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Mortgage Lenders and Brokers in Edwards, Colorado

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Edwards, Colorado mortgage lenders include Alpine BankAlpine Bank69 Edwards Access Rd, Edwards, CO 81632A+5.0 ★Texas Ratio: 1.98%, MidFirst BankMidFirst Bank105 Edwards Village Boulevard, Edwards, CO 81632A+5.0 ★Texas Ratio: 4.93%, FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, Bokf NABokf NA15490 E Hampden Ave, Aurora, CO 80013A+5.0 ★Texas Ratio: 1.05%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, US Bank, N.A.US Bank, N.A.34353 Highway 6 Ste C Bldg 101, Edwards, CO 81632A+5.0 ★Texas Ratio: 2.85%, First Western Trust BankFirst Western Trust Bank201 N Mill St, Aspen, CO 81611A+5.0 ★Texas Ratio: 5.16%, Bank of America NABank of America NA5830 Independence St, Arvada, CO 80002A+5.0 ★Texas Ratio: 4.14%, and ANB BankANB Bank325 E Main St, Aspen, CO 81611A+5.0 ★Texas Ratio: 3.70%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Edwards, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Edwards are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Edwards, Colorado

Market share is the lender's share of all home loans closed in Edwards, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Alpine Bank 1 office in Edwards 69 Edwards Access Rd, Edwards, CO 81632 A+5.0 ★Texas Ratio: 1.98%	Conventional, Jumbo, HELOC	10 +10 HELOCs	4.2%	73.3%	$1,503,000	View
MidFirst Bank 1 office in Edwards 105 Edwards Village Boulevard, Edwards, CO 81632 A+5.0 ★Texas Ratio: 4.93%	HELOC	0 +1 HELOCs	0%	n/a		View
FirstBank 1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo, HELOC	37 +21 HELOCs	15.5%	90.7%	$875,810	View
JPMorgan Chase Bank, NA 9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	12	5%	70.6%	$3,398,333	View
Bokf NA 15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05%	Conventional, Jumbo, HELOC	11 +2 HELOCs	4.6%	91.7%	$927,727	View
Elevations Credit Union 2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03%	Conventional, Jumbo, HELOC	10 +1 HELOCs	4.2%	76.9%	$1,314,000	View
US Bank, N.A. 34353 Highway 6 Ste C Bldg 101, Edwards, CO 81632 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	9 +4 HELOCs	3.8%	81.8%	$2,210,555	View
First Western Trust Bank 201 N Mill St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 5.16%	Conventional, Jumbo	8	3.4%	100%	$2,703,750	View
Bank of America NA 5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	6 +3 HELOCs	2.5%	87.5%	$2,271,666	View
ANB Bank 325 E Main St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.70%	Conventional, Jumbo	6	2.5%	100%	$1,523,333	View
Wells Fargo Bank NA 34237 Highway 6, Edwards, CO 81632 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	6	2.5%	75%	$1,866,666	View
Huntington National Bank 7203 W 55th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	2	0.8%	100%	$2,115,000	View
Bank of Colorado 365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16%	Conventional	1	0.4%	100%	$1,165,000	View
NBH Bank 2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90%	Conventional, Jumbo	1	0.4%	100%	$1,305,000	View
First Ciitizens Bank and Trust 1601 28th St, Boulder, CO 80301 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo	1	0.4%	100%	$1,855,000	View
The Northern Trust Co 1401 Lawrence St, Denver, CO 80202 A4.7 ★Texas Ratio: 0.83%	Conventional, Jumbo	1	0.4%	100%	$1,505,000	View
The Eastern Colorado Bank 2121 Rose Ave, Burlington, CO 80807 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	1	0.4%	100%	$1,405,000	View
The Central Trust Bank 5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918 A+5.0 ★Texas Ratio: 3.12%	Conventional, Jumbo	1	0.4%	100%	$1,255,000	View
Sunflower Bank, N.A. 1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.4%	100%	$405,000	View
First National Bank of Omaha 3033 Iris Ave, Boulder, CO 80301 A+5.0 ★Texas Ratio: 4.82%	Conventional, Jumbo	1	0.4%	100%	$2,005,000	View
Zions Bancorporation, N.A. 534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +3 HELOCs	0%	n/a		View
BMO Harris Bank NA 12880 W 64th Ave, Arvada, CO 80004 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +2 HELOCs	0%	0%		View
Air Academy Federal Credit Union 4989 Factory Shops Blvd, Castle Rock, CO 80108 A+5.0 ★Texas Ratio: 3.50%	HELOC	0 +1 HELOCs	0%	n/a		View
Busey Bank 1 S Nevada Ave, Colorado Springs, CO 80903 A+5.0 ★Texas Ratio: 2.31%	HELOC	0 +1 HELOCs	0%	n/a		View
Bellco Credit Union 13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71%	HELOC	0 +1 HELOCs	0%	n/a		View
