Mortgage Lenders and Brokers in Windsor, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Windsor, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA8844 Lakewood Dr, Windsor, CA 95492A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9084 Brooks Rd S, Windsor, CA 95492A+5.0 ★Texas Ratio: 3.68%, Redwood Credit UnionRedwood Credit Union8945 Brooks Rd S, Windsor, CA 95492 7851A+5.0 ★Texas Ratio: 4.20%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.65%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, and Bank of MarinBank of Marin2208 S Shore Ctr, Alameda, CA 94501A+5.0 ★Texas Ratio: 2.03%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Windsor, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Windsor are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Windsor, California
Market share is the lender's share of all home loans closed in Windsor, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Windsor 8844 Lakewood Dr, Windsor, CA 95492 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 1.6% | 100% | $410,000 | View |
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1 office in Windsor 9084 Brooks Rd S, Windsor, CA 95492 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 50% | $435,000 | View |
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8945 Brooks Rd S, Windsor, CA 95492 7851 A+5.0 ★Texas Ratio: 4.20% |
Conventional, Jumbo, HELOC | 61 +57 HELOCs |
16.3% | 85.1% | $346,147 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 8 +2 HELOCs |
2.1% | 100% | $440,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, HELOC | 3 +5 HELOCs |
0.8% | 100% | $45,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.8% | 100% | $131,666 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +9 HELOCs |
0.5% | 100% | $555,000 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 2 | 0.5% | 66.7% | $700,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 2 | 0.5% | 100% | $670,000 | |
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★ 2 stars, 1 review 2208 S Shore Ctr, Alameda, CA 94501 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 2 | 0.5% | 100% | $405,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $465,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $95,000 | View |
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2029 Century Park E, Los Angeles, CA 90067 A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 1 | 0.3% | 100% | $4,005,000 | View |
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3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.3% | 100% | $925,000 | View |
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2416 Central Ave, Alameda, CA 94501 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
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9078 Brooks Rd S, Windsor, CA 95492 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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14866 Olympic Dr, Clearlake, CA 95422 A5.0 ★Texas Ratio: 8.05% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guild Mortgage Company
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Conventional, FHA, VA | 16 | 4.3% | 100% | $660,625 | |
AmWest Funding Corp
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Conventional | 9 | 2.4% | 100% | $439,444 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 7 | 1.9% | 87.5% | $667,857 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 6 +1 HELOCs |
1.6% | 100% | $513,333 | |
MortgageOne, Inc
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Conventional, FHA | 6 | 1.6% | 100% | $611,666 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 5 | 1.3% | 100% | $357,000 | |
loanDepot.com LLC
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Conventional, HELOC | 4 +1 HELOCs |
1.1% | 100% | $310,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 4 | 1.1% | 100% | $550,000 | |
Nexera Holding LLC
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Conventional | 4 | 1.1% | 100% | $185,000 | |
Alameda Mortgage Corporation
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Conventional, FHA | 3 | 0.8% | 100% | $655,000 | |
Stg Mortgage Inc
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Conventional, FHA | 3 | 0.8% | 100% | $655,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.5% | 100% | $455,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 2 | 0.5% | 66.7% | $485,000 | View |
Ahl Funding
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Conventional | 2 | 0.5% | 100% | $615,000 | |
The Police Credit Union of California
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Conventional | 2 | 0.5% | 100% | $365,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $670,000 | |
JMAC Lending, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $700,000 | |
Monarch Funding Corp.
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Conventional | 1 | 0.3% | 100% | $735,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.3% | 100% | $575,000 | |
Ony Glo, Inc.
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $575,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 33.3% | $35,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 50 +5 HELOCs |
13.3% | 94.3% | $640,600 | |
Rocket Mortgage
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Conventional, FHA, VA | 39 | 10.4% | 85.4% | $513,461 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 17 | 4.5% | 100% | $532,058 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 10 | 2.7% | 100% | $545,000 | |
The Loan Store, Inc
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Conventional, FHA | 8 | 2.1% | 100% | $541,250 | |
Newrez LLC
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Conventional | 5 | 1.3% | 83.3% | $601,000 | |
Premier Lending Inc.
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Conventional, FHA, VA, Jumbo | 5 | 1.3% | 100% | $719,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, Jumbo | 4 | 1.1% | 100% | $777,500 | View |
Nationstar Mortgage
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Conventional | 4 | 1.1% | 80% | $320,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 3 +1 HELOCs |
0.8% | 100% | $485,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 0.8% | 100% | $491,666 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 0.8% | 100% | $775,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 3 | 0.8% | 100% | $648,333 | View |
Better Mortgage Corporation
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Conventional, HELOC | 2 +2 HELOCs |
0.5% | 66.7% | $595,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $50,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.5% | 100% | $625,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 0.5% | 100% | $615,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.5% | 66.7% | $710,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.5% | 91.7% | $215,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.5% | 50% | $365,000 | |
21St Mortgage
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Conventional | 2 | 0.5% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.3% | 100% | $985,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $715,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 50% | $55,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.3% | 100% | $425,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $585,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $695,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $45,000 | |
Mortgage Research Center
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VA | 1 | 0.3% | 50% | $645,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 50% | $695,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $585,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $615,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.3% | 100% | $675,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $605,000 | View |
Alliant Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Windsor Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Windsor, California
Looking for mortgage lenders near me or mortgage brokers near me in Windsor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Windsor in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Windsor, CA
Use these to narrow the list above. Each category shows how many Windsor, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Windsor, CA
Independent mortgage companies closed 69.6 percent of home loans in Windsor, California in 2025, banks 11.7 percent and credit unions 18.7 percent. Synergy One Lending, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and Redwood Credit Union the largest credit union. Among lenders headquartered in California, Redwood Credit Union led with 61 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Windsor, CA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Windsor, California with 6 loans, about 1.6 percent of the market. The largest lender headquartered in California was Redwood Credit Union with 61 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Windsor, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 94.3 percent, against a 91.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Windsor, California in 2025, led by United Wholesale Mortgage with 7. 8 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 14 credit unions closed home loans in Windsor, California in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Windsor, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Windsor, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Windsor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
