Mortgage Lenders and Brokers in Mountain House, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mountain House, California mortgage lenders include The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Star One Credit UnionStar One Credit Union10991 N De Anza Blvd, Cupertino, CA 95014 6303A+5.0 ★Texas Ratio: 0.64%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Provident Credit UnionProvident Credit Union2250 S Shore Ctr Ste C, Alameda, CA 94501A+5.0 ★Texas Ratio: 0.49%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.31924 Crown Valley Rd, Acton, CA 93510A+5.0 ★Texas Ratio: 3.72%, Sun West Mortgage Company, IncSun West Mortgage Company, Inc500 N Brand Blvd, Glendale, CA 91203A+5.0 ★Texas Ratio: 5.17%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, and Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A5.0 ★Texas Ratio: 6.65%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mountain House, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mountain House are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mountain House, California
Market share is the lender's share of all home loans closed in Mountain House, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, Jumbo, HELOC | 29 +6 HELOCs |
4.7% | 82.9% | $848,793 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 27 +4 HELOCs |
4.4% | 90.9% | $747,962 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 12 +12 HELOCs |
1.9% | 92.3% | $863,333 | View |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional, Jumbo, HELOC | 11 +4 HELOCs |
1.8% | 81.2% | $588,636 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 11 | 1.8% | 84.6% | $840,454 | View |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional, Jumbo | 10 | 1.6% | 100% | $864,000 | View |
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31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 8 +1 HELOCs |
1.3% | 100% | $761,250 | View |
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500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17% |
Conventional, FHA, VA, Jumbo | 6 | 1% | 100% | $673,333 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 6 | 1% | 100% | $910,000 | View |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional, Jumbo, HELOC | 5 +5 HELOCs |
0.8% | 83.3% | $847,000 | View |
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1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 5 | 0.8% | 100% | $799,000 | View |
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19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20% |
Conventional, HELOC | 4 +4 HELOCs |
0.6% | 100% | $262,500 | View |
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10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
0.6% | 85.7% | $777,500 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 0.5% | 75% | $925,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.5% | 60% | $145,000 | View |
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★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 2 +5 HELOCs |
0.3% | 100% | $970,000 | View |
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5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 2 | 0.3% | 100% | $385,000 | View |
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350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42% |
Conventional, Jumbo | 2 | 0.3% | 66.7% | $890,000 | View |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 2 | 0.3% | 100% | $635,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 2 | 0.3% | 50% | $925,000 | View |
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200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +8 HELOCs |
0.2% | 33.3% | $155,000 | View |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $205,000 | View |
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9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.2% | 100% | $1,015,000 | View |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
Conventional, Jumbo | 1 | 0.2% | 100% | $895,000 | View |
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801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
Conventional, Jumbo | 1 | 0.2% | 100% | $885,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 50% | $705,000 | View |
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5329 Sunrise Blvd, Fair Oaks, CA 95628 3539 A+5.0 ★Texas Ratio: 5.95% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,045,000 | View |
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1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1638 W Campbell Ave, Campbell, CA 95008 A5.0 ★Texas Ratio: 6.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 20 | 3.2% | 95.2% | $596,000 | |
loanDepot.com LLC
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Conventional, Jumbo, HELOC | 18 +2 HELOCs |
2.9% | 82.6% | $486,666 | |
Inspire Home Loans Inc.
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Conventional, FHA | 6 | 1% | 100% | $750,000 | |
AmWest Funding Corp
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Conventional, HELOC | 4 +1 HELOCs |
0.6% | 80% | $537,500 | |
Kind Lending, LLC
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Conventional, VA, Jumbo | 4 | 0.6% | 100% | $432,500 | |
Googain, Inc.
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Conventional, Jumbo | 4 | 0.6% | 100% | $692,500 | |
Provident Funding Associates
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Conventional | 4 | 0.6% | 80% | $617,500 | |
AAA Capital Investment, Inc
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Conventional | 3 | 0.5% | 100% | $745,000 | |
General Mortgage Capital Corporation
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Conventional, Jumbo | 3 | 0.5% | 100% | $781,666 | |
Nmsi, Inc.
