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Mortgage Lenders and Brokers in Dakota Ridge, Colorado

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Dakota Ridge, Colorado mortgage lenders include FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, Canvas Credit UnionCanvas Credit Union7502 W 80th Ave, Arvada, CO 80003A5.0 ★Texas Ratio: 9.20%, US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, Wells Fargo Bank NAWells Fargo Bank NA6330 Mcintyre Pkwy, Arvada, CO 80403A+5.0 ★Texas Ratio: 5.36%, Sunflower Bank, N.A.Sunflower Bank, N.A.1738 Pearl St, Boulder, CO 80302A5.0 ★Texas Ratio: 10.77%, Colorado Credit UnionColorado Credit Union365 W 1st St, Akron, CO 80720A+5.0 ★Texas Ratio: 3.16%, Bokf NABokf NA15490 E Hampden Ave, Aurora, CO 80013A+5.0 ★Texas Ratio: 1.05%, and BMO Harris Bank NABMO Harris Bank NA12880 W 64th Ave, Arvada, CO 80004A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Dakota Ridge, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dakota Ridge are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Dakota Ridge, Colorado

Market share is the lender's share of all home loans closed in Dakota Ridge, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
FirstBank 1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00%	Conventional, HELOC	17 +7 HELOCs	2.3%	85.7%	$235,588	View
JPMorgan Chase Bank, NA 9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68%	Conventional	11	1.5%	85.7%	$471,363	View
Canvas Credit Union 7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20%	Conventional, HELOC	8 +34 HELOCs	1.1%	100%	$498,750	View
US Bank, N.A. 9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	8 +16 HELOCs	1.1%	53.3%	$396,250	View
Elevations Credit Union 2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03%	Conventional, FHA, VA, HELOC	7 +2 HELOCs	1%	100%	$450,714	View
Wells Fargo Bank NA 6330 Mcintyre Pkwy, Arvada, CO 80403 A+5.0 ★Texas Ratio: 5.36%	Conventional	4	0.5%	66.7%	$325,000	View
Sunflower Bank, N.A. 1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77%	Conventional	3	0.4%	100%	$365,000	View
Colorado Credit Union 365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	2 +6 HELOCs	0.3%	100%	$355,000	View
Bokf NA 15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05%	Conventional, HELOC	2 +2 HELOCs	0.3%	100%	$580,000	View
BMO Harris Bank NA 12880 W 64th Ave, Arvada, CO 80004 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	2 +2 HELOCs	0.3%	100%	$170,000	View
Keybank National Association 15590 W 64th Ave, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	2 +1 HELOCs	0.3%	100%	$365,000	View
Bank of America NA 5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +1 HELOCs	0.3%	100%	$410,000	View
Westerra Credit Union 7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20%	Conventional, HELOC	1 +14 HELOCs	0.1%	50%	$195,000	View
Denver Fire Department FCU 12 Lakeside Ln, Denver, CO 80212 7413 A+5.0 ★Texas Ratio: 0.31%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$125,000	View
First Western Trust Bank 201 N Mill St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0.1%	100%	$525,000	View
Affidian Credit Union 992 Potomac Cir, Aurora, CO 80011 A+5.0 ★Texas Ratio: 2.97%	Conventional	1	0.1%	100%	$55,000	View
Commerce Bank 15305 E Colfax Ave, Aurora, CO 80011 A+5.0 ★Texas Ratio: 0.89%	Conventional	1	0.1%	100%	$475,000	View
Foothills Credit Union 7990 W Alameda Ave, Lakewood, CO 80226 A-4.9 ★Texas Ratio: 15.96%	Conventional	1	0.1%	100%	$85,000	View
NBH Bank 2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90%	VA	1	0.1%	100%	$515,000	View
Space Age Credit Union 3033 S Parker Rd Ste 800, Aurora, CO 80014 A-4.9 ★Texas Ratio: 16.29%	Conventional	1	0.1%	100%	$105,000	View
Points West Community Bank 3227 S Timberline Rd, Fort Collins, CO 80525 A+5.0 ★Texas Ratio: 0.27%	Conventional	1	0.1%	100%	$255,000	View
On Tap Credit Union 5675 Olde Wadsworth Blvd, Arvada, CO 80002 A5.0 ★Texas Ratio: 9.06%	Conventional	1	0.1%	50%	$105,000	View
Fidelis Catholic Federal Credit Union 6320 Wadsworth Blvd, Arvada, CO 80003 4838 A+5.0 ★Texas Ratio: 2.76%	Conventional	1	0.1%	100%	$105,000	View
Umb Bank NA 12501 W 52nd Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 1.78%	Conventional	1	0.1%	100%	$435,000	View
Bellco Credit Union 13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71%	HELOC	0 +52 HELOCs	0%	n/a		View
Credit Union of Denver 900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33%	HELOC	0 +17 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 6450 Indiana St, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +5 HELOCs	0%	n/a		View
Credit Union of Colorado, A Federal Credit Union 8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16%	HELOC	0 +5 HELOCs	0%	n/a		View
