Mortgage Lenders and Brokers in Truckee, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Truckee, California mortgage lenders include US Bank, N.A.US Bank, N.A.10995 Donner Pass Rd, Truckee, CA 96161A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11260 Donner Pass Rd, Truckee, CA 96161A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA11265 Donner Pass Rd, Truckee, CA 96161A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA11262 Donner Pass Rd, Truckee, CA 96161A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA11202 Donner Pass Rd, Truckee, CA 96161A+5.0 ★Texas Ratio: 3.54%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%, Citizens National Bank of TexasCitizens National Bank of Texas3080 N Lake Blvd, Tahoe City, CA 96145A5.0 ★Texas Ratio: 12.03%, and The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Truckee, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Truckee are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Truckee, California
Market share is the lender's share of all home loans closed in Truckee, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Truckee 10995 Donner Pass Rd, Truckee, CA 96161 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 21 +5 HELOCs |
4.6% | 80.8% | $1,284,047 | View |
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1 office in Truckee 11260 Donner Pass Rd, Truckee, CA 96161 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 14 | 3.1% | 100% | $937,142 | View |
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1 office in Truckee 11265 Donner Pass Rd, Truckee, CA 96161 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 13 +12 HELOCs |
2.9% | 81.2% | $851,153 | View |
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1 office in Truckee 11262 Donner Pass Rd, Truckee, CA 96161 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 11 | 2.4% | 91.7% | $1,116,818 | View |
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1 office in Truckee 11202 Donner Pass Rd, Truckee, CA 96161 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 5 +9 HELOCs |
1.1% | 100% | $1,027,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional, Jumbo | 18 | 4% | 94.7% | $750,555 | |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 8 | 1.8% | 88.9% | $1,087,500 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo | 4 | 0.9% | 100% | $982,500 | View |
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3080 N Lake Blvd, Tahoe City, CA 96145 A5.0 ★Texas Ratio: 12.03% |
Conventional, Jumbo | 3 | 0.7% | 100% | $1,205,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 2 +7 HELOCs |
0.4% | 100% | $750,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.4% | 100% | $715,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,890,000 | View |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $795,000 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.2% | 100% | $1,335,000 | View |
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3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional, Jumbo | 1 | 0.2% | 100% | $905,000 | View |
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23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,005,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 1 | 0.2% | 100% | $535,000 | View |
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2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
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★ 2 stars, 1 review 2208 S Shore Ctr, Alameda, CA 94501 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,355,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $85,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5026 Rhonda Rd, Anderson, CA 96007 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Alameda Mortgage Corporation
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Conventional, VA, Jumbo | 37 | 8.2% | 100% | $734,729 | |
Guild Mortgage Company
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Conventional, FHA, Jumbo | 30 | 6.6% | 100% | $596,666 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 14 | 3.1% | 93.8% | $967,857 | |
Kind Lending, LLC
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Conventional, Jumbo | 6 | 1.3% | 66.7% | $616,666 | |
American Pacific Mortgage Corporation
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Conventional | 3 | 0.7% | 100% | $445,000 | |
New American Funding, LLC.
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Conventional | 3 | 0.7% | 100% | $621,666 | |
Network Capital Funding Corporation
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Conventional | 2 | 0.4% | 100% | $735,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 2 | 0.4% | 100% | $1,205,000 | |
Mason-McDuffie Mortgage Corporation
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VA, Jumbo | 2 | 0.4% | 100% | $885,000 | |
Vista Point Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $325,000 | |
JMAC Lending, Inc.
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Conventional | 2 | 0.4% | 100% | $490,000 | |
AmWest Funding Corp
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $705,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.2% | 100% | $35,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,245,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 100% | $315,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.2% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.2% | 50% | $855,000 | |
Royal Pacific Funding
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,185,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.2% | 100% | $255,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Generations Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $725,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 50% | $765,000 | |
Hometown Equity Mortgage, LLC
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Conventional, Jumbo | 1 | 0.2% | 50% | $975,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $755,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $445,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.2% | 50% | $125,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Operating Engineers Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Figure Lending LLC
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HELOC | 0 +9 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, Jumbo, HELOC | 35 +5 HELOCs |
7.7% | 89.7% | $663,285 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 35 | 7.7% | 89.7% | $476,142 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 16 | 3.5% | 94.1% | $1,257,500 | View |
CrossCountry Mortgage, LLC
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Conventional, Jumbo, HELOC | 13 +3 HELOCs |
2.9% | 100% | $940,384 | |
Originpoint, LLC
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Conventional, Jumbo, HELOC | 13 +1 HELOCs |
2.9% | 100% | $838,846 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 10 +1 HELOCs |
2.2% | 100% | $1,188,000 | View |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 10 +1 HELOCs |
2.2% | 100% | $641,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 8 | 1.8% | 100% | $980,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 6 +2 HELOCs |
1.3% | 100% | $601,666 | View |
Movement Mortgage, LLC
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Conventional, Jumbo | 6 | 1.3% | 100% | $895,000 | |
Newrez LLC
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Conventional, VA, Jumbo | 5 | 1.1% | 62.5% | $557,000 | |
Nationstar Mortgage
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Conventional, FHA, Jumbo | 5 | 1.1% | 83.3% | $465,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo, HELOC | 4 +1 HELOCs |
0.9% | 100% | $802,500 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 3 | 0.7% | 100% | $1,691,666 | View |
Better Mortgage Corporation
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Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $645,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 2 | 0.4% | 100% | $625,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $55,000 | View |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $565,000 | |
First Technology Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $455,000 | |
Everett Financial, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $655,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,205,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $225,000 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $625,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,355,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $535,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $695,000 | |
Nbkc Bank
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VA, Jumbo | 1 | 0.2% | 100% | $1,955,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 83.3% | $235,000 | |
United Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Loanunited.Com, LLC
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VA, Jumbo | 1 | 0.2% | 100% | $905,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 50% | $775,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 50% | $415,000 | |
Nqm Funding, LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,755,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 50% | $135,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.2% | 100% | $575,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $655,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $685,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $405,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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A5.0 ★Texas Ratio: 6.67% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Teachers Federal Credit Union
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Conventional, Jumbo | 1 | 0.2% | 100% | $2,605,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
Vellum Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $865,000 | |
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A+5.0 ★Texas Ratio: 2.94% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,065,000 | View |
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A+5.0 ★Texas Ratio: 1.47% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,115,000 | View |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,695,000 | View |
Mortgage Research Center
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VA | 1 | 0.2% | 50% | $655,000 | |
Mit Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $585,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,155,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $455,000 | |
21St Mortgage
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Conventional | 1 | 0.2% | 50% | $245,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $725,000 | |
Champions Funding, LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,195,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
Alliant Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Truckee Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Truckee, California
Looking for mortgage lenders near me or mortgage brokers near me in Truckee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Truckee in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Truckee, CA
Use these to narrow the list above. Each category shows how many Truckee, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Truckee, CA
Independent mortgage companies closed 66.2 percent of home loans in Truckee, California in 2025, banks 30.1 percent and credit unions 3.8 percent. Synergy One Lending, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Truckee, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Truckee, California with 21 loans, about 4.6 percent of the market. The largest lender headquartered in California was Bank of America NA with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Truckee, California in 2025, led by Sun West Mortgage Company, Inc with 1. 7 lenders closed VA loans, led by Alameda Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 32 credit unions closed home loans in Truckee, California in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Truckee, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Truckee, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Truckee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
