Mortgage Lenders and Brokers in Woodland, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Woodland, California mortgage lenders include Yolo Federal Credit UnionYolo Federal Credit Union266 W Main St, Woodland, CA 95695A+5.0 ★Texas Ratio: 4.24%, Wells Fargo Bank NAWells Fargo Bank NA444 Court St, Woodland, CA 95695A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA304 Main St, Woodland, CA 95695A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.120 W Court St, Woodland, CA 95695A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA50 W Main St, Woodland, CA 95695A+5.0 ★Texas Ratio: 4.14%, Tri Counties BankTri Counties Bank630 Main St, Woodland, CA 95695A+5.0 ★Texas Ratio: 5.34%, River City BankRiver City Bank199 Main St, Woodland, CA 95695A+5.0 ★Texas Ratio: 0.00%, Columbia BankColumbia Bank203 Main St, Woodland, CA 95695A+5.0 ★Texas Ratio: 2.28%, BMO Harris Bank NABMO Harris Bank NA186 Main St, Woodland, CA 95695A+5.0 ★Texas Ratio: 3.54%, and Travis Credit UnionTravis Credit Union1372 E Main St, Woodland, CA 95776A+5.0 ★Texas Ratio: 4.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Woodland, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodland are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Woodland, California
Market share is the lender's share of all home loans closed in Woodland, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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266 W Main St, Woodland, CA 95695 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 14 | 2% | 60.9% | $155,000 | View |
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1 office in Woodland 444 Court St, Woodland, CA 95695 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 10 | 1.4% | 83.3% | $333,000 | View |
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1 office in Woodland 304 Main St, Woodland, CA 95695 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 9 | 1.3% | 76.9% | $471,666 | View |
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1 office in Woodland 120 W Court St, Woodland, CA 95695 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 7 +7 HELOCs |
1% | 77.8% | $505,000 | View |
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1 office in Woodland 50 W Main St, Woodland, CA 95695 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 6 +10 HELOCs |
0.9% | 100% | $315,000 | View |
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1 office in Woodland 630 Main St, Woodland, CA 95695 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 2 +7 HELOCs |
0.3% | 66.7% | $205,000 | View |
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1 office in Woodland 199 Main St, Woodland, CA 95695 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.3% | 100% | $450,000 | View |
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1 office in Woodland 203 Main St, Woodland, CA 95695 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $745,000 | View |
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1 office in Woodland 186 Main St, Woodland, CA 95695 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1372 E Main St, Woodland, CA 95776 A+5.0 ★Texas Ratio: 4.51% |
Conventional, FHA, VA | 14 | 2% | 100% | $317,142 | View |
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1801 E Gibson Rd Ste D, Woodland, CA 95776 5167 A+5.0 ★Texas Ratio: 5.50% |
Conventional, FHA, HELOC | 13 +39 HELOCs |
1.9% | 86.7% | $301,153 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 4 +5 HELOCs |
0.6% | 66.7% | $127,500 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $415,000 | View |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 2 | 0.3% | 100% | $400,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 2 | 0.3% | 100% | $75,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 100% | $105,000 | View |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $485,000 | View |
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1500 S Sepulveda Blvd, Los Angeles, CA 90025 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $555,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
VA | 1 | 0.1% | 50% | $385,000 | View |
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5026 Rhonda Rd, Anderson, CA 96007 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
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8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $535,000 | View |
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1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.1% | 100% | $475,000 | View |
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5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guild Mortgage Company
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Conventional, FHA, VA | 44 | 6.3% | 100% | $372,954 | |
Kind Lending, LLC
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Conventional, FHA, VA, Jumbo | 22 | 3.1% | 78.6% | $346,363 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 13 | 1.9% | 93.8% | $362,692 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 12 | 1.7% | 100% | $455,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
1.6% | 68.8% | $273,181 | |
Paramount Residential Mortgage
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Conventional, FHA | 9 | 1.3% | 100% | $437,222 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 9 | 1.3% | 100% | $465,000 | |
Alameda Mortgage Corporation
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Conventional, VA | 7 | 1% | 100% | $407,857 | |
Provident Funding Associates
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Conventional | 7 | 1% | 87.5% | $520,714 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 6 +2 HELOCs |
0.9% | 85.7% | $296,666 | |
Generations Home Loans, LLC
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Conventional, FHA, Jumbo | 6 | 0.9% | 100% | $641,666 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 5 | 0.7% | 100% | $291,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 5 | 0.7% | 100% | $483,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 5 | 0.7% | 54.5% | $273,000 | |
Residential Wholesale Mortgage
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Conventional | 3 | 0.4% | 100% | $295,000 | |
AdvantageFirst Lending Inc
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Conventional, FHA | 3 | 0.4% | 100% | $431,666 | |
AmWest Funding Corp
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Conventional, FHA | 3 | 0.4% | 100% | $451,666 | |
New Wave Lending Group Inc
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Conventional | 3 | 0.4% | 100% | $531,666 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.4% | 100% | $428,333 | |
Resicentral LLC
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Conventional | 2 | 0.3% | 100% | $515,000 | |
American Financial Network, Inc.
