Mortgage Lenders and Brokers in Pinole, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pinole, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1541 Fitzgerald Dr, Pinole, CA 94564A+5.0 ★Texas Ratio: 3.68%, Mechanics BankMechanics Bank2690 Pinole Valley Rd, Pinole, CA 94564A+5.0 ★Texas Ratio: 1.81%, Wells Fargo Bank NAWells Fargo Bank NA1374 Fitzgerald Dr, Pinole, CA 94564A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA777 Tennent Ave, Pinole, CA 94564A+5.0 ★Texas Ratio: 3.54%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA1221 Tara Hills Dr, Pinole, CA 94564A+5.0 ★Texas Ratio: 4.14%, Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.65%, Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 1.59%, San Francisco Fire Credit UnionSan Francisco Fire Credit Union3201 California St, San Francisco, CA 94118 1903A+5.0 ★Texas Ratio: 3.32%, and 1st Northern California Credit Union1st Northern California Credit Union560 1st St Ste B106, Benicia, CA 94510 3579A+5.0 ★Texas Ratio: 0.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pinole, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pinole are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pinole, California
Market share is the lender's share of all home loans closed in Pinole, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Pinole 1541 Fitzgerald Dr, Pinole, CA 94564 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 10 +1 HELOCs |
3.7% | 71.4% | $480,000 | View |
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1 office in Pinole 2690 Pinole Valley Rd, Pinole, CA 94564 A+5.0 ★Texas Ratio: 1.81% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $510,000 | View |
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1 office in Pinole 1374 Fitzgerald Dr, Pinole, CA 94564 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 50% | $295,000 | View |
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1 office in Pinole 777 Tennent Ave, Pinole, CA 94564 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +2 HELOCs |
1.8% | 100% | $611,000 | View |
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1221 Tara Hills Dr, Pinole, CA 94564 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +11 HELOCs |
1.1% | 100% | $605,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, HELOC | 3 +3 HELOCs |
1.1% | 75% | $325,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 3 | 1.1% | 100% | $128,333 | View |
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3201 California St, San Francisco, CA 94118 1903 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 2 | 0.7% | 100% | $130,000 | View |
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560 1st St Ste B106, Benicia, CA 94510 3579 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 2 | 0.7% | 100% | $520,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.7% | 100% | $550,000 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $155,000 | View |
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403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 50% | $755,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.4% | 100% | $565,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
FHA | 1 | 0.4% | 100% | $415,000 | View |
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9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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1811 El Camino Real, Burlingame, CA 94010 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 1 | 0.4% | 100% | $575,000 | View |
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229 S Main St, Angels Camp, CA 95222 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
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406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 8 +1 HELOCs |
2.9% | 80% | $308,750 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 2.6% | 87.5% | $516,428 | |
Provident Funding Associates
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Conventional | 5 | 1.8% | 100% | $631,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 4 | 1.5% | 66.7% | $627,500 | View |
American Pacific Mortgage Corporation
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Conventional | 4 | 1.5% | 100% | $565,000 | |
General Mortgage Capital Corporation
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Conventional | 3 | 1.1% | 100% | $475,000 | |
Alameda Mortgage Corporation
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Conventional | 2 | 0.7% | 100% | $595,000 | |
New Wave Lending Group Inc
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Conventional | 2 | 0.7% | 100% | $570,000 | |
Stg Mortgage Inc
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Conventional | 2 | 0.7% | 100% | $615,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.7% | 100% | $530,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.7% | 100% | $700,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 2 | 0.7% | 100% | $480,000 | |
AmWest Funding Corp
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FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $785,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.4% | 100% | $795,000 | |
Resicentral LLC
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.4% | 100% | $685,000 | |
Fidelity Lending Solutions Inc
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Conventional | 1 | 0.4% | 100% | $595,000 | |
Land Home Financial Services,
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VA | 1 | 0.4% | 100% | $445,000 | |
New American Funding, LLC.
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FHA | 1 | 0.4% | 50% | $1,125,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.4% | 100% | $595,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.4% | 100% | $705,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.4% | 100% | $375,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 47 +7 HELOCs |
17.2% | 92.2% | $547,978 | |
Rocket Mortgage
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Conventional, FHA | 25 | 9.2% | 68.4% | $447,400 | |
CrossCountry Mortgage, LLC
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Conventional | 14 | 5.1% | 100% | $477,857 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA, HELOC | 10 +1 HELOCs |
3.7% | 100% | $447,000 | View |
Vellum Mortgage, Inc.
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Conventional, FHA | 9 | 3.3% | 100% | $650,555 | |
Everett Financial, Inc.
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Conventional, FHA, HELOC | 7 +1 HELOCs |
2.6% | 100% | $362,142 | |
Spring Eq, LLC
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Conventional, HELOC | 6 +3 HELOCs |
2.2% | 53.8% | $125,000 | |
Homeowners Financial Group, LLC
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Conventional, FHA, VA | 5 | 1.8% | 100% | $415,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.5% | 100% | $457,500 | |
Amerisave Mortgage Company
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Conventional | 4 | 1.5% | 55.6% | $72,500 | |
Mortgage Research Center
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VA | 4 | 1.5% | 100% | $532,500 | |
Arc Home LLC
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Conventional | 3 | 1.1% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 1.1% | 100% | $621,666 | View |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.1% | 75% | $225,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $815,000 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $420,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.7% | 100% | $615,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 0.7% | 100% | $590,000 | |
Newrez LLC
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Conventional, FHA | 2 | 0.7% | 66.7% | $500,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.7% | 100% | $510,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.7% | 100% | $660,000 | |
Ameritrust Mortgage Corporation
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Conventional | 2 | 0.7% | 100% | $635,000 | |
Planet Home Lending, LLC
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FHA | 2 | 0.7% | 100% | $520,000 | |
Leaderone Financial Corp.
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Conventional | 2 | 0.7% | 100% | $375,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $505,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 60% | $555,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $845,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $115,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 20% | $125,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.4% | 100% | $715,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 50% | $655,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.4% | 100% | $635,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $655,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 4.67% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $695,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 50% | $605,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pinole Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pinole, California
Looking for mortgage lenders near me or mortgage brokers near me in Pinole? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pinole in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pinole, CA
Use these to narrow the list above. Each category shows how many Pinole, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Pinole, CA
Independent mortgage companies closed 83.5 percent of home loans in Pinole, California in 2025, banks 11 percent and credit unions 5.5 percent. Change Lending was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Patelco Credit Union the largest credit union. Among lenders headquartered in California, Mechanics Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pinole, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Pinole, California with 10 loans, about 3.7 percent of the market. The largest lender headquartered in California was Mechanics Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Pinole, California in 2025, led by United Wholesale Mortgage with 8. 4 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 19 credit unions closed home loans in Pinole, California in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pinole, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pinole, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pinole. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
