Mortgage Lenders and Brokers in San Leandro, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
San Leandro, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1320 Fairmont Dr, San Leandro, CA 94578A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.15399 E 14th St, San Leandro, CA 94578A+5.0 ★Texas Ratio: 2.85%, Fremont BankFremont Bank1480 E 14th St, San Leandro, CA 94577A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA1298 E 14th St, San Leandro, CA 94577A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA1200 Fairmont Dr, San Leandro, CA 94578A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA15075 Farnsworth St, San Leandro, CA 94579A+5.0 ★Texas Ratio: 3.54%, Patelco Credit UnionPatelco Credit Union15100 Hesperian Blvd Ste 132A, San Leandro, CA 94578A5.0 ★Texas Ratio: 6.65%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Star One Credit UnionStar One Credit Union10991 N De Anza Blvd, Cupertino, CA 95014 6303A+5.0 ★Texas Ratio: 0.64%, and Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in San Leandro, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in San Leandro are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in San Leandro, California
Market share is the lender's share of all home loans closed in San Leandro, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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3 offices in San Leandro 1320 Fairmont Dr, San Leandro, CA 94578 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 22 +2 HELOCs |
3% | 84.6% | $574,545 | View |
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2 offices in San Leandro 15399 E 14th St, San Leandro, CA 94578 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 18 +7 HELOCs |
2.5% | 75% | $638,333 | View |
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1 office in San Leandro 1480 E 14th St, San Leandro, CA 94577 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 10 +22 HELOCs |
1.4% | 78.6% | $458,000 | View |
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2 offices in San Leandro 1298 E 14th St, San Leandro, CA 94577 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 10 | 1.4% | 90.9% | $498,000 | View |
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2 offices in San Leandro 1200 Fairmont Dr, San Leandro, CA 94578 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 7 +9 HELOCs |
1% | 100% | $713,571 | View |
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2 offices in San Leandro 15075 Farnsworth St, San Leandro, CA 94579 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 3 +15 HELOCs |
0.4% | 50% | $858,333 | View |
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15100 Hesperian Blvd Ste 132A, San Leandro, CA 94578 A5.0 ★Texas Ratio: 6.65% |
Conventional, HELOC | 9 +5 HELOCs |
1.2% | 83.3% | $437,222 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 7 | 1% | 87.5% | $597,857 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional, HELOC | 6 +1 HELOCs |
0.8% | 70% | $645,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA | 6 | 0.8% | 100% | $408,333 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 5 +3 HELOCs |
0.7% | 100% | $765,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 5 +2 HELOCs |
0.7% | 100% | $787,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 5 | 0.7% | 100% | $511,000 | View |
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600 Bancroft Ave, San Leandro, CA 94577 2904 A+5.0 ★Texas Ratio: 1.28% |
Conventional, HELOC | 4 +13 HELOCs |
0.6% | 83.3% | $110,000 | View |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional, HELOC | 3 +8 HELOCs |
0.4% | 100% | $465,000 | View |
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10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 100% | $438,333 | View |
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10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11% |
Conventional | 3 | 0.4% | 60% | $628,333 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 2 +3 HELOCs |
0.3% | 40% | $380,000 | View |
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590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 2 | 0.3% | 100% | $715,000 | View |
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2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30% |
Conventional | 2 | 0.3% | 100% | $365,000 | View |
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1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional | 2 | 0.3% | 66.7% | $1,020,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 2 | 0.3% | 100% | $1,140,000 | View |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $595,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $395,000 | View |
Sea West Coast Gurad FCU
Coast Guard Island, Alameda, CA 94501 5100 |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $385,000 | |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $405,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $275,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.1% | 100% | $595,000 | View |
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200 E Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 3.91% |
Conventional | 1 | 0.1% | 100% | $575,000 | View |
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3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.1% | 100% | $665,000 | View |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.1% | 100% | $855,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 1 | 0.1% | 100% | $765,000 | |
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901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
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9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.1% | 50% | $85,000 | View |
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560 1st St Ste B106, Benicia, CA 94510 3579 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.1% | 100% | $965,000 | View |
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2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 100% | $535,000 | View |
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386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1638 W Campbell Ave, Campbell, CA 95008 A5.0 ★Texas Ratio: 6.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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415 Westlake Ctr, Daly City, CA 94015 1432 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New Wave Lending Group Inc
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Conventional | 41 | 5.7% | 100% | $586,463 | |
AmWest Funding Corp
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Conventional, HELOC | 25 +1 HELOCs |
3.5% | 96.2% | $531,800 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 12 +2 HELOCs |
1.7% | 92.3% | $754,166 | |
General Mortgage Capital Corporation
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Conventional | 11 | 1.5% | 100% | $502,272 | |
loanDepot.com LLC
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Conventional | 10 | 1.4% | 78.6% | $255,000 | |
Googain, Inc.
