Mortgage Lenders and Brokers in Orcutt, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Orcutt, California mortgage lenders include Mechanics BankMechanics Bank801 San Pablo Ave, Albany, CA 94706A+5.0 ★Texas Ratio: 1.81%, CoastHills Credit UnionCoastHills Credit Union1580 W Branch St, Arroyo Grande, CA 93420 1819, Sesloc Credit UnionSesloc Credit Union1399 E Grand Ave, Arroyo Grande, CA 93420 2421, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Murphy BankMurphy Bank5180 N Palm Ave, Fresno, CA 93704A+5.0 ★Texas Ratio: 2.25%, Santa Barbara Teachers Federal Credit UnionSanta Barbara Teachers Federal Credit Union1307B N H St, Lompoc, CA 93436 3312A+5.0 ★Texas Ratio: 0.02%, Community West Bank, A California Banking CorporationCommunity West Bank, A California Banking Corporation9201 Camino Media Suite 100, Bakersfield, CA 93311A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, and Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Orcutt, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Orcutt are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Orcutt, California
Market share is the lender's share of all home loans closed in Orcutt, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Orcutt 801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1580 W Branch St, Arroyo Grande, CA 93420 1819 |
Conventional | 14 | 2.2% | 94.1% | $128,571 | View |
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1399 E Grand Ave, Arroyo Grande, CA 93420 2421 |
Conventional, HELOC | 13 +21 HELOCs |
2.1% | 86.7% | $331,923 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 10 +5 HELOCs |
1.6% | 66.7% | $309,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 6 | 1% | 85.7% | $456,666 | View |
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5180 N Palm Ave, Fresno, CA 93704 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 6 | 1% | 100% | $175,000 | View |
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1307B N H St, Lompoc, CA 93436 3312 A+5.0 ★Texas Ratio: 0.02% |
Conventional | 4 | 0.6% | 85.7% | $177,500 | View |
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9201 Camino Media Suite 100, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 4 | 0.6% | 83.3% | $182,500 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 0.5% | 100% | $195,000 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 2 | 0.3% | 80% | $625,000 | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $145,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $765,000 | View |
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7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $435,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $815,000 | View |
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1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $75,000 | View |
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300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77% |
VA | 1 | 0.2% | 50% | $405,000 | View |
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7035 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.04% |
Conventional, Jumbo | 1 | 0.2% | 100% | $975,000 | View |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.2% | 100% | $675,000 | View |
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200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $605,000 | View |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
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Conventional, FHA, VA, Jumbo, HELOC | 35 +6 HELOCs |
5.6% | 89.7% | $481,571 | |
Guild Mortgage Company
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Conventional, FHA, VA | 33 | 5.3% | 100% | $420,454 | |
Kind Lending, LLC
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Conventional, FHA, VA, HELOC | 15 +3 HELOCs |
2.4% | 80% | $512,333 | |
Coastal Funding SLC, Inc.
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Conventional, FHA, VA | 14 | 2.2% | 100% | $526,428 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 12 | 1.9% | 92.3% | $530,833 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 5 | 0.8% | 100% | $553,000 | |
Citadel Servicing Corporation
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Conventional | 5 | 0.8% | 100% | $741,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, Jumbo | 5 | 0.8% | 83.3% | $549,000 | |
Alameda Mortgage Corporation
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Conventional, FHA | 3 | 0.5% | 100% | $631,666 | |
Residential Wholesale Mortgage
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Conventional | 3 | 0.5% | 100% | $555,000 | |
Provident Funding Associates
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Conventional | 3 | 0.5% | 100% | $628,333 | |
Franklin Loan Corporation
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Conventional | 3 | 0.5% | 100% | $358,333 | |
ClearEdge Lending LLC
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Conventional | 3 | 0.5% | 100% | $558,333 | |
JMAC Lending, Inc.
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Conventional | 3 | 0.5% | 100% | $478,333 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.3% | 100% | $760,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 2 | 0.3% | 100% | $295,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 2 | 0.3% | 100% | $470,000 | |
Augusta Financial, Inc.
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Conventional | 2 | 0.3% | 100% | $265,000 | |
American Financial Network, Inc.
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Conventional, VA | 2 | 0.3% | 100% | $455,000 | |
HomeXpress Mortgage Corp.
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Conventional | 2 | 0.3% | 66.7% | $505,000 | |
Ahl Funding
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Conventional, FHA | 2 | 0.3% | 100% | $585,000 | |
Greenbox Loans
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Conventional | 2 | 0.3% | 100% | $305,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.3% | 100% | $605,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.3% | 40% | $250,000 | |
ML Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $695,000 | |
Fundloans Capital
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Conventional | 1 | 0.2% | 100% | $305,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.2% | 100% | $545,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $405,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.2% | 33.3% | $515,000 | |
Habitfactory USA Inc dba Loaning AI
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Conventional | 1 | 0.2% | 100% | $495,000 | |
Fidelity Lending Solutions Inc
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Conventional | 1 | 0.2% | 100% | $455,000 | |
JMJ Financial Group Inc.
