Mortgage Lenders and Brokers in Riverbank, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Riverbank, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2175 Claribel Rd, Riverbank, CA 95367A+5.0 ★Texas Ratio: 3.68%, Farmers & Merchants Bank of CeFarmers & Merchants Bank of Ce2401 Patterson Rd, Riverbank, CA 95367A+5.0 ★Texas Ratio: 0.87%, Wells Fargo Bank NAWells Fargo Bank NA2213 Claribel Rd, Riverbank, CA 95367A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Synergy One Lending, Inc.Synergy One Lending, Inc.9600 Ming Ave Ste 146, Bakersfield, CA 93311, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, PNC Bank N.A.PNC Bank N.A.1329 Broadway Ave, Atwater, CA 95301A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.65%, and Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Riverbank, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Riverbank are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Riverbank, California
Market share is the lender's share of all home loans closed in Riverbank, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Riverbank 2175 Claribel Rd, Riverbank, CA 95367 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 6 +1 HELOCs |
1.5% | 100% | $456,666 | View |
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1 office in Riverbank 2401 Patterson Rd, Riverbank, CA 95367 A+5.0 ★Texas Ratio: 0.87% |
Conventional | 3 | 0.7% | 75% | $295,000 | View |
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1 office in Riverbank 2213 Claribel Rd, Riverbank, CA 95367 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.7% | 75% | $225,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 7 +1 HELOCs |
1.7% | 70% | $359,285 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional, FHA | 5 | 1.2% | 100% | $339,000 | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, FHA, HELOC | 2 +6 HELOCs |
0.5% | 100% | $515,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $345,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +9 HELOCs |
0.2% | 100% | $345,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $385,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $105,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
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1391 Franklin St, Santa Clara, CA 95050 4710 A+5.0 ★Texas Ratio: 1.35% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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229 S Main St, Angels Camp, CA 95222 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 21 +2 HELOCs |
5.2% | 61.8% | $374,523 | |
Calcon Mutual Mortgage LLC
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FHA, VA | 19 | 4.7% | 82.6% | $522,894 | |
Kind Lending, LLC
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Conventional, FHA, VA | 12 | 3% | 80% | $385,000 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 9 | 2.2% | 100% | $223,888 | |
Guild Mortgage Company
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Conventional, FHA | 9 | 2.2% | 100% | $296,111 | |
Flexpoint, Inc.
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Conventional, FHA | 9 | 2.2% | 100% | $383,888 | |
Generations Home Loans, LLC
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Conventional, FHA | 9 | 2.2% | 90% | $481,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 8 | 2% | 88.9% | $425,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 6 | 1.5% | 100% | $386,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.2% | 100% | $361,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 5 | 1.2% | 100% | $439,000 | View |
American Financial Network, Inc.
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Conventional, FHA | 4 | 1% | 80% | $332,500 | |
JMAC Lending, Inc.
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Conventional | 3 | 0.7% | 100% | $455,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, VA | 2 | 0.5% | 100% | $595,000 | |
Franklin Loan Corporation
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Conventional | 2 | 0.5% | 100% | $555,000 | |
Nexera Holding LLC
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Conventional | 2 | 0.5% | 100% | $430,000 | |
ML Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $475,000 | |
Home Mortgage Alliance Corp (Hmac)
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FHA | 1 | 0.2% | 100% | $545,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 50% | $255,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $395,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 0.2% | 100% | $335,000 | |
JMJ Financial Group Inc.
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Conventional | 1 | 0.2% | 100% | $95,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Campos Financial Corp
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Conventional | 1 | 0.2% | 100% | $255,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Intelliloan, Inc.
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FHA | 1 | 0.2% | 100% | $465,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 50% | $505,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.2% | 100% | $445,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Operating Engineers Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 48 | 11.9% | 85.7% | $225,833 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 46 +4 HELOCs |
11.4% | 86.8% | $422,826 | |
Kbhs Home Loans, LLC
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Conventional, FHA, VA | 42 | 10.4% | 91.3% | $518,809 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 17 +3 HELOCs |
4.2% | 100% | $382,647 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 11 +1 HELOCs |
2.7% | 84.6% | $450,454 | |
Nationstar Mortgage
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Conventional | 11 | 2.7% | 80% | $179,545 | |
The Loan Store, Inc
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Conventional, VA, HELOC | 5 +3 HELOCs |
1.2% | 100% | $421,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +6 HELOCs |
1% | 36.4% | $75,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 4 | 1% | 71.4% | $490,000 | |
Primary Residential Mortgage, INC.
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Conventional | 4 | 1% | 100% | $345,000 | |
Triad Financial Services, Inc.
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Conventional | 4 | 1% | 90.9% | $115,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $218,333 | |
Newrez LLC
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Conventional | 3 | 0.7% | 37.5% | $158,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.5% | 100% | $290,000 | View |
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A+5.0 ★Texas Ratio: 1.59% |
Conventional, FHA | 2 | 0.5% | 100% | $365,000 | View |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.5% | 100% | $275,000 | |
21St Mortgage
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Conventional | 2 | 0.5% | 40% | $120,000 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 25% | $45,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 0.2% | 100% | $495,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Mortgage Research Center
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VA | 1 | 0.2% | 50% | $635,000 | |
Self Help Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $555,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $375,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Longbridge Financial, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Riverbank Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Riverbank, California
Looking for mortgage lenders near me or mortgage brokers near me in Riverbank? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Riverbank in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Riverbank, CA
Use these to narrow the list above. Each category shows how many Riverbank, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Riverbank, CA
Independent mortgage companies closed 90.4 percent of home loans in Riverbank, California in 2025, banks 6.9 percent and credit unions 2.7 percent. Synergy One Lending, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, Farmers & Merchants Bank of Ce led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Riverbank, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Riverbank, California with 6 loans, about 1.5 percent of the market. The largest lender headquartered in California was Farmers & Merchants Bank of Ce with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Riverbank, California in 2025, led by United Wholesale Mortgage with 18. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 15 credit unions closed home loans in Riverbank, California in 2025, alongside 66 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Riverbank, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Riverbank, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Riverbank. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
