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Mortgage Lenders and Brokers in Pleasanton, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Pleasanton, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA5798 Stoneridge Mall Rd, Pleasanton, CA 94588A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA337 Main St, Pleasanton, CA 94566A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.6774 Bernal Ave Ste 310, Pleasanton, CA 94566A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA249 Main St, Pleasanton, CA 94566A+5.0 ★Texas Ratio: 3.68%, BMO Harris Bank NABMO Harris Bank NA5452 Sunol Blvd, Pleasanton, CA 94566A+5.0 ★Texas Ratio: 3.54%, Fremont BankFremont Bank6654 Koll Center Pkwy, Pleasanton, CA 94566A+5.0 ★Texas Ratio: 4.11%, City National BankCity National Bank6160 Stoneridge Mall Rd, Pleasanton, CA 94588A+5.0 ★Texas Ratio: 5.55%, East West BankEast West Bank4299 Rosewood Dr, Pleasanton, CA 94588A+5.0 ★Texas Ratio: 2.84%, 1st UNITED CREDIT UNION1st UNITED CREDIT UNION5901 Gibraltar Dr, Pleasanton, CA 94588A+5.0 ★Texas Ratio: 1.28%, and Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Pleasanton, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pleasanton are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Pleasanton, California

Market share is the lender's share of all home loans closed in Pleasanton, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Wells Fargo Bank NA 2 offices in Pleasanton 5798 Stoneridge Mall Rd, Pleasanton, CA 94588 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	116	12.2%	95.9%	$1,410,086	View
Bank of America NA 1 office in Pleasanton 337 Main St, Pleasanton, CA 94566 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	107 +35 HELOCs	11.2%	92.2%	$1,389,672	View
US Bank, N.A. 1 office in Pleasanton 6774 Bernal Ave Ste 310, Pleasanton, CA 94566 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	91 +13 HELOCs	9.5%	85.6%	$1,369,395	View
JPMorgan Chase Bank, NA 3 offices in Pleasanton 249 Main St, Pleasanton, CA 94566 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	45 +1 HELOCs	4.7%	90.4%	$1,227,888	View
BMO Harris Bank NA 1 office in Pleasanton 5452 Sunol Blvd, Pleasanton, CA 94566 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	13 +11 HELOCs	1.4%	65%	$1,419,615	View
Fremont Bank 1 office in Pleasanton 6654 Koll Center Pkwy, Pleasanton, CA 94566 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo, HELOC	10 +46 HELOCs	1%	62.5%	$868,000	View
City National Bank 1 office in Pleasanton 6160 Stoneridge Mall Rd, Pleasanton, CA 94588 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	10	1%	100%	$1,420,000	View
East West Bank 1 office in Pleasanton 4299 Rosewood Dr, Pleasanton, CA 94588 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$510,000	View
1st UNITED CREDIT UNION 5901 Gibraltar Dr, Pleasanton, CA 94588 A+5.0 ★Texas Ratio: 1.28%	HELOC	0 +16 HELOCs	0%	0%		View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	77 +1 HELOCs	8.1%	96.3%	$1,333,441	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, Jumbo, HELOC	30 +7 HELOCs	3.1%	88.9%	$1,270,666	View
Star One Credit Union 10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64%	Conventional, Jumbo, HELOC	19 +3 HELOCs	2%	77.4%	$1,132,894	View
Patelco Credit Union 2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65%	Conventional, Jumbo, HELOC	14 +17 HELOCs	1.5%	93.3%	$1,274,285	View
Provident Credit Union 2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49%	Conventional, Jumbo, HELOC	14 +3 HELOCs	1.5%	100%	$1,180,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	8 +8 HELOCs	0.8%	88.9%	$1,506,250	View
Hsbc Bank USA, NA 1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	8	0.8%	100%	$1,125,000	View
Technology Credit Union 10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57%	Conventional, Jumbo, HELOC	5 +6 HELOCs	0.5%	80%	$821,000	View
Mechanics Bank 801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81%	Conventional, Jumbo	5	0.5%	100%	$1,211,000	View
Chevron Federal Credit Union 9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12%	Conventional, Jumbo, HELOC	4 +2 HELOCs	0.4%	100%	$1,407,500	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.4%	80%	$270,000	View
Keypoint Credit Union 10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00%	Conventional, HELOC	3 +6 HELOCs	0.3%	100%	$695,000	View
Meriwest Credit Union 19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20%	Conventional, Jumbo, HELOC	3 +3 HELOCs	0.3%	100%	$788,333	View
Provident Savings Bank, F.S.B. 350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42%	Conventional	3	0.3%	100%	$675,000	View
Axos Bank 4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94%	Conventional	3	0.3%	100%	$991,666	View