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Conventional, VA | 2 | 0.3% | 40% | $500,000 | |
Bay-Valley Mortgage Group
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Conventional | 2 | 0.3% | 100% | $355,000 | |
Googain, Inc.
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Conventional | 2 | 0.3% | 100% | $475,000 | |
Royal Pacific Funding
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Conventional, FHA | 2 | 0.3% | 100% | $590,000 | |
Hometown Equity Mortgage, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $245,000 | |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.1% | 100% | $385,000 | |
Fundloans Capital
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Conventional | 1 | 0.1% | 100% | $375,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.1% | 100% | $545,000 | |
Constant Investments, Inc
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Conventional | 1 | 0.1% | 100% | $485,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.1% | 100% | $485,000 | View |
West Coast Mortgage Group & Realty Co
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Conventional | 1 | 0.1% | 100% | $795,000 | |
Greenbox Loans
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Conventional | 1 | 0.1% | 100% | $295,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Ardri LLC
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Conventional | 1 | 0.1% | 100% | $715,000 | |
Operating Engineers Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $575,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.1% | 33.3% | $345,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.1% | 100% | $665,000 | |
Figure Lending LLC
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HELOC | 0 +11 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 120 +7 HELOCs |
17.2% | 87.7% | $478,916 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 56 | 8% | 82.9% | $295,892 | |
Lennar Mortgage, LLC
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Conventional, VA | 47 | 6.7% | 90.4% | $503,510 | |
Primelending
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Conventional, VA, Jumbo | 22 | 3.1% | 100% | $480,454 | |
Newrez LLC
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Conventional, FHA, VA | 17 | 2.4% | 89.5% | $400,882 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 12 +5 HELOCs |
1.7% | 100% | $421,666 | |
Spring Eq, LLC
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Conventional, HELOC | 12 +3 HELOCs |
1.7% | 42.9% | $106,666 | |
Envoy Mortgage, Ltd
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Conventional, FHA, VA | 11 | 1.6% | 91.7% | $429,545 | |
Nationstar Mortgage
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Conventional | 11 | 1.6% | 73.3% | $161,363 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, USDA, HELOC | 10 +2 HELOCs |
1.4% | 100% | $388,000 | View |
Guaranteed Rate, Inc.
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Conventional, VA, HELOC | 8 +7 HELOCs |
1.1% | 100% | $327,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 8 | 1.1% | 88.9% | $352,500 | |
Mortgage Research Center
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Conventional, VA | 7 | 1% | 58.3% | $507,857 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 0.7% | 100% | $493,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 0.4% | 100% | $441,666 | |
Triad Financial Services, Inc.
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Conventional | 3 | 0.4% | 87.5% | $138,333 | |
First Colony Mortgage Corporat
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Conventional | 3 | 0.4% | 100% | $471,666 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 3 | 0.4% | 100% | $248,333 | |
Fairway Independent Mort Corp
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Conventional | 3 | 0.4% | 100% | $501,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $480,000 | |
Everett Financial, Inc.
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Conventional, VA | 2 | 0.3% | 100% | $365,000 | |
Peak Residential Lending Inc
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FHA | 2 | 0.3% | 100% | $400,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.3% | 66.7% | $295,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.3% | 66.7% | $385,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.3% | 66.7% | $305,000 | |
21St Mortgage
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Conventional | 2 | 0.3% | 28.6% | $85,000 | |
Village Capital & Investment
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VA | 2 | 0.3% | 50% | $565,000 | |
Valon Mortgage
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $205,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $505,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $615,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.1% | 25% | $555,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $425,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.1% | 100% | $465,000 | |
Directors Mortgage, Inc
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Conventional | 1 | 0.1% | 100% | $375,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.1% | 100% | $485,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.1% | 100% | $125,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.1% | 10% | $475,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
Discover Bank
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Conventional | 1 | 0.1% | 33.3% | $105,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.1% | 100% | $525,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.1% | 100% | $405,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $485,000 | |
Florida Capital Bank, N.A
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FHA | 1 | 0.1% | 100% | $385,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.1% | 50% | $435,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.1% | 100% | $405,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeStreet Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Woodland Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Woodland, California
Looking for mortgage lenders near me or mortgage brokers near me in Woodland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Woodland, CA
Use these to narrow the list above. Each category shows how many Woodland, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Woodland, CA
Independent mortgage companies closed 81.7 percent of home loans in Woodland, California in 2025, banks 10 percent and credit unions 8.3 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Wells Fargo Bank NA the largest bank and Yolo Federal Credit Union the largest credit union. Among lenders headquartered in California, Yolo Federal Credit Union led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Woodland, CA
By home loans closed in 2025, Yolo Federal Credit Union was the largest mortgage lender in Woodland, California with 14 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Woodland, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 87.7 percent, against a 83.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Woodland, California in 2025, led by United Wholesale Mortgage with 27. 26 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 22 credit unions closed home loans in Woodland, California in 2025, alongside 83 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Woodland, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodland, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