Canvas Credit Union 7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20%	HELOC	0 +1 HELOCs	0%	n/a		View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	4	1.7%	80%	$1,475,000	View
Ent Credit Union (68671)	HELOC	0 +4 HELOCs	0%	n/a
Climb Credit Union	HELOC	0 +1 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, Jumbo, HELOC	22 +1 HELOCs	9.2%	95.7%	$628,636
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	9	3.8%	90%	$1,759,444	View
Guaranteed Rate, Inc.	Conventional, Jumbo	7	2.9%	87.5%	$746,428
Cmg Mortgage Inc	Conventional, HELOC	4 +1 HELOCs	1.7%	100%	$712,500
Rocket Mortgage A5.0 ★Texas Ratio: 10.44%	Conventional, Jumbo	4	1.7%	57.1%	$592,500	View
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	4	1.7%	100%	$1,202,500	View
Spring Eq, LLC	Conventional, HELOC	3 +1 HELOCs	1.3%	50%	$151,666
Securitynational Mortgage Company	Conventional	3	1.3%	75%	$218,333
Cadence Bank	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.8%	100%	$2,430,000
Cornerstone First Mortgage, LLC	Conventional, Jumbo	2	0.8%	100%	$2,665,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	2	0.8%	100%	$4,110,000	View
CrossCountry Mortgage, LLC	Conventional, Jumbo	2	0.8%	100%	$1,340,000
Deephaven Mortgage LLC	Conventional, Jumbo	2	0.8%	100%	$800,000
Pike Creek Mortgage Services, Inc.	Conventional	2	0.8%	100%	$1,205,000
The Loan Store, Inc	Conventional	2	0.8%	66.7%	$420,000
Mason-McDuffie Mortgage Corporation	Conventional	2	0.8%	100%	$1,015,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, HELOC	1 +1 HELOCs	0.4%	100%	$585,000	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, HELOC	1 +1 HELOCs	0.4%	50%	$285,000
Originpoint, LLC	Conventional, Jumbo	1	0.4%	100%	$1,425,000
Premier Mortgage Resources, LLC	Conventional, Jumbo	1	0.4%	100%	$1,505,000
First Horizon Bank ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.4%	100%	$875,000	View
SWBC Mortgage Corporation	Conventional	1	0.4%	100%	$725,000
Carrollton Bank A+5.0 ★Texas Ratio: 3.58%	Conventional, Jumbo	1	0.4%	100%	$2,325,000	View
Kind Lending, LLC	Conventional, Jumbo	1	0.4%	50%	$2,945,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional, Jumbo	1	0.4%	100%	$1,685,000	View
Loanunited.Com, LLC	FHA	1	0.4%	100%	$505,000
Pennymac Loan Services LLC	Conventional	1	0.4%	100%	$115,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.4%	100%	$805,000	View
PFN Lending Group, Inc.	Conventional, Jumbo	1	0.4%	100%	$2,015,000
Flat Branch Mortgage, Inc.	Conventional	1	0.4%	100%	$465,000
CNB St Louis Bank A+5.0 ★Texas Ratio: 5.88%	Conventional, Jumbo	1	0.4%	100%	$2,905,000	View
Highlands Residential Mortgage, Ltd.	Conventional, Jumbo	1	0.4%	100%	$1,305,000
Signature Bank, N.A. A+5.0 ★Texas Ratio: 5.37%	Conventional	1	0.4%	100%	$1,005,000	View
Delta Community Credit Union	Conventional	1	0.4%	100%	$805,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.4%	100%	$895,000	View
Bridgewater Bank A+5.0 ★Texas Ratio: 3.43%	Conventional	1	0.4%	100%	$315,000	View
Cogent Bank A+5.0 ★Texas Ratio: 2.54%	Conventional	1	0.4%	100%	$565,000	View
Baxter Credit Union	Conventional	1	0.4%	100%	$1,135,000
Nationstar Mortgage	Conventional	1	0.4%	33.3%	$255,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.4%	50%	$605,000	View
V.I.P. Mortgage, Inc.	Conventional, Jumbo	1	0.4%	100%	$1,445,000
Logan Finance Corporation	Conventional, Jumbo	1	0.4%	100%	$2,525,000
Citadel Servicing Corporation	Conventional, Jumbo	1	0.4%	100%	$1,735,000
Nations Direct Mortgage, LLC	Conventional	1	0.4%	100%	$605,000
Lower, LLC A+5.0 ★Texas Ratio: 5.32%	Conventional	1	0.4%	100%	$245,000	View
Nmsi, Inc.	Conventional	1	0.4%	100%	$505,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	1	0.4%	50%	$2,005,000	View
21St Mortgage	Conventional	1	0.4%	100%	$155,000
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	1	0.4%	100%	$3,575,000	View
Nexera Holding LLC	Conventional, Jumbo	1	0.4%	100%	$1,425,000
Carrington Mortgage Services LLC	VA	1	0.4%	100%	$675,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.4%	100%	$155,000	View
Origin Bank A5.0 ★Texas Ratio: 6.66%	Conventional, Jumbo	1	0.4%	100%	$2,205,000	View
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +1 HELOCs	0%	n/a
loanDepot.com LLC	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +1 HELOCs	0%	n/a		View
Angel Oak Mortgage Solutions LLC	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Security Service A5.0 ★Texas Ratio: 6.91%	HELOC	0 +1 HELOCs	0%	n/a
First American Bank A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View
Armstrong Bank A+5.0 ★Texas Ratio: 3.14%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Edwards Mortgage Rate Trends