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Conventional | 9 | 1.2% | 100% | $438,333 | |
Nmsi, Inc.
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Conventional | 8 | 1.1% | 100% | $581,250 | |
Paramount Residential Mortgage
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Conventional, FHA | 8 | 1.1% | 100% | $451,250 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 7 | 1% | 100% | $605,000 | |
AAA Capital Investment, Inc
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Conventional | 6 | 0.8% | 100% | $488,333 | |
Resicentral LLC
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Conventional | 6 | 0.8% | 100% | $560,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 6 | 0.8% | 85.7% | $443,333 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 0.7% | 83.3% | $641,000 | |
Provident Funding Associates
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Conventional | 5 | 0.7% | 83.3% | $493,000 | |
American Pacific Mortgage Corporation
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Conventional | 5 | 0.7% | 100% | $613,000 | |
Emet Lending Group, Inc.
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Conventional | 4 | 0.6% | 100% | $595,000 | |
Bay-Valley Mortgage Group
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Conventional, VA | 3 | 0.4% | 100% | $638,333 | |
Stg Mortgage Inc
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Conventional, VA | 3 | 0.4% | 100% | $765,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional, FHA | 3 | 0.4% | 100% | $511,666 | View |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $810,000 | |
Bridgeway Lending Partners, LLC
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Conventional | 2 | 0.3% | 100% | $430,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.3% | 100% | $615,000 | |
Fidelity Lending Solutions Inc
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Conventional | 2 | 0.3% | 100% | $825,000 | |
Flexpoint, Inc.
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Conventional | 2 | 0.3% | 100% | $500,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 2 | 0.3% | 66.7% | $665,000 | |
T. J. Financial, Inc.
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Conventional | 2 | 0.3% | 100% | $445,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $660,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 2 | 0.3% | 100% | $360,000 | |
JMAC Lending, Inc.
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Conventional | 2 | 0.3% | 100% | $830,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.1% | 50% | $405,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.1% | 25% | $665,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $1,055,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.1% | 100% | $425,000 | |
Habitfactory USA Inc dba Loaning AI
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Conventional | 1 | 0.1% | 100% | $705,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.1% | 66.7% | $585,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.1% | 100% | $475,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.1% | 100% | $485,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $325,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $665,000 | |
Figure Lending LLC
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HELOC | 0 +8 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA, HELOC | 110 +1 HELOCs |
15.2% | 88.1% | $506,818 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 65 +5 HELOCs |
9% | 93% | $670,692 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 25 +1 HELOCs |
3.5% | 96.2% | $647,400 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, HELOC | 12 +1 HELOCs |
1.7% | 100% | $772,500 | View |
Everett Financial, Inc.
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Conventional, FHA | 10 | 1.4% | 100% | $487,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 10 | 1.4% | 90.9% | $676,000 | |
DHI Mortgage Company, LTD.
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Conventional | 10 | 1.4% | 100% | $872,000 | |
Mortgage Research Center
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Conventional, VA | 8 | 1.1% | 80% | $692,500 | |
Vellum Mortgage, Inc.
