Mortgage Lenders and Brokers in Bayonet Point, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bayonet Point, Florida mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Bank of America NABank of America NA7419 State Road 52, Bayonet Point, FL 34667A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%, and Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bayonet Point, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bayonet Point are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bayonet Point, Florida
Market share is the lender's share of all home loans closed in Bayonet Point, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Bayonet Point 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 13 +24 HELOCs |
2.6% | 92.9% | $190,384 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 7 +4 HELOCs |
1.4% | 53.8% | $59,285 | View |
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7419 State Road 52, Bayonet Point, FL 34667 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 7 +4 HELOCs |
1.4% | 87.5% | $197,857 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 1% | 83.3% | $167,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +4 HELOCs |
0.6% | 75% | $95,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 3 +3 HELOCs |
0.6% | 42.9% | $21,666 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 75% | $105,000 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 37.5% | $195,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 33.3% | $35,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA | 2 | 0.4% | 100% | $220,000 | View |
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11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 2 | 0.4% | 100% | $150,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $135,000 | View |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $35,000 | View |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701 4604 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
FHA | 1 | 0.2% | 100% | $125,000 | View |
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12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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15000 Nw 140th St, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Mortgage Firm
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Conventional, FHA | 8 | 1.6% | 100% | $230,000 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 1.4% | 87.5% | $220,714 | |
New Day Financial, LLC.
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VA | 4 | 0.8% | 75% | $242,500 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 3 | 0.6% | 52.6% | $211,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
Mortgage Lenders Investment Tr
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VA | 1 | 0.2% | 100% | $175,000 | |
Home Access Financial, LLC
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FHA | 1 | 0.2% | 100% | $225,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 76 +3 HELOCs |
15% | 84.6% | $210,263 | |
Rocket Mortgage
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Conventional, FHA, VA | 50 | 9.9% | 75.7% | $175,400 | |
Click n' Close, Inc.
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Conventional, FHA | 32 | 6.3% | 100% | $168,437 | |
Mortgage Research Center
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Conventional, VA | 15 | 3% | 75% | $271,666 | |
New American Funding, LLC.
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Conventional, FHA | 15 | 3% | 93.8% | $171,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 11 | 2.2% | 84.6% | $209,545 | |
Tidewater Mortgage Services, Inc
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Conventional, FHA | 10 | 2% | 100% | $138,000 | |
Point Mortgage Corp
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Conventional, FHA | 10 | 2% | 100% | $205,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 9 | 1.8% | 100% | $171,666 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 8 | 1.6% | 61.5% | $183,750 | View |
Movement Mortgage, LLC
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Conventional, FHA | 8 | 1.6% | 100% | $182,500 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 7 | 1.4% | 100% | $122,142 | |
Everett Financial, Inc.
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Conventional, FHA, VA | 7 | 1.4% | 66.7% | $193,571 | |
Kind Lending, LLC
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Conventional, FHA, VA | 7 | 1.4% | 70% | $219,285 | |
American Financial Network, Inc.
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Conventional, FHA | 7 | 1.4% | 77.8% | $145,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 6 +2 HELOCs |
1.2% | 72.7% | $166,666 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 6 | 1.2% | 77.8% | $160,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 5 | 1% | 83.3% | $171,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 1% | 55.6% | $173,000 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 5 | 1% | 100% | $185,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 5 | 1% | 100% | $169,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 1% | 75% | $119,000 | |
Goodleap, LLC
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Conventional, VA, HELOC | 4 +2 HELOCs |
0.8% | 62.5% | $155,000 | |
Legend Lending Corporation
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Conventional, FHA | 4 | 0.8% | 100% | $140,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 0.8% | 80% | $87,500 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, FHA | 4 | 0.8% | 100% | $192,500 | View |
Cornerstone First Mortgage, LLC
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FHA | 3 | 0.6% | 100% | $228,333 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 0.6% | 100% | $248,333 | |
VanDyk Mortgage Corporation
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Conventional | 3 | 0.6% | 100% | $245,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 3 | 0.6% | 75% | $148,333 | |
Geneva Financial LLC
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Conventional, VA | 3 | 0.6% | 100% | $211,666 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 3 | 0.6% | 100% | $248,333 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 0.6% | 100% | $228,333 | |
Synovus Bank
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Conventional | 3 | 0.6% | 75% | $195,000 | |
Mortgage Solutions of Colorado
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VA | 3 | 0.6% | 100% | $271,666 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 0.6% | 75% | $261,666 | |
JMAC Lending, Inc.
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Conventional, FHA | 3 | 0.6% | 100% | $201,666 | |
First Community Mortgage, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $275,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.4% | 100% | $260,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.4% | 100% | $235,000 | |
Preferred Lending Services, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 2 | 0.4% | 66.7% | $190,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.4% | 66.7% | $130,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 2 | 0.4% | 100% | $95,000 | View |
HomeBridge Financial Services, Inc
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Conventional | 2 | 0.4% | 100% | $230,000 | |
BoxCar Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $180,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 2 | 0.4% | 22.2% | $130,000 | View |
Reliance First Capital, LLC
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FHA | 2 | 0.4% | 100% | $195,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $315,000 | View |
EMM Loans LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 33.3% | $155,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.2% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
Sage Home Loans Corporation
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FHA | 1 | 0.2% | 100% | $285,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Resicentral LLC
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FHA | 1 | 0.2% | 100% | $165,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.2% | 25% | $115,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 100% | $215,000 | |
HomeXpress Mortgage Corp.
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FHA | 1 | 0.2% | 50% | $195,000 | |
American Liberty Mortgage Inco
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FHA | 1 | 0.2% | 100% | $295,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.2% | 100% | $225,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $345,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Select Lending Services, LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
American Financing Corporation
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FHA | 1 | 0.2% | 100% | $285,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $175,000 | |
Flat Branch Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $275,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $275,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.2% | 50% | $215,000 | |
CityWorth Mortgage LLC
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FHA | 1 | 0.2% | 100% | $215,000 | |
Credence Funding Corporation
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VA | 1 | 0.2% | 100% | $225,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Gardner Financial Services
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FHA | 1 | 0.2% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $35,000 | |
Bank Ozk
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FHA | 1 | 0.2% | 50% | $225,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $215,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Veritas Funding, LLC
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FHA | 1 | 0.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.2% | 100% | $275,000 | View |
21St Mortgage
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Conventional | 1 | 0.2% | 33.3% | $105,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 66.7% | $175,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Coastal Community Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Bayonet Point Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bayonet Point, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Bayonet Point? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bayonet Point in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bayonet Point, FL
Use these to narrow the list above. Each category shows how many Bayonet Point, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Bayonet Point, FL
Independent mortgage companies closed 85 percent of home loans in Bayonet Point, Florida in 2025, banks 9.1 percent and credit unions 5.9 percent. The Mortgage Firm was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Suncoast Credit Union led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bayonet Point, FL
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Bayonet Point, Florida with 0 loans, about 0 percent of the market. The largest lender headquartered in Florida was Suncoast Credit Union with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Bayonet Point, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 84.6 percent, against a 79.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
60 lenders closed FHA loans in Bayonet Point, Florida in 2025, led by United Wholesale Mortgage with 30. 22 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 10 credit unions closed home loans in Bayonet Point, Florida in 2025, alongside 90 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bayonet Point, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bayonet Point, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bayonet Point. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
