Mortgage Lenders and Brokers in Lincoln, Delaware
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lincoln, Delaware mortgage lenders include Tidemark Federal Credit UnionTidemark Federal Credit Union34686 Old Postal Ln, Lewes, DE 19958 4781A+5.0 ★Texas Ratio: 1.21%, Artisans' BankArtisans' Bank1124 Pulaski Hwy, Bear, DE 19701A+5.0 ★Texas Ratio: 5.99%, WSFS bankWSFS bank210 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 3.10%, Fulton Bank, National AssociationFulton Bank, National Association100 Eden Circle, Bear, DE 19701A+5.0 ★Texas Ratio: 4.85%, Delaware State Police FCUDelaware State Police FCU6349 N Dupont Highway, Dover, DE 19901A+5.0 ★Texas Ratio: 4.25%, Wells Fargo Bank NAWells Fargo Bank NA1601 Governors Pl, Bear, DE 19701A+5.0 ★Texas Ratio: 5.36%, Shore United Bank, N.A.Shore United Bank, N.A.4580 S Dupont Hwy, Camden, DE 19934A5.0 ★Texas Ratio: 9.61%, M&T BankM&T Bank10 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 4.11%, Citizens Bank, NACitizens Bank, NA146 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 5.44%, and PNC Bank N.A.PNC Bank N.A.250 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lincoln, Delaware in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lincoln are listed first, then lenders elsewhere in Delaware, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lincoln, Delaware
Market share is the lender's share of all home loans closed in Lincoln, Delaware. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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34686 Old Postal Ln, Lewes, DE 19958 4781 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 2% | 100% | $105,000 | View |
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1124 Pulaski Hwy, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 2 | 2% | 100% | $260,000 | View |
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210 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 3.10% |
Conventional, HELOC | 1 +3 HELOCs |
1% | 100% | $315,000 | View |
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100 Eden Circle, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 1% | 100% | $285,000 | View |
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6349 N Dupont Highway, Dover, DE 19901 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 1% | 100% | $65,000 | View |
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1601 Governors Pl, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $315,000 | View |
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4580 S Dupont Hwy, Camden, DE 19934 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 1% | 50% | $85,000 | View |
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10 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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146 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 250 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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837 N Dupont Hwy, Dover, DE 19901 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Keystone Funding, Inc
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Conventional, FHA, VA | 8 | 8% | 100% | $363,750 | |
Del-One Federal Credti Union
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Conventional, HELOC | 5 +4 HELOCs |
5% | 55.6% | $65,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 2 | 2% | 100% | $235,000 | |
Discover Bank
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Conventional | 1 | 1% | 50% | $55,000 | |
Rocket Mortgage
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Conventional, FHA | 10 | 10% | 83.3% | $177,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 10 | 10% | 100% | $386,000 | |
loanDepot.com LLC
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Conventional, VA | 6 | 6% | 100% | $466,666 | |
United Wholesale Mortgage
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Conventional, FHA | 3 | 3% | 100% | $491,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 3% | 100% | $238,333 | |
Bayshore Mortgage Funding
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Conventional | 3 | 3% | 100% | $241,666 | |
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A5.0 ★Texas Ratio: 8.00% |
FHA, VA | 3 | 3% | 100% | $345,000 | View |
Tidewater Mortgage Services, Inc
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FHA | 2 | 2% | 66.7% | $310,000 | |
Nfm, Inc
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Conventional, VA | 2 | 2% | 100% | $360,000 | |
Aberdeen Proving Ground FCU
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Conventional | 2 | 2% | 100% | $325,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 2% | 66.7% | $180,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 2 | 2% | 100% | $255,000 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $85,000 | |
Kind Lending, LLC
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FHA, HELOC | 1 +1 HELOCs |
1% | 100% | $175,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 1% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 1% | 100% | $325,000 | View |
Primary Residential Mortgage, INC.
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FHA | 1 | 1% | 100% | $325,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 1% | 50% | $155,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 1% | 100% | $245,000 | View |
Newrez LLC
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Conventional | 1 | 1% | 50% | $65,000 | |
Nbkc Bank
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Conventional | 1 | 1% | 100% | $365,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 1% | 100% | $145,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1% | 100% | $485,000 | |
First Home Mortgage
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Conventional | 1 | 1% | 100% | $265,000 | |
AmWest Funding Corp
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Conventional | 1 | 1% | 100% | $455,000 | |
Cmg Mortgage Inc
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FHA | 1 | 1% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1% | 100% | $255,000 | View |
Police and Fire Federal Credit Union
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Conventional | 1 | 1% | 100% | $75,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1% | 100% | $525,000 | |
Nations Lending Corporation
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Conventional | 1 | 1% | 100% | $115,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 1% | 50% | $235,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 1% | 100% | $335,000 | View |
Horizon Farm Credit, ACA
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Conventional | 1 | 1% | 100% | $305,000 | |
Navy Federal Credit Union
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Conventional | 1 | 1% | 100% | $255,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 1% | 100% | $335,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 1% | 33.3% | $55,000 | |
Spring Eq, LLC
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Conventional | 1 | 1% | 50% | $105,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 1% | 100% | $245,000 | View |
Ark-La-Tex Financial Services LLC
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USDA | 1 | 1% | 100% | $335,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lincoln Mortgage Rate Trends
Daily average mortgage rates for Delaware compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lincoln, Delaware
Looking for mortgage lenders near me or mortgage brokers near me in Lincoln? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lincoln in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lincoln, DE
Use these to narrow the list above. Each category shows how many Lincoln, DE lenders fit and what that kind of lender is usually best for.
Who Lends in Lincoln, DE
Independent mortgage companies closed 74 percent of home loans in Lincoln, Delaware in 2025, banks 14 percent and credit unions 12 percent. Keystone Funding, Inc was the largest mortgage company, Artisans' Bank the largest bank and Tidemark Federal Credit Union the largest credit union. Among lenders headquartered in Delaware, Tidemark Federal Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Delaware. Realty transfer tax of 4 percent (2.5 percent state plus 1.5 percent county or municipal), customarily split evenly between buyer and seller; qualifying first-time buyers get 0.5 percent off the state portion on the first $400,000; no mortgage recording tax.
More Delaware Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lincoln, DE
By home loans closed in 2025, Tidemark Federal Credit Union was the largest mortgage lender in Lincoln, Delaware with 2 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Lincoln, Delaware in 2025, led by Keystone Funding, Inc with 3. 5 lenders closed VA loans, led by Lower, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 7 credit unions closed home loans in Lincoln, Delaware in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lincoln, Delaware during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lincoln, Delaware for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lincoln. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
