Mortgage Lenders and Brokers in Manitou Springs, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Manitou Springs, Colorado mortgage lenders include The Central Trust BankThe Central Trust Bank5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918A+5.0 ★Texas Ratio: 3.12%, Integrity Bank & TrustIntegrity Bank & Trust702 S Nevada Ave, Colorado Spgs, CO 80903A5.0 ★Texas Ratio: 7.47%, Bank of America NABank of America NA5830 Independence St, Arvada, CO 80002A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, Air Academy Federal Credit UnionAir Academy Federal Credit Union4989 Factory Shops Blvd, Castle Rock, CO 80108A+5.0 ★Texas Ratio: 3.50%, NBH BankNBH Bank2061 Main St, Alamosa, CO 81101A+5.0 ★Texas Ratio: 2.90%, Wells Fargo Bank NAWells Fargo Bank NA6330 Mcintyre Pkwy, Arvada, CO 80403A+5.0 ★Texas Ratio: 5.36%, Sunflower Bank, N.A.Sunflower Bank, N.A.1738 Pearl St, Boulder, CO 80302A5.0 ★Texas Ratio: 10.77%, and Glacier BankGlacier Bank105 Centennial Plaza, Buena Vista, CO 81211A+5.0 ★Texas Ratio: 1.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Manitou Springs, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Manitou Springs are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Manitou Springs, Colorado
Market share is the lender's share of all home loans closed in Manitou Springs, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 4 | 4.3% | 100% | $517,500 | View |
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702 S Nevada Ave, Colorado Spgs, CO 80903 A5.0 ★Texas Ratio: 7.47% |
Conventional, Jumbo | 3 | 3.2% | 100% | $551,666 | View |
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5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 2.2% | 100% | $340,000 | View |
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9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
1.1% | 100% | $25,000 | View |
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9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +2 HELOCs |
1.1% | 100% | $745,000 | View |
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4989 Factory Shops Blvd, Castle Rock, CO 80108 A+5.0 ★Texas Ratio: 3.50% |
Conventional | 1 | 1.1% | 100% | $245,000 | View |
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2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 1.1% | 100% | $285,000 | View |
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6330 Mcintyre Pkwy, Arvada, CO 80403 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 100% | $725,000 | View |
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1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 1.1% | 100% | $485,000 | View |
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105 Centennial Plaza, Buena Vista, CO 81211 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 1.1% | 33.3% | $685,000 | View |
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7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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15590 W 64th Ave, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 6450 Indiana St, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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12501 W 52nd Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ent Credit Union (68671)
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Conventional, HELOC | 7 +25 HELOCs |
7.5% | 88.9% | $449,285 | |
Integrity Mortgage & Financial Inc.
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VA | 2 | 2.2% | 100% | $295,000 | |
Climb Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 15 | 16.1% | 88.2% | $491,000 | |
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A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA | 7 | 7.5% | 63.6% | $375,000 | View |
Guild Mortgage Company
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Conventional | 4 | 4.3% | 100% | $390,000 | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo | 3 | 3.2% | 100% | $731,666 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 3.2% | 100% | $461,666 | |
Nfm, Inc
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Conventional, VA | 3 | 3.2% | 100% | $531,666 | |
V.I.P. Mortgage, Inc.
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Conventional | 3 | 3.2% | 100% | $465,000 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 2 | 2.2% | 100% | $215,000 | |
loanDepot.com LLC
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Conventional | 2 | 2.2% | 66.7% | $340,000 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA | 2 | 2.2% | 100% | $355,000 | |
Provident Funding Associates
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Conventional | 2 | 2.2% | 100% | $495,000 | |
New American Funding, LLC.
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Conventional, VA | 2 | 2.2% | 100% | $475,000 | |
The Loan Store, Inc
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Conventional | 2 | 2.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 5.32% |
Conventional, FHA | 2 | 2.2% | 100% | $575,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 2.2% | 100% | $220,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $55,000 | |
Originpoint, LLC
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Conventional | 1 | 1.1% | 100% | $395,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.1% | 50% | $445,000 | |
Newrez LLC
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Conventional | 1 | 1.1% | 100% | $325,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $635,000 | |
Group Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $265,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 1.1% | 100% | $755,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.1% | 100% | $475,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1.1% | 100% | $165,000 | View |
BoxCar Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $385,000 | |
Mortgage Research Center
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VA | 1 | 1.1% | 100% | $395,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
VA | 1 | 1.1% | 100% | $415,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 1.1% | 100% | $465,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 1.1% | 100% | $635,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Manitou Springs Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Manitou Springs, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Manitou Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Manitou Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Manitou Springs, CO
Use these to narrow the list above. Each category shows how many Manitou Springs, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Manitou Springs, CO
Independent mortgage companies closed 73.1 percent of home loans in Manitou Springs, Colorado in 2025, banks 18.3 percent and credit unions 8.6 percent. Integrity Mortgage & Financial Inc. was the largest mortgage company, The Central Trust Bank the largest bank and Air Academy Federal Credit Union the largest credit union. Among lenders headquartered in Colorado, Integrity Bank & Trust led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Manitou Springs, CO
By home loans closed in 2025, The Central Trust Bank was the largest mortgage lender in Manitou Springs, Colorado with 4 loans, about 4.3 percent of the market. The largest lender headquartered in Colorado was Integrity Bank & Trust with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Manitou Springs, Colorado in 2025, led by United Wholesale Mortgage with 2. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 5 credit unions closed home loans in Manitou Springs, Colorado in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Manitou Springs, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Manitou Springs, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Manitou Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
