South Gate, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2811 Firestone Blvd, South Gate, CA 90280A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.8710 Garfield Ave, South Gate, CA 90280A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA4400 Tweedy Blvd, South Gate, CA 90280A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA4703 Firestone Blvd, South Gate, CA 90280A+5.0 ★Texas Ratio: 5.36%, Citibank, NACitibank, NA3352 Tweedy Blvd, South Gate, CA 90280A+5.0 ★Texas Ratio: 2.82%, BMO Harris Bank NABMO Harris Bank NA12135 Garfield Ave, South Gate, CA 90280A+5.0 ★Texas Ratio: 3.54%, Schoolsfirst FCUSchoolsfirst FCU8639 Atlantic Ave, South Gate, CA 90280A+5.0 ★Texas Ratio: 5.56%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Rize Federal Credit UnionRize Federal Credit Union12701 Schabarum Ave, Irwindale, CA 91706A5.0 ★Texas Ratio: 6.24%, and East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Gate, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Gate are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in South Gate, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in South Gate 2811 Firestone Blvd, South Gate, CA 90280 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 15 | 4.5% | 100% | $384,333 | View |
|
1 office in South Gate 8710 Garfield Ave, South Gate, CA 90280 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 7 +2 HELOCs |
2.1% | 70% | $243,571 | View |
|
1 office in South Gate 4400 Tweedy Blvd, South Gate, CA 90280 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +16 HELOCs |
1.5% | 62.5% | $363,000 | View |
|
1 office in South Gate 4703 Firestone Blvd, South Gate, CA 90280 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.9% | 50% | $491,666 | View |
|
1 office in South Gate 3352 Tweedy Blvd, South Gate, CA 90280 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 100% | $475,000 | View |
|
2 offices in South Gate 12135 Garfield Ave, South Gate, CA 90280 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 33.3% | $585,000 | View |
|
8639 Atlantic Ave, South Gate, CA 90280 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 13 +15 HELOCs |
3.9% | 93.3% | $220,384 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA | 5 | 1.5% | 85.7% | $653,000 | View |
|
12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24% |
Conventional | 4 | 1.2% | 80% | $120,000 | View |
|
403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 3 +3 HELOCs |
0.9% | 75% | $698,333 | View |
|
2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 75% | $168,333 | View |
|
116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.9% | 100% | $541,666 | View |
|
500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 2 | 0.6% | 100% | $385,000 | View |
|
23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 2 | 0.6% | 66.7% | $465,000 | View |
|
2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47% |
Conventional | 2 | 0.6% | 66.7% | $95,000 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 66.7% | $175,000 | View |
|
2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 0.6% | 100% | $630,000 | View |
|
★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $725,000 | View |
|
8237 3rd St, Downey, CA 90241 3718 A+5.0 ★Texas Ratio: 3.02% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $55,000 | View |
|
633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 50% | $425,000 | View |
|
16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 1 | 0.3% | 100% | $695,000 | View |
|
1500 S Sepulveda Blvd, Los Angeles, CA 90025 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
|
750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
|
1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
|
2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
|
16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77% |
Conventional | 1 | 0.3% | 100% | $615,000 | View |
|
1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
|
7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
|
1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
|
200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
|
3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49% |
Conventional | 1 | 0.3% | 100% | $595,000 | View |
|
1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
|
3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
520 Arneill Rd, Camarillo, CA 93010 6414 B4.6 ★Texas Ratio: 19.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200 A+5.0 ★Texas Ratio: 0.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, HELOC | 12 +1 HELOCs |
3.6% | 100% | $431,666 | View |
Pennymac Loan Services LLC
|
Conventional, FHA | 11 | 3.3% | 73.3% | $422,272 | |
Royal Pacific Funding
|
Conventional, FHA, VA | 11 | 3.3% | 100% | $594,090 | |
American Financial Network, Inc.
|
Conventional, FHA | 10 | 3% | 100% | $430,000 | |
AmWest Funding Corp
|
Conventional, FHA, HELOC | 7 +1 HELOCs |
2.1% | 87.5% | $340,714 | |
Financial Partners Credit Unio
|
Conventional, HELOC | 6 +16 HELOCs |
1.8% | 54.5% | $256,666 | |
New Wave Lending Group Inc
|
Conventional | 5 | 1.5% | 100% | $557,000 | |
Kind Lending, LLC
|
Conventional, FHA, HELOC | 4 +1 HELOCs |
1.2% | 66.7% | $467,500 | |
Golden Empire Mortgage, Inc.
|
Conventional, FHA | 4 | 1.2% | 100% | $532,500 | |
Flexpoint, Inc.