Partner Colorado Credit Union 6221 Sheridan Blvd, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16%	HELOC	0 +4 HELOCs	0%	n/a		View
Red Rocks CU 9332 Dorchester St, Highlands Ranch, CO 80129 A+5.0 ★Texas Ratio: 4.02%	HELOC	0 +3 HELOCs	0%	n/a		View
Premier Members Credit Union 12379 W 64th Ave, Arvada, CO 80004	HELOC	0 +3 HELOCs	0%	n/a
Huntington National Bank 7203 W 55th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.66%	HELOC	0 +2 HELOCs	0%	0%		View
Alpine Bank 119 Aspen Airport Business Ctr, Aspen, CO 81611 A+5.0 ★Texas Ratio: 1.98%	HELOC	0 +1 HELOCs	0%	n/a		View
American Financing Corporation	Conventional, FHA	15	2.1%	48.6%	$176,333
Pivot Financial Partners, Inc	Conventional, FHA	14	1.9%	100%	$617,857
Ent Credit Union (68671)	Conventional, FHA, HELOC	7 +17 HELOCs	1%	84.6%	$506,428
The Mortgage Company	Conventional	3	0.4%	100%	$365,000
Loan Simple, Inc.	FHA	2	0.3%	100%	$565,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$425,000	View
American Liberty Mortgage Inco	Conventional	1	0.1%	100%	$595,000
Ideal Home Loans LLC	Conventional	1	0.1%	100%	$335,000
Megastar Finanacial Corp	Conventional	1	0.1%	100%	$445,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$525,000
Climb Credit Union	HELOC	0 +9 HELOCs	0%	n/a
Denver Community Credit Union A+5.0 ★Texas Ratio: 2.31%	HELOC	0 +4 HELOCs	0%	n/a		View
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	112 +4 HELOCs	15.3%	95%	$471,607
Rocket Mortgage A5.0 ★Texas Ratio: 10.44%	Conventional, FHA, VA	66	9%	87.2%	$343,787	View
loanDepot.com LLC	Conventional, FHA, VA, HELOC	32 +2 HELOCs	4.4%	94.1%	$444,375
Guild Mortgage Company	Conventional, FHA, VA	21	2.9%	86.2%	$409,285
CrossCountry Mortgage, LLC	Conventional, FHA, VA	18	2.5%	94.7%	$437,222
Fairway Independent Mort Corp	Conventional, FHA, VA, HELOC	17 +1 HELOCs	2.3%	94.4%	$392,647
Guaranteed Rate, Inc.	Conventional, FHA, VA	17	2.3%	100%	$440,294
Pennymac Loan Services LLC	Conventional, FHA, VA	15	2.1%	83.3%	$430,333
New American Funding, LLC.	Conventional, FHA, VA, HELOC	13 +3 HELOCs	1.8%	100%	$396,538
Nationstar Mortgage	Conventional, FHA	13	1.8%	86.7%	$257,307
Cmg Mortgage Inc	Conventional, FHA, HELOC	11 +4 HELOCs	1.5%	100%	$444,090
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	11	1.5%	59.1%	$396,818
Movement Mortgage, LLC	Conventional, FHA, VA	11	1.5%	100%	$510,454
Provident Funding Associates	Conventional	10	1.4%	100%	$498,000
V.I.P. Mortgage, Inc.	Conventional, FHA, VA	10	1.4%	100%	$499,000
Keystone Funding, Inc	Conventional, VA	9	1.2%	100%	$611,666
The Loan Store, Inc	Conventional, FHA, VA	9	1.2%	100%	$552,777
Zillow Home Loans, LLC	Conventional	8	1.1%	100%	$441,250
Freedom Mortgage Corporation	Conventional, FHA, VA	7	1%	77.8%	$487,857
Kind Lending, LLC	Conventional, FHA	7	1%	100%	$400,714
Synergy One Lending, Inc.	Conventional, FHA	7	1%	100%	$486,428
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	6 +4 HELOCs	0.8%	72.7%	$328,333
Security Service A5.0 ★Texas Ratio: 6.91%	Conventional, HELOC	6 +4 HELOCs	0.8%	100%	$203,333
Newrez LLC	Conventional, VA	6	0.8%	60%	$190,000
Lower, LLC A+5.0 ★Texas Ratio: 5.32%	Conventional, FHA	6	0.8%	100%	$568,333	View
Guaranteed Rate Affinity, LLC	Conventional, VA	5	0.7%	100%	$511,000
Sage Home Loans Corporation	Conventional	5	0.7%	100%	$591,000
Planet Home Lending, LLC	Conventional, FHA	5	0.7%	100%	$563,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.7%	83.3%	$255,000	View
Sierra Pacific Mortgage Co. Inc	Conventional, HELOC	4 +1 HELOCs	0.5%	100%	$535,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	4	0.5%	100%	$497,500	View
Union Home Mortgage Corp.	Conventional	4	0.5%	80%	$382,500
Mutual of Omaha Mortgage	Conventional	4	0.5%	80%	$462,500
Everett Financial, Inc.	Conventional, FHA, HELOC	3 +1 HELOCs	0.4%	100%	$598,333
Originpoint, LLC	Conventional, VA	3	0.4%	100%	$535,000
SWBC Mortgage Corporation	Conventional	3	0.4%	100%	$425,000
NOVA Financial & Investment Corporation	Conventional	3	0.4%	100%	$518,333
Amerisave Mortgage Company	Conventional, FHA	3	0.4%	42.9%	$345,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	3	0.4%	100%	$518,333	View
Bay Equity LLC	Conventional	3	0.4%	100%	$391,666
Towne Mortgage Company A-4.9 ★Texas Ratio: 16.23%	Conventional, FHA	3	0.4%	100%	$378,333	View
Prosperity Home Mortgage, LLC	Conventional, VA	3	0.4%	100%	$601,666
Spring Eq, LLC	Conventional, HELOC	2 +4 HELOCs	0.3%	37.5%	$85,000
Alliant Credit Union	Conventional, HELOC	2 +1 HELOCs	0.3%	100%	$750,000
Primelending	Conventional	2	0.3%	100%	$405,000
The Union Bank Company A+5.0 ★Texas Ratio: 0.68%	Conventional	2	0.3%	100%	$330,000	View
Allied Mortgage Group, Inc	Conventional, VA	2	0.3%	100%	$460,000
