Mortgage Lenders and Brokers in Delta, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Delta, Colorado mortgage lenders include US Bank, N.A.US Bank, N.A.488 Highway 92, Delta, CO 81416A+5.0 ★Texas Ratio: 2.85%, Alpine BankAlpine Bank1660 State Highway 92, Delta, CO 81416A+5.0 ★Texas Ratio: 1.98%, BMO Harris Bank NABMO Harris Bank NA402 Main St, Delta, CO 81416A+5.0 ★Texas Ratio: 3.54%, Wells Fargo Bank NAWells Fargo Bank NA500 Palmer St, Delta, CO 81416A+5.0 ★Texas Ratio: 5.36%, OakStar BankOakStar Bank150 Gunnison River Dr, Delta, CO 81416A+5.0 ★Texas Ratio: 3.21%, Bank of ColoradoBank of Colorado1443 Mesa View Dr, Delta, CO 81416A+5.0 ★Texas Ratio: 3.16%, The Central Trust BankThe Central Trust Bank5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918A+5.0 ★Texas Ratio: 3.12%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, Bokf NABokf NA15490 E Hampden Ave, Aurora, CO 80013A+5.0 ★Texas Ratio: 1.05%, and Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Delta, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Delta are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Delta, Colorado
Market share is the lender's share of all home loans closed in Delta, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Delta 488 Highway 92, Delta, CO 81416 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
2% | 66.7% | $170,000 | View |
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1 office in Delta 1660 State Highway 92, Delta, CO 81416 A+5.0 ★Texas Ratio: 1.98% |
Conventional, HELOC | 2 +5 HELOCs |
0.7% | 100% | $130,000 | View |
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1 office in Delta 402 Main St, Delta, CO 81416 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +8 HELOCs |
0.3% | 100% | $125,000 | View |
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1 office in Delta 500 Palmer St, Delta, CO 81416 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 50% | $265,000 | View |
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★ 5 stars, 1 review 1 office in Delta 150 Gunnison River Dr, Delta, CO 81416 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1443 Mesa View Dr, Delta, CO 81416 A+5.0 ★Texas Ratio: 3.16% |
Conventional, HELOC | 9 +3 HELOCs |
2.9% | 81.8% | $253,888 | View |
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5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
2.3% | 100% | $269,285 | View |
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9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1% | 100% | $225,000 | View |
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15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
Premier Members Credit Union
12379 W 64th Ave, Arvada, CO 80004 |
Conventional | 1 | 0.3% | 100% | $155,000 | |
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★ 1.7 stars, 3 reviews 6450 Indiana St, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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333 W Aspen Ave, Fruita, CO 81521 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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105 Centennial Plaza, Buena Vista, CO 81211 A+5.0 ★Texas Ratio: 1.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Solutions of Colorado
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Conventional, FHA, VA | 6 | 2% | 87.5% | $250,000 | |
Loan Simple, Inc.
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Conventional, FHA | 3 | 1% | 75% | $221,666 | |
Ent Credit Union (68671)
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Conventional, FHA | 2 | 0.7% | 100% | $335,000 | |
American Financing Corporation
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VA | 1 | 0.3% | 25% | $415,000 | |
The Mortgage Company
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VA | 1 | 0.3% | 100% | $455,000 | |
Climb Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA, USDA | 71 | 23.2% | 98.6% | $217,957 | View |
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A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA, VA | 24 | 7.8% | 78.1% | $221,666 | View |
Guild Mortgage Company
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Conventional, FHA, VA | 24 | 7.8% | 100% | $265,833 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 23 | 7.5% | 75% | $340,217 | |
New American Funding, LLC.
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Conventional, FHA, VA | 22 | 7.2% | 91.7% | $180,909 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 15 | 4.9% | 100% | $201,666 | |
Pennymac Loan Services LLC
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Conventional | 7 | 2.3% | 87.5% | $136,428 | |
Mortgage Research Center
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VA | 7 | 2.3% | 58.3% | $360,714 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 1.6% | 85.7% | $321,000 | |
The Mortgage Link, Inc.
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Conventional, FHA | 5 | 1.6% | 100% | $325,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.3% | 80% | $212,500 | |
Carrington Mortgage Services LLC
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Conventional, VA | 4 | 1.3% | 66.7% | $242,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 1% | 100% | $341,666 | |
Amerisave Mortgage Company
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Conventional | 3 | 1% | 50% | $178,333 | |
Nationstar Mortgage
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Conventional, VA | 3 | 1% | 75% | $171,666 | |
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A+5.0 ★Texas Ratio: 5.32% |
Conventional, FHA | 3 | 1% | 60% | $168,333 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1% | 100% | $315,000 | |
Nextmortgage, LLC
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Conventional | 2 | 0.7% | 66.7% | $200,000 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA | 2 | 0.7% | 100% | $380,000 | |
Cardinal Financial Company, Li
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Conventional, VA | 2 | 0.7% | 100% | $205,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.7% | 100% | $310,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.7% | 100% | $635,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.7% | 66.7% | $95,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.7% | 28.6% | $120,000 | |
Goodleap, LLC
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VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $355,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
Primelending
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Newrez LLC
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Conventional | 1 | 0.3% | 66.7% | $425,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
Bay Equity LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $245,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $275,000 | |
T2 Financial LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
USDA | 1 | 0.3% | 100% | $235,000 | View |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.3% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.3% | 100% | $435,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 100% | $495,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.3% | 100% | $45,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 50% | $285,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Meridian Trust Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Delta Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Delta, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Delta? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Delta in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Delta, CO
Use these to narrow the list above. Each category shows how many Delta, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Delta, CO
Independent mortgage companies closed 61.1 percent of home loans in Delta, Colorado in 2025, banks 37.3 percent and credit unions 1.6 percent. Mortgage Solutions of Colorado was the largest mortgage company, US Bank, N.A. the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, Alpine Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Delta, CO
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Delta, Colorado with 6 loans, about 2 percent of the market. The largest lender headquartered in Colorado was Alpine Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Delta, Colorado, Cornerstone Capital Bank, Ssb approved the highest share of completed applications in 2025 at 98.6 percent, against a 85 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Delta, Colorado in 2025, led by Cornerstone Capital Bank, Ssb with 17. 18 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 14 credit unions closed home loans in Delta, Colorado in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Delta, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Delta, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Delta. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