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Conventional, FHA | 7 | 1% | 100% | $656,428 | |
Nationstar Mortgage
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Conventional | 7 | 1% | 77.8% | $129,285 | |
Newrez LLC
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Conventional | 5 | 0.7% | 35.7% | $261,000 | |
Bay Equity LLC
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Conventional, FHA | 5 | 0.7% | 100% | $669,000 | |
The Loan Store, Inc
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Conventional | 5 | 0.7% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 4 | 0.6% | 100% | $605,000 | View |
Homeowners Financial Group, LLC
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Conventional | 4 | 0.6% | 100% | $452,500 | |
Guaranteed Rate Affinity, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.4% | 100% | $681,666 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.4% | 50% | $628,333 | |
Freedom Mortgage Corporation
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Conventional | 3 | 0.4% | 100% | $418,333 | |
Sage Home Loans Corporation
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Conventional | 3 | 0.4% | 100% | $698,333 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 3 | 0.4% | 100% | $648,333 | |
Deephaven Mortgage LLC
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Conventional | 3 | 0.4% | 75% | $558,333 | |
Leaderone Financial Corp.
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Conventional, FHA | 3 | 0.4% | 100% | $745,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $500,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.3% | 18.2% | $75,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $510,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 0.3% | 100% | $675,000 | View |
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A+5.0 ★Texas Ratio: 2.97% |
Conventional | 2 | 0.3% | 100% | $700,000 | View |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.3% | 100% | $530,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 0.3% | 100% | $655,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.3% | 100% | $585,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 2 | 0.3% | 100% | $485,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.3% | 100% | $560,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.3% | 100% | $320,000 | View |
Champions Funding, LLC
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Conventional | 2 | 0.3% | 40% | $405,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.3% | 100% | $470,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 33.3% | $405,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 33.3% | $705,000 | |
First Technology Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $1,105,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.1% | 100% | $105,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.1% | 100% | $685,000 | |
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A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.1% | 100% | $655,000 | View |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $505,000 | |
Nbkc Bank
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Conventional | 1 | 0.1% | 100% | $545,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $865,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.1% | 100% | $815,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.1% | 66.7% | $85,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $985,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.1% | 50% | $615,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.1% | 16.7% | $25,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.1% | 100% | $1,115,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.1% | 100% | $315,000 | |
Discover Bank
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Conventional | 1 | 0.1% | 14.3% | $55,000 | |
Intercap Lending Inc
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Conventional | 1 | 0.1% | 100% | $725,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $765,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.1% | 100% | $285,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.1% | 50% | $685,000 | View |
Planet Home Lending, LLC
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Conventional | 1 | 0.1% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.1% | 100% | $445,000 | View |
Nasa Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $55,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.1% | 100% | $865,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $675,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $835,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.1% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 8.05% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
Florida Capital Bank, N.A
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Conventional | 1 | 0.1% | 100% | $655,000 | |
21St Mortgage
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Conventional | 1 | 0.1% | 25% | $85,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.1% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
San Leandro Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in San Leandro, California
Looking for mortgage lenders near me or mortgage brokers near me in San Leandro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in San Leandro in 2025, with lenders based there listed first.
Types of Mortgage Lenders in San Leandro, CA
Use these to narrow the list above. Each category shows how many San Leandro, CA lenders fit and what that kind of lender is usually best for.
Who Lends in San Leandro, CA
Independent mortgage companies closed 77.6 percent of home loans in San Leandro, California in 2025, banks 15.7 percent and credit unions 6.6 percent. Change Lending was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Patelco Credit Union the largest credit union. Among lenders headquartered in California, Fremont Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
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Frequently Asked Questions About Mortgage Lenders in San Leandro, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in San Leandro, California with 22 loans, about 3 percent of the market. The largest lender headquartered in California was Fremont Bank with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in San Leandro, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 93 percent, against a 85.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in San Leandro, California in 2025, led by United Wholesale Mortgage with 6. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 36 credit unions closed home loans in San Leandro, California in 2025, alongside 94 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in San Leandro, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in San Leandro, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up San Leandro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
