Mortgage Lenders and Brokers in Sanger, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sanger, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA601 O St, Sanger, CA 93657A+5.0 ★Texas Ratio: 3.68%, BMO Harris Bank NABMO Harris Bank NA1321 Jensen Ave, Sanger, CA 93657A+5.0 ★Texas Ratio: 3.54%, Educational Employees Credit UnionEducational Employees Credit Union740 Bethel Ave, Sanger, CA 93657A+5.0 ★Texas Ratio: 0.58%, Noble Federal Credit UnionNoble Federal Credit Union175 N Clovis Ave, Clovis, CA 93612 0304A+5.0 ★Texas Ratio: 4.29%, Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, First California Federal Credit UnionFirst California Federal Credit Union2525 E Shields Ave, Fresno, CA 93726A+5.0 ★Texas Ratio: 4.38%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, and ClearPath LendingClearPath Lending300 E Magnolia Blvd, Burbank, CA 91502A+5.0 ★Texas Ratio: 2.77%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sanger, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sanger are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sanger, California
Market share is the lender's share of all home loans closed in Sanger, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Sanger 601 O St, Sanger, CA 93657 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.3% | 100% | $212,500 | View |
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1 office in Sanger 1321 Jensen Ave, Sanger, CA 93657 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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740 Bethel Ave, Sanger, CA 93657 A+5.0 ★Texas Ratio: 0.58% |
Conventional, HELOC | 4 +13 HELOCs |
1.3% | 57.1% | $240,000 | View |
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175 N Clovis Ave, Clovis, CA 93612 0304 A+5.0 ★Texas Ratio: 4.29% |
Conventional, HELOC | 4 +5 HELOCs |
1.3% | 83.3% | $92,500 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional, HELOC | 4 +1 HELOCs |
1.3% | 71.4% | $92,500 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
1% | 60% | $295,000 | View |
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2525 E Shields Ave, Fresno, CA 93726 A+5.0 ★Texas Ratio: 4.38% |
Conventional | 2 | 0.6% | 50% | $75,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $65,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 1 | 0.3% | 100% | $385,000 | View |
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300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77% |
VA | 1 | 0.3% | 100% | $295,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 0.3% | 100% | $295,000 | View |
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1080 W SHAW AVE STE 109, FRESNO, CA 93711 A+5.0 ★Texas Ratio: 0.17% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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255 E River Park Cir, Fresno, CA 93720 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Alameda Mortgage Corporation
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Conventional, FHA, VA | 35 | 11.4% | 100% | $303,857 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 17 | 5.5% | 100% | $319,117 | |
Kind Lending, LLC
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Conventional, FHA, VA | 15 | 4.9% | 78.9% | $325,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 12 | 3.9% | 100% | $315,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 9 +3 HELOCs |
2.9% | 69.2% | $286,111 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 4 | 1.3% | 80% | $347,500 | |
Guild Mortgage Company
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Conventional | 3 | 1% | 100% | $181,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 3 | 1% | 100% | $461,666 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 1% | 100% | $361,666 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 3 | 1% | 100% | $191,666 | |
Residential Wholesale Mortgage
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Conventional, FHA | 2 | 0.6% | 100% | $160,000 | |
Goodleap, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $235,000 | |
MortgageOne, Inc
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Pacific Lending LLC
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FHA | 1 | 0.3% | 100% | $455,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $355,000 | |
Resicentral LLC
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VA | 1 | 0.3% | 100% | $335,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 50% | $245,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 8.76% |
FHA | 1 | 0.3% | 100% | $355,000 | View |
Bay-Valley Mortgage Group
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Conventional | 1 | 0.3% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 50% | $275,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 57 | 18.5% | 93.4% | $412,719 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 34 | 11% | 76.1% | $246,176 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 31 +1 HELOCs |
10.1% | 79.5% | $347,580 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.6% | 100% | $303,000 | |
The Loan Store, Inc
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Conventional, FHA | 4 | 1.3% | 80% | $287,500 | |
Nationstar Mortgage
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Conventional | 3 | 1% | 75% | $205,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +3 HELOCs |
0.6% | 66.7% | $65,000 | |
Guaranteed Rate, Inc.
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FHA | 2 | 0.6% | 100% | $350,000 | |
Newrez LLC
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Conventional | 2 | 0.6% | 18.2% | $135,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.6% | 100% | $150,000 | |
Valon Mortgage
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $115,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.3% | 100% | $495,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.3% | 100% | $325,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 50% | $485,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Directors Mortgage, Inc
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VA | 1 | 0.3% | 100% | $445,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $395,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 0.3% | 100% | $415,000 | View |
Lennar Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $395,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 50% | $165,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $75,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
Mortgage Research Center
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VA | 1 | 0.3% | 50% | $445,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $415,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.3% | 100% | $365,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 33.3% | $135,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $485,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sanger Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sanger, California
Looking for mortgage lenders near me or mortgage brokers near me in Sanger? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sanger in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sanger, CA
Use these to narrow the list above. Each category shows how many Sanger, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Sanger, CA
Independent mortgage companies closed 90.9 percent of home loans in Sanger, California in 2025, banks 3.9 percent and credit unions 5.2 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Educational Employees Credit Union the largest credit union. Among lenders headquartered in California, Educational Employees Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sanger, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Sanger, California with 4 loans, about 1.3 percent of the market. The largest lender headquartered in California was Educational Employees Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Sanger, California, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 93.4 percent, against a 83.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Sanger, California in 2025, led by DHI Mortgage Company, LTD. with 39. 14 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 9 credit unions closed home loans in Sanger, California in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sanger, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sanger, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sanger. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
