Plumas Lake, California mortgage lenders include US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, SAFE Credit UnionSAFE Credit Union7887 Walerga Rd, Antelope, CA 95843A+5.0 ★Texas Ratio: 3.24%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Travis Credit UnionTravis Credit Union5819 Lone Tree Way, Antioch, CA 94531A+5.0 ★Texas Ratio: 4.51%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, and Sierra Central Credit UnionSierra Central Credit Union5026 Rhonda Rd, Anderson, CA 96007A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Plumas Lake, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Plumas Lake are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Plumas Lake, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
2.4% | 93.8% | $368,333 | View |
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 4 +1 HELOCs |
0.6% | 100% | $80,000 | View |
|
500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA, VA | 4 | 0.6% | 80% | $317,500 | View |
|
7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
Conventional, HELOC | 3 +2 HELOCs |
0.5% | 100% | $355,000 | View |
|
116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 3 | 0.5% | 100% | $485,000 | View |
|
5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 2 | 0.3% | 100% | $115,000 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.3% | 100% | $285,000 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 100% | $95,000 | View |
|
14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $415,000 | View |
|
5026 Rhonda Rd, Anderson, CA 96007 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $65,000 | View |
|
1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +8 HELOCs |
0% | 0% | View | |
|
2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA | 17 | 2.7% | 94.7% | $439,705 | |
Kind Lending, LLC
|
Conventional, FHA, VA | 15 | 2.4% | 75% | $373,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 11 | 1.7% | 100% | $377,727 | |
loanDepot.com LLC
|
Conventional, VA, HELOC | 7 +1 HELOCs |
1.1% | 100% | $380,714 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 7 | 1.1% | 100% | $347,857 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA, USDA, HELOC | 6 +1 HELOCs |
1% | 85.7% | $488,333 | |
Paramount Residential Mortgage
|
Conventional | 5 | 0.8% | 100% | $239,000 | |
JMAC Lending, Inc.
|
Conventional, FHA | 5 | 0.8% | 100% | $403,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional | 2 | 0.3% | 100% | $235,000 | View |
Royal Pacific Funding
|
Conventional, FHA | 2 | 0.3% | 100% | $275,000 | |
Hometown Equity Mortgage, LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $550,000 | |
New American Funding, LLC.
|
FHA | 2 | 0.3% | 66.7% | $515,000 | |
Nexera Holding LLC
|
Conventional | 2 | 0.3% | 100% | $315,000 | |
Carrington Mortgage Services LLC
|
Conventional | 2 | 0.3% | 50% | $55,000 | |
Goodleap, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $295,000 | |
Pacific Lending LLC
|
VA | 1 | 0.2% | 100% | $525,000 | |
5Th Sreet Capital Inc.
|
Conventional | 1 | 0.2% | 100% | $505,000 | |
Home Mortgage Alliance Corp (Hmac)
|
FHA | 1 | 0.2% | 100% | $435,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.2% | 100% | $535,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.2% | 100% | $475,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.2% | 100% | $455,000 | |
Bay-Valley Mortgage Group
|
Conventional | 1 | 0.2% | 100% | $585,000 | |
West Coast Mortgage Group & Realty Co
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
Greenbox Loans
|
Conventional | 1 | 0.2% | 100% | $455,000 | |
Stg Mortgage Inc
|
Conventional | 1 | 0.2% | 100% | $505,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.2% | 100% | $475,000 | |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $175,000 | |
Nmsi, Inc.
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.2% | 100% | $475,000 | |
Figure Lending LLC
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
Lennar Mortgage, LLC
|
Conventional, FHA, VA | 166 | 26.4% | 88.3% | $439,759 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 83 +1 HELOCs |
13.2% | 89.4% | $460,421 | |
Homeamerican Mortgage Corporation
|
Conventional, FHA, VA | 63 | 10% | 100% | $488,174 | |
Kbhs Home Loans, LLC
|
Conventional, FHA, VA | 44 | 7% | 91.8% | $411,136 | |
Rocket Mortgage
|
Conventional, FHA, VA | 38 | 6% | 80.9% | $322,631 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
1.6% | 90.9% | $472,000 | |
The Loan Store, Inc
|
Conventional, VA, HELOC | 9 +1 HELOCs |
1.4% | 100% | $389,444 | |
Mortgage Research Center
|
VA | 9 | 1.4% | 56.2% | $530,555 | |
Newrez LLC
|
Conventional, FHA, VA | 8 | 1.3% | 72.7% | $352,500 | |
Nationstar Mortgage
|
Conventional, VA | 7 | 1.1% | 87.5% | $289,285 | |
Freedom Mortgage Corporation
|
FHA, VA | 6 | 1% | 85.7% | $521,666 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 5 | 0.8% | 83.3% | $503,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +3 HELOCs |
0.6% | 57.1% | $427,500 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 4 | 0.6% | 66.7% | $310,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 3 | 0.5% | 100% | $345,000 | View |
Peak Residential Lending Inc
|
Conventional, FHA, VA | 3 | 0.5% | 100% | $495,000 | |
Discover Bank
|
Conventional | 2 | 0.3% | 28.6% | $55,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 2 | 0.3% | 66.7% | $445,000 | |
Better Mortgage Corporation
|
Conventional, FHA | 2 | 0.3% | 100% | $410,000 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 0.3% | 66.7% | $525,000 | View |
Spring Eq, LLC
|
Conventional | 2 | 0.3% | 20% | $85,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 2 | 0.3% | 100% | $545,000 | View |
HomeBridge Financial Services, Inc
|
FHA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $445,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $375,000 | |
First Technology Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $625,000 | |
Premier Mortgage Resources, LLC
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $415,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.2% | 33.3% | $105,000 | |
Nfm, Inc
|
Conventional | 1 | 0.2% | 100% | $595,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
Planet Home Lending, LLC
|
FHA | 1 | 0.2% | 100% | $455,000 | |
Tjc Mortgage Inc
|
VA | 1 | 0.2% | 100% | $545,000 | |
Uif Corporation
|
Conventional | 1 | 0.2% | 100% | $495,000 | |
Pike Creek Mortgage Services, Inc.
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 0.2% | 100% | $495,000 | |
Luxury Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $565,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 10.53% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for California compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Plumas Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Plumas Lake in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Plumas Lake, CA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 93 percent of home loans in Plumas Lake, California in 2025, banks 4.6 percent and credit unions 2.4 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Plumas Lake, California with 15 loans, about 2.4 percent of the market. The largest lender headquartered in California was Schoolsfirst FCU with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Plumas Lake, California, Homeamerican Mortgage Corporation approved the highest share of completed applications in 2025 at 100 percent, against a 86.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Plumas Lake, California in 2025, led by Lennar Mortgage, LLC with 41. 25 lenders closed VA loans, led by Lennar Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 9 credit unions closed home loans in Plumas Lake, California in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Plumas Lake, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Plumas Lake, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Plumas Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.