San Francisco Federal Credit Union 1811 El Camino Real, Burlingame, CA 94010 A+5.0 ★Texas Ratio: 0.53%	Conventional	3	0.3%	100%	$898,333	View
Nuvision Federal Credit Union 6001 Gibraltar Dr, Pleasanton, CA 94588 2707 A+5.0 ★Texas Ratio: 3.84%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.2%	100%	$1,400,000	View
Stanford Federal Credit Union 1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$735,000	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional	2	0.2%	66.7%	$700,000	View
Uncle Credit Union 1987 Santa Rita Rd Ste A, PLEASANTON, CA 94566 4748 A+5.0 ★Texas Ratio: 5.51%	Conventional, HELOC	1 +19 HELOCs	0.1%	100%	$995,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$4,005,000	View
Cathay Bank 590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57%	Conventional	1	0.1%	100%	$525,000	View
San Francisco Fire Credit Union 3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$55,000	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	Conventional, Jumbo	1	0.1%	100%	$1,755,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional	1	0.1%	100%	$1,205,000
Royal Business Bank 901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57%	Conventional	1	0.1%	100%	$335,000	View
Educational Employees Credit Union 1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58%	Conventional	1	0.1%	100%	$1,025,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$1,125,000	View
Bank of Stockton 229 S Main St, Angels Camp, CA 95222 A+5.0 ★Texas Ratio: 0.21%	Conventional	1	0.1%	100%	$205,000	View
Pacific Service Credit Union 840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59%	Conventional	1	0.1%	100%	$45,000	View
Woori America Bank 5731 Beach Blvd, Buena Park, CA 90621 A5.0 ★Texas Ratio: 11.01%	Conventional	1	0.1%	100%	$825,000	View
CommonWealth Central Credit Union 8000 SANTA TERESA BLVD, GILROY, CA 95020 A+5.0 ★Texas Ratio: 1.92%	HELOC	0 +2 HELOCs	0%	n/a		View
Firefighters First Federal Credit Union 5700 Stoneridge Dr Ste 250, Pleasanton, CA 94588 A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +2 HELOCs	0%	n/a		View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +1 HELOCs	0%	n/a		View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	HELOC	0 +1 HELOCs	0%	n/a		View
Citizens Bank, NA 750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +1 HELOCs	0%	n/a		View
Mirastar Federal Credit Union 1638 W Campbell Ave, Campbell, CA 95008 A5.0 ★Texas Ratio: 6.21%	HELOC	0 +1 HELOCs	0%	n/a		View
Sea West Coast Gurad FCU Coast Guard Island, Alameda, CA 94501 5100	HELOC	0 +1 HELOCs	0%	n/a
Travis Credit Union 5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51%	HELOC	0 +1 HELOCs	0%	n/a		View
loanDepot.com LLC	Conventional, Jumbo	15	1.6%	100%	$584,333
Pennymac Loan Services LLC	Conventional, Jumbo	7	0.7%	77.8%	$1,115,000
Googain, Inc.	Conventional, Jumbo	7	0.7%	100%	$1,142,142
New Wave Lending Group Inc	Conventional, Jumbo	5	0.5%	100%	$1,135,000
Nmsi, Inc.	Conventional, Jumbo	5	0.5%	100%	$1,083,000
Kind Lending, LLC	Conventional, HELOC	4 +1 HELOCs	0.4%	100%	$922,500
General Mortgage Capital Corporation	Conventional, Jumbo	4	0.4%	100%	$1,070,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional	4	0.4%	100%	$592,500	View
Stg Mortgage Inc	Conventional, Jumbo	3	0.3%	100%	$1,455,000
New American Funding, LLC.	Conventional, HELOC	2 +4 HELOCs	0.2%	100%	$645,000
AmeriHome Mortgage Company, LLC	Conventional, Jumbo	2	0.2%	100%	$1,680,000
AmWest Funding Corp	Conventional	2	0.2%	100%	$590,000
Bay-Valley Mortgage Group	Conventional	2	0.2%	100%	$600,000
Provident Funding Associates	Conventional	2	0.2%	75%	$575,000
American Pacific Mortgage Corporation	Conventional, Jumbo	2	0.2%	100%	$1,360,000
Carrington Mortgage Services LLC	Conventional	2	0.2%	66.7%	$295,000
Operating Engineers Federal Credit Union	Conventional	2	0.2%	100%	$140,000
JMAC Lending, Inc.	Conventional, Jumbo	2	0.2%	100%	$1,640,000
Golden Empire Mortgage, Inc.	FHA	1	0.1%	100%	$1,185,000
Augusta Financial, Inc.	Conventional	1	0.1%	100%	$1,115,000
5Th Sreet Capital Inc.	Conventional	1	0.1%	100%	$255,000
Resicentral LLC	Conventional	1	0.1%	100%	$805,000
American Financial Network, Inc.	Conventional	1	0.1%	100%	$1,185,000
Victoria Financial Corp	Conventional	1	0.1%	100%	$415,000
American Finance House Lariba	Conventional	1	0.1%	100%	$725,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	50%	$1,125,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$475,000
Iserve Residential Lending	Conventional	1	0.1%	100%	$535,000
Southland Credit Uniom	Conventional, Jumbo	1	0.1%	100%	$1,415,000
Summit Funding.Inc	Conventional	1	0.1%	100%	$575,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$915,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$825,000
Nexera Holding LLC	Conventional, Jumbo	1	0.1%	50%	$3,505,000
Figure Lending LLC	HELOC	0 +8 HELOCs	0%	n/a