|
Conventional | 4 | 1.2% | 100% | $222,500 | |
loanDepot.com LLC
|
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 75% | $158,333 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.9% | 100% | $391,666 | |
Bay-Valley Mortgage Group
|
FHA | 3 | 0.9% | 100% | $478,333 | |
Ahl Funding
|
Conventional, FHA | 3 | 0.9% | 100% | $598,333 | |
Paramount Residential Mortgage
|
FHA | 3 | 0.9% | 100% | $718,333 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 3 | 0.9% | 55.6% | $558,333 | |
Vista Point Mortgage, LLC
|
Conventional | 3 | 0.9% | 80% | $221,666 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 2 | 0.6% | 33.3% | $725,000 | |
Bridgeway Lending Partners, LLC
|
Conventional | 2 | 0.6% | 100% | $710,000 | |
Guild Mortgage Company
|
Conventional, FHA | 2 | 0.6% | 100% | $350,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 2 | 0.6% | 33.3% | $205,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 2 | 0.6% | 100% | $570,000 | |
American Pacific Mortgage Corporation
|
Conventional | 2 | 0.6% | 66.7% | $620,000 | |
Geo-Corp, Inc.
|
FHA | 2 | 0.6% | 100% | $645,000 | |
JMAC Lending, Inc.
|
FHA | 2 | 0.6% | 100% | $735,000 | |
ML Mortgage Corp.
|
Conventional | 1 | 0.3% | 100% | $325,000 | |
AAA Capital Investment, Inc
|
Conventional | 1 | 0.3% | 100% | $485,000 | |
Habitfactory USA Inc dba Loaning AI
|
Conventional | 1 | 0.3% | 100% | $355,000 | |
Coast 2 Coast Funding Group, Inc
|
Conventional | 1 | 0.3% | 100% | $435,000 | |
First Stardand Financial dba Nexcap Home Loans
|
Conventional | 1 | 0.3% | 100% | $365,000 | |
Network Capital Funding Corporation
|
FHA | 1 | 0.3% | 50% | $555,000 | |
Dignified Home Loans LLC
|
FHA | 1 | 0.3% | 100% | $425,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.3% | 100% | $695,000 | |
Franklin Loan Corporation
|
Conventional | 1 | 0.3% | 100% | $525,000 | |
Emet Lending Group, Inc.
|
FHA | 1 | 0.3% | 100% | $725,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.3% | 100% | $655,000 | |
Nmsi, Inc.
|
FHA | 1 | 0.3% | 100% | $735,000 | |
Popa FCU - Cerritos
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
Cake Mortgage Corp.
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Southland Credit Uniom
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA | 32 | 9.7% | 72.3% | $370,000 | |
United Wholesale Mortgage
|
Conventional, FHA, HELOC | 31 +7 HELOCs |
9.4% | 82.5% | $607,580 | |
Spring Eq, LLC
|
Conventional, HELOC | 9 +4 HELOCs |
2.7% | 47.4% | $108,333 | |
Nationstar Mortgage
|
Conventional | 8 | 2.4% | 80% | $233,750 | |
Ameritrust Mortgage Corporation
|
Conventional, FHA | 5 | 1.5% | 100% | $553,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 4 | 1.2% | 100% | $542,500 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +4 HELOCs |
0.9% | 100% | $161,666 | |
Newrez LLC
|
Conventional | 2 | 0.6% | 22.2% | $350,000 | |
Envoy Mortgage, Ltd
|
Conventional, FHA | 2 | 0.6% | 100% | $545,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 0.6% | 100% | $680,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
FHA | 2 | 0.6% | 100% | $620,000 | View |
The Loan Store, Inc
|
Conventional, HELOC | 1 +7 HELOCs |
0.3% | 50% | $475,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.3% | 100% | $605,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.3% | 100% | $695,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.3% | 100% | $155,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.3% | 100% | $495,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.3% | 16.7% | $45,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.3% | 100% | $715,000 | |
Nfm, Inc
|
Conventional | 1 | 0.3% | 100% | $545,000 | |
Servis One, Inc
|
FHA | 1 | 0.3% | 100% | $675,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.3% | 100% | $645,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $735,000 | View |
V.I.P. Mortgage, Inc.
|
Conventional | 1 | 0.3% | 100% | $675,000 | |
Mortgage Solutions of Colorado
|
Conventional | 1 | 0.3% | 100% | $695,000 | |
Genway Home Mortgage, Inc.
|
Conventional | 1 | 0.3% | 50% | $565,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +11 HELOCs |
0% | 33.3% | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Communityamerica Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Daily average mortgage rates for California compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in South Gate? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Gate in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many South Gate, CA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 71.8 percent of home loans in South Gate, California in 2025, banks 13.6 percent and credit unions 14.5 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in South Gate, California with 15 loans, about 4.5 percent of the market. The largest lender headquartered in California was Bank of America NA with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in South Gate, California in 2025, led by United Wholesale Mortgage with 16. 1 lenders closed VA loans, led by Royal Pacific Funding. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 32 credit unions closed home loans in South Gate, California in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Gate, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Gate, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Gate. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.