Mortgage Lenders and Brokers in Reedley, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Reedley, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1000 G St, Reedley, CA 93654A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1603 11th St, Reedley, CA 93654A+5.0 ★Texas Ratio: 5.36%, Educational Employees Credit UnionEducational Employees Credit Union873 W North Ave, Reedley, CA 93654A+5.0 ★Texas Ratio: 0.58%, Noble Federal Credit UnionNoble Federal Credit Union175 N Clovis Ave, Clovis, CA 93612 0304A+5.0 ★Texas Ratio: 4.29%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Valley Strong Credit UnionValley Strong Credit Union8200 Stockdale Hwy Ste P, Bakersfield, CA 93311A5.0 ★Texas Ratio: 13.47%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, and Sesloc Credit UnionSesloc Credit Union1399 E Grand Ave, Arroyo Grande, CA 93420 2421. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Reedley, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Reedley are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Reedley, California
Market share is the lender's share of all home loans closed in Reedley, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Reedley 1000 G St, Reedley, CA 93654 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 2% | 83.3% | $213,000 | View |
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1 office in Reedley 1603 11th St, Reedley, CA 93654 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 1.6% | 66.7% | $207,500 | View |
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873 W North Ave, Reedley, CA 93654 A+5.0 ★Texas Ratio: 0.58% |
Conventional, HELOC | 2 +9 HELOCs |
0.8% | 66.7% | $395,000 | View |
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175 N Clovis Ave, Clovis, CA 93612 0304 A+5.0 ★Texas Ratio: 4.29% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $80,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 2 | 0.8% | 100% | $215,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.8% | 100% | $305,000 | View |
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8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $275,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 50% | $235,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $55,000 | View |
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1399 E Grand Ave, Arroyo Grande, CA 93420 2421 |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
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3650 E Ashlan Ave, Fresno, CA 93726 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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2525 E Shields Ave, Fresno, CA 93726 A+5.0 ★Texas Ratio: 4.38% |
Conventional | 1 | 0.4% | 100% | $25,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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936 G St, Reedley, CA 93654 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Inspire Home Loans Inc.
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Conventional, FHA, VA | 32 | 12.5% | 81% | $397,500 | |
Alameda Mortgage Corporation
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Conventional, FHA | 17 | 6.6% | 100% | $256,176 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 15 | 5.9% | 80% | $269,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 13 | 5.1% | 81.2% | $325,769 | |
Kind Lending, LLC
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Conventional, FHA, USDA | 11 | 4.3% | 80% | $307,727 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA, USDA | 7 | 2.7% | 100% | $299,285 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 6 | 2.3% | 100% | $348,333 | View |
New American Funding, LLC.
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Conventional, FHA, HELOC | 5 +1 HELOCs |
2% | 83.3% | $253,000 | |
AdvantageFirst Lending Inc
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FHA, VA | 3 | 1.2% | 75% | $445,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 1.2% | 100% | $335,000 | |
Pacific Lending LLC
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Conventional, FHA | 2 | 0.8% | 100% | $350,000 | |
Provident Funding Associates
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Conventional | 2 | 0.8% | 100% | $510,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.8% | 50% | $130,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.8% | 66.7% | $255,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $125,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $285,000 | |
Financial Partners Credit Unio
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Guild Mortgage Company
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FHA | 1 | 0.4% | 100% | $285,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.4% | 100% | $535,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Bay-Valley Mortgage Group
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FHA | 1 | 0.4% | 100% | $315,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 43 +1 HELOCs |
16.8% | 86.3% | $351,976 | |
Rocket Mortgage
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Conventional, FHA | 21 | 8.2% | 81.5% | $178,333 | |
Freedom Mortgage Corporation
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Conventional, FHA | 7 | 2.7% | 100% | $292,142 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 2.3% | 85.7% | $168,333 | |
CrossCountry Mortgage, LLC
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FHA, HELOC | 3 +2 HELOCs |
1.2% | 100% | $458,333 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 3 | 1.2% | 100% | $298,333 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.8% | 25% | $105,000 | |
Mortgage Research Center
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VA | 2 | 0.8% | 100% | $435,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.8% | 100% | $205,000 | |
21St Mortgage
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Conventional | 2 | 0.8% | 100% | $55,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $225,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.4% | 100% | $195,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Newrez LLC
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Conventional | 1 | 0.4% | 20% | $95,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 25% | $85,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
USDA | 1 | 0.4% | 100% | $325,000 | View |
Discover Bank
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Conventional | 1 | 0.4% | 25% | $155,000 | |
Everence Federal Credit Union
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Conventional | 1 | 0.4% | 50% | $35,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.4% | 100% | $115,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $395,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 100% | $365,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Reedley Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Reedley, California
Looking for mortgage lenders near me or mortgage brokers near me in Reedley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Reedley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Reedley, CA
Use these to narrow the list above. Each category shows how many Reedley, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Reedley, CA
Independent mortgage companies closed 87.1 percent of home loans in Reedley, California in 2025, banks 6.6 percent and credit unions 6.2 percent. Change Lending was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Educational Employees Credit Union the largest credit union. Among lenders headquartered in California, Educational Employees Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Reedley, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Reedley, California with 5 loans, about 2 percent of the market. The largest lender headquartered in California was Educational Employees Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Reedley, California in 2025, led by Inspire Home Loans Inc. with 22. 7 lenders closed VA loans, led by Inspire Home Loans Inc., and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 13 credit unions closed home loans in Reedley, California in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Reedley, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Reedley, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Reedley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
