Mortgage Lenders and Brokers in Rancho Murieta, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rancho Murieta, California mortgage lenders include US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, El Dorado Savings BankEl Dorado Savings Bank7185 Murieta Dr, Rancho Murieta, CA 95683A+5.0 ★Texas Ratio: 0.41%, Sacramento Credit UnionSacramento Credit Union8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758A+5.0 ★Texas Ratio: 0.33%, SAFE Credit UnionSAFE Credit Union7887 Walerga Rd, Antelope, CA 95843A+5.0 ★Texas Ratio: 3.24%, Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.65%, Tri Counties BankTri Counties Bank2686 Gateway Dr, Anderson, CA 96007A+5.0 ★Texas Ratio: 5.34%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%, Heritage Community Credit UnionHeritage Community Credit Union5329 Sunrise Blvd, Fair Oaks, CA 95628 3539A+5.0 ★Texas Ratio: 5.95%, and Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rancho Murieta, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rancho Murieta are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rancho Murieta, California
Market share is the lender's share of all home loans closed in Rancho Murieta, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 8 | 4.2% | 88.9% | $507,500 | View |
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7185 Murieta Dr, Rancho Murieta, CA 95683 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 8 | 4.2% | 88.9% | $93,750 | View |
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8351 Elk Grove Blvd Ste 600, Elk Grove, CA 95758 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 5 | 2.6% | 83.3% | $225,000 | View |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
Conventional | 4 | 2.1% | 100% | $262,500 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional | 4 | 2.1% | 100% | $310,000 | View |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $495,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1% | 100% | $610,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional | 2 | 1% | 100% | $465,000 | View |
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5329 Sunrise Blvd, Fair Oaks, CA 95628 3539 A+5.0 ★Texas Ratio: 5.95% |
Conventional | 2 | 1% | 100% | $85,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1% | 100% | $75,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 1 +18 HELOCs |
0.5% | 33.3% | $575,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 1 +6 HELOCs |
0.5% | 100% | $105,000 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.5% | 100% | $145,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $675,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.5% | 100% | $755,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $415,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
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Conventional, VA, HELOC | 6 +1 HELOCs |
3.1% | 100% | $511,666 | |
American Pacific Mortgage Corporation
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Conventional | 5 | 2.6% | 100% | $503,000 | |
Kind Lending, LLC
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Conventional, VA, Jumbo | 2 | 1% | 75% | $770,000 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 2 | 1% | 100% | $550,000 | |
AmWest Funding Corp
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Conventional | 2 | 1% | 100% | $245,000 | |
Network Capital Funding Corporation
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Conventional | 2 | 1% | 100% | $430,000 | |
Land Home Financial Services,
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Conventional | 2 | 1% | 100% | $395,000 | |
Franklin Loan Corporation
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Conventional, Jumbo | 2 | 1% | 100% | $560,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 1% | 100% | $180,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $505,000 | |
Resicentral LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.5% | 100% | $505,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.5% | 100% | $645,000 | View |
Flexpoint, Inc.
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,035,000 | |
Dignified Home Loans LLC
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Conventional | 1 | 0.5% | 100% | $505,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $605,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.5% | 100% | $595,000 | |
SnapFi, Inc.
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.5% | 100% | $725,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $665,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $475,000 | |
Operating Engineers Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $805,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 47 +4 HELOCs |
24.6% | 98% | $500,106 | |
Rocket Mortgage
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Conventional, FHA | 20 | 10.5% | 95.5% | $303,000 | |
K. Hovnanian American Mortgage
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Conventional, FHA | 8 | 4.2% | 100% | $452,500 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 4 +3 HELOCs |
2.1% | 100% | $670,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
1.6% | 42.9% | $141,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 1.6% | 100% | $555,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 3 | 1.6% | 100% | $451,666 | |
Guaranteed Rate, Inc.
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Conventional, VA, HELOC | 2 +1 HELOCs |
1% | 100% | $710,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1% | 100% | $345,000 | |
Securitynational Mortgage Company
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Conventional, FHA | 2 | 1% | 100% | $205,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 1% | 100% | $500,000 | |
Nationstar Mortgage
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Conventional | 2 | 1% | 50% | $310,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.5% | 100% | $535,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.5% | 50% | $485,000 | |
Newrez LLC
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Conventional | 1 | 0.5% | 50% | $105,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 25% | $65,000 | |
Lennar Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $415,000 | |
Mortgage Research Center
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VA | 1 | 0.5% | 100% | $255,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.5% | 100% | $775,000 | |
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A+5.0 ★Texas Ratio: 4.67% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
First Technology Federal Credit Union
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,005,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lower, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Rancho Murieta Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rancho Murieta, California
Looking for mortgage lenders near me or mortgage brokers near me in Rancho Murieta? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rancho Murieta in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rancho Murieta, CA
Use these to narrow the list above. Each category shows how many Rancho Murieta, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Rancho Murieta, CA
Independent mortgage companies closed 75.4 percent of home loans in Rancho Murieta, California in 2025, banks 14.1 percent and credit unions 10.5 percent. Change Lending was the largest mortgage company, US Bank, N.A. the largest bank and Sacramento Credit Union the largest credit union. Among lenders headquartered in California, El Dorado Savings Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rancho Murieta, CA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Rancho Murieta, California with 8 loans, about 4.2 percent of the market. The largest lender headquartered in California was El Dorado Savings Bank with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Rancho Murieta, California in 2025, led by United Wholesale Mortgage with 5. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 14 credit unions closed home loans in Rancho Murieta, California in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rancho Murieta, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rancho Murieta, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rancho Murieta. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