Financial Partners Credit Unio	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, Jumbo, HELOC	60 +1 HELOCs	6.3%	80%	$692,000
United Wholesale Mortgage	Conventional, FHA, Jumbo, HELOC	32 +5 HELOCs	3.4%	86.8%	$870,000
Sunward A+5.0 ★Texas Ratio: 2.97%	Conventional, Jumbo, HELOC	15 +1 HELOCs	1.6%	100%	$855,000	View
CrossCountry Mortgage, LLC	Conventional, VA, Jumbo	10	1%	100%	$1,105,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, USDA, Jumbo, HELOC	9 +4 HELOCs	0.9%	100%	$1,311,666	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	8 +1 HELOCs	0.8%	100%	$1,660,000	View
Guaranteed Rate, Inc.	Conventional, Jumbo, HELOC	6 +1 HELOCs	0.6%	100%	$1,498,333
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	6	0.6%	100%	$680,000	View
Ameritrust Mortgage Corporation	Conventional, Jumbo	6	0.6%	100%	$1,393,333
Originpoint, LLC	Conventional, Jumbo	5	0.5%	100%	$1,799,000
Guaranteed Rate Affinity, LLC	Conventional, VA, Jumbo	5	0.5%	100%	$989,000
Better Mortgage Corporation	Conventional, Jumbo, HELOC	4 +3 HELOCs	0.4%	66.7%	$935,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.4%	80%	$1,632,500	View
Union Home Mortgage Corp.	Conventional	4	0.4%	100%	$670,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	4	0.4%	80%	$1,632,500	View
The Loan Store, Inc	Conventional, Jumbo	4	0.4%	100%	$1,112,500
Spring Eq, LLC	Conventional, HELOC	3 +3 HELOCs	0.3%	50%	$221,666
Alliant Credit Union	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.3%	100%	$1,328,333
Arc Home LLC	Conventional, Jumbo	3	0.3%	100%	$1,911,666
Everett Financial, Inc.	Conventional, Jumbo	3	0.3%	100%	$1,091,666
Teachers Federal Credit Union	Conventional, Jumbo	3	0.3%	100%	$1,138,333
Nationstar Mortgage	Conventional	3	0.3%	100%	$118,333
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	3	0.3%	100%	$538,333	View
Sage Home Loans Corporation	Conventional	2	0.2%	66.7%	$910,000
Triad Financial Services, Inc.	Conventional	2	0.2%	100%	$155,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	2	0.2%	100%	$1,210,000	View
Deephaven Mortgage LLC	Conventional, Jumbo	2	0.2%	66.7%	$1,600,000
Amerisave Mortgage Company	Conventional	2	0.2%	33.3%	$415,000
Bay Equity LLC	Conventional, Jumbo	2	0.2%	100%	$925,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA, Jumbo	2	0.2%	100%	$925,000	View
Vellum Mortgage, Inc.	Conventional	2	0.2%	66.7%	$955,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	2	0.2%	100%	$650,000	View
Digital Federal Credit Union	Conventional, Jumbo	2	0.2%	66.7%	$830,000
United Nations Federal CU	Conventional, Jumbo	2	0.2%	100%	$1,115,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	1 +5 HELOCs	0.1%	66.7%	$3,225,000	View
First Technology Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$1,135,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$385,000
Premier Mortgage Resources, LLC	Conventional	1	0.1%	100%	$955,000
Primelending	Conventional	1	0.1%	100%	$255,000
Lakeview Loan Servicing, LLC	Conventional	1	0.1%	33.3%	$75,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$1,105,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$805,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$795,000
Dart Bank	Conventional	1	0.1%	50%	$785,000
Summit Mortgage Bankers, Inc.	Conventional, Jumbo	1	0.1%	100%	$1,265,000
Credit Human Federal Credit Un	Conventional	1	0.1%	100%	$185,000
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$725,000
First Colony Mortgage Corporat	VA	1	0.1%	100%	$785,000
Homeowners Financial Group, LLC	Conventional	1	0.1%	100%	$505,000
Planet Home Lending, LLC	Conventional	1	0.1%	100%	$805,000
Old Plank Trail Community Bank, N.A. A+5.0 ★Texas Ratio: 2.48%	Conventional	1	0.1%	100%	$1,205,000	View
Financial Resources Federal Cr	Conventional	1	0.1%	100%	$1,195,000
Mortgage Research Center	VA	1	0.1%	33.3%	$545,000
Uif Corporation	Conventional	1	0.1%	100%	$1,035,000
Logan Finance Corporation	Conventional, Jumbo	1	0.1%	100%	$3,005,000
Lower, LLC	Conventional	1	0.1%	100%	$415,000
Fairway Independent Mort Corp	Conventional	1	0.1%	100%	$1,045,000
Industrial and Commercial Bank of China (USA) NA	Conventional	1	0.1%	100%	$1,005,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$625,000	View
Village Capital & Investment	FHA	1	0.1%	100%	$805,000
Pentagon Federal Credit Union	HELOC	0 +4 HELOCs	0%	0%
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +3 HELOCs	0%	n/a		View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +2 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	HELOC	0 +1 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
Citizens Equity First Credit U	HELOC	0 +1 HELOCs	0%	n/a
Hanscom Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
State Departmenet Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Pleasanton Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Pleasanton, California

