Mortgage Lenders and Brokers in Las Flores, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Las Flores, California mortgage lenders include Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, Wescom Central Credit UnionWescom Central Credit Union5601 E La Palma Ave, Anaheim, CA 92807A+5.0 ★Texas Ratio: 2.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Orange County'S FCUOrange County'S FCU2390 E Orangewood Ave Ste 106, Anaheim, CA 92806A+5.0 ★Texas Ratio: 4.43%, California Credit UnionCalifornia Credit Union633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973A+5.0 ★Texas Ratio: 2.90%, and Bny Mellon, N.A.Bny Mellon, N.A.2029 Century Park E, Los Angeles, CA 90067A+5.0 ★Texas Ratio: 0.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Las Flores, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Las Flores are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Las Flores, California
Market share is the lender's share of all home loans closed in Las Flores, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 6 +8 HELOCs |
7.4% | 85.7% | $391,666 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 4 | 4.9% | 100% | $562,500 | View |
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14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
2.5% | 66.7% | $995,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2.5% | 100% | $625,000 | View |
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5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 2 | 2.5% | 100% | $1,145,000 | View |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
1.2% | 100% | $1,735,000 | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +2 HELOCs |
1.2% | 100% | $945,000 | View |
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2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $175,000 | View |
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633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 1.2% | 100% | $305,000 | View |
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2029 Century Park E, Los Angeles, CA 90067 A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 1.2% | 100% | $755,000 | View |
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4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 1.2% | 100% | $1,205,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 1.2% | 100% | $975,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.2% | 100% | $55,000 | View |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 3 | 3.7% | 100% | $905,000 | |
loanDepot.com LLC
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Conventional, HELOC | 2 +1 HELOCs |
2.5% | 100% | $945,000 | |
Guild Mortgage Company
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FHA | 1 | 1.2% | 100% | $1,185,000 | |
Coast 2 Coast Funding Group, Inc
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Conventional | 1 | 1.2% | 100% | $205,000 | |
New Wave Lending Group Inc
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Conventional, Jumbo | 1 | 1.2% | 100% | $1,465,000 | |
Flexpoint, Inc.
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Conventional, Jumbo | 1 | 1.2% | 100% | $1,335,000 | |
Stg Mortgage Inc
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Conventional | 1 | 1.2% | 100% | $275,000 | |
Franklin Loan Corporation
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Conventional | 1 | 1.2% | 100% | $65,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $985,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.2% | 100% | $95,000 | |
Banc One Mortage Corporation
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Conventional | 1 | 1.2% | 100% | $625,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 1.2% | 100% | $1,405,000 | |
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Financial Partners Credit Unio
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional | 14 | 17.3% | 71.4% | $501,428 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 13 +2 HELOCs |
16% | 92.9% | $855,769 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
3.7% | 75% | $195,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 2 | 2.5% | 100% | $530,000 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $525,000 | |
HomeBridge Financial Services, Inc
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VA, Jumbo, HELOC | 1 +1 HELOCs |
1.2% | 100% | $1,315,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $45,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $75,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $1,145,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 1.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 1.2% | 100% | $1,125,000 | View |
Valon Mortgage
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Conventional | 1 | 1.2% | 100% | $415,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $105,000 | |
The Loan Store, Inc
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Conventional, Jumbo | 1 | 1.2% | 100% | $1,825,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Amerisave Mortgage Company
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Las Flores Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Las Flores, California
Looking for mortgage lenders near me or mortgage brokers near me in Las Flores? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Las Flores in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Las Flores, CA
Use these to narrow the list above. Each category shows how many Las Flores, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Las Flores, CA
Independent mortgage companies closed 66.7 percent of home loans in Las Flores, California in 2025, banks 21 percent and credit unions 12.3 percent. Pennymac Loan Services LLC was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Schoolsfirst FCU led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Las Flores, CA
By home loans closed in 2025, Schoolsfirst FCU was the largest mortgage lender in Las Flores, California with 6 loans, about 7.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Las Flores, California in 2025, led by United Wholesale Mortgage with 2. 2 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 11 credit unions closed home loans in Las Flores, California in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Las Flores, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Las Flores, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Las Flores. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
