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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Vincent, California

Vincent, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Logix Federal Credit UnionLogix Federal Credit Union100 N First St Ste 100, Burbank, CA 91502 1845A+5.0 ★Texas Ratio: 5.23%, Foothill Federal Credit UnionFoothill Federal Credit Union250 W Colorado Blvd, Arcadia, CA 91007A+5.0 ★Texas Ratio: 1.28%, Cathay BankCathay Bank590 W Main St, Alhambra, CA 91801A+5.0 ★Texas Ratio: 4.57%, Rize Federal Credit UnionRize Federal Credit Union12701 Schabarum Ave, Irwindale, CA 91706A5.0 ★Texas Ratio: 6.24%, Caltech Employees Federal Credit UnionCaltech Employees Federal Credit Union528 Foothill Blvd, La Canada, CA 91011A+5.0 ★Texas Ratio: 0.08%, Credit Union of Southern CaliforniaCredit Union of Southern California900 S Fremont Ave, Alhambra, CA 91803 1331A+5.0 ★Texas Ratio: 2.65%, Pcb BankPcb Bank17709 Pioneer Blvd, Artesia, CA 90701A+5.0 ★Texas Ratio: 2.25%, and Certified Federal Credit UnionCertified Federal Credit Union200 N Puente St, Brea, CA 92821 3824A+5.0 ★Texas Ratio: 1.07%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Vincent, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vincent are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Vincent, California