Resicentral LLC	Conventional	2	0.3%	100%	$170,000
Select Lending Services, LLC	Conventional, FHA	2	0.3%	100%	$505,000
Home Mortgage Advisors, LLC	Conventional	2	0.3%	100%	$390,000
T2 Financial LLC	Conventional	2	0.3%	100%	$465,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.3%	100%	$635,000	View
Mortgage Research Center	VA	2	0.3%	50%	$580,000
Pentagon Federal Credit Union	Conventional, FHA	2	0.3%	100%	$410,000
Better Mortgage Corporation	Conventional, VA	2	0.3%	100%	$375,000
Iserve Residential Lending	Conventional, FHA	2	0.3%	100%	$615,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	2	0.3%	100%	$430,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.3%	100%	$495,000	View
Plaza Home Mortgage, Inc	Conventional	2	0.3%	100%	$290,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	2	0.3%	100%	$365,000
Tomo Mortgage LLC	Conventional	2	0.3%	100%	$395,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +7 HELOCs	0.1%	100%	$485,000
Goodleap, LLC	FHA, HELOC	1 +2 HELOCs	0.1%	100%	$285,000
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo, HELOC	1 +2 HELOCs	0.1%	100%	$1,345,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$355,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$595,000	View
Liberty Federal Credit Union	Conventional	1	0.1%	100%	$565,000
Envoy Mortgage, Ltd	FHA	1	0.1%	100%	$585,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$155,000
Nbkc Bank	Conventional	1	0.1%	50%	$265,000
Orchard Mortgage, LLC	Conventional	1	0.1%	100%	$105,000
Equity Prime Mortgage LLC	VA	1	0.1%	100%	$695,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	50%	$605,000	View
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$525,000
Bank Iowa A5.0 ★Texas Ratio: 12.73%	Conventional	1	0.1%	100%	$555,000	View
Loanunited.Com, LLC	Conventional	1	0.1%	100%	$545,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0.1%	100%	$545,000	View
HomeStreet Bank	Conventional	1	0.1%	100%	$525,000
Oaktree Funding Corp	Conventional	1	0.1%	100%	$495,000
American Financial Network, Inc.	VA	1	0.1%	100%	$485,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	1	0.1%	100%	$105,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$285,000	View
PFN Lending Group, Inc.	Conventional	1	0.1%	100%	$535,000
Discover Bank	Conventional	1	0.1%	20%	$55,000
Sun West Mortgage Company, Inc A5.0 ★Texas Ratio: 6.66%	FHA	1	0.1%	100%	$445,000	View
Direct Mortgage Corp A+5.0 ★Texas Ratio: 3.64%	VA	1	0.1%	100%	$615,000	View
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$405,000
Peoples Bank A+5.0 ★Texas Ratio: 1.17%	Conventional	1	0.1%	100%	$595,000	View
Builders Choice Mortgage LLC	Conventional	1	0.1%	100%	$365,000
Flexpoint, Inc.	Conventional	1	0.1%	100%	$505,000
Highlands Residential Mortgage, Ltd.	FHA	1	0.1%	100%	$585,000
Homeowners Financial Group, LLC	Conventional	1	0.1%	100%	$745,000
New Day Financial, LLC.	VA	1	0.1%	20%	$545,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.1%	100%	$495,000	View
Peoples Mortgage Company	Conventional	1	0.1%	100%	$535,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$145,000	View
Castle & Cooke Mortgage, LLC	Conventional	1	0.1%	100%	$495,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$505,000
Communityamerica Federal Credit Union	Conventional	1	0.1%	100%	$425,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$465,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$445,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$175,000	View
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$405,000
Nmsi, Inc.	FHA	1	0.1%	100%	$495,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$495,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$635,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$515,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$555,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	1	0.1%	100%	$515,000	View
Paramount Residential Mortgage	FHA	1	0.1%	100%	$535,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$605,000
Carrington Mortgage Services LLC	Conventional	1	0.1%	100%	$85,000
Servbank, N.A. A+5.0 ★Texas Ratio: 3.26%	VA	1	0.1%	100%	$325,000	View
Champions Funding, LLC	Conventional	1	0.1%	100%	$565,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$215,000
Flyhomes Mortgage LLC	Conventional	1	0.1%	100%	$125,000
Figure Lending LLC	HELOC	0 +8 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +5 HELOCs	0%	n/a		View
Blue Federal Credit Union	HELOC	0 +2 HELOCs	0%	0%
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +2 HELOCs	0%	n/a		View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +2 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Midwestone Bank	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Dakota Ridge Mortgage Rate Trends

