.1%	100%	$465,000
First Option Mortgage, LLC	Conventional	1	0.1%	100%	$235,000
Loanleaders of America, Inc	VA	1	0.1%	100%	$385,000
Atlantic Bay Mortgage Group	VA	1	0.1%	100%	$405,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$305,000
Intelliloan, Inc.	FHA	1	0.1%	100%	$355,000
Nations Lending Corporation	VA	1	0.1%	100%	$245,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$385,000	View
Agriculture Federal Credit Union	Conventional	1	0.1%	100%	$45,000
Together Credit Union A+5.0 ★Texas Ratio: 4.25%	Conventional	1	0.1%	100%	$55,000
Gardner Financial Services	Conventional	1	0.1%	100%	$275,000
Sierra Pacific Mortgage Co. Inc	VA	1	0.1%	100%	$255,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0.1%	100%	$465,000	View
Milend, Inc	FHA	1	0.1%	100%	$325,000
Ark Mortgage, Inc.	Conventional	1	0.1%	100%	$505,000
New Fed Mortgage Corp.	Conventional	1	0.1%	100%	$245,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$195,000	View
Uif Corporation	Conventional	1	0.1%	100%	$245,000
University Bank A+5.0 ★Texas Ratio: 3.82%	FHA	1	0.1%	100%	$395,000	View
Pike Creek Mortgage Services, Inc.	VA	1	0.1%	100%	$405,000
Keystone Funding, Inc	Conventional	1	0.1%	100%	$175,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$75,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$195,000
Veritas Funding, LLC	FHA	1	0.1%	100%	$255,000
Ardent Federal Credit Union A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$135,000	View
Nationwide Mortgage Bankers, Inc.	FHA	1	0.1%	100%	$345,000
Nmsi, Inc.	FHA	1	0.1%	100%	$345,000
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$365,000
Local Bank A5.0 ★Texas Ratio: 8.28%	Conventional	1	0.1%	100%	$225,000	View
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	1	0.1%	100%	$1,185,000	View
Reliance First Capital, LLC	FHA	1	0.1%	100%	$245,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$225,000
Polish & Slavic Federal Credit	Conventional	1	0.1%	100%	$105,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$235,000
Figure Lending LLC	HELOC	0 +10 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +8 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
DFCU Financial	HELOC	0 +5 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +3 HELOCs	0%	100%
Justice Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Synovus Bank	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Brandon Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Brandon, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Brandon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Brandon in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Brandon, FL

Use these to narrow the list above. Each category shows how many Brandon, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 158 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 51 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 26 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 97 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 74 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 3 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 37 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Brandon, FL

Independent mortgage companies closed 83.2 percent of home loans in Brandon, Florida in 2025, banks 7.3 percent and credit unions 9.5 percent. Mattamy Home Funding LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 5 loans.

83.2%

Mortgage companies

7.3%

Banks

9.5%

Credit unions

27%

FHA loans

14%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Brandon, FL

Who is the largest mortgage lender in Brandon, FL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Brandon, Florida with 13 loans, about 0.8 percent of the market. The largest lender headquartered in Florida was Southstate Bank, National Association with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Brandon, FL have the highest approval rates?

Among lenders with meaningful volume in Brandon, Florida, Click n' Close, Inc. approved the highest share of completed applications in 2025 at 96.9 percent, against a 79 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Brandon, FL mortgage lenders offer FHA, VA and USDA loans?

97 lenders closed FHA loans in Brandon, Florida in 2025, led by United Wholesale Mortgage with 79. 74 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Brandon, FL lender list?

Yes. 51 banks and 26 credit unions closed home loans in Brandon, Florida in 2025, alongside 158 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Brandon, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Brandon, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Brandon, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Brandon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.