Market share is the lender's share of all home loans closed in Vincent, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
14168 Us Highway 395, Adelanto, CA 92301
A+5.0 ★Texas Ratio: 3.68%
Conventional, HELOC 3
+1 HELOCs
4.3% 75% $618,333 View
590 N Euclid St, Anaheim, CA 92801
A+5.0 ★Texas Ratio: 5.56%
Conventional, HELOC 2
+2 HELOCs
2.9% 100% $330,000 View
100 N First St Ste 100, Burbank, CA 91502 1845
A+5.0 ★Texas Ratio: 5.23%
Conventional, HELOC 1
+2 HELOCs
1.4% 100% $185,000 View
250 W Colorado Blvd, Arcadia, CA 91007
A+5.0 ★Texas Ratio: 1.28%
Conventional, HELOC 1
+1 HELOCs
1.4% 100% $385,000
590 W Main St, Alhambra, CA 91801
A+5.0 ★Texas Ratio: 4.57%
Conventional 1 1.4% 100% $505,000 View
12701 Schabarum Ave, Irwindale, CA 91706
A5.0 ★Texas Ratio: 6.24%
Conventional 1 1.4% 66.7% $75,000 View
528 Foothill Blvd, La Canada, CA 91011
A+5.0 ★Texas Ratio: 0.08%
Conventional 1 1.4% 100% $655,000 View
900 S Fremont Ave, Alhambra, CA 91803 1331
A+5.0 ★Texas Ratio: 2.65%
Conventional 1 1.4% 50% $175,000 View
17709 Pioneer Blvd, Artesia, CA 90701
A+5.0 ★Texas Ratio: 2.25%
Conventional 1 1.4% 100% $575,000 View
200 N Puente St, Brea, CA 92821 3824
A+5.0 ★Texas Ratio: 1.07%
Conventional 1 1.4% 100% $205,000 View
9960 Live Oak Blvd, Live Oak, CA 95953
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 1.4% 100% $55,000 View
5837 Kanan Rd, Agoura Hills, CA 91301
A+5.0 ★Texas Ratio: 2.82%
Conventional 1 1.4% 100% $335,000 View
★ 5 stars, 1 review
5601 E La Palma Ave, Anaheim, CA 92807
A+5.0 ★Texas Ratio: 2.66%
HELOC 0
+2 HELOCs
0% n/a View
11994 Palmdale Rd, Adelanto, CA 92301
A+5.0 ★Texas Ratio: 2.85%
HELOC 0
+1 HELOCs
0% n/a View
633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973
A+5.0 ★Texas Ratio: 2.90%
HELOC 0
+1 HELOCs
0% n/a View
1040 E Imperial Hwy Ste F3, Brea, CA 92821
A+5.0 ★Texas Ratio: 3.82%
HELOC 0
+1 HELOCs
0% n/a View
14218 Us Highway 395, Adelanto, CA 92301
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+1 HELOCs
0% n/a View
8727 El Camino Real, Atascadero, CA 93422
A+5.0 ★Texas Ratio: 5.50%
HELOC 0
+1 HELOCs
0% n/a View
855 W Valley Blvd, Alhambra, CA 91803
A+5.0 ★Texas Ratio: 3.54%
HELOC 0
+1 HELOCs
0% n/a View
3015 San Pablo Ave, Berkeley, CA 94702
A+5.0 ★Texas Ratio: 3.84%
HELOC 0
+1 HELOCs
0% n/a View
A5.0 ★Texas Ratio: 8.76%
Conventional, FHA 3 4.3% 100% $628,333 View
Royal Pacific Funding
Conventional, FHA 3 4.3% 100% $691,666
First Stardand Financial dba Nexcap Home Loans
Conventional 3 4.3% 100% $485,000
AAA Capital Investment, Inc
Conventional 2 2.9% 100% $555,000
loanDepot.com LLC
Conventional 2 2.9% 100% $280,000
AdvantageFirst Lending Inc
Conventional 2 2.9% 100% $400,000
Golden Empire Mortgage, Inc.
FHA 1 1.4% 100% $695,000
AmWest Funding Corp
Conventional 1 1.4% 100% $585,000
Bay-Valley Mortgage Group
Conventional 1 1.4% 100% $755,000
Flexpoint, Inc.
Conventional 1 1.4% 100% $635,000
Ony Glo, Inc.
Conventional 1 1.4% 100% $115,000
Hometown Equity Mortgage, LLC
Conventional 1 1.4% 100% $205,000
Emet Lending Group, Inc.
Conventional 1 1.4% 100% $205,000
Nmsi, Inc.
Conventional 1 1.4% 100% $555,000
Nexera Holding LLC
Conventional 1 1.4% 100% $405,000
New American Funding, LLC.
HELOC 0
+1 HELOCs
0% n/a
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 9
+4 HELOCs
12.9% 76.9% $536,111
Rocket Mortgage
Conventional, FHA 8 11.4% 80% $323,750
Spring Eq, LLC
Conventional, HELOC 3
+1 HELOCs
4.3% 60% $135,000
Newrez LLC
Conventional, VA 2 2.9% 80% $660,000
Nationstar Mortgage
Conventional 2 2.9% 100% $85,000
Genway Home Mortgage, Inc.
Conventional, FHA 2 2.9% 100% $395,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 1.4% 100% $585,000 View
Movement Mortgage, LLC
Conventional 1 1.4% 100% $535,000
A+5.0 ★Texas Ratio: 2.02%
Conventional 1 1.4% 100% $655,000 View
The Loan Store, Inc
Conventional 1 1.4% 100% $655,000
A+5.0 ★Texas Ratio: 2.32%
Conventional 1 1.4% 100% $165,000 View
HomeBridge Financial Services, Inc
HELOC 0
+2 HELOCs
0% n/a
A5.0 ★Texas Ratio: 9.56%
HELOC 0
+1 HELOCs
0% n/a
Guaranteed Rate, Inc.
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 4.65%
HELOC 0
+1 HELOCs
0% n/a View
HomeStreet Bank
HELOC 0
+1 HELOCs
0% n/a
Lafayette Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Vincent, California

Looking for mortgage lenders near me or mortgage brokers near me in Vincent? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vincent in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Vincent, CA

Use these to narrow the list above. Each category shows how many Vincent, CA lenders fit and what that kind of lender is usually best for.

Who Lends in Vincent, CA

Independent mortgage companies closed 77.1 percent of home loans in Vincent, California in 2025, banks 11.4 percent and credit unions 11.4 percent. Ocmbc, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 2 loans.

77.1%
Mortgage companies
11.4%
Banks
11.4%
Credit unions
14%
FHA loans
6%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Vincent, CA

Who is the largest mortgage lender in Vincent, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Vincent, California with 3 loans, about 4.3 percent of the market. The largest lender headquartered in California was Schoolsfirst FCU with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Vincent, CA mortgage lenders offer FHA, VA and USDA loans?

6 lenders closed FHA loans in Vincent, California in 2025, led by United Wholesale Mortgage with 3. 2 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Vincent, CA lender list?

Yes. 10 banks and 15 credit unions closed home loans in Vincent, California in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Vincent, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Vincent, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vincent, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vincent. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.