Daily average mortgage rates for Colorado compared with the national average, updated every evening.

30-Year Fixed CO Avg

7.497%

▲ 0.086 vs 7 days ago

15-Year Fixed CO Avg

7.004%

▲ 0.048 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Dakota Ridge, Colorado

Looking for mortgage lenders near me or mortgage brokers near me in Dakota Ridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dakota Ridge in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Dakota Ridge, CO

Use these to narrow the list above. Each category shows how many Dakota Ridge, CO lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 97 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 45 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 40 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 33 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 1 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CO 32 lenders headquartered in Colorado, the closest thing to a mortgage lender near you

Who Lends in Dakota Ridge, CO

Independent mortgage companies closed 82.6 percent of home loans in Dakota Ridge, Colorado in 2025, banks 10.7 percent and credit unions 6.7 percent. FirstBank was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Canvas Credit Union the largest credit union. Among lenders headquartered in Colorado, FirstBank led with 17 loans.

82.6%

Mortgage companies

10.7%

Banks

6.7%

Credit unions

11%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.

More Colorado Mortgage Lender Pages

All Colorado lenders 874 lenders Colorado Springs 345 lenders Denver 409 lenders Aurora 343 lenders Lakewood 242 lenders Thornton 247 lenders Castle Rock 266 lenders Arvada 247 lenders Fort Collins 231 lenders Centennial 247 lenders Pueblo 179 lenders Commerce City 209 lenders Parker 214 lenders

Frequently Asked Questions About Mortgage Lenders in Dakota Ridge, CO

Who is the largest mortgage lender in Dakota Ridge, CO?

By home loans closed in 2025, FirstBank was the largest mortgage lender in Dakota Ridge, Colorado with 17 loans, about 2.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Dakota Ridge, CO have the highest approval rates?

Among lenders with meaningful volume in Dakota Ridge, Colorado, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 95 percent, against a 87.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Dakota Ridge, CO mortgage lenders offer FHA, VA and USDA loans?

40 lenders closed FHA loans in Dakota Ridge, Colorado in 2025, led by United Wholesale Mortgage with 14. 33 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Dakota Ridge, CO lender list?

Yes. 45 banks and 29 credit unions closed home loans in Dakota Ridge, Colorado in 2025, alongside 97 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Dakota Ridge, CO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Dakota Ridge, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dakota Ridge, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dakota Ridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.