Mortgage Lenders and Brokers in Piedmont, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Piedmont, California mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA344 Highland Ave, Piedmont, CA 94611A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA345 Highland Ave, Piedmont, CA 94611A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA333 Highland Ave, Piedmont, CA 94611A+5.0 ★Texas Ratio: 2.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, Citizens Bank, NACitizens Bank, NA750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941A+5.0 ★Texas Ratio: 5.44%, Hsbc Bank USA, NAHsbc Bank USA, NA1107 S Baldwin Ave, Arcadia, CA 91007A+5.0 ★Texas Ratio: 4.86%, and Fremont BankFremont Bank200 Sand Creek Rd, Brentwood, CA 94513A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Piedmont, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Piedmont are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Piedmont, California
Market share is the lender's share of all home loans closed in Piedmont, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Piedmont 344 Highland Ave, Piedmont, CA 94611 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 12 | 9.3% | 75% | $1,505,833 | View |
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1 office in Piedmont 345 Highland Ave, Piedmont, CA 94611 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 9 +10 HELOCs |
7% | 100% | $1,561,666 | View |
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1 office in Piedmont 333 Highland Ave, Piedmont, CA 94611 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 4 | 3.1% | 100% | $1,730,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 10 +2 HELOCs |
7.8% | 83.3% | $1,832,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
4.7% | 66.7% | $1,625,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 4 | 3.1% | 100% | $2,265,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
2.3% | 100% | $1,975,000 | View |
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750 Redwood Hwy Frontage Rd Suite 1218, Mill Valley, CA 94941 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
2.3% | 100% | $2,955,000 | View |
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1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 2 | 1.6% | 66.7% | $2,085,000 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +5 HELOCs |
0.8% | 100% | $975,000 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.8% | 66.7% | $1,325,000 | View |
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★ 2 stars, 1 review 2208 S Shore Ctr, Alameda, CA 94501 A+5.0 ★Texas Ratio: 2.03% |
Conventional, Jumbo | 1 | 0.8% | 100% | $2,005,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,345,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 4 | 3.1% | 100% | $1,720,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, Jumbo | 1 | 0.8% | 100% | $2,605,000 | |
Provident Funding Associates
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Conventional | 1 | 0.8% | 100% | $635,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.8% | 50% | $895,000 | |
New American Funding, LLC.
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,755,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,335,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, Jumbo | 12 | 9.3% | 100% | $955,833 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 10 | 7.8% | 100% | $1,781,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, Jumbo | 6 | 4.7% | 100% | $1,585,000 | View |
United Wholesale Mortgage
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Conventional, Jumbo | 4 | 3.1% | 100% | $1,622,500 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 4 | 3.1% | 80% | $1,540,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 4 | 3.1% | 100% | $2,095,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 4 | 3.1% | 100% | $1,442,500 | View |
Guaranteed Rate, Inc.
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
2.3% | 100% | $1,095,000 | |
Alliant Credit Union
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.6% | 100% | $1,585,000 | |
Originpoint, LLC
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Conventional, Jumbo | 2 | 1.6% | 100% | $1,770,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 2 | 1.6% | 100% | $1,415,000 | View |
Arc Home LLC
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Conventional, Jumbo | 1 | 0.8% | 100% | $2,885,000 | |
Fourleaf Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $505,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.8% | 100% | $1,205,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.8% | 100% | $805,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $505,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $805,000 | |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $1,005,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,885,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.8% | 100% | $485,000 | |
Champions Funding, LLC
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,505,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Piedmont Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Piedmont, California
Looking for mortgage lenders near me or mortgage brokers near me in Piedmont? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Piedmont in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Piedmont, CA
Use these to narrow the list above. Each category shows how many Piedmont, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Piedmont, CA
Independent mortgage companies closed 41.9 percent of home loans in Piedmont, California in 2025, banks 54.3 percent and credit unions 3.9 percent. Pennymac Loan Services LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and Star One Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Piedmont, CA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Piedmont, California with 12 loans, about 9.3 percent of the market. The largest lender headquartered in California was Bank of America NA with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 7 credit unions closed home loans in Piedmont, California in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Piedmont, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Piedmont, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Piedmont. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