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Conventional | 3 | 0.5% | 100% | $485,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.3% | 100% | $755,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.3% | 100% | $640,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 2 | 0.3% | 100% | $995,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.3% | 66.7% | $510,000 | |
Nexera Holding LLC
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Conventional | 2 | 0.3% | 100% | $225,000 | |
New American Funding, LLC.
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $805,000 | |
Fundloans Capital
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Conventional, Jumbo | 1 | 0.2% | 100% | $815,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.2% | 50% | $265,000 | |
Bay-Valley Mortgage Group
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Ahl Funding
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.2% | 100% | $545,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.2% | 100% | $205,000 | |
American Finance House Lariba
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Conventional | 1 | 0.2% | 100% | $665,000 | |
The Police Credit Union of California
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $675,000 | |
Mason-McDuffie Mortgage Corporation
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VA | 1 | 0.2% | 100% | $435,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 50% | $445,000 | |
Arcstone Financial Inc
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,055,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.2% | 33.3% | $615,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lennar Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 133 | 21.6% | 94.4% | $688,684 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 55 | 8.9% | 75.3% | $566,090 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 35 +5 HELOCs |
5.7% | 92.3% | $617,571 | |
Pulte Mortgage LLC
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Conventional, Jumbo | 20 | 3.2% | 71.4% | $797,500 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 16 | 2.6% | 94.1% | $854,375 | |
Shea Mortgage Inc.
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Conventional, FHA | 16 | 2.6% | 94.1% | $603,125 | |
Nationstar Mortgage
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Conventional | 10 | 1.6% | 100% | $166,000 | |
Tri Pointe Connect, LLC
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Conventional, Jumbo | 9 | 1.5% | 100% | $833,888 | |
Newrez LLC
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Conventional, VA, Jumbo | 7 | 1.1% | 87.5% | $746,428 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA | 6 | 1% | 100% | $576,666 | View |
Better Mortgage Corporation
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Conventional, HELOC | 4 +2 HELOCs |
0.6% | 83.3% | $690,000 | |
Taylor Morrison Home Funding, Inc.
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Conventional, Jumbo | 4 | 0.6% | 100% | $710,000 | |
The Loan Store, Inc
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Conventional, HELOC | 3 +2 HELOCs |
0.5% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +2 HELOCs |
0.5% | 100% | $258,333 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 0.5% | 60% | $555,000 | |
Filo Mortgage, LLC
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Conventional | 3 | 0.5% | 100% | $538,333 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 0.5% | 66.7% | $578,333 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +6 HELOCs |
0.3% | 22.2% | $90,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 2 | 0.3% | 66.7% | $610,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.3% | 100% | $595,000 | View |
Mortgage Research Center
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Conventional, VA, Jumbo | 2 | 0.3% | 100% | $800,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.3% | 100% | $625,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $615,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $625,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 33.3% | $635,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.2% | 50% | $675,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $675,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $725,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 20% | $65,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.2% | 100% | $745,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 12.5% | $75,000 | |
Intercap Lending Inc
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Warshaw Capital, LLC
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Conventional | 1 | 0.2% | 100% | $665,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Uif Corporation
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.2% | 100% | $565,000 | |
Homeamerican Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,075,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $665,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
Digital Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
Citizens Equity First Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
American Heritage Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 100% |
Mountain House Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mountain House, California
Looking for mortgage lenders near me or mortgage brokers near me in Mountain House? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mountain House in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mountain House, CA
Use these to narrow the list above. Each category shows how many Mountain House, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Mountain House, CA
Independent mortgage companies closed 72.6 percent of home loans in Mountain House, California in 2025, banks 15.6 percent and credit unions 11.8 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and The Golden 1 Credit Union the largest credit union. Among lenders headquartered in California, The Golden 1 Credit Union led with 29 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mountain House, CA
By home loans closed in 2025, The Golden 1 Credit Union was the largest mortgage lender in Mountain House, California with 29 loans, about 4.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Mountain House, California, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 94.4 percent, against a 85.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Mountain House, California in 2025, led by United Wholesale Mortgage with 3. 11 lenders closed VA loans, led by Sun West Mortgage Company, Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 29 credit unions closed home loans in Mountain House, California in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mountain House, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mountain House, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mountain House. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
