Mortgage Lenders and Brokers in Stepping Stone, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Stepping Stone, Colorado mortgage lenders include Westerra Credit UnionWesterra Credit Union7270A W 88th Ave, Arvada, CO 80003A+5.0 ★Texas Ratio: 3.20%, FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%, Canvas Credit UnionCanvas Credit Union7502 W 80th Ave, Arvada, CO 80003A5.0 ★Texas Ratio: 9.20%, US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, Bokf NABokf NA15490 E Hampden Ave, Aurora, CO 80013A+5.0 ★Texas Ratio: 1.05%, First Western Trust BankFirst Western Trust Bank201 N Mill St, Aspen, CO 81611A+5.0 ★Texas Ratio: 5.16%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, Wells Fargo Bank NAWells Fargo Bank NA6330 Mcintyre Pkwy, Arvada, CO 80403A+5.0 ★Texas Ratio: 5.36%, and Umb Bank NAUmb Bank NA12501 W 52nd Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 1.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Stepping Stone, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stepping Stone are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Stepping Stone, Colorado
Market share is the lender's share of all home loans closed in Stepping Stone, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20% |
Conventional, Jumbo, HELOC | 5 +3 HELOCs |
1.8% | 83.3% | $919,000 | View |
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1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
1.4% | 100% | $437,500 | View |
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7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20% |
Conventional, Jumbo, HELOC | 3 +4 HELOCs |
1.1% | 100% | $538,333 | View |
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9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.1% | 50% | $721,666 | View |
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9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 1.1% | 100% | $685,000 | View |
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15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, HELOC | 2 +4 HELOCs |
0.7% | 66.7% | $720,000 | View |
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201 N Mill St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 5.16% |
Conventional | 2 | 0.7% | 100% | $465,000 | View |
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2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,010,000 | View |
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6330 Mcintyre Pkwy, Arvada, CO 80403 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 100% | $545,000 | View |
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12501 W 52nd Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $75,000 | View |
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365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.4% | 100% | $535,000 | View |
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5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918 A+5.0 ★Texas Ratio: 3.12% |
FHA | 1 | 0.4% | 100% | $795,000 | View |
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1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.4% | 100% | $665,000 | View |
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13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +12 HELOCs |
0% | n/a | View | |
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9332 Dorchester St, Highlands Ranch, CO 80129 A+5.0 ★Texas Ratio: 4.02% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7203 W 55th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Premier Members Credit Union
12379 W 64th Ave, Arvada, CO 80004 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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12880 W 64th Ave, Arvada, CO 80004 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 6450 Indiana St, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ent Credit Union (68671)
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Conventional, Jumbo, HELOC | 8 +9 HELOCs |
2.8% | 81.8% | $691,250 | |
American Financing Corporation
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Conventional | 2 | 0.7% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.4% | 100% | $765,000 | View |
Megastar Finanacial Corp
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Conventional | 1 | 0.4% | 100% | $485,000 | |
The Mortgage Company
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Shea Mortgage Inc.
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Conventional, FHA, VA, Jumbo | 89 | 31.6% | 95.7% | $674,662 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 40 +1 HELOCs |
14.2% | 93.2% | $718,250 | |
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A5.0 ★Texas Ratio: 10.44% |
Conventional | 17 | 6% | 86.4% | $446,764 | View |
Guild Mortgage Company
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Conventional, FHA, VA, Jumbo | 14 | 5% | 100% | $530,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 4 | 1.4% | 100% | $495,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 4 | 1.4% | 100% | $702,500 | |
Synergy One Lending, Inc.
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Conventional, Jumbo | 4 | 1.4% | 100% | $822,500 | |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.1% | 100% | $798,333 | |
SWBC Mortgage Corporation
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Conventional | 3 | 1.1% | 100% | $418,333 | |
Lakeview Loan Servicing, LLC
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Conventional | 3 | 1.1% | 60% | $591,666 | |
Cmg Mortgage Inc
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Conventional, FHA | 3 | 1.1% | 100% | $665,000 | |
Provident Funding Associates
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Conventional | 3 | 1.1% | 100% | $575,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $125,000 | |
Liberty Federal Credit Union
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Conventional | 2 | 0.7% | 100% | $540,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.7% | 100% | $675,000 | |
Newrez LLC
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Conventional | 2 | 0.7% | 66.7% | $715,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $560,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 2 | 0.7% | 100% | $600,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.7% | 100% | $705,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.7% | 100% | $670,000 | |
Alliant Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $725,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $205,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.4% | 50% | $685,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $655,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $635,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.4% | 100% | $675,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $715,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $685,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 0.4% | 50% | $625,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $555,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $575,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $615,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 100% | $325,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.4% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
Discover Bank
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Conventional | 1 | 0.4% | 50% | $205,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.4% | 100% | $645,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $515,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.4% | 100% | $615,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $605,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.4% | 100% | $685,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $625,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 100% | $615,000 | |
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A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.4% | 100% | $745,000 | View |
DHI Mortgage Company, LTD.
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Conventional | 1 | 0.4% | 100% | $805,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.4% | 100% | $535,000 | View |
Toyota Financial Savings Bank
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Conventional | 1 | 0.4% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 50% | $725,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.4% | 100% | $835,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.4% | 50% | $625,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
Leaderone Financial Corp.
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Conventional | 1 | 0.4% | 100% | $555,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $585,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 100% | $725,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.4% | 100% | $475,000 | |
Blue Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Bank Fund Staff Federal Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Baxter Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Stepping Stone Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Stepping Stone, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Stepping Stone? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stepping Stone in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Stepping Stone, CO
Use these to narrow the list above. Each category shows how many Stepping Stone, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Stepping Stone, CO
Independent mortgage companies closed 82.3 percent of home loans in Stepping Stone, Colorado in 2025, banks 9.6 percent and credit unions 8.2 percent. FirstBank was the largest mortgage company, US Bank, N.A. the largest bank and Westerra Credit Union the largest credit union. Among lenders headquartered in Colorado, Westerra Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Stepping Stone, CO
By home loans closed in 2025, Westerra Credit Union was the largest mortgage lender in Stepping Stone, Colorado with 5 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Stepping Stone, Colorado, Shea Mortgage Inc. approved the highest share of completed applications in 2025 at 95.7 percent, against a 92.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Stepping Stone, Colorado in 2025, led by United Wholesale Mortgage with 3. 8 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 16 credit unions closed home loans in Stepping Stone, Colorado in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Stepping Stone, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stepping Stone, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stepping Stone. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