Daily average mortgage rates for Colorado compared with the national average, updated every evening.

30-Year Fixed CO Avg

7.497%

▲ 0.086 vs 7 days ago

15-Year Fixed CO Avg

7.004%

▲ 0.048 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Edwards, Colorado

Looking for mortgage lenders near me or mortgage brokers near me in Edwards? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Edwards in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Edwards, CO

Use these to narrow the list above. Each category shows how many Edwards, CO lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 36 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 45 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 13 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 1 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 1 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 43 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CO 15 lenders headquartered in Colorado, the closest thing to a mortgage lender near you

Who Lends in Edwards, CO

Independent mortgage companies closed 47.1 percent of home loans in Edwards, Colorado in 2025, banks 47.5 percent and credit unions 5.5 percent. FirstBank was the largest mortgage company, Alpine Bank the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, Alpine Bank led with 10 loans.

47.1%

Mortgage companies

47.5%

Banks

5.5%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.

More Colorado Mortgage Lender Pages

All Colorado lenders 874 lenders Colorado Springs 345 lenders Denver 409 lenders Aurora 343 lenders Lakewood 242 lenders Thornton 247 lenders Castle Rock 266 lenders Arvada 247 lenders Fort Collins 231 lenders Centennial 247 lenders Pueblo 179 lenders Commerce City 209 lenders Parker 214 lenders

Frequently Asked Questions About Mortgage Lenders in Edwards, CO

Who is the largest mortgage lender in Edwards, CO?

By home loans closed in 2025, Alpine Bank was the largest mortgage lender in Edwards, Colorado with 10 loans, about 4.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Edwards, CO mortgage lenders offer FHA, VA and USDA loans?

1 lenders closed FHA loans in Edwards, Colorado in 2025, led by Loanunited.Com, LLC with 1. 1 lenders closed VA loans, led by Carrington Mortgage Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Edwards, CO lender list?

Yes. 45 banks and 13 credit unions closed home loans in Edwards, Colorado in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Edwards, CO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Edwards, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Edwards, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Edwards. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.