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Peoples Credit Union Springfield, CO

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Peoples Credit Union Springfield, CO Rates & Review June 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples Credit Union Springfield, CO provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 21, 2026

You can compare Peoples Credit Union Springfield, CO rates to other rates in our database, including 12-month share certificate rates currently at 0.41%, 6-month share certificate rates at 2.52% and 3-month share certificate rates at 3.75%. Savings rates are at 1.16% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 5.73%. All these rates can be compared to Peoples Credit Union Springfield, CO rates. MonitorBankRates evaluates the financial stability of Peoples Credit Union Springfield, CO with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.31%. Rates were last updated on 06/21/2026.

Peoples Credit Union Springfield, CO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Credit Union Springfield, CO? Share your experience about Peoples Credit Union Springfield, CO by leaving a review below, or read customer reviews before you decide to use Peoples Credit Union Springfield, CO.

Ranked #84 Healthiest Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.31%

Excellent Lower than avg

Peoples Credit Union Springfield, CO
Main office

125 Main St
Springfield, CO 81073

https://www.peoples-cu.com/

Peoples Credit Union Springfield, CO Credit Card Rates

Product	Rate	APR	View More
VISA Credit Card	-	14.00%
Details As Low As; APR* Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.31%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Peoples Credit Union Springfield, CO is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Peoples Credit Union Springfield, CO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peoples Credit Union Springfield, CO's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Peoples Credit Union Springfield, CO

Website https://www.peoples-cu.com/

Address 125 Main St, Springfield, CO 81073

Phone 719-523-6250

Fax 719-523-6857

President Larkin Smith

CEO Spencer Homsher

Full-Time Employees 17

Part-Time Employees 0

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.31%

Return on Assets (ROA)

1.1668%

Return on Equity (ROE)

6.2042%

Non-Performing Loans Ratio (NPL)

0.08%

Total Assets

72,801,282

Total Amount of Shares and Deposits

58,654,151

Total Shares and Deposits < 1 Year

55,217,567

Total Shares and Deposits 1 3 Years

3,314,968

Total Shares and Deposits > 3 Years

121,616

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,117,927

Total Uninsured Shares and Deposits > $250K (F+J)

1,117,927

Total Insured Shares and Deposits > $250K (item 17 less item K)

57,536,224

Total Interest Expense (Sum of items 6 8)

1,158,500

Share Certificates

631

Number of Accounts for Share Drafts

2,200

IRA KEOGH Accounts

124

Number of Accounts for Regular Shares

4,145

All other shares

Non Member Deposits

Money Market Shares

516

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,732,557

Total Liabilities

59,059,457

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Peoples Credit Union Springfield, CO earned the Top 100 Healthiest badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #84 in MonitorBankRates Top 100 Healthiest Small Credit Unions 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Credit Unions 2026 ranking.

Customer Reviews

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Frequently Asked Questions About Peoples Credit Union Springfield, CO

How many branches does Peoples Credit Union Springfield, CO operate?

Peoples Credit Union Springfield, CO currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Peoples Credit Union Springfield, CO?

Yes, to access services at Peoples Credit Union Springfield, CO, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Peoples Credit Union Springfield, CO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples Credit Union Springfield, CO provides members with tools to manage their accounts and build a solid financial history.

Does Peoples Credit Union Springfield, CO offer online and mobile banking?

Most modern institutions like Peoples Credit Union Springfield, CO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.peoples-cu.com/.