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Conventional | 1 | 0.2% | 100% | $345,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.2% | 100% | $495,000 | |
Victoria Financial Corp
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Conventional | 1 | 0.2% | 100% | $485,000 | |
West Coast Mortgage Group & Realty Co
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Conventional | 1 | 0.2% | 100% | $535,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $775,000 | |
Ony Glo, Inc.
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Conventional | 1 | 0.2% | 100% | $905,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 33.3% | $695,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.2% | 100% | $655,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.2% | 100% | $725,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 81 +4 HELOCs |
12.9% | 87.2% | $578,950 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 67 | 10.7% | 89% | $367,835 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo, HELOC | 38 +4 HELOCs |
6.1% | 95% | $619,210 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 34 +1 HELOCs |
5.4% | 100% | $663,235 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 15 +1 HELOCs |
2.4% | 95.2% | $559,666 | |
Freedom Mortgage Corporation
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FHA, VA, Jumbo | 13 | 2.1% | 88.9% | $671,153 | |
Spring Eq, LLC
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Conventional, HELOC | 9 +7 HELOCs |
1.4% | 42.9% | $161,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 8 +1 HELOCs |
1.3% | 100% | $526,250 | |
Newrez LLC
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Conventional, VA, Jumbo | 8 | 1.3% | 80% | $600,000 | |
Triad Financial Services, Inc.
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Conventional | 8 | 1.3% | 61.9% | $167,500 | |
V.I.P. Mortgage, Inc.
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Conventional | 8 | 1.3% | 100% | $270,000 | |
Mortgage Research Center
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VA | 6 | 1% | 54.5% | $660,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +4 HELOCs |
0.8% | 83.3% | $513,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 5 | 0.8% | 100% | $693,000 | View |
Nationstar Mortgage
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Conventional, FHA | 5 | 0.8% | 71.4% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, Jumbo, HELOC | 3 +1 HELOCs |
0.5% | 100% | $708,333 | View |
All Credit Considered Mortgage, Inc.
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Conventional | 3 | 0.5% | 100% | $531,666 | |
New Day Financial, LLC.
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VA | 3 | 0.5% | 50% | $441,666 | |
Utah Mortgage Loan Corporation
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Conventional, FHA | 3 | 0.5% | 100% | $495,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 0.5% | 100% | $578,333 | View |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.3% | 25% | $70,000 | |
Envoy Mortgage, Ltd
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Conventional, VA | 2 | 0.3% | 100% | $590,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.3% | 66.7% | $575,000 | |
Discover Bank
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Conventional | 2 | 0.3% | 28.6% | $120,000 | |
Credit Human Federal Credit Un
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Conventional | 2 | 0.3% | 30% | $190,000 | |
Nations Lending Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $640,000 | |
21St Mortgage
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Conventional | 2 | 0.3% | 66.7% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 33.3% | $45,000 | View |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $245,000 | |
Originpoint, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $785,000 | |
Empeople Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $385,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $705,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $645,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $495,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $745,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 50% | $335,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $895,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 50% | $185,000 | |
Data Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
Peak Residential Lending Inc
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $915,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $675,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $535,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.2% | 100% | $905,000 | View |
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A+5.0 ★Texas Ratio: 3.57% |
Conventional | 1 | 0.2% | 100% | $895,000 | View |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
Saygo Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Better Mortgage Corporation
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Conventional, Jumbo | 1 | 0.2% | 100% | $995,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.2% | 100% | $575,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 50% | $675,000 | |
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C-3.6 ★Texas Ratio: 31.27% |
Conventional | 1 | 0.2% | 100% | $915,000 | View |
Fairway Independent Mort Corp
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VA | 1 | 0.2% | 100% | $545,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 50% | $515,000 | View |
Top Flite Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $675,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.2% | 100% | $465,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 50% | $515,000 | |
Alliant Credit Union
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Orcutt Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Orcutt, California
Looking for mortgage lenders near me or mortgage brokers near me in Orcutt? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Orcutt in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Orcutt, CA
Use these to narrow the list above. Each category shows how many Orcutt, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Orcutt, CA
Independent mortgage companies closed 85.2 percent of home loans in Orcutt, California in 2025, banks 7.6 percent and credit unions 7.2 percent. Sun West Mortgage Company, Inc was the largest mortgage company, Mechanics Bank the largest bank and CoastHills Credit Union the largest credit union. Among lenders headquartered in California, Mechanics Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Orcutt, CA
By home loans closed in 2025, Mechanics Bank was the largest mortgage lender in Orcutt, California with 0 loans, about 0 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Orcutt, California, Rocket Mortgage approved the highest share of completed applications in 2025 at 89 percent, against a 84.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Orcutt, California in 2025, led by United Wholesale Mortgage with 23. 28 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 19 credit unions closed home loans in Orcutt, California in 2025, alongside 98 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Orcutt, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Orcutt, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Orcutt. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