Looking for mortgage lenders near me or mortgage brokers near me in Pleasanton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pleasanton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Pleasanton, CA

Use these to narrow the list above. Each category shows how many Pleasanton, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 74 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 41 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 41 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 4 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 5 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 60 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 71 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Pleasanton, CA

Independent mortgage companies closed 29.2 percent of home loans in Pleasanton, California in 2025, banks 56.6 percent and credit unions 14.3 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Wells Fargo Bank NA the largest bank and 1st UNITED CREDIT UNION the largest credit union. Among lenders headquartered in California, Bank of America NA led with 107 loans.

29.2%

Mortgage companies

56.6%

Banks

14.3%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Pleasanton, CA

Who is the largest mortgage lender in Pleasanton, CA?

By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Pleasanton, California with 116 loans, about 12.2 percent of the market. The largest lender headquartered in California was Bank of America NA with 107 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Pleasanton, CA have the highest approval rates?

Among lenders with meaningful volume in Pleasanton, California, Citibank, NA approved the highest share of completed applications in 2025 at 96.3 percent, against a 89 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Pleasanton, CA mortgage lenders offer FHA, VA and USDA loans?

4 lenders closed FHA loans in Pleasanton, California in 2025, led by Rocket Mortgage with 2. 5 lenders closed VA loans, led by CrossCountry Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Pleasanton, CA lender list?

Yes. 41 banks and 41 credit unions closed home loans in Pleasanton, California in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Pleasanton, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Pleasanton, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pleasanton, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pleasanton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.